Patents Assigned to N/A
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Patent number: 11762528Abstract: A computing device may include a provider application and data defining perceptible elements that provide users with various functionalities in more easily consumable stages. The application may determine that the user is at a first level of sophistication based on user activities and/or circumstances, and present a first set of perceptible elements in response thereto to provide a first set of functionalities. The application may then determine the user is at a second, higher level of sophistication based on subsequent activities and/or circumstances, and present a second set of perceptible elements to provide a second set of functionalities that includes at least one new functionality not provided via the first set of perceptible elements. Applications can be less resource intensive by evolving to strategically tailor available functionality to the circumstances and needs of particular users.Type: GrantFiled: January 19, 2022Date of Patent: September 19, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Anshuman M. Duneja, Uma Meyyappan, Stanislav Roumiantsev, Bipin M. Sahni, Jennifer Toby Whateley, Janelle Wolak
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Patent number: 11763297Abstract: A method for digital coin issuance may include: receiving, at a ledger interoperability service and from a gateway communication service, a request to deposit a digital coin balance for an amount of funds for a client to a client digital coin wallet on a distributed ledger; receiving, at an omnibus account, a transfer of the funds from a client demand deposit account for the client; identifying, by the ledger interoperability service, an address for the client digital coin wallet on the distributed ledger using an address book; submitting, by the ledger interoperability service, a request to the gateway communication service to issue the digital coin balance to the client digital coin wallet and to generate postings for the digital coin balance for the distributed ledger; and receiving, by the ledger interoperability service, confirmation from gateway communication service of writing the digital coin balance to the client digital coin wallet.Type: GrantFiled: January 19, 2021Date of Patent: September 19, 2023Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Naveen Mallela, Christine Moy, Tyrone Lobban, Akshika Gupta, Srimukh Oddiraju, Debidutta Pruthibiraj Samantaray, Samer Falah, Sai Murali Krishna Valiveti, Zhou Zhiyao, Raunak Rajpuria
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Patent number: 11763239Abstract: A system and related method are provided to receive user streaming interaction data (USID) and determine a context of the interaction. Processed stream data is stored, and emotion information (EI) is created by analyzing the processed stream data, producing an EI-tagged interaction record. An overall first EI value (EIV) reflects a value of an EI at a first time, and an overall second EIV reflects a value of an EI at a second time. Indicators related to the EIs are provided on a device of a service representative (SR). When the second EIV is more negative than the first EIV, the system communicates a recommended action to the service representative that is dependent upon on the context of the interaction and the EI.Type: GrantFiled: September 18, 2018Date of Patent: September 19, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Matthew Mark Di Prinzio, Matthew Aaron Fick, Mary E. Huxhold, Faith Maria Lane, Matthew Fitzroy Lynch, Nicholas Kent Pieri
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Patent number: 11764662Abstract: A circuit includes a transistor, with a resonant tank coupled between a DC supply node and a first conduction terminal of the transistor. A gate driver generates a gate drive signal for biasing a control terminal of the transistor to cause it to conduct current through the resonant tank. Control circuitry monitors a voltage across the transistor to determine that the transistor is an overvoltage condition if that voltage exceeds a threshold, and monitors a current through the transistor to determine that the transistor is an overcurrent condition if that current exceeds a threshold. If overvoltage is determined, the control circuitry causes the gate driver to pull up the gate drive signal. If overcurrent is determined, the control circuitry causes the gate driver to pull down the gate drive signal. If either overvoltage or overcurrent is present, a pulse width of the gate drive signal is reduced.Type: GrantFiled: August 4, 2020Date of Patent: September 19, 2023Assignee: STMicroelectronics International N.V.Inventor: Akshat Jain
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Patent number: 11761814Abstract: The invention provides a nutritional value prediction system. A nutritional value of processed food is predicted based on an identity of food to be processed and processing characteristics of a kitchen appliance used to process the food to be processed. Processing characteristics of the kitchen appliance are determined based on a sensed parameter of a power supply of the kitchen appliance.Type: GrantFiled: December 15, 2017Date of Patent: September 19, 2023Assignee: KONINKLIJKE PHILIPS N.V.Inventors: Wen Sun, Qiao Hua
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Patent number: 11763303Abstract: A method includes verifying the identity of an individual. The method further includes receiving non-financial data from the individual and generating a user-level profile. The user-level profiles include the non-financial data received from the individual. The method further includes generating a user-level token unique to the individual. The user-level token is associated with the generated user-level profile. The method also includes provisioning the user-level token to a device associated with the individual. The method further includes receiving an identity verification request comprising the user-level token, wherein the identity verification request is structured as a financial transaction card-originated message, validating the user-level token, and analyzing a context of the received user-level token to determine a relevant non-financial data element included in the non-financial information within the user-level profile.Type: GrantFiled: March 10, 2017Date of Patent: September 19, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Ashish B. Kurani, Kristine Ing Kushner, Brian M. Pearce, Steven E. Puffer, Nikolai Stroke, Paul Vittimberga, Young M. Yang
