Patents Assigned to N/A
  • Patent number: 12154047
    Abstract: A method may include receiving, at a server device, a request from a third-party website over an application programming interface (API), the request including a user identification and an item identification; retrieving, at the server device, a set of goal data structures generated for a user profile of a user matching the user identification; matching, at the server device, the item identification to an identification within a goal data structure of the set of goal data structures, the goal data structure including a plurality of steps associated with the goal data structure; generating, at the server device, a response data structure including a status of each step of the plurality of steps associated with the goal data structure; and transmitting the response data structure to the third-party website.
    Type: Grant
    Filed: June 17, 2022
    Date of Patent: November 26, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Rajeswaran Govindan, Margaret Seter Honeycutt, Wyman Yu, Jason V. Biala, Ryan Lee Hammond, Dennis E. Montenegro, Christopher Sipanya, Sergey Yamandiy, Miriam Felecia Clark, Jason Huang
  • Patent number: 12155685
    Abstract: Presented herein are systems and methods for generating suspicious activity reports using large language models. A system may include one or more processors that obtain event data associated with an event from a client device and from one or more databases, apply a prompt generator on the event data to generate a large language model (LLM) prompt, and generate a machine-readable suspicious activity (SAR) report in accordance with an LLM prompt. The one or more processors may also apply the prompt generator on the event data based on determining that a fraud risk score associated with the event satisfies a reporting threshold score. Computer program products are also presented.
    Type: Grant
    Filed: July 11, 2024
    Date of Patent: November 26, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Girish Wali, Deepali Tuteja, Prasanth Babu Madakasira Ramakrishna, Brett Pickard, Saketh Ram Gurumurthi, Miriam Silver
  • Patent number: 12153554
    Abstract: A method for removing uninterested attributes from multi-modality data may include: receiving, by a multi-modality attribute removal computer program executed by an electronic device, multi-modality data comprising a plurality of modalities from a data source, wherein data in each modality are related; receiving, by the multi-modality attribute removal computer program, an uninterested attribute in the multi-modality data to remove; training, by the multi-modality attribute removal computer program, a modality-focused encoder for each modality of the multi-modality data to remove the uninterested attribute using a removal loss and a retention loss for the respective modality; receiving, by the multi-modality attribute removal computer program, a multi-modality data set for processing; and processing, by the multi-modality attribute removal computer program, the multi-modality data set using the modality-focused encoders, wherein the processing results in a processed multi-modality data set with the uninterest
    Type: Grant
    Filed: September 23, 2022
    Date of Patent: November 26, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Zhonghao Shi, Richard Chen, Shaohan Hu, William Moriarty, Marco Pistoia
  • Patent number: 12150744
    Abstract: In a sensor system (12), output signals of at least one PPG sensor (14) are processed to derive a modified pulse amplitude variation (PAV) value, being modified to take account of a baseline variation of the PPG sensor output signal. In particular, the modified PAV is derived through performing a modification step (42) in which either: a baseline variation of the PPG sensor output is derived and combined with a previously derived PAV, or, a PPG sensor output is first processed to perform baseline variation compensation, in advance of then deriving a PAV from the compensated signal.
    Type: Grant
    Filed: September 18, 2018
    Date of Patent: November 26, 2024
    Assignee: Koninklijke Philips N.V.
    Inventors: Shaoxiong Sun, Wouter Herman Peeters, Rick Bezemer, Xi Long, Ronaldus Maria Aarts
  • Patent number: 12154115
    Abstract: Various methods, apparatuses/systems, and media for automatically detecting discrepancy between preset data and input data are provided. A processor implements a platform and language agnostic smart data discrepancy detection module that automatically detects discrepancy between preset data and input data (i.e., larger than the preset data) during data processing of a commercial transaction involving a gratuity, particularly when a credit card payment is being made. The processor also implements an optimized processes of conducting a commercial transaction that includes a gratuity data based on user preferences that are obtainable from an application during execution thereof, and automatically alerts the user when data discrepancy is detected, i.e., when the gratuity data is more than preset gratuity data set by the user on the application.
    Type: Grant
    Filed: May 26, 2022
    Date of Patent: November 26, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Kumar Rao Krishnagi, Sharmila Prakash, Jerome Joseph, Nalini Sreeram Boda, Vijay Kumar Perla, Mark Alan Wells, Matthew J Porter, Kritsakorn Chaumpanich
  • Patent number: 12154688
    Abstract: A system and method for generating a radiological report. The system and method displaying, on a display, an image of a region of interest, determining an image characteristic of the region of interest, determining, via a processor, a recommendation based on the image characteristic, and generating, via the processor, a report including the recommendation.
