Patents Assigned to N/A
  • Patent number: 11869071
    Abstract: Disclosed is an example approach in which news alerts are scanned in real-time or near real-time, relevant alerts identified through a topic extraction model, and associated actors identified through an entity extraction model. An entity resolution model may be applied to determine which actors are clients. The topic extraction, entity extraction, and/or entity resolution models may apply, for example, natural language processing models. The alert may be enriched by being packaged with client and transactional data to generate an enriched alert. A predictive model may be applied to the enriched alert to identify events with a high probability of law enforcement referral, and the enriched alert may be automatically transmitted to certain identified devices. The predictive model is trained using a combination of news alerts and data on clients and transactions, yielding enhanced predictions.
    Type: Grant
    Filed: December 12, 2019
    Date of Patent: January 9, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Angelica Bullard, Mauricio Flores, Ian Kloville, Jeremy Norvell, Sameer Shetty, Michael Traverso
  • Patent number: 11870645
    Abstract: A system includes one or more databases configured to store at least one configuration rule and one or more processors in communication with the databases. The processors may be configured to compare a product parameter to configuration rules to determine a drift item based on a current value of the product parameter being different than acceptable values defined by a test specified by the configuration rule, the test comprising one of a plurality of test types. The processors may be further configured to store, based on a determination that the drift item is not in a drift database of the databases, the drift item in a database, receive a record of one or more actions performed to resolve the drift item, and in response to receipt of the record, modify a status of the drift item from unresolved to resolved in the database.
    Type: Grant
    Filed: December 16, 2022
    Date of Patent: January 9, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Michael Giaquinto
  • Patent number: 11868720
    Abstract: Techniques are described for training and/or utilizing sub-agent machine learning models to generate candidate dialog responses. In various implementations, a user-facing dialog agent (202, 302), or another component on its behalf, selects one of the candidate responses which is closest to user defined global priority objectives (318). Global priority objectives can include values (306) for a variety of dialog features such as emotion, confusion, objective-relatedness, personality, verbosity, etc. In various implementations, each machine learning model includes an encoder portion and a decoder portion. Each encoder portion and decoder portion can be a recurrent neural network (RNN) model, such as a RNN model that includes at least one memory layer, such as a long short-term memory (LSTM) layer.
    Type: Grant
    Filed: January 16, 2020
    Date of Patent: January 9, 2024
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Vivek Varma Datla, Sheikh Sadid Al Hasan, Aaditya Prakash, Oladimeji Feyisetan Farri, Tilak Raj Arora, Junyi Liu, Ashequl Qadir
  • Publication number: 20240001748
    Abstract: A truck, comprising a rear axle, comprising a motor housing extending laterally between rear wheels of the truck, and an electric motor and power transmission coaxially aligned in said motor housing and arranged for driving the rear wheels; and a suspension system, for suspending the rear axle to a chassis of the truck, said suspension system at least comprising a pair of springs and shock absorbers, and an anti-roll stabilizer and a guiding rod linkage for allowing movement in a vertical direction relative to the chassis; wherein the motor housing is limited by a minimum vertical ground clearance between the road surface and a bottom surface of the motor housing; wherein the motor housing comprises a reinforced central top section providing a guiding rod mount for pivotally mounting the guiding rod linkage to the rear axle; wherein the motor housing further comprises suspension yokes integrated into the housing and extending on either side of the motor housing near both axial ends, said suspension yokes prov
    Type: Application
    Filed: November 16, 2021
    Publication date: January 4, 2024
    Applicant: DAF Trucks N.V.
    Inventor: Robert Jacobus VREEDE
  • Publication number: 20240007301
    Abstract: A method comprises receiving, by a computing system from a signing party, a signing party identifier and a token. The token includes an encrypted biometric sample encrypted using an encryption key and an encrypted record of an electronic agreement encrypted using the encryption key, the encrypted record cryptographically bound with the encrypted biometric sample. The method further includes receiving, by the computing system from the signing party, a message and determining, based on the message, that the signing party is rescinding the electronic agreement. The computing system then retrieves a stored knowledge factor associated with the signing party identifier, generates a decryption key using the stored knowledge factor as an input to a password authenticated key exchange protocol, decrypts the encrypted biometric sample from the token using the decryption key to retrieve a biometric sample, and transmits the biometric sample to the signing party.
