Abstract: A system and method provides security information by allowing the user to choose from among tools that will be displayed to the user, some of which may be displayed in a manner that replaces a display of a different tool when the user selects it. Some tools such as a series of small charts displayed on the user's computer screen will display information regarding multiple securities, while multiple other tools display information about a single security selected by the user, for example, by the user clicking on the small chart corresponding to that security.

Abstract: A system and method for securitizing margin loans, wherein a processor system operates to analyze account data for a plurality of accounts, and to identify and flag accounts that are marginable. The process provides for flagging a group of accounts which collectively are representative of a portfolio of marginable accounts held by a brokerage company. The system and method also provides for generating a general ledger for the brokerage company, a SPV, and a trust, wherein these general ledgers track the sale of margin loans belonging to the flagged accounts, from the brokerage company to the trust via the SPV. The system and method further provide for processing transactions in the flagged accounts to identify and classify transactions in the flagged accounts which affect the margin balances for the flagged accounts.

Abstract: A system and method uses a record keeping system, broker-dealer system and a bank system to provide retirement accounts that include one or more ETFs, or other index funds such as index mutual funds in one or more plans. An asset allocator defines the investment options under each plan.

Abstract: A method and apparatus in a distributed processing system for implementing different business function applications. A plurality of common utility systems which provide for performing different operations can be utilized by different event manager modules which operate to implement the different business function application. The development and implementation of new business function applications can be streamlined by using the common utility systems across a number of different event manager modules which implement different business function applications. Additionally, various event manager modules, and event templates within the event manager modules can operate in a recursive manner to generate responses to events, which then generate subsequent events and subsequent responses between the event manager modules and their event templates.

Abstract: A system for graphically differentiating user preferred securities from one another is disclosed. The system comprises a server system (12) and a client system (14). The server system (12) is in communication with a security data source (26) that provides security data on a plurality of securities. The client system (14) is in communication with the server system (12) and provides M user specific criteria to the server system (12). The server system (12) then analyzes the security data based upon the M user specific criteria and identifies user preferred securities from the plurality of securities. The server system (12) provides the client system (14) with data relating to the user preferred securities. The client system (14) uses N user specific parameters received from an input device (16, 18) to generate an N dimensional graph that is populated with icons representing the user preferred securities, thereby graphically differentiating the user preferred securities from one another on a display device (20).

Abstract: A system and method identifies one of several security token services that can be used to convert an identity token into one containing content, a format and having a signature corresponding to a signing key name that a software service can use. The identification of the security token service that may be used to perform the conversion is made using machine readable information about the signing key name that the software service can use.

Abstract: A system and method selects securities and weights them for an index fund using free cash flow as a factor in one or both of the selection and weighting. Dividend adjusted free cash flow, a type of free cash flow, may be used instead of the conventional definition of free cash flow.

Abstract: A system and method delivers e-mail messages if it can validate the master name server, MX record, or both for the mail domain in the address of the message. Otherwise, the message may be sent by alternate means, such as a message printed and mailed.

Abstract: Method and apparatus for integrating distributed shared services system which integrates web based applications with each other and with other centralized application to provide a single sign-on approach for authentication and authorization services for distributed web sites requiring no access time back to the authentication/authorization server is provided.

Abstract: A system and method manages an ETF having shares traded on an exchange, having been provided by the ETF via an authorized participant. The ETF provides a distribution to such shareholders according to a set of distribution rules, which are published in advance. The distribution is paid using income derived from the capital assets of the ETF. If such income is insufficient to pay the distribution according to the rules, the capital assets of the ETF are used to pay the distribution to the shareholders to the extent that income is insufficient to pay the distribution according to the distribution rules.

Abstract: A computerized system (10) and method for obtaining the best fill for an order using automated suborders is disclosed. The system (10) includes a client system (14) that proves a user interface (150) for inputting an order and a single click operation for initiating the order. The system (10) also includes a server system (12) that is in communication with the client system (14) and a plurality of trade execution locations (30). When the server system (12) receives the order from the client system (14), the server system (12) parses the order into a plurality of suborders. The server system (12) then sends each of the suborders to one of the market participants which are selected and sorted based upon having the best available price for a particular suborder. As such, if all of the suborders are filled, the best price is obtained for the order.

