Patents Assigned to Service
  • Patent number: 11820330
    Abstract: In some implementations, a vehicle experience system may receive a service request associated with a vehicle. The vehicle experience system may qualify a driver for a vehicle experience involving the vehicle. The vehicle experience system may provide, to a user device associated with the driver, a verification code for authenticating the vehicle experience involving the driver and the vehicle. The vehicle experience system may provide, to a location management system associated with the vehicle, a notification that the vehicle is to be involved in the vehicle experience. The vehicle experience system may provide, to the location management system and based on receiving scan data being associated with the verification code, the authentication of the vehicle experience to enable a provisioning device to facilitate access to the vehicle.
    Type: Grant
    Filed: September 28, 2021
    Date of Patent: November 21, 2023
    Assignee: Capital One Services, LLC
    Inventors: Samuel Baker, Kana Mishra, Michelle Nguyen
  • Patent number: 11821298
    Abstract: The present disclosure relates to a system for processing a mixed proppant at a wellsite for a well, the system including a separator including a screen configured to receive the mixed proppant that includes a proppant meeting a desired size criteria and an oversized proppant exceeding the desired size criteria, sort the proppant from the oversized proppant, direct the proppant along a primary flow path to a blender, and direct the oversized proppant along a diverted flow path to a reducer. The reducer is operable to process the oversized proppant into a processed proppant that meets the desired size criteria.
    Type: Grant
    Filed: June 28, 2022
    Date of Patent: November 21, 2023
    Assignee: Halliburton Energy Services, Inc.
    Inventor: Chad A. Fisher
  • Patent number: 11824978
    Abstract: A computing device may be configured to receive a set of inputs from other computing devices. The set of inputs may include inputs derived by the computing devices utilizing cryptographic keys of the computing devices. The set of inputs may be stored in a blockchain such that the inputs are tamper resistant. A symmetric key may be generated (periodically, upon expiration of a timer, according to a protocol set, upon request, etc.) from two or more of the set of inputs. The generated symmetric key may be distributed to the computing devices. The symmetric key may be utilized to encrypt and decrypt communications between two computing devices.
    Type: Grant
    Filed: May 24, 2022
    Date of Patent: November 21, 2023
    Assignee: Visa International Service Association
    Inventor: Quan Wang
  • Patent number: 11819673
    Abstract: In some embodiments a system and method are described for safeguarding a hazard. The hazard, for example a needle point, may be moved between a protected retracted position, an active extended position and/or an intermediate position. Optionally in the retracted position, the hazard may be protected inside a housing. Optionally in the extended position, the hazard may be exposed. Optionally, in the intermediate position the hazard may be partially protected and/or concealed, for example by a shield and/or in an indentation. In some embodiments, compromising a shield causes the hazard to be retracted to the retracted position.
    Type: Grant
    Filed: August 3, 2021
    Date of Patent: November 21, 2023
    Assignee: West Pharma. Services, IL, Ltd.
    Inventors: Michael Yudelevich, Yossi Bar-El, Gil Yigal, Reuven Y. Filman
  • Patent number: 11823167
    Abstract: Systems and methods for determining transaction locations are disclosed. In one embodiment, a method includes receiving, from a computing terminal, information indicating the completion of a transaction associated with a mobile device, sending, to the mobile device, a confirmation of the completion of the transaction, receiving, from the mobile device, location information indicating latitude and longitude information of the mobile device, confirming that the location information is within a predetermined distance of a stored location of the computing terminal, updating the location information associated with the computing terminal to include the received location information, and determining, based on the location information associated with the computing terminal, a location of the computing terminal.
    Type: Grant
    Filed: August 6, 2021
    Date of Patent: November 21, 2023
    Assignee: Capital One Services, LLC
    Inventors: Pavel Fort, Andrew Veenstra, Natasha Mitchko
  • Patent number: 11822033
    Abstract: Methods and systems for implementing and utilizing radiometric characterization in combination with reference material characterization of an optical sensor to more accurately and efficiently measure material properties are disclosed. In some embodiments, a method for for optically measuring material properties includes an optical sensor being radiometrically characterized based on measured optical responses. A model is generated and includes model components of the optical sensor. A parameterized model is generated by fitting n variable parameters of the model components using the optical responses. The optical sensor is utilized to measure an optical response to a reference material and a re-parameterized model is generated by re-fitting m of the n variable parameters of the model components based, at least in part, on the measured optical response to the reference material, wherein m is less than n.
    Type: Grant
    Filed: December 16, 2019
    Date of Patent: November 21, 2023
    Assignee: Halliburton Energy Services, Inc.
    Inventors: Jian Li, Christopher Michael Jones, James Martin Price, Bin Dai
  • Patent number: 11822638
    Abstract: Embodiments described herein disclose technology for authenticating a user. In some embodiments, a smart card or other similar authentication device can be associated with a user profile. When a request to interact is received via an application associated with a device, the system prompts the user to waive the smart card within a threshold proximity of the device. In response to the smart card being placed within the proximity, the system collects information from the smart card and verifies that the smart card is associated with the user profile of the user. In response to verifying the information from the smart card, the system authenticates the user and allows the user to interact.
