Patents Assigned to PayPal, Inc.
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Patent number: 11348114Abstract: Online fraud prevention including receiving a rules set to detect fraud, mapping the rules set to a data set, mapping success data to members of the rules set, filtering the members of the rules set, and ordering members of the data set by giving priority to those members of the data set with a greater probability for being fraudulent based upon the success data of each member of the rule set in detecting fraud. Further, a receiver coupled to an application server to receive a rules set to detect fraud, and a server coupled to the application server, to map the rules set to a data set, and to map the success data to each members of the rules set. The server is used to order the various members of the data set by giving priority to those members of the data set with a greatest probability for being fraudulent.Type: GrantFiled: September 14, 2020Date of Patent: May 31, 2022Assignee: PayPal, Inc.Inventor: Palash Nandy
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Patent number: 11349835Abstract: Systems and methods as provided herein may create a biometric model associated with a user. The created biometric model may be used to generate challenges that are presented to the user for authentication purposes. A user response to the challenge may be compared to an expected response, and if the user response matches within a predetermined error of the expected response, the user may be authenticated. The systems and methods may further generate challenges that are adaptively designed to address weaknesses or errors in the created model such that the model is more closely associated with a user and the user is more likely to be the only person capable of successfully responding to the generated challenges.Type: GrantFiled: May 26, 2020Date of Patent: May 31, 2022Assignee: PAYPAL, INC.Inventor: Bjorn Markus Jakobsson
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Patent number: 11348125Abstract: Aspects of the present disclosure involve systems, methods, devices, and the like for augmented media intelligence using Artificial Intelligence (AI), Machine Learning (ML), Natural Language Processing (NLP), data analytics and data visualization. In one embodiment, a system is introduced that can retrieve real-time data from social media platforms to perform augmented media intelligence analysis and take real time actions if necessary. In another embodiment, the augmented media intelligence is design to use the machine learning and natural language processing capabilities and social currency means for understanding an influencers reach within the augmented media intelligence system via an influencer score.Type: GrantFiled: July 30, 2018Date of Patent: May 31, 2022Assignee: PAYPAL, INC.Inventors: Anita P. Rao, Babji Nagireddi, Srujan Jha, Rajkumar Perumal, Lenin Kumar Babu Pothabattula
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Patent number: 11349940Abstract: In an example embodiment, a system and method to store and retrieve application data from a cache and a database are provided. The example method may comprise receiving location data associated with application data from a user device, using the location data to determine a cache or database on which the application data is stored, and requesting application data from the cache or database. The system and method may further include monitoring requests for application data associated with instructions having a set of characteristics, identifying application data as associated with the instructions having the set of characteristics, and requesting the application data based on receiving subsequent instructions sharing the same set of characteristics.Type: GrantFiled: September 21, 2020Date of Patent: May 31, 2022Assignee: PayPal, Inc.Inventors: Christopher J. Kasten, Vilas Athavale, Tim Kane, Haili Ma, Naga Mayakuntla, Fred Ty, Scott Molenaar
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Patent number: 11340699Abstract: Systems and methods for device and content management include determining a user is viewing virtual reality content from a user device, and receiving, through a network from the user device, body information associated with the user while the user is viewing the virtual reality content. A user device management configuration associated with the body information is determined. A user device management action is retrieved using the user device management configuration. A notification associated with the user device management action that causes the user device to perform the user device management action and modify the virtual reality content being viewed by the user is sent through the network to the user device.Type: GrantFiled: July 31, 2018Date of Patent: May 24, 2022Assignee: PayPal, Inc.Inventors: Ananya Das, Shaun Warman, Bryant Luk, Jason Ziaja, Christopher Diebold O'Toole
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Patent number: 11341313Abstract: Dynamic web content personalization may be used to alter a web page such that two different people who view that web page do not see the exact same content on that page. The present disclosure includes techniques that allow a web page to be structured, via underlying source code, so that content can be dynamically generated based on a user transaction history. Further, dynamic content customization can effectively change the layout and functionality of a web page in ways not previously contemplated. For example, different control elements may become accessible based on a particular contextual user profile assigned to a user based on a transaction history. Modular content modules may also have a different appearance for different users.Type: GrantFiled: April 5, 2021Date of Patent: May 24, 2022Assignee: PAYPAL, INC.Inventors: Justin Scott Lowery, Mark Robert Shulman, Adam Dustan, Keith Burns, Carla Lee Capps, Francisco Ulises Garcia Martinez, Sriram Ramakrishnan, Frank Anthony Nuzzi
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Patent number: 11340970Abstract: A system and method for distributed queuing of event messages is described. A queue of several event messages is received. One or more sub-queues is generated from the received queue. Each of the set of sub-queues is hashed. Each of the one or more sub-queues is then partitioned to a location on a storage cluster based on the hash values. For each of the set of sub-queues, the location on the storage cluster to which the sub-queue is partitioned is saved.Type: GrantFiled: January 26, 2021Date of Patent: May 24, 2022Assignee: PAYPAL, INC.Inventor: Assaf Amir Dayan
