Abstract: A system and method for obtaining user approval for transactions. The system includes an authorization system that is communicably coupled to one or more transaction computer systems that execute at least some transactions that require user approval. When a transaction system is seeking to execute a transaction that requires user approval, the transaction system sends a user approval request to the authorization system. The authorization system then retrieves the user's communication preference from a database and transmits an affirmatively actionable message to the user according to the retrieved communication preference. The messages can include an email with an approval link to click or a text message that the can be replied to. When the authorization system receives confirmation from the user that the user approves the request, the authorization system then transmits approval for the transaction to the appropriate transaction system, which then proceeds to execute the transaction.

Abstract: A system for low latency caching of time-sensitive data is disclosed. The system comprises a database, one or more processors, and non-transitory memory. The non-transitory memory comprises instructions that cause the one or more processors to divide a table of the database into a plurality of logical partitions; during a first interval of time, insert new records exclusively into a first partition of the plurality of logical partitions; during a second interval of time, insert new records exclusively into a second partition of the plurality of logical partitions; during a subsequent interval of time, determine that a predetermined period of time has passed since conclusion of the first interval of time; and responsive to the determination that the predetermined period of time has passed, delete records from the first partition without changing contents of the second partition or any other partition of the plurality of logical partitions.

Abstract: A system for executing software, wherein a computing device stores first software instructions for a code execution module such that, when the first software instructions are executed, the computing device will: receive, for execution by the code execution module, second software instructions; create one or more immutable software nodes described in the second software instructions; determine that the second software instructions comprise an instruction to begin a simulated change at runtime of the one or more immutable software nodes; store the simulated change in a simulated change apparatus; using the simulated change apparatus, perform one or more operations of the second software instructions as if the one or more immutable software nodes had been changed in memory, during a period of time where each of the one or more immutable software nodes is guaranteed to retain logical immutability; and output results of the one or more operations.

Abstract: A system and method may determine the carbon emissions risk to an institution through its lending and investment activities to a plurality of counterparties by, for example, determining carbon emissions data for a number of counterparties and, for each counterparty, determining the carbon emissions risk to the institution. A system and method may determine the proportion of total capital of a counterparty that is being financed by a bank, and multiply this by a carbon emissions measure for the counterparty. Embodiments may be applied to determine optimal investment strategies for managing an institution's exposures to carbon risk over time. Such measures may be altered or projected using scenarios describing future emissions data.

Abstract: A system and method may determine the carbon emissions risk to an institution through its lending and investment activities to a plurality of counterparties by, for example, determining carbon emissions data for a number of counterparties and, for each counterparty, determining the carbon emissions risk to the institution. A system and method may determine the proportion of total capital of a counterparty that is being financed by a bank, and multiply this by a carbon emissions measure for the counterparty. Embodiments may be applied to determine optimal investment strategies for managing an institution's exposures to carbon risk over time.

Abstract: A processing device and a method are disclosed in which instructions are executed to determine, from a fingerprint of television content being consumed by a user, what program the user is watching so that program information may be sent for use by a smart device streaming the content to the user. The fingerprint may be compared with a database of fingerprints to find a match. The database may include fingerprints of favorite programs or of previously watched programs. The search may be narrowed according to the user's favorite programs or according to a subset of programs most likely to be watched, e.g., from a chronological history of programs the user usually watches and/or those that viewers in general usually watch in chronological order. When narrowed searches fail to find a fingerprint match, larger subsets up to and including the entire database may be searched for a match.

Abstract: A system and method may determine the carbon emissions risk to an institution through its lending and investment activities to a plurality of counterparties by, for example, determining carbon emissions data for a number of counterparties and, for each counterparty, determining the carbon emissions risk to the institution. A system and method may determine the proportion of total capital of a counterparty that is being financed by a bank, and multiply this by a carbon emissions measure for the counterparty. Embodiments may be applied to determine optimal investment strategies for managing an institution's exposures to carbon risk over time.

Abstract: Systems and methods for prefetching instructions and data run a program in a test environment, execute a tracing application on the program to collect processor trace data, use the processor trace data to extract a plurality of instruction addresses and a single continuous stack range to be prefetched during a run-time of the program, at initialization of the program, load the extracted plurality of instruction addresses and the extracted stack range, relocate the plurality of extracted instruction addresses and the extracted stack range into the program, and at run-time, prefetch one or more of the plurality of extracted instruction addresses and the extracted stack range during idle time of the program.

Abstract: Domain specific knowledge base (KB) contains all concepts from domain and the semantic relations between concepts. The concepts and the semantic relations are extracted from an existing corpus of content for the domain. The World Wide Web Consortium (W3C) standard SKOS (Simple Knowledge Organization System) can be used and two types of semantic relations can be captured: hierarchal and associative. A Natural Language Processing (NLP) software engine can parse the input text to create a semantic knowledge graph, which is then mapped to a SKOS knowledge model. During the linguistic understanding of the text, relevant domain concepts are identified and connected by semantic links. Concepts automatically identified as most important in this domain can be promoted to another layer, referred to as “Topics.

Abstract: A system for triage and response to a second system's malfunction is disclosed. The system determines a possible present or future disruption to a service provided by the second system; automatically searches historical records regarding similar disruptions; and provides an interactive, aggregated user interface comprising many tools to display results of the search, log actions already taken, and receive commands from human operators for seamless intervention in cloud-based or on-premises systems. The determination may be based on a statistical anomaly in the performance of the second system, or alternatively may be based on input from a human user, whose communication undergoes text analysis to determine possible matches.