    Type: Grant
    Filed: October 7, 2016
    Date of Patent: November 26, 2024
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Karen Irene Trovato, Yuechen Qian, Gabriel Ryan Mankovich, Lucas De Melo Oliveira, Ranjith Naveen Tellis
  • Patent number: 12155650
    Abstract: Systems, apparatuses, methods, and computer program products are disclosed for providing passive continuous session authentication. An example method includes authenticating a session for a user of a client device. The example method further includes generating a video data structure comprising a video stream, deriving a set of biometric attributes of the user from the video stream, synchronizing temporal information with the set of biometric attributes derived from the video stream, generating an aggregated behavioral attribute data structure comprised of the video data structure and the set of biometric attributes derived from the video stream synchronized to the temporal information, and re-authenticating, by the session authentication circuitry at a second time after the first time, the session for the user of the client device based on the aggregated behavioral attribute data structure.
    Type: Grant
    Filed: July 3, 2023
    Date of Patent: November 26, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Abhijit Rao, Masoud Vakili
  • Patent number: 12155688
    Abstract: Network entities of a network system are managed in an end-of-life context. A network system is scanned to determine network entities such as hardware devices and/or software applications. A network entity can be identified as vulnerable based on end-of-life data. A risk score for the vulnerable network entity is computed based on the end-of-life data and optionally other factors, and a potentially mitigating action is determined based on the risk score.
    Type: Grant
    Filed: October 12, 2023
    Date of Patent: November 26, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Lawrence T. Belton, Jr., Ryan B. Benskin, Peter A. Makohon, Timothy H. Morris, Christopher J. Houser, Douglas C. Rambo
  • Patent number: 12155779
    Abstract: A method for gesture-based multi-factor authentication includes mapping a gesture password to a first substitution string, generating a cryptographic key using the first substitution string as an input to a password authenticated key exchange protocol, encrypting a challenge response with the cryptographic key to generate an encrypted challenge response, and transmitting, to a relying party computing system, a first authentication message comprising the encrypted challenge response and a user identifier identifying a user.
    Type: Grant
    Filed: December 14, 2023
    Date of Patent: November 26, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Phillip H. Griffin, Jeffrey J. Stapleton
  • Patent number: 12153905
    Abstract: Various methods, apparatuses/systems, and media for generating a data model are disclosed. A processor receives data from a plurality of data sources; displays, onto a graphical user interface (GUI), a plurality of selectable icons for receiving user input in selecting a set of attributes data related to generating a desired data model; receives user input of the selected set of attributes data; automatically creates an executable custom code based on the received data from the plurality of data sources and the selected set of attributes data; executes the custom code; calls, in response to executing, a backend platform for processing the received data from the plurality of data sources and the selected set of attributes data; and automatically generates, in response to calling, the desired data model based on the processed received data and the selected set of attributes data.
    Type: Grant
    Filed: November 22, 2021
    Date of Patent: November 26, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Yuval Mazor, Meir Kanevskiy, Karin Shmit, Asaf Harush, Michael Jansen
  • Patent number: 12150786
    Abstract: A sensor arrangement is for mounting along an elongate device. The sensor arrangement is for positioning along a line sensor arrangements and has terminal blocks at a proximal and distal side, each for connection to one or more wires. A connection circuit controls the coupling of sensor signals to the proximal wires and the coupling of the distal wires to the proximal wires. In this way, a bypass function is implemented through the connection circuit, which avoids the need for physical wires of a distal sensor arrangement to bypass the sensor arrangement itself.
    Type: Grant
    Filed: February 18, 2019
    Date of Patent: November 26, 2024
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Johannes Wilhelmus Weekamp, Antonia Cornelia Van Rens, Roland Alexander Van De Molengraaf, Arjen Van Der Horst
  • Patent number: 12154120
    Abstract: An example method includes sending a request for performance information associated with one or more candidate devices with which a device may perform a new transaction, responsive to sending the request, receiving the performance information that includes data associated with at least one historical transaction previously performed by the one or more candidate devices, analyzing the performance information using one or more device-specific performance criteria defined by the device, wherein the one or more device-specific performance criteria are associated with the new transaction and/or the candidate devices, determining, based on the analyzing, rating information associated with the candidate devices, wherein the rating information is customized for the device using the device-specific performance criteria that are defined by the device, selecting, based on the rating information, a particular candidate device from the one or more candidate devices, and initiating, with the particular candidate device, pe
    Type: Grant
    Filed: December 28, 2021
    Date of Patent: November 26, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Joon Maeng, Ramanathan Ramanathan, Abhijit Rao, Andres J. Saenz, Chris Theodore Kalaboukis
  • Patent number: 12150753
    Abstract: The present invention relates to a device, system, method and computer program for providing a skeleton model, wherein the device comprises a joint identification unit configured to obtain an image and corresponding image data of the patient comprising depth information and to generate joint location data by localizing one or more joints of the patient in said image, a pose estimation unit configured to generate pose estimation data by estimating a pose of the patient using the joint location data and/or the image data, a sensor location unit configured to obtain body location data, comprising information about a location of a sensor on the patients body, and image location data, comprising information about the location of the sensor in the image, and to generate sensor location data, assigning a sensor location in the image to a body location of the patient, based on the body location data and the image location data, an assignment unit configured to perform an assignment of the one or more joints to one or
    Type: Grant
    Filed: September 19, 2019
    Date of Patent: November 26, 2024
    Assignee: Koninklijke Philips N.V.
