Abstract: Apparatus and methods to process loss payments are described herein. In one example, an apparatus includes one or more data stores, a rules engine, an audit engine and a payment engine. In another example, the method may include receiving a notice of loss, deriving a payee, processing one or more rules using the information, determining whether an automatic payment can be made and transferring funds if the automatic payment can be made. In a further example, the method may include receiving a notice of loss, the loss having one or more exposures, processing one or more rules for each of the exposures in parallel, determining if an automatic payment can be made for each of the exposures and removing the automatic payment for an exposure if it can not be made while continuing processing payments for the remaining exposures.
Type:
Grant
Filed:
February 20, 2008
Date of Patent:
October 18, 2011
Assignee:
United Services Automobile Association (USAA)
Inventors:
Ana Maria Garcia, Zinda R. Vareed, Pamela Glimm Diener
Abstract: Processing arrangements and methods are provided for the automated decoding or translation of information in healthcare data records, which are coded in a non-standardized or varying formats. A data record which contains information, a portion which is recognized and another portion of which is new, is decoded or translated using a statistical mapping rule. The mapping rule assigns a most likely translation value to the information based on the recognized portion of the information. The statistical mapping rules are established by analysis of a set of previously decoded data records.
Type:
Grant
Filed:
May 18, 2010
Date of Patent:
October 18, 2011
Assignee:
IMS Software Services, Ltd.
Inventors:
Dave Franklin, Ilene Blanton, Mary Kay James, Kevin Moyer, Kimberly Pennente
Abstract: An automated banking machine has sensing devices adjacent a card reader slot. The sensing devices enable detection of a fraudulent card reading device.
Type:
Grant
Filed:
March 26, 2010
Date of Patent:
October 18, 2011
Assignee:
Diebold Self-Service Systems Division of Diebold, Incorporated
Inventors:
Natarajan Ramachandran, Jeffery M. Enright, Dale H. Blackson
Abstract: A patient support apparatus, such as a mattress, has multiple air sources to inflate air bladders of the apparatus. In one embodiment, a first air source provides air to one or more main support bladders and a second air source provides air to one or more microclimate bladders when a control system of the patient support apparatus operates according to a first mode of operation. The first and second air sources provide air to a turn bladder when the control system operates according to a second mode of operation. In another embodiment, a first air source provides air to at least one main support bladder and to at least one microclimate bladders. A second air source is dedicated for inflating at least one turn bladder.
Type:
Grant
Filed:
March 24, 2009
Date of Patent:
October 18, 2011
Assignee:
Hill-Rom Services, Inc.
Inventors:
Sandy M. Richards, Eric R. Meyer, Christopher R. O'Keefe, Bradley T. Wilson
Abstract: A magnetically coupled safety valve with satellite outer magnets. A safety valve includes a housing having multiple chambers extending longitudinally in a pressure bearing wall of the housing, and multiple magnetic devices, each of the magnetic devices being reciprocably disposed in a corresponding one of the chambers. Another safety valve includes multiple first magnetic devices, a second magnetic device magnetically coupled to the first magnetic devices, with the first magnetic devices being circumferentially spaced apart and encircling the second magnetic device. Yet another safety valve includes a housing having a pressure bearing wall, and multiple magnetic devices, each of the magnetic devices being reciprocably disposed in the housing wall, and each of the magnetic devices being completely surrounded by the housing wall.
Type:
Grant
Filed:
December 29, 2006
Date of Patent:
October 18, 2011
Assignee:
Halliburton Energy Services, Inc.
Inventors:
James D. Vick, Jr., Jimmie R. Williamson, Jr.
Abstract: In some embodiments, an apparatus and a system, as well as a method and an article, may operate to monitor a first condition associated with transmitting or receiving a signal in a formation or on a drill string, or both, over a first selected interval of a drill string located down hole; to monitor a second condition associated with transmitting or receiving the signal in the formation or on the drill string or both, over a second selected interval of the drill string; to compare the first condition to the second condition to provide a comparison result; and based on the comparison result, to select one of the first selected interval or the second selected interval to transmit or receive the signal in the formation or on the drill string, or both. Additional apparatus, systems, and methods are disclosed.
