Abstract: Providing for external control of data network client resources for application-based client network access is described herein. By way of example, the external control can be implemented by a third party service provider in conjunction with delivery of content to the client devices. The external control can be provided over a network gateway, for instance, and facilitate a proxy access to resource allocation components of the data network, or alternatively a direct communication access between the resource allocation components and third party service provider. The external control enables a content service provider to allocate resources on an as-needed basis to subsets of client devices requesting such content. Billing for data network resources as well as for service provider content can be reconciled among the respective networks and client according to a predetermined billing arrangement.

Abstract: Disclosed are electronic systems and techniques for implementing an interactive financial interface that uses messages sent to and from financial institutions to view account information and interact with accounts at disparate financial institutions. The interactive financial interface can display balances of the accounts at the financial institutions, combined or individually, the interface can also show spending history, income history, and trend information which can be used to facilitate making financial decisions. Charts and graphs showing spending history and trends can also be sorted and filtered based on a number of criteria to better show relationships and patterns in the transaction history. Based on the trends and patterns, the interface can also provide recommendations to accomplish financial goals. The interface can also facilitate two-way communications with the financial institutions and instructions and commands can be sent to the financial institutions via the interface.

Abstract: Disclosed are electronic systems and techniques for implementing a banking transaction and feed display system are provided that allow a user to visualize and interact with a financial transaction feed displayed on a mobile device. The feed displays a list of transactions made over a defined period of time, and the user selects different views, grouping the financial transactions by type, by recipient, by donor, by amount, and so on. The banking transaction and feed display system provides a rich set of tools to allow the user to customize the views and quickly display a desired format. The system also enables peer to peer payments to contacts stored in an address book on the mobile device.

Abstract: A financial interaction related to personal data analytics and behavioral data is facilitated. The financial interaction drives behaviors to affect a real-time credit risk, and provides direct feedback during the financial interaction. The system operates as a personal companion for assisting clients with personal financial decisions as well as personal interactions according to personal data and behavioral data learned about the user. Communications from the system can be initiated to facilitate a conversation according to data learned, such as personal data, user preference data, and behavioral data from different financial transactions. Based on continued interactions with the user, estimates can be made of a financial score and rewards or stimulus can be presented to the user.

Abstract: Viewing history regarding one or more instances of media content is generated for subsequent analysis. The viewing history is developed based on recording timestamps associated with one or more instances that viewing of the media content is interrupted, paused, terminated, etc. The timestamps can be supplemented with metadata associated with the media content (e.g., media title, genre, duration, actor, actress, etc.) along with information collected from the communication system conveying the media content. By data mining the timestamps in conjunction with other pertinent data it is possible to determine why a viewer may not have viewed the media content in its entirety, as well as recommend future content. Analysis of the viewing history can be performed in conjunction with previously stored viewing histories, along with other viewers viewing histories, etc., to gain a broader understanding of a viewing history for a given media content.

Abstract: Flexible managing and monetizing of multimedia content are applied in a distribution network. Credit amounts to charge to accounts are determined. Content servers can determine alter access to and ownership of services and/or multimedia content. Services and content can be purchased and/or altered during multimedia playback.

Abstract: A media content item is associated with one or more of the media content items based on a similarity of a feature of the media content items and displaying such one or more media content items as a scrollable set of image icons. Also, the scrollable set of image icons can enable playback, rewind, forward, search, pause, or record for selection at a user device. In an aspect, a shopping bag component can enable selection of a subset of the media content items for storage in association with bag data representative of a bag, wherein the subset of the media content items associated with the bag data are at least one of stored, accessed, shared, or purchased by the user device. Furthermore, in an aspect, the subset of the media content items associated with the bag data are searchable as a scrollable set of image icons for selection at the user device.

Abstract: Disclosed are systems, devices and techniques that generate a set of media clips associated with a set of text inputs for a message called a cinegram. A user, for example, provides a textual word or phrase, or a vocal word or phrase as input, in which an apparatus, in response to the input, associates a set of media clips with the input. The user can modify the sequence of the media clips, modify which media clips are associated with which word or phrase, and/or modify a set of classification criteria for modifying the type of media clips generated for a message. The set of media clips is presented in a defined order and formulates segments (e.g., words, phrases and the like) of the textual overlay in order to present a continuous stream of video comprising multiple different media clips associated with words and/or phrases of the message.

Abstract: Systems and methods for associating tagged data in media content and/or media content images are disclosed herein. A tag is assigned to a content element in a media item. The tag is associated with one or more other tags based at least in part on information associated with the tag.

Abstract: Shopping cart lists at a retail store are provided relative to limits. A customer can use their own smart phone, for example, or a proprietary store device to scan products as they are added to a shopping cart. Prior to adding products, the phone or device can be personalized with the customer's payment information. The device can determine a transaction limit based on the customer's payment information. As products are added to the shopping cart, the customer can be alerted regarding the reaching of the transaction limit. The device can also give suggestions to the customers of items to be removed from the shopping cart to stay within the transaction limit.