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Patent number: 11341495Abstract: Systems and processes are provided for instantly creating a user account with a payment service provider at a point of sale. The system and processes may include a computerized payment processing system for receiving personally identifiable information from a payment card of a customer provided at a merchant terminal and creating a user account based on the personally identifiable information. A personal identification number (PIN) associated with the user account may be generated and electronically delivered to the customer via an electronic messaging system for verification.Type: GrantFiled: February 29, 2016Date of Patent: May 24, 2022Assignee: PAYPAL, INC.Inventor: Rathakrishnan Mudaliar
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Patent number: 11334589Abstract: Aspects of the present disclosure involve systems, methods, devices, and the like for creating a unified analytics platform for big data analytics, visualization and data store. In one embodiment the unified analytics platform can include at least a computer platform, core data platform, and integration platform. The unified analytics platform is designed to provide visibility into datasets, provide operational metrics, and provide the integration of notebooks and tools for big data analysis.Type: GrantFiled: September 13, 2018Date of Patent: May 17, 2022Assignee: PAYPAL, INC.Inventors: Romit Mehta, Andrew Alves, Prabhu Kasinathan, Ayushi Agarwal, Thilak Raj Balasubramanian, Baskaran Gopalan, Praveen Kanamarlapudi, Laxmikant Patil, Deepak Mohanakumar Chandramouli, Anisha Nainani, Dheeraj Rampally, Meisam Fathi Salmi, Weijun Qian
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Patent number: 11336453Abstract: A method for facilitating transactions between tenants in a multi-tenant architecture system is discussed. The method includes receiving a request, at a multi-tenant platform, from a first service of a first tenant of the multi-tenant platform to access a second service of a second tenant of the multi-tenant platform to perform a transaction, in which the request includes a first access token usable to authenticate the transaction with the first tenant. The method includes generating, by the multi-tenant platform using the first access token, a universal access token. The method includes generating, by the multi-tenant platform using the universal access token, a second access token useable to authenticate the transaction with the second tenant. The method includes using, by the multi-tenant platform, the second access token to communicate with the second service to perform the transaction.Type: GrantFiled: June 28, 2019Date of Patent: May 17, 2022Assignee: PayPal, Inc.Inventors: Prashant Jamkhedkar, Aravindan Ranganathan, Sandeep Kumar, Norihiro Aoki, Justin White, Jeffrey Meyer, Kin Kee, Joshua Knox, Satya Ganesh Simhachalam Malla Venkata
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Patent number: 11336720Abstract: Aspects of the present disclosure involve a system and method for autoscaling application pools. The current disclosure presents a system that can be used to understand the throughput of one instance in an application. The throughput at the one instance in the application and/or traffic trend is used to right-size or auto-scale the application pool for the current traffic trend such that the application pool can be adjusted for varying traffic trends.Type: GrantFiled: October 6, 2020Date of Patent: May 17, 2022Assignee: PAYPAL, INC.Inventors: Suresh Mathew, Shankar Jothi, Vaibhav Desai
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Patent number: 11334932Abstract: A method includes receiving, by a payment provide server of a payment provider from a point-of-sale (POS) device associated with a first merchant at a merchant location, a checkout request for a first user to purchase one or more items sold by the first merchant. The method further includes accessing an account of the first user with the payment provider based on authentication information included in the checkout request and identifying a previously stored payment token that is associated with the account of the first user, the previously stored payment token indicating one or more additional items for potential purchase. Further, the method includes in response to the identifying, transmitting instructions to the POS device that cause the POS device to display a request for the first user to add at least one of the one or more additional items for potential purchase for checkout at the merchant location.Type: GrantFiled: December 27, 2017Date of Patent: May 17, 2022Assignee: PAYPAL, INC.Inventor: Pankaj Sarin
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Patent number: 11327727Abstract: Methods and systems are presented for providing a platform that seamlessly integrates software modules into an application. In particular, the platform allows software modules to access services provided by other software modules, through a host module, without the need of exposing the source code of any of the software modules. The application is configured as a host module by integrating one or more software modules into the application. The application may directly consume services provided by the software modules and also facilitate service accessing between software modules that are integrated into the application. As such, a software module does not need to interact with another software module directly to access services provided by the other software module, but rather, using the application as a medium to interact with the other software module.Type: GrantFiled: December 23, 2019Date of Patent: May 10, 2022Assignee: PayPal, Inc.Inventor: Yang Liu
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Patent number: 11329977Abstract: A method for authentication of chat bots includes determining that a first chat bot is authenticated, by a server, for first session communication at a first chat session with a first chat application instance. The first chat session is hosted by a first chat service. The method includes determining authentication intent to authenticate, with the server, a second chat bot for a second session communication at a second chat session with a second chat application instance. The second chat session is hosted by a second chat service, where the first chat bot and the second chat bot simulate respective chat application instances. The method also includes providing authentication credentials, via the first chat session, to authenticate the second chat bot with the server for the second session communication.Type: GrantFiled: January 14, 2020Date of Patent: May 10, 2022Assignee: PAYPAL, INC.Inventor: Jennifer Esmeralda Delaney
