Patents Assigned to N/A
  • Publication number: 20240257180
    Abstract: A financial institution computing system includes an account database with a plurality of transaction parameters with respect to a financial account of a customer, a receptiveness metrics circuit structured to extract the plurality of transaction parameters from the account database, the transaction parameters including at least one financial transaction record, and indicative of a mode of the customer, and determine one or more receptiveness metrics attributed to the customer based on the mode of the customer, the one or more receptiveness metrics indicating likelihoods of the customer converting an interaction from the financial institution, wherein the interaction includes an avatar that is an aged version of the customer, and an interaction generation circuit structured to transmit the interaction to the customer at an optimal time based on the one or more receptiveness metrics.
    Type: Application
    Filed: April 15, 2024
    Publication date: August 1, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Wayne Barakat, Michael Fitzpatrick, Mark A. Frank, Yvette M. Hatton, Pey-Ning Huang, Michael Lyon, Kimberly D. Peck, Melissa Schroder Viscomi
  • Publication number: 20240256329
    Abstract: A common container interface and a method of using the same for running different platform scripts on a same user window are disclosed. A processor via the common container interface is configured to: (1) receive information related to an event broadcasted by a first library; (2) retrieve information of a first active task associated with a first platform; (3) detect a performance of a second active task associated with a second platform; (4) identify a set of components loaded in the common container interface; (5) process the set of components loaded in the common container interface; (6) retrieve components of a second library; and (7) perform a final task based on the components retrieved from the second library, where the final task is associated with the first active task and the second platform.
    Type: Application
    Filed: April 5, 2023
    Publication date: August 1, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventor: Esha WALI
  • Publication number: 20240256725
    Abstract: A novel process and software to conduct infrastructure inspections and prioritization on steel and concrete assets. This is done by using asset specific inspection process to include: data collected from inspection check list, data collected from unmanned underwater remote operated vehicles (ROV), data collection from unmanned aerial vehicles (Lidar and Photogrammetry), and data collected from handheld devices. The combination of this data is fed into a software-based matrix of prioritizing an asset type by severity of conditions and visualizing that data geospatially. This technology calculates the percentage of corrosion on the assets, uses measurements on structural or safety aspects of the asset, and creates a three-dimensional (virtual) visualization and geospatial representation of these assets.
    Type: Application
    Filed: January 29, 2024
    Publication date: August 1, 2024
    Applicant: B&N Capital Suppliers, LLC
    Inventors: Chris Kohl MCDONALD, Derek Lee GOFF, Nicholas A. LAMM
  • Publication number: 20240257239
    Abstract: Methods and systems for obtaining contextual information about a machine learning model are provided. The method includes: receiving raw data that is usable for training a model; training the by using the raw data; computing a set of common background data based on the raw data; computing a first explanation based on an output of the model and the set of common background data; computing, based on an output of the model, an agnostic model representation of the model; computing, based on the first explanation and the agnostic model representation, a deep, compact, and dense explanation-driven representation of the model; and determining, based on the explanation-driven representation, contextual information that relates to the model.
    Type: Application
    Filed: February 1, 2023
    Publication date: August 1, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Danial DERVOVIC, Freddy LECUE, Daniele MAGAZZENI, Barney O'KANE
  • Publication number: 20240256760
    Abstract: A method and a system for performing domain adaptations of social media text by using lexical data transformations are provided. The method includes: receiving a first data set that is usable for training a machine learning (ML) model that is designed to perform natural language processing tasks; training the ML model by using the first data set; receiving a second data set that relates to a social media platform; transforming a subset of the first data set into a third data set that is suitable for the social media platform; and retraining the ML model by using a combination of the first data set, the second data set, and the third data set. The transformations may include injecting emojis, emoticons, user mention indicators, hashtags, retransmission indicators, URLs, and/or inverse lexical normalizations that are often used in social media posts.
    Type: Application
    Filed: January 31, 2023
    Publication date: August 1, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Akshat GUPTA, Xiaomo LIU, Sameena SHAH
  • Publication number: 20240255386
    Abstract: A sensor unit is coupled to a machine and configured to detect anomalous behavior of the machine. The sensor unit includes a low power microcontroller that learns to recognize a plurality of operations of the machine. The sensor unit generates mean vector and inverse of a Cholesky decomposition matrix for each operation. During a detection mode the sensor unit computes a Mahalanobis distance for each feature vector, mean vector and first matrix. The sensor unit detects anomalous behavior or classifies the operation of the machine based on the Mahalanobis distances.
    Type: Application
    Filed: January 30, 2023
    Publication date: August 1, 2024
    Applicant: STMicroelectronics International N.V.
    Inventors: Federico RIZZARDINI, Lorenzo BRACCO
  • Publication number: 20240256379
    Abstract: Systems, methods, and apparatuses of creating a repair token for a distributed ledger are provided. A method includes identifying an error in the distributed ledger via a computing system. The error is associated with a first block on the distributed ledger. The method further includes creating the repair token having content of the first block and a correction to the error via the computing system.