Abstract: A new and distinct variety of Azalea plant named ‘Robles’, characterized by its unique blooming time, dense and globose growth habit, and single, large, attractive purple flowers is disclosed.
Abstract: Old ballast is removed from under a section of railway track with a bulldozer having an elongated rake attached to its front blade. The section of railway track is first elevated. The bulldozer is then driven along the section with its rake extending under the section and at a level that causes old ballast to be swept from under the section.
Abstract: Time series consumer spending data, point-in-time balance information, internal customer financial data and consumer panel information provides input to a model for consumer spend behavior on plastic instruments or other financial accounts, from which approximations of spending ability may be reliably identified and utilized to promote additional consumer spending.
Type:
Application
Filed:
June 21, 2011
Publication date:
October 13, 2011
Applicant:
American Express Travel Related Services Company, Inc.
Abstract: The compounds D9-tetrahydrocannabinol (THC), cannabidiol (CBD) and capsaicin are useful for prevention, treatment, or both, of hepatic encephalopathy. The compounds capsaicin, 2-arachidonoylglycerol (2-AG), HU-308 and cannabidiol are useful for prevention, treatment, or both, of liver cirrhosis.
Type:
Application
Filed:
June 16, 2011
Publication date:
October 13, 2011
Applicants:
Yissum Research Development Company of the Hebrew University of Jerusalem, Aristotle University of Thessaloniki, Hadasit Medical Research Services & Development Ltd.
Inventors:
Elliot BERRY, Yosefa Avraham, Raphael Mechoulam, Yaron Ilan, Yossi Dagon, Iddo Magen, Nicholas Grigoriadis, Theofilos Poutachidis
Abstract: The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.
Type:
Application
Filed:
June 21, 2011
Publication date:
October 13, 2011
Applicant:
American Express Travel Related Services Company, Inc.
Abstract: A method and system for deconvolution of a frequency spectrum obtained in an ICR mass spectrometer based on a detection of ion oscillation overtones of the M-th order (where the integer M>1). A plurality of frequency peaks is collected within the frequency spectrum corresponding respectively to oscillations of different groups of ions, and associates at least one of the frequency peaks having a frequency f and a measured amplitude A with a particular group of the ions. The method and system identify whether the frequency peak is related to one of an overtone frequency, a subharmonic frequency, a higher harmonic frequency, or a side-shifted frequency of the oscillations of the different group of ions.
Type:
Application
Filed:
April 7, 2010
Publication date:
October 13, 2011
Applicant:
Science & Engineering Services, Inc.
Inventors:
Alexander MISHARIN, Konstantin Novoselov, Vladimir M. Doroshenko
Abstract: A project management system includes a database formed of one or more tables and a computing device having one or more modules configured to: receive data and an identifier of the data, store the data in one or more tables of the database based upon the data identifier, in which the one or more tables in the database are accessible by a database management tool, and produce one or more records corresponding to the data stored in the one or more tables, in which the one or more records are accessible by a project management tool.
Abstract: A downhole retrievable dual directional isolation tool is provided. The down hole tool comprises a mandrel, a compressor concentric with the mandrel, and a packing element disposed around the mandrel, wherein a body section of the packing element is asymmetrical.
Abstract: A seamless, shadowless, rear projection full dome imaging system comprising a 360° screen having a plurality of translucent screen sections, a rigid superstructure to which the screen sections are attached; clamping rings to hold the screen sections together; clamp arms to attach the screen sections to the superstructure, a transparent light guide attached to each clamping ring; adjacent screen sections being held between adjacent light guides by clamp arms; a plurality of projectors projecting a light image onto the rear of the screen sections; the light guides having a rear face angled perpendicular to the projected light; and a narrow front edge on the front side of the light guide. All surfaces of the light guides, except the rear face and the narrow front edge, are coated with a black opaque finish.
