Abstract: A mobile checkout system and method for completing a purchase transaction to purchase items from an internet merchant. A user browses and selects items for purchase from the merchant through a shopping application or browser (mobile or PC). During the processing of the transaction, a checkout application installed on a mobile communication device is launched. The checkout application receives a checkout token created by a checkout server that identifies the purchase transaction. After user authentication, the system uses this token and communicates with the checkout server to cause the checkout server to complete the purchase transaction, in which payment data is securely transmitted and wherein a one-time-use cryptogram can be part of the payment information.

Abstract: Detachable payment devices capable of performing payment transactions associated with a mobile wallet of a mobile device are described. The payment device may be implemented in a variety of shapes and sizes such as, the shape of a typical payment card or a stylus/electronic pen. In order to communicate with the mobile device, the mobile wallet of the mobile device, and a POS terminal, the detachable payment device may use short range contactless transmissions. While in a docked mode, the payment device may receive payment card data from a mobile wallet of the mobile device. Additionally, while docked, the payment device may transmit payment card data to a POS terminal's receiver, thereby acting as an integrated mobile payment unit with the mobile device. When in an undocked mode, the payment device may complete contactless payment transactions without assistance from the mobile device.

Abstract: A system for a baseband near field magnetic stripe data transmitter includes a mobile phone, a magnetic stripe transmission (MST) device and a payment button. The mobile phone includes a payment wallet application and is configured to transmit a stream of pulses including magnetic stripe data of a payment card. The MST device includes a driver and an inductor, and the MST device is configured to receive the stream of pulses from the mobile phone, to amplify and shape the received stream of pulses and to generate and emit high energy magnetic pulses including the magnetic stripe data of the payment card. The inductor is driven by a series of timed current pulses that result in a series of high energy magnetic pulses that resemble the fluctuating magnetic field created by a moving magnetic stripe.

Abstract: A system for a baseband near field magnetic stripe data transmitter includes a mobile phone, a magnetic stripe transmission (MST) device and a payment button. The mobile phone includes a payment wallet application and is configured to transmit a stream of pulses including magnetic stripe data of a payment card. The MST device includes a driver and an inductor, and the MST device is configured to receive the stream of pulses from the mobile phone, to amplify and shape the received stream of pulses and to generate and emit high energy magnetic pulses including the magnetic stripe data of the payment card. The inductor is driven by a series of timed current pulses that result in a series of high energy magnetic pulses that resemble the fluctuating magnetic field created by a moving magnetic stripe.

Abstract: Devices, systems, and methods for securely converting a user's existing static payment card data into dynamic card data that can be authenticated by card issuers or by a stand-in service provider, such as a payment network or processor without requiring the card issuers to make infrastructure changes. The dynamic data can be provisioned onto a magnetic secure transmission device (MST) either directly from a card issuer or using a swiper type device. Devices, systems, and methods are also disclosed for securely provisioning a dynamic card onto the MST by the card issuer. These dynamic cards may be used to transmit modified one-time-use card track data from the MST to a point of sale using a dynamic-CVV methodology to provide higher levels of security during a transaction.

Abstract: A non-human transgenic animal having a polynucleotide encoding an STXBP1 polypeptide, which polynucleotide is operably linked to a promoter, wherein said transgenic animal has greater than wild-type expression of the STXBP1 polypeptide in at least one brain region, as well as related vectors, methods of producing transgenic animals, in vitro and in vivo screening methods for potential therapeutic agents, and methods for treating and diagnosing neuropsychiatric illness are disclosed.

Abstract: A fabric rolling apparatus is driven by a circular knitting machine to revolve and receive a knitted fabric. The fabric rolling apparatus comprises a bracket, a transmission rod set located on the bracket and a revolving fabric collection mechanism. The bracket includes two side boxes corresponding to each other and a drive mechanism located in each side box. Each side box has a top side and a bottom side. The drive mechanism drives the transmission rod set to guide movement of the fabric. The revolving fabric collection mechanism includes two revolving arms hinged respectively on the side boxes and a fabric rolling rod driven by the transmission rod set to revolve and roll the fabric. Each revolving arm has a revolving end hinged on the bottom side of the side box and a holding end connected to the fabric rolling rod at an elevation higher than the revolving end.

