Patents Assigned to Service
  • Patent number: 12029009
    Abstract: A cooling system configured to remove heat from a chimney of a server cabinet. The cooling system including a first chimney portion adjacent to the server cabinet, a second chimney portion extending from a top of the first chimney portion, wherein the second chimney portion is disposed above the server cabinet, a chimney heat exchanger disposed in the second chimney portion and above the server cabinet, a fluid inlet for providing a working fluid to the chimney heat exchanger, a fluid outlet for discharging the working fluid from the chimney heat exchanger, and an air handler heat exchanger connected to the chimney heat exchanger by a return air plenum, wherein the chimney heat exchanger has an upstream surface that receives waste heat generated by a server disposed in the server cabinet and a downstream surface that discharges air to the return air plenum.
    Type: Grant
    Filed: July 3, 2023
    Date of Patent: July 2, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: John Andrew Weems, Raymond F. Martin
  • Patent number: 12028478
    Abstract: Disclosed are methods and systems for voice phishing monitoring. For instance, a method includes receiving voice data of an incoming call to a communication device from an application associated with a user account and executing on the device, identifying an entity and interaction allegedly associated with the incoming call from the voice data, determining first fraud indicator data based on a number of the incoming call and second fraud indicator data based on a correspondence of user account interaction data to the entity and/or interaction, and providing the voice data to a trained machine learning system to receive third fraud indicator data based on content and/or a voice characteristic identified from the voice data. The method may further include determining a status for the incoming call of fraudulent or confirmed based on the first, second, and third fraud indicator data, and generating a notification indicating the status for display.
    Type: Grant
    Filed: February 14, 2022
    Date of Patent: July 2, 2024
    Assignee: Capital One Services, LLC
    Inventors: Dwij Trivedi, Jennifer Lopez
  • Patent number: 12026688
    Abstract: Systems and methods for performing a transaction with a headless point-of-sale or automated teller machine (ATM) device are disclosed using a card having a second communications path to a financial services provider. A card having a display and radio frequency (RF) communications module may be authenticated with a headless point-of-sale device using a short-range RF communications link. Characteristics of the card may be set prior to the transaction. Transaction information may be provided to the display of the card from the headless point-of-sale device. A customer may confirm the transaction at the card using a touch-sensitive input area. During the processing, a communication may be made over the second communications path to authorize the transaction independently of the transaction processing path. A transaction may then be completed at the headless point-of-sale device.
    Type: Grant
    Filed: December 19, 2022
    Date of Patent: July 2, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventor: Christopher Paul Courtright
  • Patent number: 12028323
    Abstract: The present disclosure relates generally to systems and methods for providing dynamic access levels based upon permitted provision of client system data. In particular, proactive blocking of access to protected systems/services may be implemented when client system electronic data provision requirements of the protected systems/services are not met.
    Type: Grant
    Filed: June 29, 2021
    Date of Patent: July 2, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bradly Jay Billman, Jennifer Hunt Erickson
  • Patent number: 12023049
    Abstract: Methods and devices for consistently and accurately controlling the depth of the graft tunnel. A sheath is inserted into the bone until a stop member on the sheath contacts the bone. A cutting member is then deployed to drill a larger bore in the tunnel until making contact with the distal end of the sheath. The cutting member may be drawn retrograde within the tunnel, or driven antegrade from an opening opposite the opening in which the sheath resides. The drill and the sheath can then be removed, leaving the tunnel that includes a tunnel portion sized to fit a graft so that the graft fits tightly within the tunnel portion and is flush with the opening of the tunnel.
    Type: Grant
    Filed: February 9, 2024
    Date of Patent: July 2, 2024
    Assignee: Integrity Medical Services Inc.
    Inventor: Nirav H. Amin
  • Patent number: 12027159
    Abstract: Embodiments disclosed are directed to a computing system that performs steps to automatically generate fine-grained call reasons from customer service call transcripts. The computing system extracts, using a natural language processing (NLP) technique, a set of events from a set of text strings of speaker turns. The computing system then identifies a set of clusters of events based on the set of events and labels each cluster of events in the set of clusters of events to generate a set of labeled clusters of events. Subsequently, the computing system assigns each event in the set of events to a respective labeled cluster of events in the set of labeled clusters of events.
    Type: Grant
    Filed: September 8, 2021
    Date of Patent: July 2, 2024
    Assignee: Capital One Services, LLC
    Inventors: Adam Faulkner, Gayle McElvain, John Qui
  • Patent number: 12026696
    Abstract: Techniques are described for automatically presenting workflow(s) in an application based at least partly on detected signal(s). A radio-frequency signal may be emitted from a transceiver and received by a transceiver of a user device when the transceiver is in proximity to the device. In response, an application including functionality to activate a payment card can launch.
