Patents Assigned to N/A
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Patent number: 12051106Abstract: A computing system includes a network interface circuit structured to facilitate data transmission over a network, and at least one processing circuit having one or more processors coupled to non-transitory memory storing instructions that when executed by the one or more processors, cause the at least one processing circuit to: receive account information from a customer device via a browser or an application on the customer device based on a first code being captured by the customer device that causes the browser or the application to launch on the customer device, the first code including a first unique identifier; receive a predetermined second code from the customer device, the predetermined second code including a second unique identifier; verify the second code by matching the second unique identifier to the first unique identifier; and open an account in response to verifying the second code.Type: GrantFiled: April 21, 2023Date of Patent: July 30, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Poonam Chawla, Prafullata Diwate, Alicia Laramy, Jason Martin, Nirmal Masih, Stephen Nixon
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Patent number: 12051063Abstract: A computer-implemented method comprising receiving a transaction request from a first computing device, the transaction request corresponding to a pending transaction between the first computing device and a second computing device and comprising a first set of transaction attributes; appending block instances to blockchains of the first and second computing devices, retrieving or receiving, from the second computing device, a second set of transaction attributes; when the first set of transaction attributes match, identifying a second blockchain associated with the pending transaction; automatically executing a protocol to compare the first set of transaction attributes with data stored onto a ledger of the identified second blockchain; and, in response to determining that the first set of transaction attributes complies with data of the ledger of the identified second blockchain, appending block instance to the blockchain comprising data corresponding to the transaction request to blockchains of the first aType: GrantFiled: March 15, 2023Date of Patent: July 30, 2024Assignee: CITIBANK, N.A.Inventor: Shishir Singh
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Patent number: 12050573Abstract: Systems and methods for streaming classification of distributed ledger-based activities are disclosed.Type: GrantFiled: June 9, 2022Date of Patent: July 30, 2024Assignee: JPMORGAN CHASE BANK , N.A.Inventors: Shaltiel Eloul, Sean Moran, Jacob Mendel, Shafir Balitsky, Tal Dadia
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Patent number: 12050703Abstract: An authentication method is used in pairing a peripheral device to a companion device. The peripheral device sends a first identifier and a first value of a first counter to the companion device. The companion device verifies whether a pairing table stored in the companion device contains the first identifier. When the pairing table does not include the first identifier the companion device initiates a pairing session. When the pairing table includes the first identifier, the companion device compares the first value to a second value associated with the first identifier in the pairing table. In response to the first value being greater than the second value, the companion devices initiates a nominal session and in response to the first value being lower than or equal to the second value, execution of the method is stopped.Type: GrantFiled: July 11, 2023Date of Patent: July 30, 2024Assignee: STMicroelectronics International N.V.Inventors: Michael Peeters, Stephen D. Panshin, Jefferson P. Ward, Kyle L. Michel
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Patent number: 12052183Abstract: Disclosed in some examples are systems, methods, and machine-readable mediums which automatically discover and aggregate resource allocation data from different network-based resource allocation stores and present, in a GUI, a total resource allocation picture to entities. During setup, an example system may discover external resource stores used by the entity from a resource allocation clearinghouse service and/or from explicit entity input. The system may then obtain, from the discovered external resource stores (and other resource stores entered by an entity) resource allocation data of the entity. The system may infer one or more goals based upon the resource allocation data of the entity. The goals may be used, along with rules to provide resource allocation optimizations. Entity health data may also be used to offer one or more resource-related rewards.Type: GrantFiled: March 15, 2023Date of Patent: July 30, 2024Assignee: Wells Fargo Bank, N.A.Inventor: Jonathon Traer Clark
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Patent number: 12052348Abstract: Some embodiments are directed to a computation device for performing a computation on at least a set of values. The values are stored in memory as a plurality of shares that define the value. An operation of the computation may be performed on a set of input values to obtain an output value. The output value may be defined by at least one shared share and at least one computed share. The at least one shared share may also define a further value, e.g., an output of a previously performed computation or an output of a further operation performed in parallel with the operation. The at least one computed share is computed from the at least one shared share and shares of the set of input values. A fault in the shared share affects the further value but a fault in the computed share, complicating share reduction attacks.Type: GrantFiled: December 3, 2019Date of Patent: July 30, 2024Assignee: Koninklijke Philips N.V.Inventors: Sebastiaan Jacobus Antonius De Hoogh, Ronald Rietman
