Patents Assigned to RAWLLIN INTERNATIONAL INC.
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Patent number: 8700512Abstract: A financial planning system uses contextual data about a user to help create and modify a financial plan to achieve a financial goal. Financial goals can include money saving goals, investment goals, loan payment goals, and goals to purchase or rent goods, property and/or services. In some embodiments, the financial planning system can create a collaborative financial plan to create a financial plan for a group of people to achieve a shared financial goal. Contextual data, such as banking information, social network activity, past activity, preferences, etc., can be used to shape the financial plan to make it more effective and efficient. Banking accounts, social network accounts, loyalty program accounts, and others can be linked to the financial planning system to enable the financial planning system in gathering contextual background information.Type: GrantFiled: October 15, 2012Date of Patent: April 15, 2014Assignee: Rawllin International Inc.Inventor: Vsevolod Kuznetsov
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Publication number: 20140101039Abstract: Remote processing of paper invoices online is described. In an aspect, a device can receive an electronic image representative of an invoice associated with a user of the device and a payee, send the electronic image of the invoice to an online accounting system, wherein the online accounting system converts the electronic image of the invoice into an electronic form, access accounts associated with the user of the device, accessing the electronic form of the invoice, and authorize payment of the invoice, including authorization of an electronic transfer of money from at least one of the accounts to the payee. A list of payees can also be received, and the payee can be selected from the list of payees. The selection of the payee can be sent to the online accounting system, which links the payee to the invoice.Type: ApplicationFiled: December 11, 2013Publication date: April 10, 2014Applicant: Rawllin International Inc.Inventors: Ilya Oskolkov, Rodion Shishkov
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Publication number: 20140101012Abstract: Disclosed are electronic systems and techniques for implementing collaborative financial planning system for online shopping. An input component can receive a set of data related to a collaborative financial goal from one or more participating users (e.g., via user identities) and/or a set of data sources. A goal-setting component can generate a collaborative financial goal associated with an object from an online catalog based on least in part on the received set of data. The collaborative financial goal can include a description of the object, a set of participating users, and/or a target completion date. A planning component can dynamically generate a collaborative for participating users to achieve the financial goal and an execution component can execute the collaborative plan for the financial goal.Type: ApplicationFiled: October 9, 2012Publication date: April 10, 2014Applicant: RAWLLIN INTERNATIONAL INC.Inventor: Vsevolod Kuznetsov
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Publication number: 20140089170Abstract: Disclosed are electronic systems and techniques for implementing financial account labeling. A labeling component generates a label for an account based in part on data implicitly or explicitly provided by a user associated with the account, and applies the label to a subset of a set of funds maintained in the account. A rules component determines or infers a set of rules for the label based in part on data implicitly or explicitly provided by the user, a set of rule generation criteria, and/or a financial collaborative plan. An access component controls, based in part on the set of rules, transactions relating to the subset of funds corresponding to the label.Type: ApplicationFiled: September 21, 2012Publication date: March 27, 2014Applicant: RAWLLIN INTERNATIONAL INC.Inventor: Vsevolod Kuznetsov
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Publication number: 20140074688Abstract: A financial interaction related to a set of financial behaviors is facilitated. The financial interaction drives behaviors to affect a real-time credit risk, and the visualization of alterations (increases and decreases) of the credit risk as direct feedback. The system demonstrates how behaviors identified in the financial interaction affect credit risk. Based on the financial interaction, estimates can be made of a financial score and presented in a display.Type: ApplicationFiled: September 13, 2012Publication date: March 13, 2014Applicant: RAWLLIN INTERNATIONAL INC.Inventors: Simon Shvarts, Ilya Oskolkov, Rodion Shishkov
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Publication number: 20140059388Abstract: Technologies are generally described for systems and methods effective to provide an automatic diagnostic data collection system to facilitate diagnosis of technical problems associated with computing device and to facilitate the analysis of marketing and performance metrics of the computing devices. When a user of a computing device calls or accesses a help desk and/or call center, data can be automatically collected from the computing device to allow the help desk operator quickly and accurately diagnose the problem. If no error is specified, general diagnosis data including results of a trace route between a server and the computing device can be collected. If an error is specified, error logs associated with the error can also be collected. The data can be filtered based on a diagnosis request and transferred to the relevant technical support system.Type: ApplicationFiled: August 23, 2012Publication date: February 27, 2014Applicant: RAWLLIN INTERNATIONAL INC.Inventors: Anton Patiev, Igor Sokolov, Sergey Stepanov