Abstract: A loop cutting apparatus for a circular knitting machine which has a circular cylinder including a plurality of knitting needles movable independently includes an upper needle dial located on the circular cylinder and a plurality of yarn cutting needle sets radially centered about the axis of the circular cylinder. Each yarn cutting needle set includes a first cutter needle and a second cutter needle movable against the first cutter needle in a first yarn cutting displacement thereof. The first cutter needle has a yarn holding section leaned by a yarn and collaborated with the two abutting knitting needles at two sides to pick up and draw the yarn to form a pile loop and a first cutter section connected to the yarn holding section. The second cutter needle has a second cutter section staggered against the first cutter section in the first yarn cutting displacement to cut the pile loop.

Abstract: Method and system for electronic planning of consumer bills can include receiving enrollment information from a consumer, receiving payroll information associated with the consumer, determining a plurality of payroll periods based on the payroll dates, using the enrollment information to receive a consumer bill information associated with the consumer, mapping the consumer bill information to a corresponding payroll period based on the due date and the payroll amounts and transmitting the mapped consumer bill information to the consumer. Method and system may further include receiving a payment authorization from the consumer for a consumer bill associated with the consumer bill information and paying the amount due of the consumer bill on behalf of the consumer.

Abstract: A hybrid diode-less power converter topology of the present invention converts power from an AC power source to a variable load with high efficiency. The power converter includes a non-symmetrical arrangement of rectifying switches for rectifying an input AC voltage and shaping switches for shaping an input AC current. The shaping switches are operated in Continuous Conduction Mode (CCM) based on an input AC current. Operation of each of the rectifying switches and shaping switches are further controlled wherein a commutation time for the shaping switches is associated with a first voltage rise and fall time (e.g., less than 10 ns), and a commutation time for the rectifying switches is associated with a second voltage rise and fall time (e.g., at least 100 ns), wherein the first voltage rise and fall time is less than the second voltage rise and fall time by a factor of nine or more.

Abstract: An electronic commerce (e-commerce) system may send advertisement emails to customers that are registered with the e-commerce system. The advertisement emails may include mailto hyperlinks. Each mailto hyperlink may be associated with a product that is being offered for sale, and each mailto hyperlink describes an email message that may be generated when that hyperlink is selected. When a mailto hyperlink is selected, the generated email message may include one or more parameters related to the product associated with the hyperlink, such as an identifier of the product. The generated email message may then be transmitted to the e-commerce system. The e-commerce system may receive the message and, based on the parameters in the received message, execute a transaction to purchase the identified product on behalf of the customer.

Abstract: A fabric rolling apparatus is driven by a circular knitting machine to revolve and receive a knitted fabric. The fabric rolling apparatus comprises a bracket, a transmission rod set located on the bracket and a revolving fabric collection mechanism. The bracket includes two side boxes corresponding to each other and a drive mechanism located in each side box. Each side box has a top side and a bottom side. The drive mechanism drives the transmission rod set to guide movement of the fabric. The revolving fabric collection mechanism includes two revolving arms hinged respectively on the side boxes and a fabric rolling rod driven by the transmission rod set to revolve and roll the fabric. Each revolving arm has a revolving end hinged on the bottom side of the side box and a holding end connected to the fabric rolling rod at an elevation higher than the revolving end.

Abstract: Embodiments may relate to a cloud-based messaging system for making mobile payments for retail purchases. Some embodiments may include a plurality of networked computers defining an access layer which may operate on a predetermined platform. The access layer may be adapted to receive messages from at least one remote server performing subscription verification functions, and route the messages to predetermined point-of-sale computers. The access layer may be further adapted to receive messages from the predetermined point-of-sale computers and route the messages to at least one consumer-side application through the at least one remote server. The point-of-sale computers may include a client application adapted to receive messages through the messaging system of the access layer, take actions in response to the messages received, and send messages through the messaging system of the access layer to the consumer-side application.