    Type: Application
    Filed: April 8, 2024
    Publication date: August 1, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Phillip H. Griffin, Jeffrey J. Stapleton
  • Publication number: 20240257126
    Abstract: A method includes generating, by a provider computing system associated with a provider, a passcode and transmitting the passcode to a third party computing system; receiving, at a transaction machine associated with the provider, a request for payment of a bill issued by the third party to a third party customer; generating, by the transaction machine, a user interface to receive a passcode input and receiving the passcode input; causing, by the transaction machine and based on the passcode input, a cash deposit mechanism of the transaction machine to become enabled to receive a cash deposit; receiving, by the cash deposit mechanism of the transaction machine, the cash deposit; and transmitting, by the transaction machine, a payment notification to the third party computing system associated with the bill.
    Type: Application
    Filed: April 8, 2024
    Publication date: August 1, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventor: Ashish B. Kurani
  • Publication number: 20240258377
    Abstract: A MOSFET device of a vertical conduction type has a substrate of silicon carbide having a first conductivity type and a main face. A body region of a second conductivity type extends into the substrate from the main face and has a first depth along a first direction. A first and a second source region of the first conductivity type extend inside the body region starting from the main face parallel to each other and have a second depth along the first direction smaller than the first depth and are mutually spaced by a distance in a second direction perpendicular to the first direction. A body contact region of the second conductivity type extends inside the body region between the first and the second source regions and has a third depth along the first direction greater than or equal to the second depth.
    Type: Application
    Filed: January 9, 2024
    Publication date: August 1, 2024
    Applicant: STMicroelectronics International N.V.
    Inventors: Mario Giuseppe SAGGIO, Cateno Marco CAMALLERI, Laura Letizia SCALIA, Alfio GUARNERA
  • Patent number: 12051048
    Abstract: A system includes a first processor configured to transmit to a second processor via a secure network session, a first payload configured for a transaction in a public blockchain network including a transaction amount, and a wallet address of a cryptocurrency account, and, in response to receiving, from a blockchain node associated with the cryptocurrency account, an indication that the cryptocurrency account has received a first monetary amount via the public blockchain network, transmit, to the second processor via the secure network session, a second payload indicating the first monetary amount that is less than the transaction amount. In response to the second processor validating the first monetary amount, the second processor transmits, using a blockchain node associated with the cryptocurrency account, a remainder of the transaction amount to the cryptocurrency account via the public blockchain network.
    Type: Grant
    Filed: August 22, 2023
    Date of Patent: July 30, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Lior Glass, Ryan Marsh, Puneet Singhvi
  • Patent number: 12050569
    Abstract: An enterprise level Application Programming Interface (API) driven service to integrate and automate data quality processes within organizations is provided. The service has capabilities to ingest data from heterogenous data sources and provide data quality metrics irrespective of data domain type. A subscribing application can write Data Quality (DQ) checks as code using templates of a customized rule engine and generate metrics based on pre-defined schedules. Analytics and visualization and reporting capabilities of the service empower stakeholders such as data managers, application developers, and risk assessors to obtain actionable insights into data quality. Stakeholders can use service-generated DQ measures, such as accuracy, completeness, and timeliness, to identify data quality concerns and proactively implement remediation actions to reduce data use risk.
    Type: Grant
    Filed: February 27, 2023
    Date of Patent: July 30, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Prashant Nirantar, Stephen C Bossong, Parul Singh, Aditya Toleti, Vikram Mirmira
  • Patent number: 12051059
    Abstract: A method includes receiving, by an identity provider computing system, a user token from a third party provider, wherein the user token is associated with a user of the identity provider computing system; sending, by the identity provider computing system, a prompt to a user device associated with the user token, the prompt requesting authentication information and including a code; and authenticating, by the identity provider computing system, the user token based on receipt of the requested authentication information and receipt of the code from the third party provider.
    Type: Grant
    Filed: November 14, 2022
    Date of Patent: July 30, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Brian M. Pearce
  • Patent number: 12052265
    Abstract: Methods and systems are described herein for generating and assigning resources based on timestamps. A plurality of permission messages associated with a plurality of authorization events may be received with each permission message including an authorization timestamp indicating a generation time of a corresponding permission message. In addition, a plurality of data records may be received with each data record including a corresponding plurality of parameters. Based on the permission messages and the data records, a resource multiplier is generated, and resources assigned to each data record are multiplied based on the resource multiplier.
    Type: Grant
    Filed: November 15, 2023
    Date of Patent: July 30, 2024
    Assignee: Citibank, N.A.