Type:
Application
Filed:
April 5, 2011
Publication date:
October 13, 2011
Applicant:
Game Production Services, LLC
Inventors:
Glyn H. Anderson, Janeen D. Anderson, Joshua W. Perkins, Jeffrey W. Bryce
Abstract: Process for preparing bis(para-amino-cyclohexyl)methane by multiphase reaction of methylenedianiline with hydrogen, in which the reaction is performed in 5 to 50 series-connected reaction zones under adiabatic conditions.
Type:
Application
Filed:
December 4, 2009
Publication date:
October 13, 2011
Applicant:
Bayer Technology Services GMBH
Inventors:
Evin Hizaler Hoffmann, Leslaw Mleczko, Ralph Schellen, Stephan Schubert
Abstract: A measuring cell of an ICR mass spectrometer and a method of operating a measuring cell of the ICR mass spectrometer. The method and system trap ions in a first compartment of the ICR measuring cell by generating an electric potential well in the direction of the magnetic field with a minimum of the electric potential well located inside the first compartment. The method and system excite cyclotron motion of the ions trapped in the first compartment. The method and system transfer at least a part of the excited ions from the first compartment to a second compartment of the ICR measuring cell by displacement of a position of the minimum of the electric potential well from the first compartment to the second compartment.
Abstract: A banking system includes an automated banking machine controlled by data bearing records. The machine compares indicia from a bearer record with computer information regarding the bearer. The machine operates to reallocate credit among various accounts responsive to computer determined correspondence among stored user identification data, read card data, and read biometric data. The machine also includes a note presenter and a currency cassette. A gate of the presenter is located at a note dispensing outlet of the machine. The gate is opened by actuating a lever linked with an arm connected to the gate. The currency cassette includes a one-piece polymer body attached to a one-piece polymer lid. A one-piece tambour door is movable along guide tracks integrally formed with body side walls.
Type:
Grant
Filed:
June 30, 2010
Date of Patent:
October 11, 2011
Assignee:
Diebold Self-Service Systems division of Diebold, Incorporated
Inventors:
H. Thomas Graef, Michael J. Harty, Kenneth C. Kontor, Eric S. VanKeulen, William D. Beskitt, Michael S. Johnson
Abstract: Disclosed herein are point mutations in the LMNA gene that cause HGPS. These mutations activate a cryptic splice site within the LMNA gene, which leads to deletion of part of exon 11 and generation of a mutant Lamin A protein product that is 50 amino acids shorter than the normal protein. In addition to the novel Lamin A variant protein and nucleic acids encoding this variant, methods of using these molecules in detecting biological conditions associated with a LMNA mutation in a subject (e.g., HGPS, arteriosclerosis, and other age-related diseases), methods of treating such conditions, methods of selecting treatments, methods of screening for compounds that influence Lamin A activity, and methods of influencing the expression of LMNA or LMNA variants are also described.
Type:
Grant
Filed:
October 10, 2007
Date of Patent:
October 11, 2011
Assignees:
The United States of America as represented by the Secretary of the Department of Health and Human Services, Research Foundation for Mental Hygiene, Inc., The Progeria Research Foundation, Inc.
Inventors:
B. Maria H. Eriksson, Francis S. Collins, Leslie B. Gordon, W. Ted Brown
Abstract: An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is enabled to perform at least one banking operation responsive to account indicia read from the card. Such banking operations may include dispensing cash and accessing financial accounts. While a user operates the system to dispense cash or perform other banking operations, the system may further permit at least one portable wireless device to wirelessly access the system to conduct transactions.
Type:
Grant
Filed:
January 24, 2011
Date of Patent:
October 11, 2011
Assignee:
Diebold Self-Service Systems division of Diebold, Incorporated
Inventors:
Jay Paul Drummond, Mark D. Smith, Natarajan Ramachandran