Patents Assigned to RISK
  • Patent number: 8549590
    Abstract: Certain embodiments of the invention may include systems and methods for identity authentication using an social network. According to an exemplary embodiment of the invention, a method is provided for authenticating an identity of a target person. The method can include determining, from a first system graph, connections between one or more hypothetical identities and a plurality of related entities associated with the one or more hypothetical identities; determining, from a second system graph, one or more real entities associated with the target person; identifying matches comprising common real entities associated with the target person and related entities associated with the one or more hypothetical identities based at least in part on the determined connections; and providing an indication of identity authentication of the target person based at least in part on the identified matches.
    Type: Grant
    Filed: July 3, 2012
    Date of Patent: October 1, 2013
    Assignee: LexisNexis Risk Solutions FL Inc.
    Inventors: Johannes Philippus de Villiers Prichard, Jesse C P B Shaw
  • Patent number: 8533109
    Abstract: Control processes are managed within an organization, the organization including a plurality of divisions, by receiving process data provided from a first local user associated with a first division of the organization, the first local user providing the data via a first user interface, and the data defining one or more processes associated with the first division. The process data is stored in a database to be associated with the first division. The stored process data is provided to a second local user, associated with a second division of the organization, for selection of a process associated with the first division. The selection of the second user is received and stored in the database as further being associated with the second division.
    Type: Grant
    Filed: August 19, 2009
    Date of Patent: September 10, 2013
    Assignee: Operational Risk Management, LLC
    Inventors: Ram Mohan Reddy Vanga, Anita Roth, Jeff Roth
  • Publication number: 20130226653
    Abstract: A system and method are provided for identifying exposure concentrations. The process of determining exposure concentrations may include organizing exposure data, defining parameters, determining elevated exposure concentrations, and providing output results. The exposure data may relate to at least geographical locations, policies, accounts, portfolios, treaties, and other exposure data. The parameters may be defined to include at least an area of analysis, a region of interest, a threshold amount, results parameters, and other parameters. The exposure concentration may include at least defining and locating exposure locations using various techniques. The results may be presented using textual, graphical, or other display schemes. The output may be configured to convey information such as positional accuracy of an identified area, exposure accumulation in a defined area, and other information.
    Type: Application
    Filed: February 16, 2013
    Publication date: August 29, 2013
    Applicant: Risk Management Solutions, Inc.
    Inventor: Risk Management Solutions, Inc.
  • Publication number: 20130218797
    Abstract: Embodiment of the disclosed technology include systems and methods for identifying one or more entities associated with activities. In an example implementation, a method includes determining one or more geographical regions proximate to the plurality of locations associated with the one or more activities; determining connections between one or more identities of a population and a plurality of related entities associated with the one or more identities; determining geographical information associated with related entities; weighting one or more metrics for each of the identities based on the geographical information associated with the related entities and the or more geographical regions proximate to the plurality of locations associated with the one or more activities; scoring the one or more weighted metrics; and providing, based on the scoring, an indication of a likelihood that the one or more identities of the population are associated with the one or more activities.
    Type: Application
    Filed: March 22, 2013
    Publication date: August 22, 2013
    Applicant: LexisNexis Risk Solutions FL Inc.
    Inventor: LexisNexis Risk Solutions FL Inc.
  • Patent number: 8498969
    Abstract: Disclosed is a system for, and method of, calculating parameters used to determine whether records and entity representations should be linked. The system and method use a symmetric, transitive and reflexive function to allow for linking records and entity representations whose field values differ. The system and method apply iterative techniques such that parameters from each linking iteration are used in the next linking iteration. The system and method need no human interaction in order to calibrate and utilize record matching formulas used for the linking decisions.
    Type: Grant
    Filed: March 12, 2012
    Date of Patent: July 30, 2013
    Assignee: LexisNexis Risk Solutions FL Inc.
    Inventor: David Alan Bayliss
  • Publication number: 20130190967
    Abstract: Certain example embodiments of the disclosed technology may include systems and methods for telematics monitoring. An example method is provided that includes receiving, at a mobile computing device, and from a Vehicle Identification Unit (VIU), identification (ID) data representing a first vehicle. The method further includes receiving, by the mobile computing device, sensor data from one or more sensors associated with the mobile computing device. Certain embodiments may further include receiving, at an Operational Measurement Unit (OMU), an operation indication associated with the first vehicle. The OMU may include an operational measurement component configured to advance an operational count in response to receiving the operation indication. Certain example embodiments may include transmitting telematics data by the mobile computing device. In certain embodiments, the telematics data may include least a portion of one or more of the ID data, the sensor data, and/or the operational count data.
    Type: Application
    Filed: March 12, 2013
    Publication date: July 25, 2013
    Applicant: LEXISNEXIS RISK SOLUTIONS INC.
    Inventor: LEXISNEXIS RISK SOLUTIONS INC.
  • Patent number: 8495077
    Abstract: Disclosed are a system for, and method of, determining whether records correspond to the same individual. The system and method provide such a determination with a known minimum level of confidence. That is, the system and method provide an indication that records correspond to the same individual along with an associated confidence level. The system and method may be used to link records in a database that correspond to the same individuals, creating entity representations in the database.