    Type: Application
    Filed: September 18, 2023
    Publication date: January 4, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventor: Phillip H. GRIFFIN
  • Publication number: 20240004308
    Abstract: A radiation source arrangement including: a radiation source operable to generate source radiation including source energy pulses; and at least one non-linear energy-filter operable to filter the source radiation to obtain filtered radiation including filtered energy pulses. The at least one non-linear energy-filter is operable to mitigate variation in energy in the filtered radiation by reducing the energy level of the source energy pulses which have an energy level corresponding to one of both extremities of an energy distribution of the source energy pulses by a greater amount than the source energy pulses which have an energy level corresponding to a peak of the energy distribution.
    Type: Application
    Filed: August 3, 2021
    Publication date: January 4, 2024
    Applicants: ASML NETHERLANDS B.V., ASML HOLDING N.V.
    Inventors: Ali ALSAQQA, Aabid PATEL, Patrick Sebastian UEBEL, Amir ABDOLVAND, Paulus Antonius Andreas TEUNISSEN, Wisham F. KADHIM
  • Publication number: 20240005358
    Abstract: A method for facilitating predictive analytics based on geographic information from targeted advertising is disclosed. The method includes generating advertisement campaigns for clients based on a corresponding identity graph; associating a tag with the generated advertisement campaigns, the tag corresponding to instructions to collect location data when the advertisement campaigns are rendered on a client device; distributing, by using the identity graph, the advertisement campaigns together with the tag to the corresponding clients; receiving the location data for each of the clients when the advertisement campaigns are rendered; determining a geographic location profile for each of the clients based on the received location data; and developing a predictive model by using the geographic location profile.
    Type: Application
    Filed: June 30, 2022
    Publication date: January 4, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventor: Varun BHAGWAN
  • Publication number: 20240002904
    Abstract: The current invention pertains to a method for sequencing of a target nucleic acid fragment from a nucleic acid sample, comprising the steps of cleaving the nucleic acid sample with a first and a second RNA guided or DNA guided endonuclease complex, preferably a first and a second gRNA-CAS complex, thereby generating the target nucleic acid fragment and at least one non-target nucleic acid fragment. The generated fragments are subsequently contacted with an exonuclease, wherein the exonuclease digests only the non-target nucleic acid fragments. Subsequently said target nucleic acid fragment is sequenced using nanopore selective sequencing. The invention further pertains to the use of the enriched target nucleic acid fragments for nanopore selective sequencing the target nucleic acid fragment.
    Type: Application
    Filed: November 24, 2021
    Publication date: January 4, 2024
    Applicant: KEYGENE N.V.
    Inventors: Theodorus Frank Maria ROELOFS, René Cornelis Josephus HOGERS
  • Publication number: 20240005327
    Abstract: Systems and methods for authenticating parties and transactions are described herein. The systems and methods may be part of an information wallet system. The information wallet system or a separate authentication system in communication with the information wallet system may facilitate verification and/or authentication of the parties. In one embodiment, the authentication system includes an authentication server configured to receive an authentication request from a first party to authenticate a second party. The authentication server is further configured to transmit an information request the second party. The authentication server is configured to receive second party information and to configured to compare the second party information with a verified second party information. The authentication server is configured to transmit an authentication result to the first party device.
    Type: Application
    Filed: September 18, 2023
    Publication date: January 4, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventor: Al Hecht
  • Publication number: 20240005033
    Abstract: Systems, methods, and apparatuses for providing a customer a central location to manage permissions provided to third-parties and devices to access and use customer information maintained by a financial institution are described. The central location serves as a central portal where a customer of the financial institution can manage all access to account information and personal information stored at the financial institution. Accordingly, the customer does not need to log into each individual third-party system or customer device to manage previously provided access to the customer information or to provision new access to the customer information. A user additionally is able to have user data and third-party accounts of the user deleted from devices, applications, and third-party systems via a central portal. Restrictions on how user data is used by devices, applications, and third-party systems can be imposed via a central portal.
