Patents Assigned to N/A
  • Publication number: 20250054035
    Abstract: A social media computing system is described. The social media computing system provides a social media platform to a plurality of users. Additionally, the social media computing system provides merchants the ability to provide targeted offers to users of the social media platform. As used herein, the word “merchants” also includes service providers. The offers relate to goods or services provided by the merchants. In some situations, the offers are transmitted by the social media computing system to user devices based on requests by the users. In other situations, the offers can be transmitted directly from the merchants to the user devices based on determined locations of the user devices.
    Type: Application
    Filed: August 19, 2024
    Publication date: February 13, 2025
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Uma Meyyappan, Bipin Sahni
  • Publication number: 20250053414
    Abstract: A method and system for determining and mitigating a potential delay in task completion are disclosed. The method includes extracting previously resolved tasks and changes occurred to each of the previously resolved tasks, and calculating features for training a machine learning model. The method further includes dividing the tasks into different groups and training the machine learning model using the calculated features associated with the different groups. The method then starts a task and partially processes the respective task until reaching a cutoff time, and based on change history of the task up to the cutoff time and using the trained machine learning model, determines whether a delay is expected or not for the task.
    Type: Application
    Filed: August 7, 2023
    Publication date: February 13, 2025
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Vali TAWOSI, Salwa Husam ALAMIR, Ravi Kumar TUMMALAPENTA, Sameena SHAH
  • Publication number: 20250053372
    Abstract: A system and a method for restricting the forwarding of voice data received by a smart phone device to virtual voice assistants that are accessible via the smart phone device are provided. The method includes: receiving information indicating that at least one criterion for restricting the forwarding of voice data is satisfied; and activating a module that is configured to disable virtual voice assistants that are associated with the smart phone device, such that each of the disabled virtual voice assistants is rendered inoperative. The criteria may include a presence of the smart phone device at a premises associated with a commercial entity, such as an employer of a user of the smart phone device, and the information may include an indication that an identification card has been swiped at a terminal located at the premises and/or geographical location data collected by the smart phone device.
    Type: Application
    Filed: July 23, 2024
    Publication date: February 13, 2025
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Keerthichandra RAYAVARAPU, Sravanthi MUSKU
  • Publication number: 20250054552
    Abstract: The present disclosure is directed to an integrated circuit that includes a non-volatile memory (NVM). The integrated circuit includes a bias generator that produces stable wordline and bitline voltages for a reliable read operation of the NVM. This disclosure is directed to low voltage memory operations of memory read, erase verify, and program verify. The present disclosure is directed to non-volatile memory circuits that can also operate at low supply voltages in digital voltage supply range.
    Type: Application
    Filed: August 16, 2024
    Publication date: February 13, 2025
    Applicant: STMicroelectronics International N.V.
    Inventors: Vikas RANA, Neha DALAL
  • Publication number: 20250053682
    Abstract: Systems, methods, and apparatuses for providing a customer a central location to manage permissions provided to third-parties and devices to access and use customer information maintained by a financial institution are described. The central location serves as a central portal where a customer of the financial institution can manage all access to account information and personal information stored at the financial institution. Accordingly, the customer does not need to log into each individual third-party system or customer device to manage previously provided access to the customer information or to provision new access to the customer information. A user additionally is able to have user data and third-party accounts of the user deleted from devices, applications, and third-party systems via a central portal. Restrictions on how user data is used by devices, applications, and third-party systems can be imposed via a central portal.
    Type: Application
    Filed: October 28, 2024
    Publication date: February 13, 2025
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Lila Fakhraie, Brian M. Pearce, Steven Pulido, Benjamin Soccorsy, James Stahley, Mojdeh Tomsich
  • Publication number: 20250056020
    Abstract: A method for transmission of monochrome video data of a monochromatic image, wherein three different source monochromatic pixels are encoded by a transmitting device into one compressed three-color pixel; the compressed three-color pixel are transmitted by the transmitting device. The transmitted compressed three-color pixel are received at a receiving device; and the compressed three-color pixel decoding are decoded by the receiving device into three different sink monochromatic pixels. The transmitting device acquires the three different source monochromatic pixels, extracts a single-color value from each of the three different source monochromatic pixels, and generates the compressed three-color pixel using the single-color values extracted from the three different source monochromatic pixels.
    Type: Application
    Filed: August 2, 2024
    Publication date: February 13, 2025
    Applicant: STMicroelectronics International N.V.
    Inventors: Davide TERZI, Guy AMOR, Stefano BROVELLI, Lorenzo DE BIASI, Tomer SHKALIM
  • Publication number: 20250053953
    Abstract: Techniques are provided for performing automated operations to identify one or more computing devices associated with potential payees that are within a defined proximity of a user mobile device. Potential payees may include individuals and merchant point-of-sale computing systems. A processor-based computing system retrieves stored photographic and biographic information regarding the identified potential payees, and displays the retrieved photographic and biographic information for possible selection by a user of the mobile device. One or more payments from the user of the mobile device may be specified and initiated via the processor-based computing system to potential payees selected by the user, including for partial or full payment of a customer order of the user with a merchant associated with an identified point-of-sale computing system.
