Patents Assigned to N/A
  • Patent number: 10965469
    Abstract: Disclosed in some examples are methods, systems, and machine readable mediums for secure end-to-end digital communications involving mobile wallets. The result is direct, secure, in-band messaging using mobile wallets that may be used to send messages such as payments, requests for money, financial information, or messages to authorize a debit or credit.
    Type: Grant
    Filed: December 9, 2019
    Date of Patent: March 30, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Joon Maeng, Ramanathan Ramanathan, Thomas Hayes
  • Patent number: 10963964
    Abstract: One embodiment relates to a financial institution computing system. The financial institution computing system includes a network circuit enabling the financial institution computing system to exchange information over a network and a risk analysis circuit. The risk analysis circuit is configured to receive user information, simulate a plurality of investment outcomes for a first investment risk level based on the received user information, display at least one augmented reality or virtual reality depiction of at least one of the investment outcomes via a display device, monitor a reaction of the user to each displayed augmented reality or virtual reality depiction, and select an investment strategy for the user based on the reactions of the user.
    Type: Grant
    Filed: December 28, 2016
    Date of Patent: March 30, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Joshua T. Demetry, Brian J. Jacobsen, Shane C. Martwick, Patrick E. McGuinnis, Carolyn A. Wilary
  • Patent number: 10966307
    Abstract: An X-ray source arrangement (10) for generating X-ray radiation (102), a method for operating the X-ray source arrangement (10), and an X-ray imaging apparatus (100) are provided. The X-ray source arrangement (10) comprises an X-ray tube (22), a converter arrangement (16) with an inverter (18) and a resonant converter (20) for providing a source voltage to the X-ray tube (22), a pre-controller (12), and a modulator (14). The pre-controller (12) is configured for determining a reference duty ratio (r, 26) of the resonant converter (20) as a continuous function of time based on a mathematical model of the resonant converter (20), and for providing a control signal (13) correlating with the reference duty ratio (r, 26) to the modulator (14). The modulator (14) is configured for determining a switching signal (15) based on the control signal (13), and for providing the switching signal (15) to the inverter (18) of the converter arrangement (16) for actuating the inverter (18).
    Type: Grant
    Filed: January 19, 2018
    Date of Patent: March 30, 2021
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Oliver Woywode, Tobias Barth, Albrecht Gensior, Jens Weber
  • Patent number: 10959569
    Abstract: The present invention relates to a heating device (100, 200) for heating food (4) in a container (3), in particular milk in a baby bottle. The heating device comprising a chamber (1) configured to contain a fluid (2) and to receive the container (3), a heating unit (5) for heating the fluid, a temperature measuring element (8) for measuring the temperature of the fluid (2) over time to obtain a temperature profile (300) over time, and a controller (6) for controlling the heating unit (5) based on the obtained temperature profile of the fluid.
    Type: Grant
    Filed: May 4, 2015
    Date of Patent: March 30, 2021
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Paulus Cornelis Duineveld, Arjan Teodor Van Wieringen, Jingqi Hou, Roel Alexander Rethmeier, Franciscus Maria Johannes Van Roemburg
  • Patent number: 10963625
    Abstract: Multilayer electronic content management is provided. A method includes determining a first section and a second section of a document for dynamic content management. The method also includes determining a first trigger event that prompts the dynamic content management on the first section and a second trigger event the prompts the dynamic content management on the second section. The method also includes implementing a first action to the first section based on an occurrence of the first trigger and a first rule, and a second action to the second section based on another occurrence of the second trigger and a second rule. The implementation may include executing a first micro-service within a metadata layer of the electronic document for implementation of the first action and executing a second micro-service within the metadata layer for implementation of the second action.
    Type: Grant
    Filed: October 7, 2016
    Date of Patent: March 30, 2021
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Zachary Blender, Himanshu Baral
  • Patent number: 10963960
    Abstract: A computer system is described that automatically allocates credit between two or more users of a shared line of credit. For example, a computer system is configured to monitor information relating to a plurality of credit needs of a plurality of users of a shared line of credit and feed the information into a trained machine learning model to automatically determine whether an amount of credit allocated to each user of the plurality of users is sufficient for the respective user's credit need. Based on output from the model, the computer system may automatically reallocate credit to at least a first one of the users identified as needing additional credit from at least a second one of the users identified as having unused or unneeded credit.
    Type: Grant
    Filed: August 30, 2018
    Date of Patent: March 30, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Kristine Ing Kushner, John T. Wright, Paul Vittimberga
  • Patent number: 10965683
    Abstract: Systems, methods, and apparatuses for authenticating requests to access one or more accounts over a network using authenticity evaluations of two or more automated decision engines are discussed. A login request for access to a user account may be submitted to multiple decision engines that each apply different rulesets for authenticating the login request, and output an evaluation of the authenticity of the login request. Based on evaluations from multiple automated decision engines, the login request may be allowed to proceed to validation of user identity and, if user identity is validated, access to the user account may be authorized. Based on the evaluations, the login attempt may also be rejected. One or more additional challenge question may be returned to the computing device used to request account access, and the login request allowed to proceed to validation of identity if the response to the challenge question is deemed acceptable.