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Patent number: 12051077Abstract: Disclosed in some examples, are methods, systems, and machine-readable mediums which build and utilize an artificial intelligence model to predict debtor payment timing. The past debtor payment history and other debtor information may be for a plurality of accounts over a past time period. Once the model is created, it may be used when a debtor misses a payment to determine a prediction of when the debtor will pay. The model uses characteristics of past debtors and their payment dates to predict, based upon the characteristics of the late debtor, when the late debtor will make a payment. The predicted timing may include a predicted probability for whether the payment will be made within the predicted timing. The predicted timing may be a specific date, or a window (e.g., a three-day window).Type: GrantFiled: November 30, 2022Date of Patent: July 30, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Shawn Anthony Hetrick, Heather Charlotte Pemble, Brian J. Hein, John Ellsworth Quinnell, Andrew M. Waddill
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Patent number: 12050610Abstract: Implementations generally relate to management of metadata groups and associated workflows. In some implementations, a method includes receiving a workflow request, wherein the workflow request includes information associated with a metadata group. The method further includes providing a workflow list of available workflows based on the metadata group. The method further includes receiving a selection of a workflow from the workflow list. The method further includes providing the workflow and a form associated with the workflow.Type: GrantFiled: October 13, 2022Date of Patent: July 30, 2024Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Joseph Arnone, Simon Clarke
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Patent number: 12051107Abstract: A method for presenting pre-approved and pre-underwritten offers to a customer may include: receiving targeting criteria based on at least one of current accounts with the financial institution, assets, creditworthiness, and credit risk for an offer for a financial product; identifying a target population of customers for the offer by applying the targeting criteria to a population of customers; reviewing each customer in the target population for underwriting for the financial product based on inferred income for each customer and accounts that each customer has with the financial institution, wherein the underwriting is performed before the financial product is offered; determining a channel to present the offer to one of the customers that passed underwriting; communicating the offer to the customer over the selected channel; and providing an accepted offer to a fulfilment engine, wherein the fulfilment engine initiates an account opening for the financial product.Type: GrantFiled: March 17, 2023Date of Patent: July 30, 2024Assignee: JPMORGAN CHASE BANK , N.A.Inventors: W. David Thomas, Claimonte Nelson, Dennis Bowers, Michael S. Hartman, Steven Noel Roth, Jagan Devisetty, Nagesh Chalasani, Jason J. Kim, Marianna Dulkina, Suzanne Dimant, Vakul Garg, Ajit Nalla, Daniel A. Haas, James Hennessey, Keith Reichenbach, Richard S. Bunke, Seth Goldkrantz, Stephani L. Breault, Steven Aller, Vidyasankar Narayanan, Wade A. Stratton, Margaret F. Evans, Kapil Bansal
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Patent number: 12050864Abstract: A provider computing system includes a service recommendation database configured to retrievably store recommendation information, a network interface configured to communicate data over a network, and a processing circuit that includes a processor and memory. The memory is structured to store instructions that are executable by the processor and cause the processing circuit to receive a first set of recommendation information derived from a first set of voice data received by a local voice assistant and store the first set of recommendation information in the services recommendation database. The processing circuit is further caused to receive a request to generate a recommendation from a user voice assistant, derived from a second set of voice data received by the user voice assistant. The processing circuit is also caused to access the first set of recommendation information in response to the request and transmit the recommendation to the user voice assistant.Type: GrantFiled: March 4, 2021Date of Patent: July 30, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Margaret Duguid, Chris Kalaboukis, Janet McClellan, Wendy Minkus, Robert M. Ronnau, Donald Winans
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Patent number: 12052751Abstract: An apparatus configured to operate in a wireless communication network by generating and transmitting a first wireless signal using a resource element allocated to the apparatus is configured to receive a second wireless signal and to determine that the second wireless signal is to be forwarded within the wireless communication network. The apparatus is configured to transmit a third wireless signal based on the second wireless signal instead of the first wireless signal using the allocated resource element of the wireless communication network.Type: GrantFiled: March 27, 2023Date of Patent: July 30, 2024Assignee: Koninklijke Philips N.V.Inventors: Khaled Shawky Hassan Hussein, Thomas Haustein
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Patent number: 12051024Abstract: A risk-adjusted assessment of a target facility's quality measures (e.g. mortality rate, length of stay, readmission rate, complications rate, etc.) is determined with respect to the quality measures of a broader population base. Patient cohorts are identified corresponding to particular ailments or treatments, and the target facility's risk-adjusted quality measures are determined for each cohort. When a particular quality measure for a target cohort indicates poor performance, factors that are determined to be relevant to the patients' outcomes are identified and used to create a control group of patients in the broader population who exhibit similar factors but had better outcomes than the patients of the target cohort. The care process (treatments, medications, interventions, etc.) that each of the target patients received is compared to the care process that each of the control patients received, to identify potential root-causes of the poorer performance.Type: GrantFiled: August 25, 2016Date of Patent: July 30, 2024Assignee: KONINKLIIJKE PHILIPS N.V.Inventors: Ushanandini Raghavan, Daniel Robert Elgort