Abstract: A resonant power converter is provided with auxiliary circuit branches and control circuitry for switchably coupling the auxiliary branches to resonant circuit components during holdup times. Auxiliary branches are coupled in parallel with any one or more of a resonant inductor, a resonant capacitor, and a magnetizing inductive winding via respective switches. When a holdup time condition is detected in accordance with, for example, a drop in the mains line voltage, the switches are controlled to adjust the corresponding inductance or capacitance for the duration of the holdup time condition or otherwise for a predetermined duration. The power converter in normal operation is configured for high efficiency and in a holdup time operation is configured to produce sufficient holdup time.

Abstract: Nanoparticles comprise a drug, a first block polymer and a second block polymer. The first block polymer has a poly(ethylene oxide) (PEO) block and a polycarbonate block bearing a side chain aromatic nitrogen-containing heterocycle (N-heterocycle). The N-heterocycle can be in the form of a base, a hydrosalt of the base, a sulfobetaine adduct of the base, or a combination thereof. The second block polymer has a PEO block and a polycarbonate block bearing a side chain catechol group, which can be present as a catechol, oxidized form of a catechol, and/or a polymerized form of a catechol. The nanoparticles can be dispersed in water and are capable of controlled release of the drug.

Abstract: A power conversion system and method includes a DC-DC converter and an auxiliary circuit configured to ensure that a minimum input voltage is provided to the DC-DC converter during power interruption and for at least a predetermined hold-up time period. The auxiliary circuit includes an energy storage device, an auxiliary energy source for charging the energy storage device, and a clamping circuit to limit the energy stored by the energy storage device to a threshold voltage. A discharge time of the energy storage device from the threshold voltage to the minimum voltage thereby exceeds the predetermined hold-up time, but is only incrementally greater such that the size of the energy storage device is substantially reduced. The auxiliary energy source may typically be a current source, with the clamping circuit being control logic effective to disable the current source as a voltage across the storage device approaches the threshold.

Abstract: A transformer having a bobbinless winding assembly positioned on a base includes a primary winding having multiple radially-spiraling turns of a wire and a secondary winding including a substantially planar annular disk having a radial gap defined therein. A primary winding having first and second primary windings including multiple radially-spiraling turns of wire with free ends extending from outer turns and a method of forming the same is provided. A secondary winding having a planar annular disk with a radial gap defined therein and a method of forming the same is also provided.

Abstract: A switch-mode power converter includes a power isolation transformer and a drive transformer having their various windings collectively wound on a magnetic core having a center leg and outer legs. A primary winding and one or more secondary windings of the power transformer are wound on the center leg, and first and second windings of the drive transformer are wound on an outer leg. A primary control circuit controls one or more primary switches to supply the input voltage to the primary winding. A secondary control circuit controls secondary switches connected between the secondary windings and a load. Another control circuit controls operation the primary and secondary control circuits based at least in part on a feedback signal. The drive transformer windings are further configured to provide isolation between the primary control circuit and the synchronous rectifier control circuit.

Abstract: A specially configured computer for transferring money to a merchant, company, or other individual. The computer may comprise a barcode receiver configured to receive a copy of a barcode generated by the merchant, a barcode decoder configured to decode the barcode information with an application, a data input configured to receive customer information in an application running on the customer computer, a payment interface configured to present an interface for transmitting a bank payment to the merchant, a transaction information transfer module configured to send the transaction information to a bank system, a bank payment initiator configured to send an instruction to the bank system to initiate payment using the bank system at a first time period; and send a confirmation to a payment service provider indicating payment was initiated; wherein the confirmation is sent within ten minutes of the first time period.

Abstract: A multiphase power converter includes one or both of a phase control circuit and a valley switching locking circuit. The phase control circuit measures a phase difference between a first phase circuit and a second phase circuit and varies an on-time of a drive switch of the second phase circuit to produce and maintain a predetermined phase difference between the first phase circuit and the second phase circuit. When the multiphase power converter is operating in a discontinuous mode of operation, the valley switching locking circuit counts the number of zero crossings of an input current of the first phase circuit and blocks a second zero crossing detection signal from a waveform generator (i.e., PWM driver) associated with the second phase circuit until an input current of the second phase circuit has as many zero crossings as that of the first phase circuit input current.