    Type: Grant
    Filed: May 31, 2022
    Date of Patent: November 21, 2023
    Assignee: United Services Automobile Association
    Inventor: John R. Clowe
  • Patent number: 11822576
    Abstract: In some implementations, a device may receive an indication of an item associated with a user and a first entity and may store information associated with the item in a first entry of a first database associated with the user. The device may identify a second entry in a second database associated with the first entity. The second entry may identify one or more documents associated with the item, and the second database may identify documents for a second set of items associated with the first entity. The device may map the first entry to the second entry to enable the one or more documents associated with the item to be associated with the first entry of the first database associated with the user. The device may transmit an indication of at least one document of the one or more documents.
    Type: Grant
    Filed: July 27, 2021
    Date of Patent: November 21, 2023
    Assignee: Capital One Services, LLC
    Inventors: Brendan Way, Tyler Maiman, Abdelkader M'Hamed Benkreira
  • Patent number: 11823170
    Abstract: An integrated communications network may be integrated with existing payment systems to provide for more efficient and secure payment related communications. The integrated communications network may use mobile network protocol encapsulation to provide more efficient, faster, and more robust payment related communications to a payment processor across a mobile network. The integrated communications network may implement a location-aware network communications system that may allow a payment processor to obtain additional information about a consumer using a location-aware header of a network communication.
    Type: Grant
    Filed: February 1, 2021
    Date of Patent: November 21, 2023
    Assignee: Visa International Service Association
    Inventors: Quan Wang, Steven Countway
  • Patent number: 11823182
    Abstract: Various embodiments are generally directed to NFC-based mobile currency transfers. A mobile payment may be programmatically initialized when at least two mobile devices come into NFC communications range. A payment card associated with an account used to fund the currency transfer may be tapped to one or more of the devices to allow a server to validate the currency transfer.
    Type: Grant
    Filed: March 16, 2021
    Date of Patent: November 21, 2023
    Assignee: Capital One Services, LLC
    Inventors: Rajko Ilincic, Jeffrey Rule
  • Patent number: 11822991
    Abstract: Improved RFID devices and manufacturing methods that utilize more efficient RFID designs, result in less manufacturing material waste and increased recycling opportunities, all without sacrificing RFID device performance, are disclosed herein. Some exemplary embodiments of the improved RFID device may make use of a thinner foil, a hollowed-out foil, a “no-strip” design, or a tessellated design that may reduce material usage. Other exemplary embodiments may use a lower-impact and/or biodegradable adhesive so as to improve aluminum recycling and lessen risks to the environment.
    Type: Grant
    Filed: September 21, 2022
    Date of Patent: November 21, 2023
    Assignee: Avery Dennison Retail Information Services LLC
    Inventors: Francisco Duarte Barbosa Teixeira E Melo, Ian J. Forster
  • Patent number: 11823196
    Abstract: Systems and methods are provided for authenticating mobile payments from a customer account to a merchant. The systems and methods may include a financial service provider receiving a request to authorize an electronic transaction at a point-of-sale. A financial service provider server computer may verify that the customer is present at the point-of-sale using received location data. An image having distorted text such as a captcha may be transmitted to a device at the point-of-sale, and the customer may read the captcha aloud. A voice sample of the customer may be sent to the financial service provider for comparison to stored voice recordings, to verify that the customer's voice sample is authentic if the voice matches a previously generated voice recording for the account. If the voice sample is authentic, the financial service provider may authorize the mobile payment.
    Type: Grant
    Filed: January 24, 2023
    Date of Patent: November 21, 2023
    Assignee: Capital One Services, LLC
    Inventors: Lawrence Douglas, Paul Y. Moreton
  • Patent number: 11820547
    Abstract: A box blank useful for forming a container includes a first layer including paperboard, a second layer including a paper layer and a foil layer, and an adhesive layer adhering the first layer to the second layer. The foil layer is between the paperboard and the paper layer.
    Type: Grant
    Filed: February 7, 2022
    Date of Patent: November 21, 2023
    Assignee: Altria Client Services LLC
    Inventors: Stephen Bellamah, James S. Bigelow
  • Patent number: 11823287
    Abstract: Systems as described herein generate an outstanding check alert. An alert generating server may receive transaction records associated with a plurality of checking accounts. The alert generating server may user a first machine learning classifier to determine a transaction pattern indicating a merchant has failed to process outstanding checks for a period of time. The alert generating server may receive sequential check information comprising at least one missing check number associated with a particular checking account. The alert generating server may user a second machine learning classifier to determine at least one outstanding check associated with the particular checking account. The alert generating server may send an alert indicating the at least one outstanding check to a user device.
