Abstract: A high-integrity opaque-inset panel envelope includes a front panel formed from a printable material, one or more apertures being defined therethrough, one or more flaps extending from the edges of the front panel, and one or more opaque inset panels/labels disposed on an inner surface of the front panel to cover the one or more apertures. Opaque inset panels can have an optical brightness about 1-6% greater than the optical brightness of the printable material. The envelope can be formed by removing portions of a printable material to form one or more flaps about a front panel and one or more apertures through the front panel and disposing one or more opaque inset panels to an inner surface of the front panel, such that the one or more opaque inset panels covers the one or more apertures.

Abstract: A method may include obtaining merchant data for a plurality of merchants, adjusting the merchant data to obtain adjusted data based upon a ratio of data types in the merchant data, performing a first filtering operation on the plurality of merchants for identifying a first subset of small business merchants from the plurality of merchants, performing a second filtering operation on the first subset of small business merchants for identifying a second subset of small business merchants, applying one or more rules to the adjusted data of the second subset of small business merchants associated with a pre-determined criteria to obtain processed data for the second subset of small business merchants, calculating an index value for the second subset of small business merchants, and generating a report analyzing a trend based on the index value, the report comprising additional information for the second subset of small business merchants.

Abstract: Systems and methods for automated product recommendation are disclosed herein. This can include generating an entry, the entry corresponding to an item selected for purchase, in a mirror-cart linked with a user account and identifying a recipe associated with the selected item. This can include comparing items identified in the recipe to items contained in the mirror-cart to identify a missing item that is not in the mirror-cart, and then prompting the user to purchase the missing item. Automated product recommendation can include generating an entry in the mirror-cart linked to the missing item when the user selects the missing item for purchase, updating an invoice with price information for the selected missing item, and transferring the invoice to a point of sale terminal at the retail location.

Abstract: A system may include a folding apparatus configured to fold a card carrier for affixing a transaction card to the card carrier and a processor which can receive a first input from a user regarding a number of folds desired in the card carrier and a location of the folds on the card carrier, receive a second input regarding one or more directions of the folds to be made on the card carrier, and transmit a signal to a positioner motor configured to position the card carrier based on the first input and the second input such that the folding apparatus folds the card carrier according to the first input and the second input.

Abstract: A system and method of training a neural network for categorizing transactions may include one or more processors and a computer-readable, non-transitory medium including instructions which, when executed by the one or more processors, cause at least one of the one or more processors to obtain transaction data of a transaction, the transaction data including an amount and a description, apply a machine-learning model on the transaction data to extract a confidence vector, wherein the machine-learning model is trained to categorize transactions, determine whether a confidence score of a transaction category satisfies a predetermined threshold, in response to determining that the confidence score of the transaction category does not satisfy the predetermined threshold, augment the description of the transaction using additional data, and in response to determining that the confidence score of the transaction category satisfies the predetermined threshold, assign the transaction category to the transaction.

Abstract: An apparatus to couple an inset panel to a back surface of a front panel of an envelope blank such that the inset panel substantially seals a window through the front panel of the envelope blank and is visible through the window of the front panel of the envelope blank, wherein a front surface of the front panel of the envelope blank has a first optical brightness, and wherein a first surface of the inset panel that is visible through the window has a second optical brightness that is more than or equal to about 1% greater than the first optical brightness.

Abstract: A system and method include determining, by a point of sale (POS) device, that new data is available at the POS device, in response to determining that new data is available, sending the new data to a cloud server, in response to determining that the new data is successfully transmitted to the cloud server, generating a synchronization request indicating availability of new data at the cloud server, identifying one or more kitchen display systems (KDS) to send the synchronization request to, and sending the synchronization request to each of the identified KDS. Each identified KDS retrieves the new data from the cloud server in response to receiving the synchronization request, and at least one of the KDS performs an action based on the new data in response to retrieving the new data. Each KDS follows a similar procedure when new data for the POS device is available at the KDS.

Abstract: Systems and methods involving secure connections between security meshes are disclosed herein. One disclosed device includes a first security processor located within a first security mesh, a first casing having a connector and supporting the first security mesh and the applications processor, a second security processor located within a second security mesh, and a second casing connected to the first casing via the connector and supporting the second security mesh. The first security processor and second security processor are programmed to generate a unique pre-shared key independently on both the first security processor and the second security processor using an elliptic key exchange and establish a secure connection between the first security processor and the second security processor using the unique pre-shared key.