    Type: Grant
    Filed: December 13, 2022
    Date of Patent: July 2, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Matthew David Nolte, William Michael Webb, Shiloh Huff, Shane J. London
  • Patent number: 12026213
    Abstract: A system and method generate recommendations with cold starts. The system comprises a hardware-based processor, a memory, and a set of modules. The memory stores item taxonomy data for at least one item, stores client descriptive data for at least one client, and stores historical response data for at least one item responded to by the at least one client. The set of modules includes a machine learning module and a recommendation module. The machine learning module generates a response probability matrix using the historical response data, the item taxonomy data, and the client descriptive data. The recommendation module generates and outputs a recommendation corresponding to input data using the information deduced in the response probability matrix. The method implements the system.
    Type: Grant
    Filed: September 15, 2023
    Date of Patent: July 2, 2024
    Assignee: Morgan Stanley Services Group Inc.
    Inventors: Asit Sangode, Nora Barry, Yixin Hu, Marcus Fontaine
  • Patent number: 12025002
    Abstract: A downhole tool comprises at least one inlet and a first pump coupled to the at least one inlet via a first flow line. The first pump is to pump at a first pump rate to extract fluid via the at least one inlet from a subsurface formation in which a borehole is created and in which the downhole tool is to be positioned. A sample chamber is coupled to the inlet via a second flow line, and a second pump is coupled to the inlet via the second flow line. The second pump is to pump at a second pump rate to extract the fluid via the at least one inlet from the subsurface formation and for storage in the sample chamber. The first pump rate is greater than the second pump rate.
    Type: Grant
    Filed: December 6, 2022
    Date of Patent: July 2, 2024
    Assignee: Halliburton Energy Services, Inc.
    Inventors: Christopher Michael Jones, Anthony Herman van Zuilekom, Darren George Gascooke
  • Patent number: 12026784
    Abstract: A computer system includes a memory configured to store instructions and a processor in communication with the memory.
    Type: Grant
    Filed: September 26, 2022
    Date of Patent: July 2, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Kevin M. Cartwright, Michele Bevier, Perry M. Greer
  • Patent number: 12026274
    Abstract: A method includes receiving a permission request from a user to perform an operation in a computer environment. Data elements of operations previously performed by a plurality of users are received. A set of operation types are generated by identifying data elements of operations previously performed by other users of the plurality of users having operation types performed by the user. The data elements in the set are mapped into a graph database. Permission messages are generated with a correct response identified from a data attribute from a specific operation type previously performed by the user, and wrong responses identified from the specific operation type previously performed by the other users. An accumulated probability based on the permission respond message is computed using the graph database. The user is tagged based on the accumulated probability as a permissioned user for performing the operation, or a non-permissioned violator user.
    Type: Grant
    Filed: April 30, 2021
    Date of Patent: July 2, 2024
    Assignee: Capital One Services, LLC
    Inventors: Lukiih Cuan, Daniel Li, Sruthi Kalpana Kattamuri, David D'lima
  • Patent number: 12024673
    Abstract: A breaker composition comprising: (i) an acid precursor, (ii) a delaying agent and (iii) an aqueous fluid wherein the breaker composition has an effective operating temperature range of from about 25° C. to about 180° C. A wellbore servicing system comprising (a) an aqueous-based drilling fluid, wherein the aqueous-based drilling fluid forms water-wet solids in the wellbore; and (b) a breaker composition comprising (i) an acid precursor, (ii) a delaying agent and (iii) an aqueous fluid. A method of dissolving a filtercake comprising contacting the filtercake with a breaker solution comprising (i) an acid precursor, (ii) a delaying agent and (iii) an aqueous fluid wherein the filtercake comprises calcium carbonate.
    Type: Grant
    Filed: November 29, 2021
    Date of Patent: July 2, 2024
    Assignee: Halliburton Energy Services, Inc.
    Inventors: Sunita S. Kadam, V. Ramireddy Devarapalli, Rajashree Lad
  • Patent number: 12026320
    Abstract: The invention relates to a combination of an input device for a computing device and a set of support elements, wherein the set of support elements includes at least two support elements, wherein the combination includes fasteners to fasten any number of support elements of the set of support elements to the input device, wherein the support elements are fastenable to the input device at a location on the input device to set a tilt angle of the input device, and wherein the set of support elements is configured such that a single support element can be fastened to the input device and such that a plurality of support elements can be fastened to the input device as a stack of support elements thereby allowing to set different tilt angles of the input device.
    Type: Grant
    Filed: September 4, 2020
    Date of Patent: July 2, 2024
    Assignee: 360 Service Agency GmbH
    Inventor: Tobias Brinkmann
  • Patent number: 12026239
    Abstract: A sound-based method and system of performing an authentication of a person in order to permit access to a secured resource is disclosed. The system and method are configured to collect audio data from an end-user in real-time that corresponds to ambient sounds for their alleged location. The audio data is compared to verified audio data for the actual location. The system can determine whether there is a match between the user audio data and audio data previously collected and stored in a database or obtained from an audio service provider. If there is a match, the system verifies an identity of the person and can further be configured to automatically grant the person access to one or more services, features, or information for which he or she is authorized.
