Abstract: A system for executing trades in a user preferred security is disclosed. The system comprises a server system (12) that is in communication with a client system (14), a security data source (26) and a trade execution location (30). The security data source (26) provides security data relating to a plurality of securities to the server system (12). The client system (14) provides M user specific criteria to the server system (12). The server system (12) then analyzes the security data based upon the M user specific criteria and identifies user preferred securities from the plurality of securities. The server system (12) provides the client system (14) with data relating to the user preferred securities. The client system (14) uses N user specific parameters to generate and display an N dimensional graph that is populated with icons representing the user preferred securities.

Abstract: A system and method for comparing information from different sources in which anchor links identifying categories of information are embedded within reports on a plurality of items to be compared, and in which a plurality of dynamic frames are provided in a visual display, each frame displaying the portion of a report for a different one of the plurality of items to be compared, which portion corresponds to a designated common anchor link.

Abstract: Method and apparatus for integrating distributed shared services system which integrates web based applications with each other and with other centralized application to provide a single sign-on approach for authentication and authorization services for distributed web sites requiring no access time back to the authentication/authorization server is provided.

Abstract: A computing system architecture is based upon a peer-to-peer, asynchronous model. The architecture specifies a set of infrastructure facilities that comprise an inter-prise operating system. The inter-prise operating system provides all the facilities that make application coding as easy in the peer-to-peer asynchronous model as it is in a hierarchical, synchronous model. Services, which reside in containers, are linked asynchronously by an inter-prise bus and use data from a virtual data store.

Abstract: A method and apparatus which provides for a referral program where a financial institution, such as a broker dealer, can refer customers to an independent financial advisor, under an on-going referral fee sharing agreement. The on-going referral fee sharing agreement provides that the financial advisor will pay the referring financial institution an on-going referral fee based on the asset management fee that the advisor charges. These referral fees are processed automatically and the transfers are done electronically, allowing the referral program to be implemented efficiently and effectively.

Abstract: Method and apparatus for integrating distributed shared services system which integrates web based applications with each other and with other centralized application to provide a single sign-on approach for authentication and authorization services for distributed web sites requiring no access time back to the authentication/authorization server is provided.

Abstract: A computing system architecture is based upon a peer-to-peer, asynchronous model. The architecture specifies a set of infrastructure facilities that comprise an inter-prise operating system. The inter-prise operating system provides all the facilities that make application coding as easy in the peer-to-peer asynchronous model as it is in a hierarchical, synchronous model. Services, which reside in containers, are linked asynchronously by an inter-prise bus and use data from a virtual data store.

Abstract: A system and method are provided that allow for automated documentation of all advice interactions between broker representatives on one end and clients, or prospective clients, on the other. This is accomplished by providing a computer system for storing appropriate data for each advice interaction with a client. The advice interaction data can be used to assess compliance with existing regulations, as well as for analytical and training purposes.

Abstract: A method and apparatus provides on a home page of a web site information about a mutual fund subscription and a link which may be followed to a web page which may be used to subscribe to the fund online.

Abstract: A method and system which provides for generating an integrated report. The method and system utilize information in a data storage system to provide individual account holders with an integrated report which includes detailed information regarding the financial account, and integrates financial planning recommendation information with the information regarding the financial account. Typically, the information regarding the financial account will be of sufficient detail so that a separate account statement need not be sent to the individual. The system and method herein provide individual account holders with a single report which provides the individual with financial account information, and financial planning advice, utilizing data available in a data storage system. Thus, the individual need not seek out advice, rather it is proactively delivered to the individual.

Abstract: A method and apparatus generates identifiers of database records apart from the database. One or more application programs may request an identifier of a transaction, and a stored identifier of a prior transaction is incremented or otherwise altered to produce the identifier of the transaction. The identifier is provided to the application program, which uses it as an identifier of a record of a database if such a record is created. If a system failure occurs, the database is scanned to identify the most recently issued identifier stored in the database, for example by requesting from the database the highest transaction number stored, and that number is used to generate the next transaction number.