Abstract: Systems and methods disclosed herein relate to fast-track payments at a retail store. Identification data can be received related to a user of a personal shopping device wherein the identifier includes payment preferences associated with the user. The personal shopping device can be personalized with the identification data. A shopping cart list can be dynamically received from the personal shopping device. A checkout request can be received from the personal shopping device. The checkout request can be processed based on the shopping cart list, using, at least in part, the payment preferences associated with the user. An area around the user at a security checkpoint can be scanned. An exit list can be identified based on the scanning. The exit list can be compared to the shopping cart list. Upon the list and the shopping cart list not matching, remedial action can be taken.

Abstract: Disclosed are systems, devices and techniques that generate a set of media portions associated with a set of message inputs for a multimedia message based on a meaning of the words or phrases in the message inputs. A semantic component can determine segments of media content according to words or phrases that are different from words or phrases received. The semantic component is configured to determine portions of media content that convey the same meaning as the words or phrases received, and a multimedia message is then generated with the media content portions.

Abstract: Disclosed are systems, devices and techniques that generate a set of media portions associated with a set of message inputs for a multimedia message based on an emoticon or an acronym. A text based message can be received having an emoticon or acronym. The emoticon or acronym is identified in the text based message. A splicing component extracts a set of media content portions from media content, in which the media content portions correspond to the emoticon or acronym received. A multimedia message is generated with the media content portions to convey the text based message as a multimedia message.

Abstract: Disclosed are systems, devices and techniques that generate a set of media portions associated with a set of message inputs for a multimedia message. A set of images can be received and spliced so that a set of media content portions are generated from the set of images, which can include video content, picture content, drawn content, other image content, as well as audio content associated or not with the set of images. Media content portions are generated from the set of images received and correlated with a word or phrase to identify the portions. A set of message inputs is received, in which the multimedia message is generated from with the media content portions identified. The user can modify the sequence of the media clips, modify which media clips are associated with which word or phrase, and/or modify a set of classification criteria for modifying the type of media content portions generated for a message.

Abstract: Technologies are generally described for security algorithm methods in issuing, managing, and using digital certificates in online transactions. Certificate holders can be identified based on the device ID from the equipment they are using to access online services. The equipment can be previously linked to an identity known by the equipment service provider. A consumer can then authorize the using of the digital certificate associated with their device in online transactions. Third parties can then trust the identity behind the digital certificates and accept their use in identifying a private party and performing a transaction with that party.

Abstract: Systems and methods for managing and/or controlling tagged data in media content are disclosed herein. A tagging component assigns a tag to a content element in a media item. A bidding component determines a sponsor for the content element. A presentation component presents the tag with information regarding the content element. The information regarding the content element is determined by the sponsor.

Abstract: A multimedia message is generated with a set of media content portions that corresponds to a set of inputs. Media content portions are concatenated together to generate a continuous stream of media extracted from different media content. The media content portions are extracted to correspond to words or phrases of the set of inputs. The media content portions are identified and classified according to a set of predetermined criteria. The order of the media content portions can be modified and different video and/or audio portions can be selected to correspond with the words or phrases.

Abstract: Systems and methods disclosed herein relate to fast checkout using a smart cart. A forward facing radio frequency identification (“RFID”) reader component can read a first set of RFID tags and generate a first set of items based on RFID information read from the first set of RFID tags. A rear facing RFID reader component can read a second set of RFID tags and generate a second set of items based on RFID information read from the second set of RFID tags. A shopping cart list component can and remove items to a set of shopping cart items based on updates received from the forward facing RFID reader component and the rear facing RFID reader component regarding the first set of items and the second sets of items.

Abstract: Providing for dynamic allocation of network resources for delivery of network content is described herein. By way of example, network resources can be correlated with real-time network conditions, and monitoring of the network conditions can be employed to track availability of subsets of network resources. Where a subset of network resources allocated to support a particular application is available, the subset of resources can be allocated to one or more client devices, on demand. Where insufficient resource availability exists, resources can be freed up from other subsets of network resources to bolster availability of requested resources to support an application, or a demand for resources can be rejected. Billing for network resources can be in part or in total based on resources consumed, among other dynamic factors, in addition to or in lieu of static factors.

Abstract: A financial planning system uses contextual data about a user to help create and modify a financial plan to achieve a financial goal. Financial goals can include money saving goals, investment goals, loan payment goals, and goals to purchase or rent goods, property and/or services. In some embodiments, the financial planning system can create a collaborative financial plan to create a financial plan for a group of people to achieve a shared financial goal. Contextual data, such as banking information, social network activity, past activity, preferences, etc., can be used to shape the financial plan to make it more effective and efficient. Banking accounts, social network accounts, loyalty program accounts, and others can be linked to the financial planning system to enable the financial planning system in gathering contextual background information.