    Type: Application
    Filed: September 18, 2023
    Publication date: January 4, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Lila Fakhraie, Brian M Pearce, Steven Pulido, Benjamin Soccorsy, Mojdeh Tomsich, James STAHLEY
  • Patent number: 11863066
    Abstract: A voltage supply circuit and a method for controlling a voltage supply circuit are provided. The voltage supply circuit includes a positive charge pump stage that generates a positive voltage and a negative charge pump stage that generates a negative voltage. The voltage supply circuit also includes a control stage that compares a voltage representative of the negative voltage with a reference voltage and causes a slope of the positive voltage to decrease when the voltage representative of the negative voltage exceeds the reference voltage.
    Type: Grant
    Filed: February 14, 2023
    Date of Patent: January 2, 2024
    Assignees: STMicroelectronics International N.V., STMicroelectronics S.r.l.
    Inventors: Vikas Rana, Marco Pasotti, Fabio De Santis
  • Patent number: 11861597
    Abstract: A method can include generating a cryptogram by encrypting, by a hardware security module (HSM), a keyed-hash message authentication code (HMAC) key by a master key encryption key (MK); transmitting, a database server, the cryptogram; destroying the cryptogram at the HSM, in response to the transmitting the cryptogram to the database server; receiving, from the database server, the cryptogram and an ID generated by the database server; generating a wallet password based on the ID and the cryptogram; generating a data encryption key (DK) retrievable via the wallet password; transmitting, to the database server, the DK without the wallet password; destroying the wallet password in response to the transmitting the DK to the database server; decrypting the cryptogram into a decrypted HMAC key; regenerating the wallet password using the ID and the decrypted HMAC key; encrypting the regenerated wallet password; transmitting, to the database server, the encrypted regenerated wallet password.
    Type: Grant
    Filed: June 24, 2022
    Date of Patent: January 2, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Phillip H. Griffin, Jeffrey J. Stapleton
  • Patent number: 11858079
    Abstract: A lock and pin for the structural and fluid tight repair of cracks not amenable to high temperature repairs or synthetic material patches. Fluid tight pins and locks seal the crack while one or more locks prevent the crack from growing. These repairs need to endure the remaining life cycle of the machinery part while withstanding all the strain, pressure, heat and expansion and contraction of the part before the crack(s) were formed. Often these cracks evolved due to engineering design flaws that will require even greater strength from these areas than when new.
    Type: Grant
    Filed: September 9, 2022
    Date of Patent: January 2, 2024
    Assignee: LOCK-N-STITCH, INC.
    Inventor: Gary Reed
  • Patent number: 11857361
    Abstract: An intraluminal ultrasound imaging device includes a flexible elongate member configured to be positioned within a body lumen of a patient. An ultrasound imaging assembly is disposed at the distal portion of the flexible elongate member. The ultrasound imaging assembly includes a plurality of acoustic elements and an acoustically-transparent window disposed over the plurality of acoustic elements. The acoustically-transparent window comprising a plurality of layers formed on top of one another. The plurality of layers includes an innermost layer directly contacting the plurality of acoustic elements, an outermost layer opposite the innermost layer, and an adhesive layer. The outermost layer includes a tubing. A hardness of the innermost layer is less than hardnesses of every other layer of the plurality of layers. A hardness of the outermost layer is greater than the hardnesses of every other layer of the plurality of layers.
    Type: Grant
    Filed: June 28, 2019
    Date of Patent: January 2, 2024
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Franciscus Johannes Gerardus Hakkens, Lucas Johannes Anna Maria Beckers, Johannes Wilhelmus Weekamp, Peter Dirksen, Petrus Henricus Maria Timmermans, Sergei Y. Shulepov, Hans-Peter Loebl
  • Patent number: 11861575
    Abstract: An automated teller machine (ATM) allows a user with accounts at both a first institution and a second institution to use an ATM of the first institution to physically place cash or a check into the ATM of the first institution for deposit into an account at the second institution. In some cases, a failed attempt message may indicate a funds transfer failed due to a network connectivity issue, an inactive payee account, or an expired payee account number. In case of a network connectivity issue, the funds transfer may be reinitiated. In case of an inactive payee account or expired payee account number, funds may be transferred to the first account instead of the second account. The ATM may display an indication of the failed attempt and a confirmation of a transfer to the first account.