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Patent number: 12050616Abstract: Disclosed is an ETL pipeline system including an interface configured to obtain a plurality of graph configuration components. Each graph configuration component includes information representative of one or more computational logic rues. The system further includes a computation graph generator configured to generate a computation graph based on the obtained graph configuration components. The generated computation graph includes node for each graph configuration component and one or more links representative of relationships between the nodes. The system further includes a computation graph adaptor configured to receive, from an external source, external information relating to the graph configuration components, and to adapt the generated computation graph based on the external information. The system further includes a computation graph runner configured to run the adapted computation graph.Type: GrantFiled: December 3, 2020Date of Patent: July 30, 2024Assignee: KONINKLIJKE PHILIPS N.V.Inventors: Yiyi Hu, En Ouyang
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Patent number: 12051399Abstract: In one example, a method for evaluating screen content for accessibility with a screen reader device is disclosed. The method provides a baseline document including a script of expected screen content that conforms accessibility requirements. The method may generate an audio file based on screen content elements. For some implementations, the method uses a machine learning model to transcribe the audio file into an output transcription file. The method may determine whether output transcription file matches the baseline document and a corresponding output report is generated.Type: GrantFiled: December 2, 2021Date of Patent: July 30, 2024Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Chandrasekar Murugesan, Sushama Addepalli, Xiang Zhang, Sudharsan Selvakumar, Sanjay Durgadin
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Patent number: 12048589Abstract: The present disclosure describes imaging systems configured to generate volumetric images of a target feature based on anatomical landmarks identified during an ultrasound scan and in accordance with a user-selected view. Systems can include an ultrasound transducer configured to acquire echo signals responsive to ultrasound pulses transmitted toward a target region. A processor coupled with the transducer may present illustrative volumetric images of the target feature, each image corresponding to a particular view, for a user to select. The processor can then identify anatomical landmarks corresponding to the target feature embodied within 2D image frames, and based on the identified landmarks and user-selected view, provide instructions for manipulating the transducer to a target local to generate a 2D image frame specific to the view. Echo signals are then acquired at the target locale and used to generate an actual volumetric image of the target feature corresponding to the user-selected view.Type: GrantFiled: May 27, 2020Date of Patent: July 30, 2024Assignee: KONINKLIJKE PHILIPS N.V.Inventors: Richard Zong, Earl M. Canfield, Gerard Joseph Harrison, Anne Woodside Holmes
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Patent number: 12050570Abstract: Systems, apparatuses, methods, and computer program products are disclosed for categorizing a data set. An example method includes receiving first electronic information comprising objective indicia of quality associated with the data set and second electronic information comprising subjective indicia of quality associated with the data set. The example method further includes generating third electronic information comprising analytical indicia of quality associated with the data set based on the first electronic information and the second electronic information. The example method further includes generating a data quality rating for the data set based on the first electronic information, the second electronic information, and the third electronic information. Subsequently, the example method includes using a feedback loop to update the data quality rating for the data set where the feedback loop is based on an evaluation of the objective indicia of quality.Type: GrantFiled: March 6, 2023Date of Patent: July 30, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Nadine Mooney, Holly Angevine, Elizabeth Hinshaw, Richard Welsh, Raziq Yaqub
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Patent number: 12051105Abstract: A provider computing system associated with a provider institution includes a network interface configured to communicate data over a network, and a processing circuit. The processing circuit is configured to receive, by the network interface, image data from a user computing device associated with a user, the image data pertaining to a bill of a user issued by a payee, extract a first structure of computer-readable data from the image data, associate a first payee identification parameter with the first structure, determine that the first structure is stored in association with a verified payee at a payee database based on the first payee identification parameter, and based on determining that the first structure is stored in association with the verified payee, update an account of the user to enable the user to utilize the user computing device to authorize a payment to the payee.Type: GrantFiled: June 14, 2022Date of Patent: July 30, 2024Assignee: Wells Fargo Bank, N.A.Inventor: Al Hecht
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Patent number: 12048774Abstract: The present invention relates to a method for decomposing peracetic acid and a method for culturing microorganisms using the decomposition method. The cultivation of microorganisms using the method of the present invention allows an effective removal of the peracetic acid used in a culture medium for sterilization.Type: GrantFiled: December 24, 2019Date of Patent: July 30, 2024Assignee: N-CELL CO., LTD.Inventors: Jong-Hee Kwon, Chang-Ho Cho
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Patent number: D1037311Type: GrantFiled: May 23, 2022Date of Patent: July 30, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Benjamin Soccorsy, Sudipta N. Kitsis
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Patent number: D1037565Type: GrantFiled: August 1, 2023Date of Patent: July 30, 2024Assignee: KONINKLIJKE PHLIPS N.V.Inventors: Jens Peter Kophmann Andersson, Seth Peter Malkin Frankel