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Publication number: 20140047562Abstract: Providing for client-selected user authentication in relation to accessing or acquiring online media content is described herein. In response to an access request transmitted by a client device, a server can determine a type of request employed by the client device and identify a type of media playback device associated with the client. Identification can be based on information specified within the access request, information derived from information pertaining to the access request, information derived from stored associations between access request and types of playback devices, or suitable combinations thereof. Once identified, promotional content or service(s) can be allocated to a subscriber account in response to the access request satisfying one or more criteria. In this manner, a service provider can facilitate client-selection of a mode of user authorization, while incentivizing a particular type of playback device for acquiring content from or generally interfacing with the service provider.Type: ApplicationFiled: August 9, 2012Publication date: February 13, 2014Applicant: RAWLLIN INTERNATIONAL INC.Inventors: Sergey Stepanov, Vsevolod Kuznetsov
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Patent number: 8635156Abstract: Systems, apparatuses and methods are described for remotely processing paper invoices online. In an aspect, a method comprises receiving by a computing device, an electronic image representative of an invoice associated with a user of the device and a payee, sending the electronic image of the invoice to an online accounting system, wherein the online accounting system converts the electronic image of the invoice into an electronic form, accessing accounts associated with the user of the device, accessing the electronic form of the invoice, and authorizing payment of the invoice, including authorizing electronic transfer of money from at least one of the accounts to the payee. The method can further include receiving a list of payees, selecting the payee from the list of payees, and sending the selection of the payee to the online accounting system, wherein the online accounting system links the payee to the invoice.Type: GrantFiled: September 6, 2011Date of Patent: January 21, 2014Assignee: Rawllin International Inc.Inventors: Ilya Oskolkov, Rodion Shishkov
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Publication number: 20140019342Abstract: Electronic payment systems and supporting methods and devices are described. For instance, the disclosed subject matter describes aggregated transactional account functionality configured to receive electronic financial transactions associated with one or more of a set of electronic identifying information such as phone ID, email, instant message, etc. for a user and related functionality. The disclosed details enable various refinements and modifications according to system design and tradeoff considerations.Type: ApplicationFiled: June 28, 2013Publication date: January 16, 2014Applicant: Rawllin International Inc.Inventors: Ilya Oskolkov, Rodion Shishkov
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Publication number: 20130340057Abstract: User authentication systems and supporting methods and devices are described. For instance, the disclosed subject matter describes image-facilitated generation of user authentication credentials, user authentication, etc. for a user and related functionality, where a selection of images can correspond to a grammatical structure comprising disparate parts of speech according to various non-limiting aspects. The disclosed details enable various refinements and modifications according to system design and tradeoff considerations.Type: ApplicationFiled: June 13, 2012Publication date: December 19, 2013Applicant: RAWLLIN INTERNATIONAL INC.Inventor: Vladimir V. Kitlyar
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Publication number: 20130339226Abstract: Establishment of transactions via a data store, such as a data store, located in a network environment, such as a cloud computing environment is facilitated. The data store can store information about an entity, including information about one or more bank accounts and associated identifying information, and a third party can search the data store to find the entity. The entity can implement various access controls to restrict the amount of identifying information displayed as a result of the search. The third party can add the entity to a private data store based on access controls and verification procedures established by the entity. The third party can also establish transactions, such as electronic funds transfers, with the entity.Type: ApplicationFiled: August 19, 2013Publication date: December 19, 2013Applicant: Rawllin International Inc.Inventor: Vsevolod Kuznetsov
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Publication number: 20130297513Abstract: Technologies are generally described for multi factor security authentication algorithm methods in authorizing and using client devices to perform banking transactions. A customer can register and associate a client device with their account. The customer can further create unique login information associated with their account. A customer's login information, client device, and a push confirmation must be verified for accuracy prior to allowing the customer to perform banking operations. Using multi factor authentication process, banking transactions can be performed more reliably and securely.Type: ApplicationFiled: May 4, 2012Publication date: November 7, 2013Applicant: RAWLLIN INTERNATIONAL INC.Inventors: Viacheslav Kirillin, Sergey Zemlyanskiy, Dimitry A. Baranov, Vladimir Podoshvin
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Publication number: 20130298155Abstract: The subject disclosure provides for user account authorization in conjunction with online multimedia television content services. By way of example, a network-enabled television device can request a video identification code in response to a power-on event. A set of video data comprising a picture of a distinct identification code can be received from a network server in response to the request. The video data can be played on a video display of the television device, to facilitate verifying that a user or viewer of the television device maintains a subscription account associated with online multimedia television services. Upon successful verification, the television device can be linked with the subscription account, and promotional content or services associated with the verification can be allocated to the subscription account.Type: ApplicationFiled: May 3, 2012Publication date: November 7, 2013Applicant: RAWLLIN INTERNATIONAL INC.Inventor: Sergey Stepanov