Abstract: A method and apparatus delays users from accessing a service via the world wide web in an orderly manner without maintaining a queue. When a user requests the service, if the service is busy, a web server does not allow access to the service: instead it configures the user's web browser via a script or applet to periodically retry requesting the service. A timestamp designating a time the user requested the service or other similar time is provided to the user and a count of timestamps issued in different periods are maintained by the web server. The web server periodically determines a cutoff timestamp corresponding to an available capacity of the apparatus using the count of timestamps it maintains. When the user retries requesting the service, the browser provides to the web server the timestamp it received from the server.

Abstract: A computing system architecture is based upon a peer-to-peer, asynchronous model. The architecture specifies a set of infrastructure facilities that comprise an inter-prise operating system. The inter-prise operating system provides all the facilities that make application coding as easy in the peer-to-peer asynchronous model as it is in a hierarchical, synchronous model. Services, which reside in containers, are linked asynchronously by an inter-prise bus and use data from a virtual data store.

Abstract: A computerized system (10) and method for displaying a security trading environment (150) is disclose. The system (10) includes a client system (14) that is in communication with a server system (12) and a display system (20). The server system (12) provides information relating to securities to the client system (14) and routes trade executions. The display system (20) displays security information and accepting input from a user to initiate trade executions in a trading window (152), displays security information in a chart format in a chart window (160), displays security information relating to a group of securities in a watchlist window (162), displays security information relating to securities in which the user has positions in an account detail window (164), displays news relating to securities in a news window (166) and displays information relating to trade executions in a messages window (172).

Abstract: A method of and system for conducting electronic commerce segments an enterprise is segmented into a single firm side system, and multiple customer facing and street side systems. The firm side system maintains a single system of record for the enterprise. The customer facing systems provide an interface between the enterprise and the customer. The street side systems are in communication with the customer facing systems. The street side systems provide an interface between the enterprise and various markets.

Abstract: A computing system architecture is based upon a peer-to-peer, asynchronous model. The architecture specifies a set of infrastructure facilities that comprise an inter-prise operating system. The inter-prise operating system provides all the facilities that make application coding as easy in the peer-to-peer asynchronous model as it is in a hierarchical, synchronous model. Services, which reside in containers, are linked asynchronously by an inter-prise bus and use data from a virtual data store.

Abstract: A method and apparatus for monitoring a items such as stocks and other securities, suitable for use in portable devices, such as personal organizers, wherein instead of separate watch lists, a pool of items being watched is maintained, and the total number of items which can be contained in the pool is intentionally limited to a predefined number, and further wherein each of the items in the pool includes an associated tag which defines a watch list to which it belongs, and the pool of the items being watched can be viewed simultaneously as one coherent collection, or specific watch lists can be displayed.

Abstract: A system, method and computer program product collects and provides for display operational status data in several levels of detail about multiple client computer systems.

Abstract: A system and method for securitizing margin loans, wherein a processor system operates to analyze account data for a plurality of accounts, and to identify and flag accounts that are marginable. The process provides for flagging a group of accounts which collectively are representative of a portfolio of marginable accounts held by a brokerage company. The system and method also provides for generating a general ledger for the brokerage company, a SPV, and a trust, wherein these general ledgers track the sale of margin loans belonging to the flagged accounts, from the brokerage company to the trust via the SPV. The system and method further provide for processing transactions in the flagged accounts to identify and classify transactions in the flagged accounts which affect the margin balances for the flagged accounts.

Abstract: A system and method are provided that allow for automated documentation of all advice interactions between broker representatives on one end and clients, or prospective clients, on the other. This is accomplished by providing a computer system for storing appropriate data for each advice interaction with a client. The advice interaction data can be used to assess compliance with existing regulations, as well as for analytical and training purposes.