    Type: Grant
    Filed: August 12, 2021
    Date of Patent: November 21, 2023
    Assignee: Capital One Services, LLC
    Inventor: Kevin Lowe
  • Patent number: 11823201
    Abstract: A system for intelligent recurring transaction processing and fraud detection comprises an artificial intelligence (AI) platform including machine learning (ML) models that are in communication with server computers. The servers access historical payment transaction data from a transaction database to train the ML models to predict future recurring transactions. The servers receive an authorization request from an acquirer for a payment transaction by a cardholder using a payment device, process the authorization request to the issuer and transmit a response. Transaction data from the authorization request is input into the ML models to predict whether the payment transaction comprises a recurring payment transaction and if so, determine a predicted date of a next recurring transaction. An API call is initiated to the issuer with transaction attributes regarding the next recurring payment transaction prior to the predicted date, and the issuer sends an alert message directly to the cardholder.
    Type: Grant
    Filed: February 4, 2021
    Date of Patent: November 21, 2023
    Assignee: Visa International Service Association
    Inventors: Clive Alan Wintle, Thomas Purves, Prasad Madhukar Gore, Shipra Jha
  • Patent number: 11824998
    Abstract: Embodiments of the invention are directed to methods and systems for software module binding. Cryptographic keys and challenge elements can be exchanged between a first software module and a second software module to create a binding between the first software module and the second software module. As a result, a first software module can securely and authentically access sensitive data and functionality at a second software module, while unauthorized software modules can be prevented from accessing the sensitive data and functionality.
    Type: Grant
    Filed: April 28, 2021
    Date of Patent: November 21, 2023
    Assignee: Visa International Service Association
    Inventor: Soumendra Bhattacharya
  • Patent number: 11822562
    Abstract: Aspects described herein include systems and methods for determining addresses for assets, prioritizing the addresses for inspection by users, and applying natural language processing techniques to unstructured text input by the users. According to some aspects, a message may be received that includes unstructured text that was input by a user. The unstructured text may be associated with an inspection, by the user, of an address for an asset. One or more natural language techniques may be applied to the unstructured text to, among other things, facilitate the determination and sending of a response message to the unstructured text in an automated fashion. The response message may, if the asset was not found, include another address as a suggestion for the user to inspect for the asset. This suggested address may be determined based on changes to address priority that were caused by processing of the unstructured text.
    Type: Grant
    Filed: March 31, 2022
    Date of Patent: November 21, 2023
    Assignee: Capital One Services, LLC
    Inventors: Lokesh S. Tulshan, Deepthi Uppalapati, Anirban Majumdar, Daniel Pereira, Manish R. Chhabra, Kukumina Pradhan, Kuldeep Kashinath Marganache, Raghavendra Chivukula
  • Patent number: 11823282
    Abstract: Embodiments of the invention relate to systems and methods for provisioning and using a multi-purpose device. The device contains information regarding a plurality of memberships. The device contains one or more membership certificate chains, comprising multiple certificates, wherein a membership provider certificate is signed by a private key associated with a membership root certificate authority, and wherein a member certificate is signed by a private key associated with the membership provider certificate. The member certificate includes member attributes regarding the user, such as member benefit information. The device also includes a payment certificate chain, comprising multiple certificates, wherein a payment provider certificate is signed by a private key associated with a payment root certificate authority, and wherein a payment certificate is signed by a private key associated with the payment provider certificate.
    Type: Grant
    Filed: May 6, 2022
    Date of Patent: November 21, 2023
    Assignee: Visa International Service Association
    Inventor: Simon Hurry
  • Patent number: 11823175
    Abstract: Various examples generally directed to unlocking a locked contactless card for use as payment in card-present transactions are provided. The contactless card is a payment card associated with a payment account. An application executing on a mobile device may be operable to enable unlocking the locked contactless card and receive an indication that the contactless card associated with the mobile device is unlocked for use in card-present transactions. The application may present information related to permitted uses of the unlocked contactless card via a graphical user interface. The permitted uses of the unlocked contactless card may be modified via the graphical user interface.
    Type: Grant
    Filed: April 30, 2020
    Date of Patent: November 21, 2023
    Assignee: Capital One Services, LLC
    Inventors: Abdelkader M'Hamed Benkreira, Tyler Maiman, Brendan Way
  • Patent number: 11822633
    Abstract: Techniques are described for authenticating an individual based at least partly on a tremor signature of the individual. Motion data is collected through motion sensor(s), such as accelerometers, gyroscopic motion sensors, and so forth, of a portable computing device that is being held, worn, or is otherwise in contact with the user. Based on the collected motion data, a tremor signature may be determined and compared to a previously determined model for the user, and an authentication determination may be made based on the comparison. The tremor signature may be used in combination with other information to authenticate the user. For example, the tremor signature may be used in combination with location information and/or other biometric data such as a fingerprint scan, image of the user's face, audio recording of the user's voice, the user's heartbeat, a cardiac electrical signature, bio-electrical impedance, and so forth.
    Type: Grant
    Filed: October 21, 2020
    Date of Patent: November 21, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Snehal Desai, Matthew Flachsbart, Bradley Jay Billman