Patents Assigned to Service
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Patent number: 12169817Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.Type: GrantFiled: May 6, 2021Date of Patent: December 17, 2024Assignee: The PNC Financial Services Group, Inc.Inventors: Urich T. Bowers, Mecal McDade, Todd Tkach, Jerry Scheller, Jeremy Moore, Fernando Alfaro
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Patent number: 12169819Abstract: Disclosed herein is a method and system for routing payment transactions of a payment account. After the payment transaction is initiated, a payment server identifies flag information from the payment request indicating a payment account to be multi-configurable. When the payment server identifies that the payment request is from the POS device, the payment server retrieves primary configuration details corresponding to the payment account from a routing service and routes the payment transaction for the payment request to an issuer corresponding to the primary configuration details. Further, when the payment server identifies that the payment request is from a payment gateway, the payment server retrieves a list of names of configuration details corresponding to the payment account from the routing service for selection.Type: GrantFiled: November 2, 2023Date of Patent: December 17, 2024Assignee: Visa International Service AssociationInventors: Venkatesan Harish, Dinesh Vadivel
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Patent number: 12170734Abstract: Systems and methods for off-chain verification of cryptographic transactions are disclosed. The system receives a first transaction from a first blockchain, wherein the first transaction is associated with a first address of a first user device and receives a notification of an analysis of a whitelist status for the first transaction. The system performs a first off-chain check on the first transaction to determine validity of the first transaction and if the first off-chain check fails, determines whether a second off-chain check is required. If the second off-chain check is required the system performs the second off-chain check and if the second off-chain check fails, determines whether a supervised check is required. If the supervised check is required, the system sends transaction parameters of the first transaction to a second user device and submits transaction details to the first blockchain if an approval is received from the supervisor user device.Type: GrantFiled: November 7, 2023Date of Patent: December 17, 2024Assignee: iComply Investor Services Inc.Inventors: Matthew Unger, Matej Masiar, Qayyum Rajan
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Patent number: 12168008Abstract: The present invention provides a method of treating a subject afflicted with cancer comprising administering to the subject an effective amount of a PP2A inhibitor.Type: GrantFiled: December 8, 2017Date of Patent: December 17, 2024Assignees: Lixte Biotechnology, Inc., The United States of America, as Represented by the Secretary Department of Health and Human ServicesInventors: John S. Kovach, Zhengping Zhuang, Sze Chun Winson Ho, Herui Wang, Rongze Lu
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Patent number: 12169132Abstract: A system and method for using gaming as a tool to determine optimum routes through areas that have experienced a disaster are provided. Due to the disaster, an area may have some destroyed roads and other infrastructure. In one embodiment, input data collected from people on the ground, drones, and other aerial vehicles can be used to generate a virtual simulation of the area. The virtual area may include renderings of destroyed roads and infrastructure. Once created, the virtual area may be uploaded to an online gaming environment where users can participate in online games that permit them to find the best routes through the virtual area between starting and destination points. Once optimal routes are found, the system may send these routes to navigation systems used by rescuers and other people in the area to help them navigate the disaster area.Type: GrantFiled: October 28, 2022Date of Patent: December 17, 2024Assignee: United Services Automobile Association (USAA)Inventors: Jennifer Marie Chandler-Bradley, Gabrielle Diane Salazar, Ivan Ortiz, Yevgeniy Viatcheslavovich Khmelev, Carol Lyn Lawrence, Keegan Patrick Hayes, Gregory Brian Meyer
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Patent number: 12170674Abstract: Systems and techniques are provided herein to an agentless Information Technology (IT) asset management system that automatically identifies and executes remedial actions independent of a client-side agent installed on the client system. In particular, artificial intelligence is used to trigger agentless actions via one or more application programming interfaces (APIs). The APIs trigger services that interface directly with operating system supported functionalities to manage IT assets.Type: GrantFiled: June 7, 2022Date of Patent: December 17, 2024Assignee: United Services Automobile Association (USAA)Inventors: Joshua Jesse Dowdy, Nathan Ryan Johnson, Matthew James Mosher
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Patent number: 12168629Abstract: The present invention relates to fiber cement flooring products. In particular, the present invention provides fiber cement flooring products, at least comprising cement and fibers, characterized in that these fiber cement flooring products comprise amorphous silica in an amount of between about 2 weight % and about 15 weight % compared to the total dry weight of the fiber cement composition of said fiber cement flooring product. The present invention further relates to methods for the production of such fiber cement flooring products as well as uses of such fiber cement flooring products in the building industry. The present invention further relates to fiber cement formulations and fiber cement materials, which are suitable for the production of fiber cement products for flooring applications.Type: GrantFiled: January 30, 2023Date of Patent: December 17, 2024Assignees: Etex Services NV, Eternit NVInventors: Ruben Bordin, Luc Van Der Heyden