    Inventors: Bishal Lamichhane, Jens Muehlsteff
  • Patent number: 12154417
    Abstract: Various methods, apparatuses/systems, and media for mediating traffic between an APCR and a TPS. A processor intercepts all traffic between a plurality of APCR and a plurality of TPS; halts a TCP connection from an incoming transaction request; determines that the incoming transaction request has been originated from a particular APCR among the plurality of APCR; checks, based on determining, which TPS or its siblings the incoming transaction request should be routed to; executes, based on checking, a new TCP connection with either the TPS or its siblings; receives, based on the new TCP connection, a response from the connected TPS or its siblings; attaches the response to the halted TCP connection after intercepting the response; resumes the halted TCP connection; and receives the response by an APCR node of the particular APCR in a manner as if directly received from the TPS or its siblings.
    Type: Grant
    Filed: November 7, 2022
    Date of Patent: November 26, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Ankitkumar Patel, Anatoliy Lelikov
  • Patent number: 12152358
    Abstract: A jack-up platform is described having a horizontal working deck that may be jacked up out of the water by moving its legs to a position wherein they take support on an underwater bottom. The jack-up platform further comprises a mooring system for mooring a floating vessel at a mooring side of the jack-up platform. The mooring system comprises an elongated support means for supporting a hull part of the floating vessel, and guiding means connected to the hull of the jack-up platform at the mooring side. The guiding means are able to rigidly hold the elongated support means in a support position, in which the elongated support means is within reach of the hull part of the floating vessel to be supported when the hull is jacked out of the water and the jack-up platform rests on its legs. A method for mooring a floating vessel using the jack-up platform is also described.
    Type: Grant
    Filed: July 17, 2020
    Date of Patent: November 26, 2024
    Assignee: DEME Offshore BE N.V.
    Inventors: Jeroen Van Loon, Dieter Wim Jan Rabaut
  • Patent number: 12154100
    Abstract: Systems and methods for distributed ledger-based settlement are disclosed. In one embodiment, a method may include: receiving settlement instructions from a first party providing a commodity and a second party providing cash; matching the settlement instructions; affirming the matched settlement instructions with the parties; a smart contact sending the affirmed settlement instructions to a commodity clearing bank; the smart contract receiving confirmation of a blockage of the commodity from the commodity clearing bank; the smart contact sending the affirmed settlement instructions to a cash clearing bank; the smart contract receiving confirmation of a blockage of the cash from the cash clearing bank; the smart contract executing the exchange of tokens for the commodity for tokens for the cash; and the smart contract writing the tokens for the cash to a wallet for the first party, and writing tokens for the commodity to a wallet for the second party.
    Type: Grant
    Filed: April 5, 2023
    Date of Patent: November 26, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Oliver Margolis, Tyrone Lobban, Mark Amlin, Marc-Antoine Fichet, Andrew Lovell, Paul Thomas, Viresh Mor, John-Paul Antony Crocker, Christine Moy
  • Patent number: 12153605
    Abstract: Methods, apparatuses, and computer program products are disclosed for synthetic data generation and dynamic processing model selection. An example method includes receiving a request for synthetic data generation where the request for synthetic data generation includes one or more configuration data parameters. The method further includes selecting at least one processing model from amongst a plurality of processing models based upon the one or more configuration data parameters. The method also includes generating one or more synthetic datasets that include one or more synthetic data values via the selected at least one processing model. The method further includes providing, to a user via a user interface, the one or more generated synthetic datasets.
    Type: Grant
    Filed: May 3, 2023
    Date of Patent: November 26, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Aadarsh Pratik, Mrugesh S. Kulkarni, Tarun Bhatnagar, Shrikant Khaire, Ramachandhran Subrahmanian, Indira Korrapati
  • Patent number: 12154089
    Abstract: Systems, methods, and apparatuses for maintaining a balance or level of cash stored within a plurality of terminals at a point of sale location are described herein. A provider computing system receives a pre-staging request and transaction information from a customer device. The provider computing system receives terminal information about a plurality of terminals from a point of sale computing system. The provider computing system then determines an appropriate terminal of the plurality of terminals for the customer to complete their intended transaction based on the transaction information and the terminal information, and transmits a notification indicating the appropriate terminal to the customer device.
    Type: Grant
    Filed: August 3, 2022
    Date of Patent: November 26, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darren M. Goetz, Dennis E. Montenegro, Alicia Y. Moore, Timothy R. Ward
  • Patent number: 12150466
    Abstract: The present invention relates to a fermented infant or follow on formula comprising non digestible oligosaccharides for decreasing duration of crying, reducing crying episodes, and incidence of colics in infants.
    Type: Grant
    Filed: November 4, 2014
    Date of Patent: November 26, 2024
    Assignee: Nutricia N.V.
    Inventors: Thomas Ludwig, Houkje Bouritius, Donghui Yu
  • Patent number: D1052741
    Type: Grant
    Filed: February 21, 2024
    Date of Patent: November 26, 2024
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventor: Flavio Emilio Covi