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Patent number: 11763236Abstract: Systems and methods are described for a three-tiered artificial intelligence architecture that synchronizes processing statement deployment across diverse computer networks. The system may receive, at a user interface, a first request for a first recommendation. The first recommendation includes a set of standardized processing statements for implementing on a function. The system may input the first request into a first network component. The first network component includes first, second, and third models. The first model is trained to generate a library of standardized processing statements. The second model is trained to generate a plurality of standardized processing characteristic values for each standardized processing statement in the library. The third model is trained to generate recommendations of sets of standardized processing statements to functions. The system receives an output from the first network component and generates for display the first recommendation based on the output.Type: GrantFiled: March 27, 2023Date of Patent: September 19, 2023Assignee: Citibank, N.A.Inventors: Maneet Sharma, Flora Sah, Adar Kiran Danait, Ashima Gupta, James Iacona, Crystal Lynn Magruder, Tracy L. Yager
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Patent number: 11763704Abstract: The present invention relates to a support substructure for fastening a display tile to a support structure of a tiled display, the support substructure being characterized in that it is linked to the support structure by means of a first mechanism allowing movements of the display tile in a plane parallel to the nominal plane (XY) of the tiled display independently of the presence or absence of adjacent display tiles.Type: GrantFiled: September 12, 2022Date of Patent: September 19, 2023Assignees: BARCO N.V., BARCO CONTROL ROOMS GMBHInventors: Tom Adriaan Gerard Dewaele, Frank Michael Fischer, Stephan Frank Henry
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Patent number: 11765194Abstract: A risk view sharing platform system is provided. The system includes a processing circuit configured to provide a plurality of analyst applications to a plurality of analyst computing devices; receive security related data associated with a plurality of securities from the plurality of analyst applications, wherein the security related data includes security ratings and indices; integrate the security related data to generate (i) a plurality of integrated security ratings based on the security ratings and (ii) a plurality of integrated indices based on the indices; and provide a graphical user interface including the integrated security related data to a manager device that displays a plurality of tiles, wherein each tile represents a specific security from the plurality of securities and includes at least one of an integrated security rating or an integrated index of the plurality of integrated indices for the specific security.Type: GrantFiled: January 11, 2021Date of Patent: September 19, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Joshua T. Demetry, Randy Mangelsen, Jennifer Blaha, Brian J. Jacobsen, Ann M. Miletti, Noah Wise, Chris Rosato, Manjunath Boraiah
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Patent number: 11762545Abstract: Systems and techniques for a future state graphical visualization generator are described herein, A graphical visualization of a current state of a user may be generated using electronic profile data of the user. The graphical visualization of the current state of the user may display objects associated with the user. The objects may be associated with a set of object parameters. A goal of the user may be obtained. A set of goal parameters may be generated based on the set of object parameters and the goal of the user. A graphical visualization of the future state of the user may be generated based on the set of goal parameters. A user response may be obtained to a display of the graphical visualization of the future state of the user. Guidance may be provided to the user for adjusting a goal parameter based on the user response.Type: GrantFiled: November 3, 2021Date of Patent: September 19, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Samundra Timilsina, Rabisankar Kulshi, David Newman, Darius A. Miranda, Balinder Singh Mangat
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Patent number: 11762757Abstract: Various methods, apparatuses/systems, and media for automating deployment and configuration of contact centers are disclosed. A processor implements a cloud agnostic model-driven architecture, the architecture including at least a design-time environment and a run-time environment with corresponding combination of tools configured for delivery, development, and management of applications throughout systems; creates a cloud agnostic model configured to be executed on a plurality of cloud environments runtimes for an on-demand execution; on-boards and validates the cloud agnostic model in the design-time environment; tests, in response to a positive validation, the cloud agnostic model in the design-time environment; publishes, in response to a positive test, the cloud agnostic model on the run-time environment; activates the cloud agnostic model on the run-time environment; and creates, in response to activation, a multi-cloud contact center.Type: GrantFiled: October 7, 2021Date of Patent: September 19, 2023Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Casem Majd, Jeremy Banks
