Patents Assigned to Charles Schwab & Co.
  • System and method for authenticating a user to provide a web service
    Patent number: 11057372
    Abstract: A system and method provides access to one or more web services by capturing a human perceptible rendering on a separate device, identifying a code from the human-perceptible rendering captured and granting access to the one or more web services, responsive to the code identified and an identifier of the user.
    Type: Grant
    Filed: December 14, 2019
    Date of Patent: July 6, 2021
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Valery Zubovsky, Suwat Phruksawan, Toby R. Kendall, Patrick C. McGraw, Dominic E. Caudell
  • System and method for allowing access to an application or features thereof on each of one or more user devices
    Patent number: 10880276
    Abstract: A system and method allows a user to register one or more PINs on one or more user devices, and then authenticates the user to a server via the PIN and a token deposited on the user device being used by the user to allow access to an application on the user device. Individual tokens, or all tokens deposited on the user devices for a user account, may be invalidated, and the user is prevented from authenticating himself or herself via a PIN to allow access to an application on any device for which the last token deposited was invalidated, until the same or different PIN is registered for that device.
    Type: Grant
    Filed: July 15, 2019
    Date of Patent: December 29, 2020
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Valery Zubovsky
  • System and method for receiving information among computer systems without enabling log ins if the user identifiers are compromised
    Patent number: 10834068
    Abstract: A system and method allows a matching system to mediate requests for information among different computer systems without storing information that can be used to log into those computer systems.
    Type: Grant
    Filed: August 17, 2019
    Date of Patent: November 10, 2020
    Assignee: Charles Schwab & Co., Inc.
    Inventor: William Page
  • System and method for synchronizing account information on two different computer systems coupled via a network
    Patent number: 10803152
    Abstract: A system and method synchronizes accounts across different computer systems using a matching computer system and a network, when the accounts on the source computer system are organized differently than they are on the destination computer system.
    Type: Grant
    Filed: February 22, 2013
    Date of Patent: October 13, 2020
    Assignee: Charles Schwab & Co., Inc.
    Inventors: William Page, Brian Shenson
  • System and method for capturing by a device an image of a light colored object on a light colored background for uploading to a remote server
    Patent number: 10796422
    Abstract: A system and method allows a light colored image of an object such as a check to be detected and captured on a light colored background for uploading to a server for processing. Detection involves detecting edges of objects on the image, drawing a rectangle around the detected edges, testing for an aspect ratio of the rectangle within an approved range, testing for the rectangle being outside of a margin of the image and being a certain percentage of the image, and testing for blur within a tolerable range.
    Type: Grant
    Filed: May 31, 2018
    Date of Patent: October 6, 2020
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Amy L. Acuff
  • System and method for sharing investment information via a social network
    Patent number: 10726504
    Abstract: A system and method allows users to share watchlists with other users of a group such as that established on a social network server, and receives and displays other related information.
    Type: Grant
    Filed: March 31, 2018
    Date of Patent: July 28, 2020
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Kenneth M. Bravmann, Sandeep Reddy Chelamacherla Anand, Charles E. Gotlieb
  • System and method for causing graphical information to be rendered
    Patent number: 10713837
    Abstract: A system and method uses a two-dimensional graphics library to generate an image representation that can be used by a three-dimensional graphics library to render the image.
    Type: Grant
    Filed: October 14, 2018
    Date of Patent: July 14, 2020
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Sean M. Payne
  • System and method for handling user requests for web services
    Patent number: 10645086
    Abstract: A system and method detects and handles replay attacks using counters maintained for each of several different periods for various values of IP addresses and browser description attributes encountered.
    Type: Grant
    Filed: January 2, 2018
    Date of Patent: May 5, 2020
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Steven Hadler
  • System and method for providing a web service using a mobile device capturing dual images
    Patent number: 10567389
    Abstract: A system and method provides access to one or more web services requested from a web site by using an app on a smart device, such as a smart phone or tablet, or the smart device itself.
    Type: Grant
    Filed: December 17, 2018
    Date of Patent: February 18, 2020
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Jay Desai, Konstantinos P. Konstantinides, Suwat Phruksawan, Toby R. Kendall, Patrick C. McGraw, Dominic E. Caudell, Valery Zubovsky, Charles E. Gotlieb
  • System and method for authenticating a user via a mobile device to provide a web service on a different computer system
    Patent number: 10511592
    Abstract: A system and method provides access to one or more web services requested from a web site by using an app on a smart device, such as a smart phone or tablet, or the smart device itself.
    Type: Grant
    Filed: January 6, 2017
    Date of Patent: December 17, 2019
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Suwat Phruksawan, Toby R. Kendall, Patrick C. McGraw, Dominic E. Caudell, Valery Zubovsky, Charles E. Gotlieb
  • System and method for operating a family of mutual funds or ETFs
    Patent number: 10460389
    Abstract: A system and method operates a family of exchange traded funds or mutual funds with different weighted average maturities.
