Abstract: A system and method for detecting anomaly behavior in interactive networks are described. An attributed bipartite graph related problem is generated. A graph convolutional memory network is developed based on the generated problem. A loss function is further developed based on the developed graph convolutional memory network. The developed graph convolutional memory network is trained to learn interaction patterns between different components. Anomalies are detected based on the trained developed graph convolutional memory network.

Abstract: A system and method for facilitating electronic commerce over a network, according to one or more embodiments, includes communicating with a user via a user device and a business entity via a business entity device over the network, monitoring user navigation events over the network, determining a mood of the user based on user navigation behavior, marketing to the user based on the mood of the user, and storing user information related to the user navigation events and the mood of the user.

Abstract: Systems and methods of authenticating voice data using a ledger (blockchain). Examples include a scalable and seamless system that uses blockchain technologies to distribute trust of a conversation, authenticate persons in a conversation, track their characteristics and also to keep records of conversations. In some examples, smart phones, wearables, and Internet-of-Things (IoT) devices can be used to record and track conversations between individuals. These devices can each be used to create entries for the blockchain or a single device could be used to keep track of the entirety of the conversation. Fuzzy hashing may be used to compare newly created entries with previous entries on the ledger.

Abstract: A method and a system implementing a service level agreement based storage access system. A service level agreement based storage access system presents a single interface for data storage consumers and translates generic data operation requests to data operation request specific to a storage server. The SLA based storage access system also monitors storage server performance and may throttle processes to ensure service level agreements are not violated.

Abstract: There are provided systems and methods for load balancing for map application route selection and output. A user may utilize a device application to map or route between two or more endpoints, such as geo-locations entered or detected by the device. During calculation of a travel route between the endpoints, real-time data, user preferences, and requesting entities may provide criteria data that may cause determination of a particular travel route, where the travel route may be longer than a most efficient route but within a pre-defined variable time or distance allotment and match the criteria data. Use of the route may accrue a form of compensation for the user. The user may view an application interface displaying the route, which may further include one or more executable processes to cause recalculation of the route. Recalculation of the route may require the user to provide credits or compensation.

Abstract: There are provided systems and methods for application data displayed through a selectable application icon. A computing device, such as a mobile smart phone, may include one or more processing application, such as a payment application to utilize an online payment provider. The application may include a desktop or folder icon, or other visual icon that may be presented within an interface of the device's operating system. Additionally, the application may include application data normally presented to the user of the device during operation of the application. The application or the device's operating system may select an informational element of the application information to present to the user. The informational element may then be presented on the application icon while the application is unopened or executing in the background of the operating system. Multiple informational elements may be cycled through on the application icon.

Abstract: Various systems, mediums, and methods herein describe aspects of an authentication system. The system may receive a request from a user device to authenticate a user. The system may determine a route traveled by the user. The route can be determined based at least on data retrieved from the user device of the user. The system may determine one or more objects viewable along the route. At least one image of the one or more objects can be selected. The system may communicate the at least one image and at least one other image to the user device to be displayed on the user device. The system may receive a selection of the at least one image by the user through a display of the user device. The authentication of the user can be based, at least in part, on the user selection of the at least one image.

Abstract: In a flow of computer actions, a computer system (110) receives a request involving a machine translation. In performing the translation (160, 238), or in using the translation in subsequent computer operations (242, 1110), the computer system takes into account known statistical relationships (310), obtained from previously accumulated click-through data (180), between a machine translation performed in a flow, the flow's portions preceding the translation, and success indicators pertaining to the flow's portion following the translation. The statistical relationships are derived by data mining of the click-through data. Further, normal actions can be suspended to use a random option to accumulate the click-through data and/or perform statistical AB testing. Other features are also provided.

Abstract: Methods and systems are provided for facilitating shopping for products that have been liked to a social media network. A product can be seen on a merchant's website, for example. The product can be liked by user to the social media website. When the same or a different user subsequently sees the liked product on the social media website, the same or different user can purchase the product from the social media website. Thus, the user is not required to visit the merchant's website to perform the purchase transaction. Upon completion of the purchase, the user can be allowed to leave feedback to rate the item according to a predefined scale, which can be visible to all those who view the item, as exhibited by a vendor on the social media platform.

Abstract: Systems and methods for provisioning applications include storing an application identifier in association with location information in a database that is accessible by a user device. The user device then detects that it is located at a location included in the location information. In response to detecting that it is located at the location, the user device determines an application that is included on the user device and that is identified by the application identifier that is associated with the first location. The user device then automatically provides the application for display to a user. In some embodiments, the application may be automatically provided by automatically launching the application on the user device, and that application may be automatically closed if the user device leaves the location or the application is not used for a predetermined amount of time.