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Patent number: 11762723Abstract: A method for application operational monitoring may include an operational monitoring computer program: (1) ingesting a plurality of service level indicator (SLI) metrics for an application, each SLI metric identifying a number of successful observations and a number of total observations; (2) calculating a SLI score for each SLI metric based on the number of successful observations and the number of total observations for the SLI metric; (3) weighting the SLI score for each SLI metric; (4) combining the weighted SLI scores into an application SLI score; (5) calculating a calculated error budget based on the application SLI score; (6) determining that the calculated error budget exceeds an error budget for the application; (7) generating a notification in response to the calculated error budget breaching the error budget; and (8) causing implementation of a restriction on the application, wherein the restriction prevents enhancements to the application.Type: GrantFiled: May 17, 2021Date of Patent: September 19, 2023Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Ken Long, Salwa Husam Alamir, Indrajit Naskar, Kunal Uskaikar, Parankush Chunchu, A V Rajath, Sneha Bindeshwar Prasad, Preeti Udas
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Patent number: 11762866Abstract: Disclosed in some examples are methods, systems, and machine readable mediums which utilize volume to improve the ordering of search results for various information retrieval systems. This improves relevance as volume is a proxy for interest. As volume changes over time, the relevance of a particular result to a particular search query will increase or decrease over time.Type: GrantFiled: January 10, 2023Date of Patent: September 19, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Carter C. Hansen, Christian P. Krobisch
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Patent number: 11764971Abstract: A method comprises receiving, by a computing system from a signing party, a signing party identifier and a token. The token includes an encrypted biometric sample encrypted using an encryption key and an encrypted record of an electronic agreement encrypted using the encryption key, the encrypted record cryptographically bound with the encrypted biometric sample. The method further includes receiving, by the computing system from the signing party, a message and determining, based on the message, that the signing party is rescinding the electronic agreement. The computing system then retrieves a stored knowledge factor associated with the signing party identifier, generates a decryption key using the stored knowledge factor as an input to a password authenticated key exchange protocol, decrypts the encrypted biometric sample from the token using the decryption key to retrieve a biometric sample, and transmits the biometric sample to the signing party.Type: GrantFiled: November 30, 2020Date of Patent: September 19, 2023Assignee: WELLS FARGO BANK, N.A.Inventor: Phillip H. Griffin
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Patent number: 11762535Abstract: Systems, methods, and apparatuses for providing a customer a central location to manage permissions provided to third-parties and devices to access and use customer information maintained by a financial institution are described. The central location serves as a central portal where a customer of the financial institution can manage all access to account information and personal information stored at the financial institution. Accordingly, the customer does not need to log into each individual third-party system or customer device to manage previously provided access to the customer information or to provision new access to the customer information. A user additionally is able to have user data and third-party accounts of the user deleted from devices, applications, and third-party systems via a central portal. Restrictions on how user data is used by devices, applications, and third-party systems can be imposed via a central portal.Type: GrantFiled: August 3, 2022Date of Patent: September 19, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Lila Fakhraie, Brian M. Pearce, Steven Pulido, Benjamin Soccorsy, Mojdeh Tomsich, James Stahley
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Patent number: 11763329Abstract: Disclosed are systems and methods that efficiently and reliably allows school district(s) and municipalities as well as third parties provide incentives to students' accounts, and those incentive awards can be converted to funds for additional education expenses. In one aspect, the method includes reconciling a plurality of transactions transferring funds to a student account from a municipal account upon a corresponding student accomplishing at least one of a plurality of goals. The goals are each based upon completion of an action stored in a municipal database. The method includes, upon reconciling the transactions, determining that a remaining amount in the municipal account is less than a predetermined threshold and automatically generating and transmitting an alert message to a dashboard user interface of the municipal account for display on a municipal workstation comprising an indicator that the remaining amount in the municipal account is less than the predetermined threshold.Type: GrantFiled: April 13, 2021Date of Patent: September 19, 2023Assignee: CITIBANK, N.A.Inventors: Sandra Reilly, Tim Akpinar
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Patent number: 11759225Abstract: The invention relates to a skin treatment device for removing callus from the skin by an abrasive treatment, comprising a housing with a handle section (110), a skin treatment element (120) rotatable around a rotational axis (101) and a protective rim (130). Said protective rim circumferentially encases said skin treatment element partially over an angular range of more than 120° and less than 330° about said rotational axis such that a circumferential abrasive treatment surface protrudes from the protective rim in an area extending over an angular range of 30° to 240°.Type: GrantFiled: November 9, 2017Date of Patent: September 19, 2023Assignee: KONINKLIJKE PHILIPS N.V.Inventors: Robbert Freerk Johan Van Der Scheer, Joost Tomas Glazenburg, Maurits Koenen, Harold Wolf, Johannes Beugels, Adarsh Shrivastava
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Patent number: D999170Type: GrantFiled: June 28, 2019Date of Patent: September 19, 2023Assignee: K&N Engineering, Inc.Inventors: Jonathan Richard Fiello, Steve Williams
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Patent number: D999284Type: GrantFiled: June 28, 2021Date of Patent: September 19, 2023Assignee: SMART N.V.Inventors: Raf Peeters, Leighton Meredith Rees
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Patent number: D999285Type: GrantFiled: June 30, 2021Date of Patent: September 19, 2023Assignee: SMART N.V.Inventors: Tom Buelens, Emma Ribbens