    Type: Application
    Filed: October 28, 2024
    Publication date: February 13, 2025
    Applicant: CITIBANK, N.A.
    Inventor: Therman WHEELER
  • Publication number: 20250053945
    Abstract: A provider computing system configured to: receive transaction information regarding a customer transaction associated with one or more of a transaction processing entity, a merchant, or a payment network provider, the transaction information including a potential payment method; determine a transaction rate associated with the potential payment method; identify an offer associated with the one or more of the transaction processing entity, the merchant, or the payment network provider; generate display data including the transaction rate and the offer; and transmit the display data to at least one of a transaction processing device associated with the transaction processing entity, a merchant computing system associated with the merchant, or a customer device associated with a customer, the display data configured to cause the transaction rate and the offer to be displayed by the at least one of the transaction processing device, the merchant computing system, or the customer device.
    Type: Application
    Filed: December 27, 2023
    Publication date: February 13, 2025
    Applicant: Wells Fargo Bank, N.A.
    Inventor: Frank Fehrenbach
  • Publication number: 20250053937
    Abstract: According to one example embodiment, a computer implemented method performed by a funds transfer computing system, includes registering a beneficiary to a rating system. Registering the beneficiary comprises receiving identifying information including at least one of a receiving account, a financial institution associated with the receiving account, a beneficiary location, a beneficiary name, or an authentication factor. An identity of the beneficiary is validated in response to the received identifying information. A trust score for the beneficiary is generated. The trust score is indicative of the beneficiary's likelihood of being approved to receive funds in an international funds transfer between the beneficiary and a payor.
    Type: Application
    Filed: August 8, 2023
    Publication date: February 13, 2025
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Elise M. Chapman, Autumn Krischer, Sanjay Mishra, Dove Vallender, Sushil Kumar Vyas, Jeannette Woodbury, Feiwen Xu
  • Publication number: 20250048968
    Abstract: An agricultural crop baler having a frame, wheels, tailgate, baling chamber, ramp, and an arm attached to the frame and movable between a first position in which the arm extends along a first lateral side of the bale ejection path and does not intersect the bale ejection path, and a second position in which the arm extends along the first lateral side of the bale ejection path and intersects the bale ejection path. The baler also includes an actuator operatively connected between the frame and the arm and configured to move the arm between the first and second positions, and a control system configured to operate the actuator. A method is also provided, in which a baler arm contacts a side of the bale to generate a force on the bale in a direction transverse to the forward direction.
    Type: Application
    Filed: August 9, 2023
    Publication date: February 13, 2025
    Applicants: CNH Industrial America LLC, CNH Industrial Belgium N.V.
    Inventors: Grant Garber, Shawn O'Neal, Geert Mortier, Kevin Smith
  • Publication number: 20250053950
    Abstract: Various systems, methods, and media for facilitating selection of a transaction mode for an electronic transaction are provided. User identification information, that identifies a user of a user device that performs the electronic transaction, is obtained. User accounts are determined based on the user identification information. Location information of the user device is also obtained, and at least one of sound information detected by a microphone of the user device or light information detected by a camera of the user device is further obtained. A single merchant is determined based on the location information of the user device and the at least one of the sound information or the light information. The user accounts are analyzed, and a recommended user account is determined based on the single merchant. A notification to be displayed on the user device is generated based on the recommended user account.
    Type: Application
    Filed: October 31, 2024
    Publication date: February 13, 2025
    Applicant: JPMorgan Chase Bank, N.A.
    Inventor: Nitin BHATIA
  • Publication number: 20250053943
    Abstract: A computing system is configured to receive an indication of a customer transaction associated with a customer, retrieve, in response to receiving the indication of the customer transaction and prior to receiving a payment method from the customer for the customer transaction, transaction rates associated with a plurality of potential payment methods, determine a plurality of potential transaction amounts corresponding to the plurality of potential payment methods based on the transaction rates, generate display data including a plurality of payment options, each payment option including an indication of a potential payment method of the plurality of potential payment methods and a potential transaction amount of the plurality of potential transaction amounts corresponding to the potential payment method, and cause a graphical user interface based on the display data to be displayed to the customer.
    Type: Application
    Filed: August 8, 2023
    Publication date: February 13, 2025
    Applicant: Wells Fargo Bank, N.A.
    Inventor: Frank Fehrenbach
  • Publication number: 20250054528
    Abstract: A method of corrupting contents of a memory array includes asserting a signal at a reset node to thereby cause starving of current supply to the memory array, and selecting bit lines and complementary bit lines associated with desired columns of the memory array that contain memory cells to have their contents corrupted. For each desired column, a logic state of its bit line and complementary bit line are forced to a same logic state. Each word line associated with desired rows of the memory array that contains memory cells to have their contents corrupted is simultaneously asserted, and then simultaneously deasserted to thereby place each memory cell to have its contents corrupted into a metastable state during a single clock cycle.
    Type: Application
    Filed: October 29, 2024
    Publication date: February 13, 2025
    Applicant: STMicroelectronics International N.V.