    Type: Grant
    Filed: December 3, 2018
    Date of Patent: March 30, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Mark David Castonguay, Upul D. Hanwella, Bryan Hall, Nicola A. Maiorana, David Lerner
  • Patent number: 10963589
    Abstract: Systems, methods, and apparatuses for providing a central location to manage permissions provided to third-parties and devices to access and use user data and to manage accounts at multiple entities. A central portal may allow a user to manage all access to account data and personal information as well as usability and functionality of accounts. The user need not log into multiple third-party systems or customer devices to manage previously provided access to the information, provision new access to the information, and to manage financial or other accounts. A user is able to have user data and third-party accounts of the user deleted from devices, applications, and third-party systems via a central portal. The user is able to impose restrictions on how user data is used by devices, applications, and third-party systems, and control such features as recurring payments and use of rewards, via a central portal.
    Type: Grant
    Filed: August 27, 2020
    Date of Patent: March 30, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Lila Fakhraie, Brian M. Pearce, Steven Pulido, Benjamin Soccorsy, James Stahley, Mojdeh Tomsich
  • Patent number: 10963243
    Abstract: An embodiment of the present invention may be directed to an automated generation of software development life cycle audit documentation tool that enables development teams to move from point-in-time documentation to living documentation while still satisfying software development life cycle (SDLC) audit and risk concerns. An embodiment of the present invention is directed to generating release artifacts for application teams, to avoid costly application development time being used to fill in paperwork. An embodiment of the present invention may run as a Command Line Interface, or as a part of the build pipeline for application teams. This enables development teams to spend their time focusing on delivering high quality business solutions in a rapid fashion.
    Type: Grant
    Filed: October 25, 2019
    Date of Patent: March 30, 2021
    Assignee: JPMorgan Chase Bank, N.A.
    Inventor: Shawn Wesley Alexander
  • Patent number: 10960858
    Abstract: An automobile pedal release system that includes a housing having first and second side walls spaced apart by a cleft, where each side wall includes a pocket recessed into an inner surface such that the two pockets oppose one another; a brake pedal assembly having a pivot member disposed in the cleft and defining a pivot axis, first and second bushings, and a brake pedal arm rotatable about the pivot axis relative to the two bushings, where each busing is disposed in a first portion of one pocket and receives one of two ends of the pivot member; and a striker assembly having a striker and two plugs, the striker having an elongated body extending in the cleft between the side walls, where each plug is disposed in a second portion of one pocket and includes a bore that receives one of two ends of the striker.
    Type: Grant
    Filed: April 22, 2019
    Date of Patent: March 30, 2021
    Assignee: FLEX-N-GATE ADVANCED PRODUCT DEVELOPMENT LLC.
    Inventors: Steve A. Jarjoura, Terry Reid, Ramesh Periasamy
  • Patent number: 10959688
    Abstract: An imaging system includes a radiation source (108) configured to rotate about an examination region (106) and emit radiation that traverses the examination region. The imaging system further includes an array of radiation sensitive pixels (112) configured to detect radiation traversing the examination region and output a signal indicative of the detected radiation. The array of radiation sensitive pixels is disposed opposite the radiation source, across the examination region. The imaging system further includes a rigid flux filter device (130) disposed in the examination region between the radiation source and the radiation sensitive detector array of photon counting pixels. The rigid flux filter device is configured to filter the radiation traversing the examination region and incident thereon. The radiation leaving the rigid flux filter device has a predetermined flux.
    Type: Grant
    Filed: November 11, 2015
    Date of Patent: March 30, 2021
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Bernhard Johannes Brendel, Roland Proksa, Thomas Koehler, Ewald Roessl, Heiner Daerr, Michael Grass, Axel Thran
  • Patent number: 10963971
    Abstract: A financial institution computing system includes a network interface structured to communicate data over a network, a user database configured to store information to a plurality of users, and a processing circuit comprising a processor and a memory. The memory is structured to store instructions that are executable by the processor and cause the processor to retrieve a user transaction history associated with the user payment account from the user database, determine a baseline level of user spending based on the user transaction history, receive, by the network interface, user activity information pertaining to the user, determine that the received user activity information is indicative of a predetermined level of user spending relative to a baseline level of user spending, and transmit, by the network interface, an alert to a user computing device associated with the user responsive to the determination.
    Type: Grant
    Filed: April 17, 2017
    Date of Patent: March 30, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Eric Greene, Simone Harvey, Adnan Khan, Ajit Limaye, Evelyn Ujanen, Paul Vittimberga
  • Patent number: 10965464
    Abstract: A mobile device, computer program recording medium and method support surreptitious communication with a user via a mobile device via binary tactile inputs and outputs. A communication module of the mobile devices receives a first alphanumeric message that is converted to a first binary coded message that is rendered as first and second vibration outputs that are humanly distinguishable. A touch input component of one of a touch screen and a motion sensor detects a sequential pattern of user touches. Distinguished first and second tactile inputs in the sequential pattern identify a second binary coded message that is converted into a second alphanumeric message. First and second alphanumeric messages are comprised of a combination of characters selected from one or more of: (i) letters; (ii) numerals; and (iii) symbols.