Abstract: Systems and methods for forming a verified secure wireless connection are disclosed. One system includes a first device with a first transceiver and a second device with a second transceiver. The second device does not include a display or any other means for providing high resolution visible light information. The system also includes a visible light signal source on the second device. The first and second devices store computer-readable instructions to initialize a secure wireless connection using the first transceiver and the second transceiver. The second device also stores computer-readable instructions to generate a visible light signal using the visible light source. The first device stores computer-readable instructions to verify the secure wireless connection using the visible light signal.

Abstract: Systems and methods involving secure connections between security meshes are disclosed herein. One disclosed device includes a first security processor located within a first security mesh, a first casing having a connector and supporting the first security mesh and the applications processor, a second security processor located within a second security mesh, and a second casing connected to the first casing via the connector and supporting the second security mesh. The first security processor and second security processor are programmed to generate a unique pre-shared key independently on both the first security processor and the second security processor using an elliptic key exchange and establish a secure connection between the first security processor and the second security processor using the unique pre-shared key.

Abstract: Systems and methods for forming a verified secure wireless connection are disclosed. One system includes a first device with a first transceiver and a second device with a second transceiver. The second device does not include a display or any other means for providing high resolution visible light information. The system also includes a visible light signal source on the second device. The first and second devices store computer-readable instructions to initialize a secure wireless connection using the first transceiver and the second transceiver. The second device also stores computer-readable instructions to generate a visible light signal using the visible light source. The first device stores computer-readable instructions to verify the secure wireless connection using the visible light signal.

Abstract: A system may include a transaction card reader configured to detect an identifier of a transaction card to be affixed to a card carrier, a card carrier reader configured to detect an identifier of the card carrier, a transaction card stager comprising a plurality of compartments each configured to hold a transaction card, and a processor. The processor may receive, from the transaction card reader, the identifier of the transaction card, receive, from the card carrier reader, the identifier of the card carrier, and determine whether the identifier of the transaction card corresponds to the identifier of the card carrier. Based on the determination that the identifier of the transaction card corresponds to the identifier of the card carrier, the processor may select a first compartment of the plurality of compartments to place the transaction card.

Abstract: A system may include a folding apparatus configured to fold a card carrier for affixing a transaction card to the card carrier and a processor which can receive a first input from a user regarding a number of folds desired in the card carrier and a location of the folds on the card carrier, receive a second input regarding one or more directions of the folds to be made on the card carrier, and transmit a signal to a positioner motor configured to position the card carrier based on the first input and the second input such that the folding apparatus folds the card carrier according to the first input and the second input.

Abstract: An apparatus may include a gantry including an arm configured to affix a transaction card to a card carrier, a conveyor configured to convey the card carrier to the gantry in a first direction, and a controller configured to receive inputs comprising at least a desired location on the card carrier where the transaction card is to be affixed and a desired orientation of the transaction card on the card carrier, move the arm of the gantry based on the inputs in a second direction perpendicular to the first direction and in a third direction perpendicular to the first direction and the second direction, rotate the arm based on the inputs in a fourth direction perpendicular to the second direction and the third direction, and affix the transaction card to the card carrier by the arm of the gantry.

Abstract: A high-integrity opaque-inset panel envelope includes a front panel formed from a printable material, one or more apertures being defined therethrough, one or more flaps extending from the edges of the front panel, and one or more opaque inset panels/labels disposed on an inner surface of the front panel to cover the one or more apertures. Opaque inset panels can have an optical brightness about 1-6% greater than the optical brightness of the printable material. The envelope can be formed by removing portions of a printable material to form one or more flaps about a front panel and one or more apertures through the front panel and disposing one or more opaque inset panels to an inner surface of the front panel, such that the one or more opaque inset panels covers the one or more apertures.

Abstract: Systems and methods for dynamic creation of virtual-cart enabled purchasing in an in-store environment and automated product recommendation are disclosed herein. Virtual cart enabled purchasing can include receiving a user identifier and creating a mirror-cart linked with the received user identifier. An entry in the mirror-cart can be generated corresponding to a physical item selected for purchase by the user, and an invoice including pricing information for to items in the virtual-cart can be generated. A request for the invoice can be received, and the invoice can be transferred to the point of sale terminal. A payment confirmation can be received indicating completion of transacting of payment for the items in the virtual-cart and tracked in the invoice.

Abstract: A high-integrity opaque-inset panel envelope includes a front panel formed from a printable material, one or more apertures being defined therethrough, one or more flaps extending from the edges of the front panel, and one or more opaque inset panels/labels disposed on an inner surface of the front panel to cover the one or more apertures. Opaque inset panels can have an optical brightness about 1-6% greater than the optical brightness of the printable material. The envelope can be formed by removing portions of a printable material to form one or more flaps about a front panel and one or more apertures through the front panel and disposing one or more opaque inset panels to an inner surface of the front panel, such that the one or more opaque inset panels covers the one or more apertures.