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Patent number: 11329970Abstract: Systems and methods for sharing authentication between applications include receiving a request to share authentication from a first application with a second application. An account identifier and identity token for a user are obtained from the first application. Access to a communication application associated with the account identifier is verified as available. The account identifier and identity token are sent to a second application server for verification with a first application server. A verification message is received in the communication application from the second application server. The verification message is determined to contain confirmation information and authentication is shared from the first application with the second application. Related systems and methods include retrieving information associated with an operating system to facilitate sharing authentication between applications.Type: GrantFiled: June 21, 2019Date of Patent: May 10, 2022Assignee: PAYPAL, INC.Inventor: Jigar Rajnikant Gosalia
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Patent number: 11328372Abstract: There are provided systems and methods for communication of orders and payments in a drive through using wireless beacons. A merchant location may include a drive through with a wireless beacon established in the drive through. The beacon may provide communication services with a device for the user. The merchant may detect that the user is in a vehicle in the drive through using either the connection between the device of the user and the beacon or a camera, sensor, or other detector located near the beacon in the drive through. Based on check-in information generated on the connection, an order for the user may be accessed. The user may pay for the order using the device and through the connection to the beacon. Further, if other devices for additional users in the vehicle connect to the beacon, the additional users may split the payment for the order.Type: GrantFiled: January 7, 2020Date of Patent: May 10, 2022Assignee: PAYPAL, INC.Inventor: Dwain Glenn Theobald
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Patent number: 11321700Abstract: A system and/or method may be provided to authenticate a user. An example method of authenticating a user includes receiving, by a merchant application, a user request to complete a transaction using a payment service provider. The method also includes in response to receiving the user request to complete the transaction, retrieving, by the merchant application, a browser cookie stored on a user device and associated with one or more user interactions with a browser included in the user device and the payment service provider. The method further includes in response to receiving the user request to complete the transaction, launching, by the merchant application, an instance of the browser that reads the browser cookie and authenticates the user based on the browser cookie.Type: GrantFiled: April 28, 2016Date of Patent: May 3, 2022Assignee: PayPal, Inc.Inventors: Poornima Venkatakrishnan, Jeffrey Edward Harrell, Teddy Vincent Toms
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Patent number: 11321684Abstract: There are provided systems and methods for measuring tap pressure on mobile devices to automate actions. A computing device, such as a mobile smart phone, may include a touch screen interface that may accept touch inputs. A touch input may include a presence and location of the touch input on the touch screen interface. Additionally, the computing device may detect a pressure or force applied to the touch screen interface with the touch input. The computing device may include a payment application, where the touch input may be received during use of the payment application. The pressure of the touch input may further define the input for the payment application. For example, a touch input with a first pressure may cause a first process to be initiated, while a second pressure may cause a second process to be initiated.Type: GrantFiled: September 15, 2020Date of Patent: May 3, 2022Assignee: PAYPAL, INC.Inventor: Pankaj Sarin
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Patent number: 11321375Abstract: Systems and methods are disclosed for managing data objects that include text content that are stored in a database. The management of text objects includes determining that a condition for a data object associated with a user has been satisfied. In response, a relevancy score for the data object is generated. The relevancy score is based on the text content of the data object and a density estimation model associated with the user. The density estimation is generated using a plurality of data objects that each include text content and that are associated with a plurality of users of a service associated with the data objects, and using a set of the plurality of data objects that are associated with the user. Irrelevancy actions or relevancy actions may be performed to the data object based on the relevancy score.Type: GrantFiled: June 22, 2020Date of Patent: May 3, 2022Assignee: PayPal, Inc.Inventors: Itay Margolin, Tomer Handelman
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Patent number: 11321632Abstract: Techniques are disclosed relating to classifying transactions using post-transaction information. Training architecture may be used to train a first classifier module using first data for a set of transactions as training data input, where the first data includes both pre-transaction information and post-transaction information for transactions in the set of transactions. During training of the first classifier module, in disclosed techniques, correct classifications for the transaction in the set of transactions are known. The training architecture, in disclosed techniques, generates respective weights for multiple transactions in the set of transactions based on classification outputs of the trained first classifier for the multiple transactions. In disclosed techniques, the training architecture trains a second classifier module, based on the generated weights, using second data for the set of transactions as training data input.Type: GrantFiled: November 21, 2018Date of Patent: May 3, 2022Assignee: PayPal, Inc.Inventors: Moein Saleh, Xing Ji, Shubhranshu Shekhar