    Type: Grant
    Filed: June 8, 2018
    Date of Patent: March 30, 2021
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Suresh Reddy, Ramya Balasubramanian, Satin Bhandari, Vaikumar Somanapalli, Chandana Komuravelli
  • Patent number: 10966156
    Abstract: A self-powered sensor device (100) is provided which comprises a wireless network unit (140) configured to enable a communication in a Low-Power Wide-Area Network (LPWAN), an energy converting unit (150) configured to convert a first physical quantity into energy, and an energy harvesting unit (110) configured to harvest energy from the energy converted by the energy converting unit (150), and to initiate a sending of a message via the wireless network unit (140) every time a predetermined amount of energy is harvested by the energy harvesting unit (110).
    Type: Grant
    Filed: September 7, 2018
    Date of Patent: March 30, 2021
    Assignee: Koninklijke Philips N.V.
    Inventors: Henricus Antonius Gerardus Van Vugt, Joseph Henricus Gerardus Rous
  • Patent number: 10963861
    Abstract: A method of and system for wirelessly transmitting a tip from a tipper to a tippee is disclosed. The method and system each eliminate the need for a tipper to make a cash payment to a service provider. The method and system employ a sound-based technique for transferring payment information from a tipper to a tippee. The method and system also enable the tippee to deposit the tip amount into an account that is configured such that the tip is automatically dispersed to a group of service providers according to a predetermined allocation schedule.
    Type: Grant
    Filed: September 10, 2018
    Date of Patent: March 30, 2021
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventor: Selcuk Karakaplan
  • Patent number: 10963937
    Abstract: A system and computer-readable storage medium perform a method of augmenting eCommerce with quasi in-person discovery facilitated by an eCommerce platform that: (i) presents, to a buyer on a buyer user interface (UI) provided by buyer user device(s), an eCommerce opportunity associated with a tangible object that is offered by a seller via a seller UI; (ii) provides an interactive control affordance on the buyer UI that enables the buyer to select for presentation another visual aspect of the tangible object that is provided by the seller UI; (iii) recognizes, by an augmented reality component of the buyer user device(s), a discovered attribute of the other visual aspect of the tangible object; (iv) accesses information related to the discovered attribute that is pertinent to the eCommerce opportunity; and (v) presents, to the buyer on the buyer user interface, an augmented reality informational item associated with the discovered attribute.
    Type: Grant
    Filed: July 18, 2017
    Date of Patent: March 30, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Vincent Le Chevalier, Andres J. Saenz
  • Patent number: 10959622
    Abstract: Methods, devices, and systems for determining an estimated pulse wave velocity of an artery of a subject. Embodiment methods may include applying a series of counter pressures, measuring a first parameter related to pulse wave velocity, estimating a second parameter in a model, and determining the estimated pulse wave velocity. The counter pressures may be applied at a set location on the subject over the artery with a pressure device. Each of the counter pressures may be different from one another, applied at the set location, and between zero and a diastolic pressure of the subject. The first parameter may be measured when each of the series of counter pressures is applied. The model may establish a relationship of the first parameter measured to each of the series of counter pressures. The estimated pulse wave velocity may be determined based on the second parameter estimated in the model.
    Type: Grant
    Filed: February 18, 2015
    Date of Patent: March 30, 2021
    Assignee: Koninklijke Philips N.V.
    Inventors: Lars Lading, David Boettcher Baek
  • Patent number: 10960183
    Abstract: A deflectable device (100) comprising an elongate body (110) and a folded elongate member (120) is configured to change an orientation of the distal portion (114) of the elongate body (110) with respect to the proximal portion (112) of the elongate body (110) upon an electrical current flowing through the folded elongate member (120) causing a change of a length of the folded elongate member (120).
    Type: Grant
    Filed: June 28, 2017
    Date of Patent: March 30, 2021
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Cornelis Gerardus Maria De Haas, Johannus Gerardus Van Beek, Rudolf Maria Jozef Voncken, Jacob Roger Haartsen, Franciscus Reinier Antonius Van Der Linde, Franciscus Johannes Gerardus Hakkens
  • Patent number: 10959658
    Abstract: The invention relates to a method and device for identifying a subject in a sensor based monitoring system. This method comprises an acquisition step wherein sensors of a sensor array acquire subject related sensor signals, a pattern extraction step wherein a signal pattern is derived from the sensor signals acquired in the preceding acquisition step, and an identification step wherein the signal pattern derived in the preceding pattern extraction step is compared to predetermined signal patterns, each predetermined signal pattern being related to a subject profile, to identify a subject profile whose predetermined signal pattern related thereto matches the derived signal pattern.
    Type: Grant
    Filed: September 16, 2011
    Date of Patent: March 30, 2021
    Assignee: Koninklijke Philips N.V.
    Inventor: Jens Muhlsteff
  • Patent number: D914806
    Type: Grant
    Filed: April 12, 2019
    Date of Patent: March 30, 2021
    Assignee: Smart N.V.
    Inventors: Raf Peeters, Leighton Meredith Rees