    Type: Grant
    Filed: March 11, 2021
    Date of Patent: July 2, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Brian Tougas, William Daniel Farmer, Ruthie D. Lyle, Kelly Q. Baker, Ryan Thomas Russell, Noe Alberto Martinez
  • Patent number: 12026591
    Abstract: There is a need for solutions that classification solutions in hierarchical prediction domains. This need can be addressed by, for example, performing one or more online machine learning, co-occurrence analysis machine learning, structured fusion machine learning, and unstructured fusion machine learning. In one example, structured predictions inputs are processed in accordance with an online machine learning analysis to generate structurally hierarchical predictions and in accordance with a co-occurrence analysis machine learning analysis to generate structurally non-hierarchical predictions. Then, the structurally hierarchical predictions and the structurally non-hierarchical predictions in accordance with processed by a structured fusion model to generate structure-based predictions. Afterward, the structure-based predictions and non-structure-based predictions are processed in accordance with an unstructured fusion model to generate one or more unstructured-fused predictions.
    Type: Grant
    Filed: July 26, 2019
    Date of Patent: July 2, 2024
    Assignee: Optum Services (Ireland) Limited
    Inventors: David S. Monaghan, Kenneth Bryan, Chirag Chadha, Brian Carter
  • Patent number: 12026712
    Abstract: Systems and methods provide dynamic application selection based on contextual data of a transaction. A portable device may include multiple applications with which a transaction may be processed. These applications may be associated with a variety of priorities. The portable device may provide a list of these applications to an access device from which one application may be selected.
    Type: Grant
    Filed: September 28, 2022
    Date of Patent: July 2, 2024
    Assignee: Visa International Service Association
    Inventors: Yuexi Chen, Simon Hurry
  • Patent number: 12028454
    Abstract: Systems and methods for threshold authenticated encryption are provided. A collection of cryptographic devices may encrypt or decrypt a message, provided that a threshold number of those devices participate in the encryption process. One cryptographic device may generate a commitment message and transmit it to the other selected devices. Those devices may each perform a partial computation using the commitment message, and transmit the partial computations back to the encrypting or decrypting device. The encrypting or decrypting device may use those partial computations to produce a cryptographic key, which may then be used to encrypt or decrypt the message.
    Type: Grant
    Filed: December 8, 2022
    Date of Patent: July 2, 2024
    Assignee: Visa International Service Association
    Inventors: Payman Mohassel, Pratyay Mukherjee, Shashank Agrawal, Eric Le Saint
  • Patent number: 12025159
    Abstract: A hydraulic power system for a downhole device, including a first motor, a first hydraulic pump, a second hydraulic pump, a first main oil circuit, a second main oil circuit, a switching control module and a first execution module. The first motor has a first output shaft which drives the first hydraulic pump and has an oil outlet connected to an input end of the first main oil circuit and a second output shaft which drives the second hydraulic pump and has an oil outlet connected to an input end of the second main oil circuit; the first execution module is connected to an output end of the first main oil circuit; displacement of the first hydraulic pump is smaller than that of the second hydraulic pump; and the switching control module is connected between the first main oil circuit and the second main oil circuit.
    Type: Grant
    Filed: December 3, 2019
    Date of Patent: July 2, 2024
    Assignees: China Oilfield Services Limited, China National Offshore Oil Corporation
    Inventors: Zhibin Tian, Yongren Feng, Tao Lu, Lin Huang, Tiemin Liu, Zanqing Wei, Yong Jiang, Xiaoqiang Du, Liping Liu, Xiaodong Chu
  • Publication number: 20240211927
    Abstract: A payment instrument comprising a bottom layer; one or more intermediate layers, wherein at least one of the one or more intermediate layers comprises: a chip comprising a processor and memory; an antenna coupled with the chip; a reactive medium; and one or more reservoirs comprising beads, each of the beads comprising a reactive agent, the beads configured to release the reactive agent over time onto the reactive medium, wherein the reactive agent causes a change over time of the surface of the reactive medium; and a top layer, the top layer having at least a partially translucent portion, the at least one partially translucent portion above the reactive medium, wherein the reactive medium is at least partially visible through the at least one partially translucent portion.
    Type: Application
    Filed: January 29, 2024
    Publication date: June 27, 2024
    Applicant: Capital One Services, LLC
    Inventors: Kevin OSBORN, Tyler MAIMAN, Joshua EDWARDS
  • Patent number: D1033443
    Type: Grant
    Filed: January 4, 2022
    Date of Patent: July 2, 2024
    Assignee: Capital One Services, LLC
    Inventors: Erik Jay Salazar De Leon, Thomas Dohan, Jason Ferrell, Albert Berger, Vivian Wang, Jennifer L Ellison