    Type: Grant
    Filed: July 10, 2014
    Date of Patent: October 29, 2019
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Walter W. Bettinger, II, Marie A. Chandoha, Jonathan De St Paer
  • System for secure communications
    Patent number: 10447688
    Abstract: A system and method provides security features for inter-computer communications. A user identifier of the user that cannot be used to log the user in to a data consolidating system is received by a matching system from the data consolidating system. The validity of the user is checked at the matching system and, in response to the checking, the user identifier is converted to a different user identifier and the different user identifier is provided to a data providing system by the matching system. The data providing system provides the data of the user in response, and the matching system forwards the data to the data consolidating system.
    Type: Grant
    Filed: August 20, 2018
    Date of Patent: October 15, 2019
    Assignee: Charles Schwab & Co., Inc.
    Inventor: William Page
  • System and method for displaying order status and receiving and changing orders
    Patent number: 10438285
    Abstract: A system and method displays potential security orders in a first area of a display, and when a user to drag a potential order into a second area of the display, the system and method places an order for the security and displays an icon representing the order placed in a position that corresponds to an amount of time the order will expire, a current market price of the security and a price of the order.
    Type: Grant
    Filed: March 17, 2014
    Date of Patent: October 8, 2019
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Konstantinos P. Konstantinides, Martin P. Wright, Eliel R. Johnson
  • System and method for receiving information among computer systems without enabling log ins if the user identifiers are compromised
    Patent number: 10389700
    Abstract: A system and method allows a matching system to mediate requests for information among different computer systems without storing information that can be used to log into those computer systems.
    Type: Grant
    Filed: November 26, 2018
    Date of Patent: August 20, 2019
    Assignee: Charles Schwab & Co., Inc.
    Inventor: William Page
  • System and method for allowing access to an application or features thereof on each of one or more user devices
    Patent number: 10356053
    Abstract: A system and method allows a user to register one or more PINs on one or more user devices, and then authenticates the user to a server via the PIN and a token deposited on the user device being used by the user to allow access to an application on the user device. Individual tokens, or all tokens deposited on the user devices for a user account, may be invalidated, and the user is prevented from authenticating himself or herself via a PIN to allow access to an application on any device for which the last token deposited was invalidated, until the same or different PIN is registered for that device.
    Type: Grant
    Filed: December 14, 2015
    Date of Patent: July 16, 2019
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Valery Zubovsky
  • System and method for restoring deleted objects and their assignments to other objects based on any deletion of the other objects
    Patent number: 10282249
    Abstract: A system and method on one computer records actions on objects performed on a second computer. If an object is deleted from the second computer, the first computer can restore to a point in time the state of the object on the second computer, including assignments made between it and other objects, using the recorded actions.
    Type: Grant
    Filed: November 6, 2017
    Date of Patent: May 7, 2019
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Huynh Hoang
  • System and method for providing a web service using a mobile device capturing dual images
    Patent number: 10158646
    Abstract: A system and method provides access to one or more web services requested from a web site by using an app on a smart device, such as a smart phone or tablet, or the smart device itself.
    Type: Grant
    Filed: October 10, 2017
    Date of Patent: December 18, 2018
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Jay Desai, Konstantinos P. Konstantinides, Suwat Phruksawan, Toby R. Kendall, Patrick C. McGraw, Dominic E. Caudell, Valery Zubovsky, Charles E. Gotlieb
  • System and method for receiving information among computer systems without enabling log ins if the user identifiers are compromised
    Patent number: 10142307
    Abstract: A system and method allows a matching system to mediate requests for information among different computer systems without storing information that can be used to log into those computer systems.
    Type: Grant
    Filed: November 27, 2012
    Date of Patent: November 27, 2018
    Assignee: Charles Schwab & Co., Inc.
    Inventor: William Page
  • System and method for causing graphical information to be rendered
    Patent number: 10102664
    Abstract: A system and method uses a two-dimensional graphics library to generate an image representation that can be used by a three-dimensional graphics library to render the image.
    Type: Grant
    Filed: December 1, 2015
    Date of Patent: October 16, 2018
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Sean M. Payne
  • METHOD AND SYSTEM FOR INTEGRATING TRADE EXECUTIONS AMONG MULTIPLE MARKET PARTICIPANT TYPES
    Publication number: 20180268486
    Abstract: A computerized system (10) and method for integrating trade executions among multiple market participant types is disclosed. The system (10) includes a client system (14) that provides a user interfact (150) for inputting an order for the execution of a trade and a server system (12) in communication with the client system (14). The server system (12) accepts the order for the execution of the trade from the client system (14). The server system (12) then routes the order to a trade execution location (30) of one market participant type selected from among multiple market participant types such as the market participant types of ECNs, market makers and exchanges. The server system (12) has direct and indirect access to the ECNs and the market makers and has indirect access to the exchanges, thereby integrating trade executions among multiple market participant types.
    Type: Application
    Filed: May 22, 2018
    Publication date: September 20, 2018
    Applicant: Charles Schwab & Co, Inc.
    Inventors: Bradley J Swearingen, David S. Harding, Brant C. Lewis, Richard Munoz, Gregory Scott Mogonye