Abstract: Systems and methods for providing a payment system includes processing, by a first payment service provider device, a payment request received from a user device and associated with a first funding instrument. A payment request failed message associated with the payment request is received. A second funding instrument associated with a second payment service provider device is retrieved. First sub-payment request of the payment request associated with the second funding instrument is processed and a first sub-payment successful message associated with the first sub-payment request is obtained. The payment request is determined to be successful based on the first sub-payment successful message. A payment request successful message is provided to the user device indicating that the payment request was successful.

Abstract: A white label merchant stored value account peer linking/funding system includes a payment service provider database storing associations between different merchants and respective groups of white label merchant stored value accounts. A payment service provider links, in the database, a first user identifier received from a first user device with a first white label merchant stored value account that is included in a first group of white label merchant stored value accounts that are associated with a first merchant in the database. The payment service provider device then receives second user identifiers from the first user device, and links each of the second user identifiers with the first white label merchant stored value account in the database. The payment service provider device then receives respective second user account information from the second user devices and funds the first white label merchant stored value account with respective first funding amounts.

Abstract: Methods and systems are presented for providing a framework to integrate independent fragment modules into an integrated user interface. The fragment modules can be simultaneously rendered on a user interface page or sequentially rendered across multiple user interface pages. The fragment modules are configured to interact with a user via the user interface. The interactions with the user may trigger an event. When an event associated with a fragment module occurs, the fragment module is configured to broadcast the event. An orchestrator is configured to monitor events associated with different fragment modules. The orchestrator may include an event handler for performing one or more action in response to an event. The action may include configuring another fragment module to modify a presentation and/or perform a transaction based on the event.

Abstract: There are provided systems and methods for tagging objects in augmented reality to track object data. A user may capture visual data utilizing a device at a location, where the visual data includes one or more objects that the user may wish to associate with a purchase or sell offer. A device may perform object recognition to identify the object and an identifying characteristic of the object. A service provider may then receive offer details and may generate a graphical object or other virtual data that can be displayed with the object in an augmented reality experience. Later, when the object is identified in another augmented reality experience on a different device, the virtual graphic may be displayed, which may show the offer for the object. Further, the augmented reality may be used to process a transaction for the object and track the object.

Abstract: Methods and systems are provided to determine a partner fee recommendation. Such a partner fee may be a flat fee, percentage-based fee, or both, that a marketplace provider charges for sellers to use their platform. The partner fee recommendation may be calculated based on a plurality of factors. The partner fee recommendation may be based on data from a plurality of marketplaces. At least a portion of such data may be collected by a payment service provider or other service provider that provides services at multiple levels of transactions and through a plurality of marketplace platforms.

Abstract: Techniques are disclosed relating to a method that includes maintaining first and second databases within respective first and second security zones, having respective first and second sets of security rules. The first set of security rules defines restrictions for storing data objects within the first security zone, and the second set of security rules defines restrictions for storing data objects within the second security zone. The method further includes performing a first scan of the first database to determine whether data objects stored in the first database comply with the first set of security rules, and performing a second scan of the second database to determine whether data objects stored in the second database comply with the second set of security rules. The method also includes conveying results of the first and second scans to a repository zone. Results are conveyed without conveying the data objects.

Abstract: An identifier is received with a portion of a postal address. That portion is compared against multiple additional postal addresses associated with the identifier. If a match is detected, a confirmation is transmitted to a requestor who originally sent the identifier and the portion of the postal address.

Abstract: A computer system detects that a first user has selected an element corresponding to accessing a checkout page of a merchant. Based on detecting that the first user has selected an element corresponding to accessing the checkout page of the merchant, the computer system determines if one or more merchant criteria associated with the merchant have been met. Based on determining that the one or more merchant criteria associated with the merchant have been met, the computer system causes a promotional payment button to be rendered on the checkout page of the merchant displayed on a device of the first user.

Abstract: Methods and systems are presented for facilitating migration from a first hosting platform that hosts a first set of transaction processing systems to a second hosting platform. A second set of transaction processing systems that corresponds to the first set of transaction processing systems is deployed in the second hosting platform. As incoming transaction requests that are intended for the first set of transaction processing systems are detected, corresponding transaction requests are generated based on the incoming transaction requests and a correlation table. The corresponding transaction requests are sent to the second set of transaction processing systems for processing. Corresponding responses from the first set of transaction processing systems and the second set of transaction processing systems are obtained and compared against each other. A functionality of the second hosting platform can be validated based on the comparing.

Abstract: A method for phishing detection using certificates associated with uniform resource locators (URLs) is discussed. The method includes accessing certificate portions of a certificate associated with a suspect URL, the certificate accessed at a database that includes certificates obtained by monitoring certificate logs. The method includes accessing a URL score for the suspect URL. The method includes assigning a certificate rule score based on partial certificate scores of certificate portions, the certificate rule score indicating a phishing potential for the certificate, each of the partial certificate scores indicating a likelihood of phishing of each portion based on certificate rules. The method includes using a machine learning model based on the URL score and the certificate to determine a uniqueness certificate score. The method also includes determining a phishing certificate score based on the certificate rule score and the uniqueness certificate score for the certificate.