Abstract: A method and apparatus for monitoring a items such as stocks and other securities, suitable for use in portable devices, such as personal organizers, wherein instead of separate watch lists, a pool of items being watched is maintained, and the total number of items which can be contained in the pool is intentionally limited to a predefined number, and further wherein each of the items in the pool includes an associated tag which defines a watch list to which it belongs, and the pool of the items being watched can be viewed simultaneously as one coherent collection, or specific watch lists can be displayed.

Abstract: A system and method for forecasting tax effects of financial transactions is provided. The system and method include a series of web pages. The web pages allow a user to 1) determine their federal and state tax rates, 2) describe the asset they wish to sell. Additional web pages then display the tax consequences of the sale of the asset along with the details of the calculations used to evaluate those consequences. Still more web pages can be used to describe an asset to buy. In this case, the displayed consequences are expanded to compare the benefit of holding the current asset against the benefit of acquiring the new asset.

Abstract: A system and method for forecasting tax effects of financial transactions is provided. The system and method include a series of web pages. The web pages allow a user to 1) determine their federal and state tax rates, 2) describe the asset they wish to sell. Additional web pages then display the tax consequences of the sale of the asset along with the details of the calculations used to evaluate those consequences. Still more web pages can be used to describe an asset to buy. In this case, the displayed consequences are expanded to compare the benefit of holding the current asset against the benefit of acquiring the new asset.

Abstract: A method and apparatus identifies and adds information relevant to a user but not requested by the user to information requested by a user to form a message such as an e-mail message and provides the message to the user.

Abstract: A computing environment includes client computers in communication with a mainframe computer. The mainframe computer stores customer data under keys. A client computer is adapted to execute one or more application programs and a desktop bus. Each application program has a bus interface component for enabling the application program to communicate with the bus. Upon execution, each application program preferably registers with the bus. When an application program learns a key from a source other than the bus, the application program sends a message to the bus including the key. The bus stores the key and, depending upon whether another application is designated as either “hot” or “cold,” either sends the key to the application or notifies the application that the key has changed. In response to receiving the key, the application accesses the mainframe to retrieve the associated customer data.

Abstract: A method and apparatus are provided which account for tax impact in predicting investment return. Data for taxable investments, data for non-taxable investments and investor data are received and an optimization is performed which includes all of these data. An investment recommendation is provided to the investor based on the optimization.

Abstract: A method for opening an on-line brokerage account includes the steps of opening an on-line brokerage account for a user based on account information received from the user, the on-line brokerage account having one or more restrictions, generating an application based on the account information; requesting that the user submit required information with the application within a predetermined time to remove the one or more restrictions from the on-line brokerage account, and removing said one or more restrictions from the on-line brokerage account when the application including the required information is received within the predetermined time.

Abstract: A system and method for a uniform website platform are provided. For a representative embodiment, a website is created so that one or more of its web pages are subdivided into a series of panels. Each panel is associated with a collection of inserts. Each insert can include any combination of the objects that are normally found on web pages, including content and applications. Users request pages from the website using their browser programs. The responding web server dynamically selects inserts for each of the panels included in each requested page. The selection process may be based on any number of different selection criteria including user preferences and the country or region associated with the web site. The web server renders the selected panels to create each requested page. The dynamically created pages are then returned to the requesting browser.

Abstract: An application allows employees to submit suggestions and ideas for improving how a company does business. A presently preferred embodiment of the invention supports multiple points of entry, which can include an entry portal, which is a single point of entry to a Web application; a point of entry for employees within a specific business unit in a larger entity for submission of suggestions related to the business unit; a point of entry for motivated submitters with an idea about how to change the company's business; a central point of entry for ideas and suggestions; and a point of entry for ideas on improving a specific aspect of the company, for example the company's use of the Internet.