    Inventors: Rob Hazard, Pete D'Aleo, Jaclyn Campanella, Camilo Restrepo Montoya, Lisa Giordanella, Jim Horn, Chris Amundson
  • Patent number: 12051202
    Abstract: A system (100) includes a computer readable storage medium (122) with computer executable instructions (124), including: a biophysical simulator component (126) configured to determine a fractional flow reserve index. The system further includes a processor (120) configured to execute the biophysical simulator component (126) to determine the fractional flow reserve index with spectral volumetric image data. The system further includes a display configured to display the determine fractional flow reserve index.
    Type: Grant
    Filed: March 29, 2018
    Date of Patent: July 30, 2024
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Mordechay Pinchas Freiman, Liran Goshen
  • Patent number: 12048494
    Abstract: The present invention relates to navigating in bronchial pathways. In order to provide further improved navigation guidance, a sequence of 2D X-ray images of a region of interest of a bronchial structure with an intrathoracic device (visible in the X-ray images) inserted in a bronchial pathway is provided. The intrathoracic device is tracked in the 2D X-ray images and direction and magnitude of repetitory cardiovascular and respiratory induced motion is assessed based on the tracked intrathoracic device. The assessed motion is modelled and a navigation information indicative of a range of the modelled motion is generated. The navigation information is shown as a confidence reference (310), for example a rEBUS historical trajectory confidence reference, to a user operating the intrathoracic device. As an example, an augmented fluoroscopy 2D image (302) of a thorax region is registered and shown overlaid with segmentation (304) of the bronchial structure and target lesion (312).
    Type: Grant
    Filed: December 11, 2020
    Date of Patent: July 30, 2024
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Ehud Nachtomy, Erik Van Der Heijden, Roel Verhoeven
  • Patent number: 12052174
    Abstract: Systems and methods for reducing network traffic by filtering network requests based on network request-related information to be transmitted to one or more remote computing systems are disclosed. The system receives a first network operation indicating (i) a request to access a first resource and (ii) a set of requestor specific criteria associated with accessing the first resource. The system identifies a set of entities associated with the first resource and selectively communicates with a filtered subset of the set of entities by: identifying a set of entity specific criteria for each entity of the set of entities; determining whether the requestor specific criteria satisfies the set of entity specific criteria of respective entities; and transmitting the first network operation to respective entities in response to the requestor specific criteria satisfying the set of entity specific criteria of the respective entity.
    Type: Grant
    Filed: September 22, 2023
    Date of Patent: July 30, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Richard Harte Thompson, III, Rohit Mathur
  • Patent number: 12051072
    Abstract: Fraud detection and response associated with various access points is disclosed. Characteristics associated with events or activity on an access point can be compared to thresholds to detect risky behavior and measures implemented in response to the risky behavior. In one instance, operations can include monitoring one or more events associated with at least one account at a financial institution, analyzing characteristics associated with a first event of the one or more events, determining whether to designate the first event or the access point as risky, and implementing one or more measures in response to a risky designation.
    Type: Grant
    Filed: September 21, 2020
    Date of Patent: July 30, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Beth Moss, Angela Berkery, Michael J. Johnson, Benjamin W. Geertz
  • Patent number: 12050713
    Abstract: Systems, methods, and apparatuses for providing a central location to manage permissions provided to third-parties and devices to access and use user data and to manage accounts at multiple entities. A central portal may allow a user to manage all access to account data and personal information as well as usability and functionality of accounts. The user need not log into multiple third-party systems or customer devices to manage previously provided access to the information, provision new access to the information, and to manage financial or other accounts. A user is able to have user data and third-party accounts of the user deleted from devices, applications, and third-party systems via a central portal. The user is able to impose restrictions on how user data is used by devices, applications, and third-party systems, and control such features as recurring payments and use of rewards, via a central portal.
    Type: Grant
    Filed: September 17, 2021
    Date of Patent: July 30, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Lila Fakhraie, Brian M. Pearce, Steven Pulido, Benjamin Soccorsy, James Stahley, Mojdeh Tomsich
  • Patent number: 12052106
    Abstract: In the field of mobile communication systems, techniques relating to checking or verifying if information sent by a transmitter has been correctly received at a receiver so as to initiate a retransmission in case of a non-successful transmission of the information are described. Embodiments relate to simultaneous synchronous and asynchronous HARQ, hybrid automatic repeat request, operations in a network entity of the wireless communication system, like a base station or a user equipment, UE. In particular, an approach for reliably handling retransmissions in a wireless communication system for data or information associated with different services types is described.
    Type: Grant
    Filed: February 8, 2021
    Date of Patent: July 30, 2024
    Assignee: Koninklijke Philips N.V.
    Inventors: Eiko Seidel, Baris Goektepe, Cornelius Hellge, Thomas Wirth, Thomas Schierl
  • Patent number: D1037361
    Type: Grant
    Filed: December 31, 2019
    Date of Patent: July 30, 2024
    Assignee: SMART N.V.
    Inventor: Leighton Rees