    Type: Grant
    Filed: July 11, 2012
    Date of Patent: July 23, 2013
    Assignee: LexisNexis Risk Solutions FL Inc.
    Inventor: David Alan Bayliss
  • Patent number: 8495076
    Abstract: Disclosed is a system for, and method of, identifying an entity representation. In some embodiments, search criteria are used to identify an entity representation in a universal database, and this identification is then used to identify a corresponding entity representation in a foreign database. Certain embodiments provide assurance, with a know probability of error, that the entity representation identified in the universal database is correct.
    Type: Grant
    Filed: November 18, 2011
    Date of Patent: July 23, 2013
    Assignee: LexisNexis Risk Solutions FL Inc.
    Inventor: David Alan Bayliss
  • Patent number: 8489618
    Abstract: Disclosed is a system for, and method of, calculating parameters used to determine whether records and entity representations should be linked. The system and method use a symmetric and reflexive function to allow for linking records and entity representations whose field values differ. The system and method apply iterative techniques such that parameters from each linking iteration are used in the next linking iteration. The system and method need no human interaction in order to calibrate and utilize record matching formulas used for the linking decisions. These techniques may be used for geographic location proximity matching.
    Type: Grant
    Filed: January 31, 2011
    Date of Patent: July 16, 2013
    Assignee: LexisNexis Risk Data Management Inc.
    Inventors: George Conrad L'Heureux, David Alan Bayliss
  • Patent number: 8489617
    Abstract: Disclosed are systems for, and methods of, automatically detecting and treating field values of a particular field as null field values in records of a database. The system and method provide automatic treatment of these field values as null field values by calculating a critical frequency for the field. Based on the critical frequency of the field, the system and method treats field values that occur more than the critical frequency of the field as null field values and treats field values that occur less than the critical frequency as non-null field values.
    Type: Grant
    Filed: June 5, 2012
    Date of Patent: July 16, 2013
    Assignee: LexisNexis Risk Solutions FL Inc.
    Inventor: David Alan Bayliss
  • Patent number: 8484132
    Abstract: Certain embodiments of the invention may include systems, methods, and apparatus for determining fraud risk associated with a credit application. According to an exemplary embodiment of the invention, a method is provided for receiving applicant information associated with the application; searching one or more consumer identity repositories for prior usage of the applicant information; generating a plurality of identity characteristics corresponding to the prior usage of the applicant information; assigning the application to one of a plurality of segments based at least in part on the searching; scoring the application with a predictive scoring model to determine a risk score based at least in part on the identity characteristics; determining identity fraud risk types associated with the application; and outputting the risk score and one or more indicators of the determined identity fraud risk types.
    Type: Grant
    Filed: June 8, 2012
    Date of Patent: July 9, 2013
    Assignee: LexisNexis Risk Solutions FL Inc.
    Inventors: James Alan Christiansen, Fang Yuan, Michael James Woodberry, Brent Wayne Sorenson, Jeffrey Allen Feinstein
  • Patent number: 8479673
    Abstract: The present embodiments relate to a vessel for oceanographic research and the development and maintenance of renewable energy resources. The vessel can have a hull, a keel with a keel cooler, skegs, watertight interior bulkheads, a main deck, topsides, insulation, sonar tubes, a sonar transducer, an engine room, a propulsion system, propellers and rudders that are operable independently and in tandem, engines with vibration isolation mounts, fuel tanks, a hydraulic bow thruster, generators, a pilothouse, a navigation station, a steering device, a dog house, living quarters, a communication system, lighting, escape hatches, and a knuckle boom crane. The hull can be adapted to sit level on a mudflat during a low tide, enabling crew to initiate emergency repairs to the vessel without having to return to port. The vessel can also have a dynamic positioning processor enabling for continuous vessel positioning.
    Type: Grant
    Filed: April 18, 2011
    Date of Patent: July 9, 2013
    Assignee: Ledder High Risk Capital Ventures, LP
    Inventors: Mark S. Ledder, Roger Fyffe
  • Patent number: 8484211
    Abstract: Techniques may be used to match records of a batch file to an entity representation in a universal database. Inputs may include, but are not limited to, a batch file and a universal (or other) database. The technique may compare the records of the batch file to the records of the universal database, and may attempt to create matches between the records in the batch file and the entity representations or records in the universal database. One possible output may include one or more tables that include foreign record IDs of the batch file records, each in association with an entity representation of the universal database. The techniques may include a batch style processing of records.
    Type: Grant
    Filed: July 2, 2009
    Date of Patent: July 9, 2013
    Assignee: LexisNexis Risk Solutions FL Inc.
    Inventor: David Alan Bayliss
  • Patent number: 8484168
    Abstract: Disclosed is a system for, and method of, calculating parameters used to determine whether records and entity representations should be linked. The system and method utilize blended field weights to account for certain types of partial matches. The system and method apply iterative techniques such that parameters from each linking iteration are used in the next linking iteration. The system and method need no human interaction in order to calibrate and utilize record matching formulas used for the linking decisions.