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Publication number: 20130268551Abstract: Systems and methods for generating a matrix that maps known terms to tag values based on pre-existing tag value assignments are disclosed herein. A tag finder component receives a term and queries one or more networked data sources to identify a usage of the term and one or more tags assigned to the term in association with the usage of the term. A tag extraction component extracts the one or more tags assigned to the term in association with the usage of the term, and a matrix formation component associates the one or more tags with the term in a data matrix.Type: ApplicationFiled: April 9, 2012Publication date: October 10, 2013Applicant: RAWLLIN INTERNATIONAL INC.Inventor: Andrey H. Nikankin
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Publication number: 20130268544Abstract: System and methods are disclosed for employing a matrix that maps known terms to tag values based on pre-existing tag value assignments in order to automatically assign tags to item descriptions. In particular, the matrix maps terms to tags as a function of pre-existing associations between the terms and the tags in one or more external data sources. A term generation component receives a description comprising a plurality of terms and filters the description to identify a subset of the plurality of terms. A tag assignment component then identifies one or more tags associated with the subset of the plurality of terms in the data matrix and assigns the one or more tags to the description.Type: ApplicationFiled: April 9, 2012Publication date: October 10, 2013Applicant: RAWLLIN INTERNATIONAL INC.Inventor: Andrey N. Nikankin
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Patent number: 8538806Abstract: Described herein are systems, methods and articles of manufacture that facilitate establishment of transactions via a data store, such as a data store, located in a network environment, such as a cloud computing environment. The data store can store information about an entity, including information about one or more bank accounts and associated identifying information, and a third party can search the data store to find the entity. The entity can implement various access controls to restrict the amount of identifying information displayed as a result of the search. The third party can add the entity to a private data store based on access controls and verification procedures established by the entity. The third party can also establish transactions, such as electronic funds transfers, with the entity.Type: GrantFiled: October 20, 2011Date of Patent: September 17, 2013Assignee: Rawllin International Inc.Inventor: Vsevolod Kuznetsov
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Publication number: 20130218779Abstract: Technologies are generally described for security algorithm methods in authorizing and using digital certificates to perform banking transactions. A customer can register and associate a personal identification number with a digital certificate. The personal identification number can be used by a client device to generate a certificate request. A request to perform a banking transaction along with a certificate request can be sent to a bank server, where, upon authorization of a valid certificate request, the banking operation can be performed. Using the digital certificate as one authentication factor and a customer login and password as a second authentication factor, banking transactions can be performed more reliably and securely.Type: ApplicationFiled: February 21, 2012Publication date: August 22, 2013Applicant: Rawllin International Inc.Inventors: Viacheslav Kirillin, Sergey Zemlyanskiy
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Patent number: 8515870Abstract: Electronic payment systems and supporting methods and devices are described. For instance, the disclosed subject matter describes aggregated transactional account functionality configured to receive electronic financial transactions associated with one or more of a set of electronic identifying information such as phone ID, email, instant message, etc. for a user and related functionality. The disclosed details enable various refinements and modifications according to system design and tradeoff considerations.Type: GrantFiled: September 6, 2011Date of Patent: August 20, 2013Assignee: Rawllin International Inc.Inventors: Ilya Oskolkov, Rodion Shishkov
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Publication number: 20130179350Abstract: Technologies are generally described for security algorithm methods in authorizing and linking devices associated with a customer. A first device can be linked to a customer account. Additional devices can be linked to the customer account. Those devices can be authenticated to perform banking operations using dual factor authentication wherein a customer's login information is a first factor and the customer using a previously authenticated device is a second factor. By using additional methods of authentication, transactions can be done more reliably and securely.Type: ApplicationFiled: January 11, 2012Publication date: July 11, 2013Applicant: RAWLLIN INTERNATIONAL INC.Inventors: Viacheslav Kirillin, Sergey Zemlyanskiy
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Publication number: 20130159195Abstract: Disclosed are systems and techniques that authenticate and authorize a mobile device to conduct transactions over a network with a banking server. Once a mobile device is authenticated, the server generates a client device identifier and a secret key, which is then stored on the mobile device. In response to a transaction request sent by the mobile device, the server authorizes a session by generating a random code and communicates the random code to the mobile device. By using a combination of the secret key and the random code, the mobile device generates two keys, a hash code and a symmetrical key. The server receives the hash code and the unique client device identifier, and based upon a determination, authorizes the transaction on the banking server.Type: ApplicationFiled: December 16, 2011Publication date: June 20, 2013Applicant: RAWLLIN INTERNATIONAL INC.Inventors: Viacheslav Kirillin, Sergey Zemlyanskiy