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Patent number: 12169883Abstract: Accelerated filtered back projection for computed tomography image reconstruction. In an embodiment, a filtered back projection is performed on a sinogram. The back projection may comprise transitioning the sinogram to a linogram using linear interpolation, and performing an inverse Fast Hough Transform on the linogram to produce a reconstructed CT image. Filtering in the filtered back projection may use an infinite impulse response (IIR) filter.Type: GrantFiled: August 18, 2021Date of Patent: December 17, 2024Assignee: Smart Engines Service, LLCInventors: Dmitry Petrovich Nikolaev, Anastasiya Dolmatova, Marina Chukalina
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Patent number: 12169843Abstract: Disclosed herein are systems and methods capable of establishing a communication session between a user and an analyst. The contents of the communication session are analyzed to make recommendations of goods and services to the user. Otherwise, the communication session may be redirected from one channel, for example, chatting to another channel, for example, voice call, to another analyst. The user's information and the communication session details are retained, and provided to another analyst before the user is redirected. Such systems, apparatuses, methods, and computer program products use real-time machine learning scoring algorithm to determine which analyst the users should be transferred to, and thereby saving a lot of time for both the analysts and the users, and significantly reduce misroutes by eliminating human errors.Type: GrantFiled: October 27, 2022Date of Patent: December 17, 2024Assignee: United Services Automobile Association (USAA)Inventors: Yuibi Fujimoto, Michael James Waldmeier, Gage Robert Lynch
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Patent number: 12170659Abstract: A multi-factor authentication technique can use multiple smart devices to determine whether a person is authenticated by minimizing the extent to which the person is expected to interact with his or her smart devices. In an example multi-factor authentication method comprises performing a first determination, that a first mobile device is located within a wireless range of a device, obtaining a unique identifier from the first mobile device, sending, to a server, the unique identifier, receiving, from the server, information that indicates a first authentication technique and a second authentication technique, performing a second determination that the person is authenticated by successfully performing the first authentication technique with the first mobile device and by successfully performing the second authentication technique with the second mobile device, and performing a final authentication operation in response to performing the second determination.Type: GrantFiled: April 27, 2021Date of Patent: December 17, 2024Assignee: United Services Automobile Association (USAA)Inventors: Ravi Durairaj, Robert Andrew Massie, Christopher Edward Flores, Phillip E Marks, David Joaquin Harris, Oscar Guerra, Justin Royell Nash, Pradeep Mangalagiri, Luis Eduardo Santana
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Patent number: 12170660Abstract: Techniques are described for performing multi-factor authentication of a user during a service session, based at least partly on a code conveyed using an audio file. A code is generated that corresponds to the user and/or their user device. A playback device that is registered to the user can be used to output a playback of an audio file that encodes the code. The playback of the audio file is conveyed through the service session by the user device and received by a backend server, which analyzes the playback of the audio file to extract the code. The user can be authenticated based at least partly on verifying the code that is extracted from the playback of the audio file, by comparing the extracted code to the code that was generated and sent to the playback device.Type: GrantFiled: September 27, 2023Date of Patent: December 17, 2024Assignee: United Services Automobile Association (USAA)Inventors: Richard Davey, Gabriel C. Fernandez
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Patent number: 12170722Abstract: A technique for selectively sending encryption keys is provided that encrypts user data generated as a result of a user interacting with a user device. The encrypted user data may be sent to one or more target devices associated with a third party. When the one or more target devices are authorized to receive an encryption key, the encryption key to decrypt the encrypted user data may also be sent to the one or more target devices.Type: GrantFiled: April 13, 2023Date of Patent: December 17, 2024Assignee: United Services Automobile Association (USAA)Inventors: Ric M. Pena, Arthur Quentin Smith, Brian Tougas
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Publication number: 20240414413Abstract: A system and method, as disclosed herein, are each operable to control graphics related to one or more advertising goals. The system, in an embodiment, includes a plurality of steps. The steps include generating at least one graphical interface. The graphical interface is configured to display a first graphic configured to indicate at least one of a plurality of spot airtime length settings. The interface is also configured to display a second graphic configured to indicate at least one of a plurality of territorial spot distribution settings. In response to a first input, the steps include causing the first graphic to graphically represent one of the spot airtime length settings, wherein the represented spot airtime length setting indicates a spot time value, wherein the spot time value is desirable for one of a plurality of impressions of an advertisement. In response to a second input, the steps include causing the second graphic to graphically represent one of the territorial spot distribution settings.Type: ApplicationFiled: August 19, 2024Publication date: December 12, 2024Applicant: Active Media Services, Inc. d/b/a Active InternationalInventors: Melissa A. Castano, Martin Lhotak