    Type: Grant
    Filed: March 12, 2012
    Date of Patent: July 9, 2013
    Assignee: LexisNexis Risk & Information Analytics Group, Inc.
    Inventor: David Alan Bayliss
  • Publication number: 20130173227
    Abstract: A method for modeling of an overhead electrical conductor, includes: collecting 3-dimensional location data of the conductor; substantially simultaneous with said collecting, acquiring a thermal measurement of the conductor with a local thermal sensor; and generating a CAD model of the conductor using the collected 3-dimensional location data of the conductor and the thermal measurement of the conductor. The CAD model facilitates thermal line analysis of the conductor, thermal rating of a power line that includes the conductor, clearance analysis relative to the conductor, and vegetation management relative to the conductor.
    Type: Application
    Filed: September 24, 2012
    Publication date: July 4, 2013
    Applicant: UTILITY RISK MANAGEMENT COPORATION, LLC
    Inventor: Utility Risk Management Corporation, LLC
  • Publication number: 20130162529
    Abstract: A system for managing risk in employee travel may display a world risk map having countries color coded or otherwise indicating a risk level associated with each of the countries. The countries may be assigned to geographic groupings, such as continents, and the countries of the geographic grouping may change to a uniform color or other indication when the cursor is disposed within the boundaries of one of the countries of the geographic grouping. Clicking on the geographic grouping may cause the world risk map may cause the display to zoom in on an enlarged geographic group map with the countries displayed with their risk level indication. Clicking on one of the countries may cause a country information page to be displayed.
    Type: Application
    Filed: December 23, 2011
    Publication date: June 27, 2013
    Applicant: AON GLOBAL RISK RESEARCH LIMITED
    Inventors: Douglas R. Turk, Abi Faircloth, Christopher Holt, Justin Priestley, Ian Nunn
  • Publication number: 20130165153
    Abstract: A system for managing risk in employee travel may notify affected users of the travel risk management system of the occurrence of a risk management event during travel. The travel risk management system may store geographic location information for a plurality of users of the travel risk management system, determine the occurrence of a risk management event, determine a geographic location of the risk management event and compare the geographic location of the risk management event to the stored geographic location information for the users. The system may execute a risk management event response in response to determining that a geographic location of at least one of the users is at the geographic location of the risk management event. The response may include transmitting a risk management event notification message to a portable computing device for each user located in the affected area.
    Type: Application
    Filed: December 23, 2011
    Publication date: June 27, 2013
    Applicant: AON GLOBAL RISK RESEARCH LIMITED
    Inventors: Douglas R. Turk, Abi Faircloth, Christopher Holt, Justin Priestley, Ian Nunn
  • Publication number: 20130167244
    Abstract: A system for managing risk in employee travel may control access by users to the travel risk management system. The travel risk management system may receive and store company information for a client company subscribing to the travel risk management system, and allow activation code packages to be defined for allowing a specified number of activation codes to be generated for the subscribing client company. Once the activation code packages are defined, the specified number of activation codes may be generated and assigned to employee's of the subscribing client company. The system may provide for defining super admin users authorized to input client company information and define activation code packages, and client admin users authorized to select activation code packages, and generate and assign the activation codes to users.
    Type: Application
    Filed: December 23, 2011
    Publication date: June 27, 2013
    Applicant: AON GLOBAL RISK RESEARCH LIMITED
    Inventors: Douglas R. Turk, Abi Faircloth, Christopher Holt, Justin Priestley, Ian Nunn
  • Publication number: 20130166607
    Abstract: A system for managing risk in employee travel may track a location of users of the travel risk management system during travel. Travel itinerary information for a user may be input into the travel risk management system, including user identification information, travel date information and geographic location information for travel destinations. During the travel period, the system may communicate with a portable computing device to determine the user's actual location, and update the stored travel itinerary information if the user's actual location is different than the user's expected location. The system may transmit a location request message to the user's portable computing device, or a mobile application may cause the portable computing device to transmit the user's location without prompting.
    Type: Application
    Filed: December 23, 2011
    Publication date: June 27, 2013
    Applicant: AON GLOBAL RISK RESEARCH LIMITED
    Inventors: Douglas R. Turk, Christopher Holt, Justin Priestley, Ian Nunn
  • Publication number: 20130156258
    Abstract: A method and apparatus are provided to acquire direct thermal measurements, for example, from a LiDAR collecting vehicle or air vessel, of an overhead electrical conductor substantially simultaneous with collection of 3-dimensional location data of the conductor, and utilize temperature information derived from the direct thermal measurements in line modeling, line rating, thermal line analysis, clearance analysis, and/or vegetation management.
    Type: Application
    Filed: February 7, 2013
    Publication date: June 20, 2013
    Applicant: UTILITY RISK MANAGEMENT CORPORATION, LLC
    Inventor: UTILITY RISK MANAGEMENT CORPORATION, LLC