    Inventors: Praveen Kumar VERMA, Promod KUMAR, Harsh RAWAT
  • Publication number: 20250055447
    Abstract: A circuit includes a first capacitance array formed by n nominally equal capacitive elements. A first electrode of each capacitive element is coupled, via respective switches to either a reference voltage or ground. A differential amplifier has a first input coupled to an output of a first capacitance array, a second input grounded, and an output generating a voltage ramp. A capacitive feedback circuit couples the output of the differential amplifier to the first input. A second capacitance array has an output coupled to the first input of the differential amplifier. The capacitive elements of the first capacitance array are organized in sets. The circuit operates by controllably coupling, set by set, second electrodes of the capacitive elements of the first capacitance array to the first input of the differential amplifier.
    Type: Application
    Filed: August 8, 2024
    Publication date: February 13, 2025
    Applicant: STMicroelectronics International N.V.
    Inventors: Abdessamed MEKKI, Laurent SIMONY
  • Publication number: 20250054529
    Abstract: A device includes an array powered between virtual supply and reference voltages, with each row having a wordline and each column having a bitline and complementary bitline. The virtual supply voltage circuit includes a first transistor configured to output the virtual supply voltage, and a second transistor configured to turn off to reduce current supplied to the array. A column driver, while the second transistor is off, drives the bitlines and complementary bitlines to opposite logic states in response to an internal clock. A row decoder asserts wordlines in response to the internal clock. Due to the reduced current supplied to the array, the bitlines remain at a logic high state and the complementary bitlines fall to a logic-low state, resetting the memory cells.
    Type: Application
    Filed: October 29, 2024
    Publication date: February 13, 2025
    Applicant: STMicroelectronics International N.V.
    Inventors: Praveen Kumar VERMA, Promod KUMAR, Harsh RAWAT
  • Publication number: 20250053246
    Abstract: The present disclosure is directed to lift-up gesture detection for electronic devices. An initial lift-up gesture is detected in response to an orientation change and a lift-up motion of the device being detected. The initial lift-up gesture is validated as a true lift-up gesture in a case where a shaking motion of the device is not being detected when the initial lift-up gesture is detected. If a shaking motion of the device is detected when the initial lift-up gesture is detected, the initial lift-up gesture is rejected.
    Type: Application
    Filed: August 9, 2023
    Publication date: February 13, 2025
    Applicant: STMicroelectronics International N.V.
    Inventors: Stefano Paolo RIVOLTA, Federico RIZZARDINI, Lorenzo BRACCO
  • Publication number: 20250053478
    Abstract: A memory system includes a memory with memory blocks. A first logic circuit performs an XOR combinational logic function of a current value of a data addressing mode and of at least one bit of a first data packet including an error correction code of a data element to be written. A second data packet, generated by the first logic circuit, is stored into one of the memory blocks. A second logic circuit performs an XOR combinational logic function of at least one bit of the second packet (such as read from one of the memory blocks) and of the current value of the addressing mode. A weight of the bit of the first data packet corresponds to a weight of the at least one bit of the second read data packet.
    Type: Application
    Filed: August 8, 2024
    Publication date: February 13, 2025
    Applicant: STMicroelectronics International N.V.
    Inventor: Raphael CLAUSS
  • Publication number: 20250053724
    Abstract: A method and system for dynamically customizing a webpage layout according to webpage transition history of a user are disclosed. The method includes collecting historical web session data of a plurality of users, and performing collaborative filtering using the collected historical web session data. The method further includes generating a probabilistic model and a webpage transaction path for a target user among the plurality of users. Then, the method further identifies one or more communities within the webpage transaction path, generates at least one recommendation and shortcut, and modifies a default webpage layout to include the at least one recommendation and the at least one shortcut.
    Type: Application
    Filed: August 8, 2023
    Publication date: February 13, 2025
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Brenda NG, Apoorv CHAUDHARY, David JACOBS, Jake COONEY, Daniel F RODRIGUEZ
  • Patent number: 12222984
    Abstract: A method and system for providing a video query are disclosed. The method includes acquiring context information, training a first machine learning (ML) model using historical data of the software life cycle tool, and removing, by the first ML model, noise from the context information for generating a query including at least one keyword. Once the query is generated, executing, by a second ML model, the query to retrieve at least one video segment from a learning repository. Scoring and ranking is then performed on the at least one video segment. The ranked video segment is then transmitted, to the user interface of the software life cycle tool, and displayed in an ad-hoc manner.
    Type: Grant
    Filed: September 12, 2023
    Date of Patent: February 11, 2025
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Vali Tawosi, Salwa Husam Alamir, Natraj Raman, Sameena Shah
  • Patent number: 12221073
    Abstract: According to some illustrative embodiments, novel support structure is provided that can be used, for example, to mount bicycles or other accessories on vehicle racks employing a flush configuration that facilitates use and operation of tents or the like.
    Type: Grant
    Filed: January 20, 2022
    Date of Patent: February 11, 2025
    Assignee: N.B. ADVENTURES LLC
    Inventors: William H. Kiefer, IV, Nathan T. Sutherland