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Publication number: 20240412189Abstract: A method, system and/or device for validating encoded information, the validation device including a memory having computer readable instructions stored thereon and a database including a plurality of validation rules, and at least one processor configured to execute the computer readable instructions to receive formatted data from at least one formatting device, extract attributes associated with encoded information from the formatted data, the extracted attributes including at least one of a formatting device identifier, a store identifier, value information from the encoded information, and time information, validate the formatted data based on the extracted attributes and the plurality of validation rules, store the results of the validation and at least a subset of the extracted attributes in the database, generate modified formatted data compatible with a POS terminal based on the results of the validation, and transmit the modified formatted data to the at least one of formatting device.Type: ApplicationFiled: August 19, 2024Publication date: December 12, 2024Applicant: Altria Client Services LLCInventors: Michael FITZSIMMONS, William M. HOUSTON
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Publication number: 20240411818Abstract: Methods and systems of similarity searching encrypted data strings are disclosed. An exemplary method can include receiving data strings, obtaining a set of reference strings, determining edit distances between each data string and the reference strings, converting each set of edit distances into a document of tokens. A method may further include encrypting the data strings, associating each of the documents with a corresponding data string, and storing the data strings and the associated documents in a memory. A method may continue by receiving a search request, determining a search set of edit distances between the search request and the reference strings, converting the search set of edit distances into a document, comparing the search document with the documents stored in memory to determine which documents are above a similarity threshold compared to the search document, and returning the data strings associated with documents above the similarity threshold.Type: ApplicationFiled: August 19, 2024Publication date: December 12, 2024Applicant: Capital One Services, LLCInventors: Carolyn PHILLIPS, Venkataseshagiri CHINTALA
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Publication number: 20240407426Abstract: A method of forming a wrapped article, comprising the steps of: forming a continuous stream of material such as an agricultural product; moving the continuous stream of material along an elongated path; compressing the continuous stream of material to reduce the cross-sectional area thereof until a predetermined cross-sectional dimension is achieved; drawing the compressed continuous stream of material through a rod-forming arrangement, the rod-forming arrangement having a non-contact displacement transducer associated therewith; folding at least one web longitudinally around the compressed continuous stream of material to form a continuous rod of material; and detecting variations in rod density within the rod-forming arrangement from a signal obtained from the non-contact displacement transducer.Type: ApplicationFiled: August 23, 2024Publication date: December 12, 2024Applicant: Altria Client Services LLCInventors: Dwight David WILLIAMS, Rosana C. ALTOVEROS
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Publication number: 20240410859Abstract: Systems and methods for evaluating a roughness of a surface are disclosed. The system includes an acoustic emitter configured to emit an acoustic signal and an acoustic receiver configured to detect a reflection of the emitted acoustic signal from the surface and provide a data signal comprising a portion of the reflected signal. The system also includes a processor configured to receive the data signal and determine the roughness based in part on a difference between the emitted acoustic signal and the reflected acoustic signal.Type: ApplicationFiled: June 7, 2023Publication date: December 12, 2024Applicant: Hailliburton Energy Services, IncInventors: Michael Linley FRIPP, Zeqing Sun, Mark A. WoodMansee, Xiang Wu
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Publication number: 20240407434Abstract: A vapor generator assembly for an e-vaping device may include a reservoir configured to hold a pre-vapor formulation, a vaporizer assembly configured to heat pre-vapor formulation drawn from the reservoir to form a vapor, and an air intake assembly configured to direct ambient air into the vaporizer assembly. The air intake assembly may at least partially define an air inlet that extends at least partially around an outer surface of the vapor generator assembly. The air inlet may be an arcuate air inlet or an annular air inlet. The air intake assembly may at least partially define an inlet channel extending from the air inlet into an interior of the vapor generator assembly to at least partially establish fluid communication between the arcuate air inlet and the vaporizer assembly. The inlet channel may extend coaxially in relation to a longitudinal axis of the vapor generator assembly.Type: ApplicationFiled: August 23, 2024Publication date: December 12, 2024Applicant: Altria Client Services LLCInventors: Eric HAWES, Raymond W. LAU, Mik DAHL, Jon JARANTILLA, Galen SALVADOR, Jose Jesus Paolo MONTALVAN, Jeroen KOK
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Publication number: 20240411921Abstract: A system and method for preventing erroneous data entry is disclosed. When presented with a form, such as in a website or an app, users are often requested to submit private information that should not be made public. However, form fields are often not protected, and users commonly erroneously enter private information into forms requesting non-private information. Therefore, an alternative entry display is provided to the user to allow the user to separately and securely submit form field entries. This display analyzes the information provided to the user to determine the type of data being requested by a selected form field. This information is used not only to prompt the user in the alternative entry display, but also to verify that the information provided by the user matches the type being requested for security purposes.Type: ApplicationFiled: June 12, 2023Publication date: December 12, 2024Applicant: Capital One Services, LLCInventors: Jagmeet B. SINGH, Sudheendra Kumar KAANUGOVI, Jeremy GOODSITT, Dustin SUMMERS, Austin WALTERS, Rui ZHANG, Kenny BEAN
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Patent number: D1054287Type: GrantFiled: May 11, 2022Date of Patent: December 17, 2024Assignee: Albea ServicesInventors: Sylvain Defert, Franck Fritsch