Abstract: A computer-implemented system and method to track a transaction that is executed by a series of applications in a workflow. Each application in the workflow generates an application log file that includes a standard header, which in turn includes a transaction ID associated with the transaction, an outcome associated with a step of the transaction executed by each of the applications, and a timestamp associated with the step of the transaction. The application log file with the header is received and stored by the computer system. The computer system can thereafter retrieve and display the entire transaction history for the transaction across all of the applications in response to a user query. The standard header is appended to the application log file and agnostic to the underlying technology used to implement the application system so that any transaction can be reconstructed end-to-end regardless of the form of the application system.

Abstract: Computer-based systems and methods produce output graphics and displays for financial advisors following computational discovery, assessment and alignment of a client's (e.g., an investor's) holdings and accounts to the client's unique social and environmental impact preferences. The systems and methods of the present invention can (1) track a client's unique set of social and environmental impact preferences using a detailed taxonomy; (2) quantitatively assess the client's portfolio of investment holdings on the selected social and environmental impact preferences; (3) search for new investment opportunities that would better align with the client's preferences; and (4) benchmark the client's portfolio and new investment opportunities against comparable market indices and custom portfolio blends.

Abstract: A system for extraction and verification of handwritten signatures from arbitrary documents. The system comprises one or more computing devices configured to: receive a digital image of a document; perform a dilating transformation via convolution matrix on the digital image to obtain a modified image; determine a plurality of regions of connected markings in the digital image; based at least in part on a pixel density or proximity to an anchor substring of each region, determine whether any region contains any handwritten signature; extract first image data of the region containing a handwritten signature from the digital image; retrieve second image data of a confirmed example signature for a purported signer of the handwritten signature; and based on a comparison of the first image data with the second image data, forward a determination of whether the first image data and second image data are similar.

Abstract: Systems and methods for prefetching instructions and data run a program in a test environment, execute a tracing application on the program to collect processor trace data, use the processor trace data to extract a plurality of instruction addresses and a single continuous stack range to be prefetched during a run-time of the program, at initialization of the program, load the extracted plurality of instruction addresses and the extracted stack range, relocate the plurality of extracted instruction addresses and the extracted stack range into the program, and at run-time, prefetch one or more of the plurality of extracted instruction addresses and the extracted stack range during idle time of the program.

Abstract: A system for forwarding packets between a first endpoint and a second endpoint, comprising one or more processors; a first network interface for communication with the first endpoint and a second network interface for communication with the second endpoint; and non-transitory memory comprising instructions. The instructions cause the one or more processors to receive a first packet from the first endpoint comprising a first data payload; generate a second packet, comprising the first data payload and an indicator of remaining buffer capacity different from an actual buffer capacity of the system; transmit the second packet to the second endpoint; receive a third packet from the second endpoint comprising a second data payload; generate a fourth packet, comprising the second data payload and an indicator of remaining buffer capacity different from an actual buffer capacity of the system; and transmit the fourth packet to the first endpoint.

Abstract: Computer-implemented systems and methods forecast network resource and/or infrastructure needs for an enterprise computer system that employs network servers to host resources that are requested by network users. Based on the forecasts, the network resources can be scaled or provisioned accordingly. The state of the network servers can be dynamically adjusted to meet the request needs of the users while reducing excess capacity. The forecasting techniques of the present invention are also applicable to cloud computing environments, Based on the forecasts, the cloud server pool can be scaled dynamically, so that the system's scale satisfies the changing requests and avoids wasting resources when the system is under low load.

Abstract: The invention relates to a computer-implemented system and method for provisioning data to data consumers within a business or organization. The method may include the steps of: providing a user interface for the data consumers that presents them with a data catalog identifying various data sources available to the data consumer and an electronic data request form, and presenting a data owner in the organization with options for specifying access to their data. The method may also include providing a data preparation module that includes an interface to the data sources, a data entitlement module to control the types of data presented to the data consumer, and a semantic layer that replaces technical terms associated with the data sources with non-technical descriptions of the available data. The method may also include automatically provisioning the requested data to the data consumers using an auto code generation function.

Abstract: A computer-implemented method is disclosed for providing an interface to prioritize classification rules for an unclassified input. A set of classification rules for input queries are stored as a plurality of records, each record comprising a plurality of values, each value being associated with an attribute from a plurality of attributes ordered by priority from most important to least important, at least one record comprising a value consisting of a wildcard operator, and each record representing a classification rule that applies to an input query if and only if each value of the plurality of values is matched by a corresponding value for a same associated attribute in the input query. A GUI enables setting the ordering of the plurality of attributes; receiving an input query; and based on the ordering, automatically determining and outputting a unique best match among all classification rules that satisfy the input query.

Abstract: A system for extraction and verification of handwritten signatures from arbitrary documents. The system comprises one or more computing devices configured to: receive a digital image of a document; remove a subset of words from the digital image identified via OCR; determine a plurality of regions of connected markings that remain in the digital image; based at least in part on a pixel density or proximity to an anchor substring of each region, determine that a region contains a handwritten signature; extract first image data of the region containing a handwritten signature from the digital image; retrieve second image data of a confirmed example signature for a purported signer of the handwritten signature; and based on a comparison of the first image data with the second image data, forward a determination of whether the first image data and second image data are similar.

Abstract: A system for network message microtiming, comprising a central routing device, a first mesh network, and a second mesh network. The central routing device continuously receives utilization data from one or more devices of the first mesh network; continuously receives timing data from one of more devices of the second mesh network; builds and continuously updates a probabilistic future latency model based at least in part on the utilization data and the timing data; receives a message from a client computing device comprising data to be sent to at least one of a plurality of remote computing devices via the first mesh network; determines that a current expected latency according to the future latency model exceeds a predetermined threshold; and as a result delays transmission of a packet comprising the data to be sent to at the least one of the plurality of remote computing devices.