    Type: Grant
    Filed: August 1, 2022
    Date of Patent: January 2, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Laura Marie Fontana, Margot Lockwood-Stein, Michael R. Thomas
  • Patent number: 11858154
    Abstract: There is provided a method for operating a personal care device. The method comprises obtaining, using an imaging device, image data relating to a portion of a body of a user; measuring, using the image data, a parameter relating to at least one hair growing from the portion of the body; and determining a position of the portion of the body on the body based on the measured parameter and a predetermined relation between the parameter and the position on the body. A personal care device, a personal care system and a machine-readable medium are also disclosed.
    Type: Grant
    Filed: February 9, 2018
    Date of Patent: January 2, 2024
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Jonathan Alambra Palero, Martin Jurna, Ashoka Sathanur Visweswara, Vincentius Paulus Buil
  • Patent number: 11860883
    Abstract: An embodiment of the present invention is directed to implementing a data usage analytics engine for database systems. An embodiment of the present invention is directed to implementing a Data Usage Analysis engine that receives queries (e.g., SQL queries), tables (e.g., Internal Catalog tables) and/or other data formats as input. An embodiment of the present invention may then parse the queries and identify various data usage patterns. This may include details concerning what tables are used, how much data is queried at what intervals, frequency of querying along what attributes are used in the queries and/or other usage details in various levels of granularity.
    Type: Grant
    Filed: September 5, 2019
    Date of Patent: January 2, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Vijaya Kadiyala, Subramaniam Ramaiah, Jahnavi Ramanadham, Krishna Raj Mahindrakar, Suresh Amdekar
  • Patent number: 11863689
    Abstract: A system having one or more processors. The one or more processors receive data having a request for transferring ownership of a portion of a security from a first user computing system. A portion of the data is signed by a signer with a group signature having an extension. The one or more processors further receive a request to link an identity of the signer and open the identity of the signer. The one or more processors provide to a regulator information corresponding to the group signature and a signature of a transferee being linked to the group signature. The one or more processors generate signing ability of a second user computing system associated with an identifier of the transferee. Generating the signing ability of the second user computing system to use the group signature transfers the ownership of the portion of the security.
    Type: Grant
    Filed: October 24, 2022
    Date of Patent: January 2, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Phillip H. Griffin
  • Patent number: 11861700
    Abstract: A method of completing a purchase transaction that includes a loan includes receiving, by a transaction processing logic, a loan application from a network. The method also includes generating, by the transaction processing logic, a plurality of loan terms for the loan application. The method also includes receiving, by the transaction processing logic, a transaction package from the network, where the transaction package includes at least one of the plurality of loan terms and a purchase price. The method also includes tendering, by the transaction processing logic, the purchase price according to the transaction package. The method also includes setting up, by the transaction processing logic, a loan in an account database according to the transaction package.
    Type: Grant
    Filed: January 31, 2022
    Date of Patent: January 2, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ashish B. Kurani, Nikolai Stroke
  • Patent number: 11857111
    Abstract: The invention provides a cooking device comprising a heating chamber (10), a heating element (12) for heating a cooking medium in the heating chamber, a temperature sensor (14) for monitoring a temperature of the cooking medium over time, and a mass sensor (16) for monitoring a mass of a food item to be cooked in the heating chamber over time. The cooking device also comprises a controller (18) for processing information from the mass sensor and temperature sensor to provide a prediction of the food item core temperature and to control a cooking process in dependence on the predicted food item core temperature.
    Type: Grant
    Filed: May 27, 2015
    Date of Patent: January 2, 2024
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Qing Li, Bin Yin