Patents Assigned to Service
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Patent number: 11741326Abstract: Aspects described herein may allow for a payment card having enhanced edge patterns. The payment card may include a complex edge morphology on the physical card that may make the payment card more likely to be used by consumers and makes the payment card stand out due to the enhanced edge design. The edge of the payment card may be reeded, crenelated, or may include various shapes of various sizes on one or more of the edge walls extending around the payment card. The edge of the payment card may also include dimples, chips, and/or other complex design patterns cut into the face of the payment card close to the edge. The payment card may also include inclusions of other materials, such as metals, ceramic, and/or polymer to be added which fill or partially fill any voids produced by the edge patterns.Type: GrantFiled: June 25, 2021Date of Patent: August 29, 2023Assignee: Capital One Services, LLCInventors: Timothy Dellinger, Kavya Nagarajaiah, Sahana Arya
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Patent number: 11741677Abstract: An augmented reality structural assessment system may include a display device, at least one sensor configured to generate image data from a structure, and a processor. The processor may receive the image data that represents one or more portions of the structure and receive motion data representative of a number of steps traversed by a user about the structure. The processor may generate a visualization of a scenario related to structural damage to the one or more portions of the structure of the image data. The visualization may be presented to a user via the display device, such that the visualization augments a view of the structure via the display device to include the one or more dimensions. The processor may then receive input data regarding one or more assessments of damage to the structure corresponding to the scenario, the image data, and the one or more dimensions, and store the data regarding one or more assessments of damage in a storage component.Type: GrantFiled: March 4, 2022Date of Patent: August 29, 2023Assignee: United Services Automobile Association (USAA)Inventors: Carlos J P Chavez, Donna Moncrief Brown, David James, Andrea Richardson, Victoria A. Santos
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Patent number: 11741477Abstract: A computer implemented method and system, comprising: retrieving, from an electronic data storage, participation data for each of a plurality of contacts that are associated with an opportunity, the participation data including information indicating types of communication activities the contacts have participated in in respect of the opportunity and times of the participation; comparing the participation data for the plurality of contacts with historic participation data for each of a plurality of decision maker contacts for a plurality of historic opportunities, the historic participation data including information indicating types of communication activities the decision maker contacts have participated in in respect of the historic opportunities and times of the participation; and computing, based on the comparing, which of the plurality of contacts associated with the opportunity is a potential decision maker and storing information indicating the identity of the potential decision maker.Type: GrantFiled: September 10, 2020Date of Patent: August 29, 2023Assignee: Introhive Services Inc.Inventors: Peter McGaw, Jody Glidden
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Patent number: 11741516Abstract: A browser extension may insert code into a document used to generate a web page. For example, the browser extension may detect that the web page is associated with an entity that is associated with one or more delivery estimates. The browser extension may transmit web page information that identifies the entity associated with the web page and/or a date threshold determined based on user input provided to or stored by the browser extension. The browser extension may receive presentation information that identifies a plurality of delivery estimates for a plurality of entities based on transmitting the web page information. The browser extension may insert the code into the document used to generate the web page based on the presentation information. The code may cause an estimated delivery date and/or an indication of whether the date threshold can be satisfied to be provided for display via the web page.Type: GrantFiled: October 30, 2020Date of Patent: August 29, 2023Assignee: Capital One Services, LLCInventors: Abdelkader M'Hamed Benkreira, Michael Mossoba, Joshua Edwards
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Patent number: 11741457Abstract: A contactless payment device including a wireless communication device; a power source; a processor coupled to the power source; an accelerometer communicatively coupled to the processor and the power source; and an actuator communicatively coupled to the wireless communication device and the processor. The actuator is configured to activate the wireless communication device when the actuator is set in a closed state, and deactivate the wireless communication device when the actuator is set in an open state. The processor is configured to receive an incoming signal from the accelerometer; determine whether the incoming signal corresponds to a pre-programmed signal corresponding to an enabling gesture; and set the actuator in the dosed state for a time interval, when the incoming signal corresponds to the enabling gesture.Type: GrantFiled: November 16, 2021Date of Patent: August 29, 2023Assignee: Capital One Services, LLCInventors: Tyler Locke, Adam R. Koeppel
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Patent number: 11741475Abstract: Provided are methods that include determining a set of transaction related actions for an agent, selecting a first transaction related action from the set of transaction related actions for the agent based on a plurality of features associated with the agent, generating transaction data associated with a fraudulent transaction based on the first transaction related action, generating a feature vector, the feature vector including transaction data associated with the fraudulent transaction, providing the feature vector as an input to a fraud detection machine learning model. Methods may also include determining an output of the fraud detection machine learning model based on the feature vector as the input, and generating a fraudulent reward parameter for the first transaction related action based on the output of the fraud detection machine learning model. Systems and computer program products are also provided.Type: GrantFiled: December 30, 2021Date of Patent: August 29, 2023Assignee: Visa International Service AssociationInventors: Yuhang Wu, Hao Yang
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Patent number: 11739602Abstract: Certain embodiments of the present application relate to a variable frequency drive (VFD) cabin for a pump configuration including a mobile trailer on which the VFD cabin is to be mounted. The VFD cabin generally includes a medium-voltage VFD and a ventilation system. In certain embodiments, the ventilation system is configured to generate an overpressure condition within the cabin to discourage the entry of dust and debris into the cabin. In certain embodiments, one or more components of the medium-voltage VFD are coupled to the floor of the cabin via a vibration damping system. In certain embodiments, the VFD cabin may be directly coupled to a chassis of the mobile trailer without an intervening suspension being provided between the VFD cabin and the chassis.Type: GrantFiled: January 23, 2023Date of Patent: August 29, 2023Assignee: National Service Alliance—Houston LLCInventors: John Fischer, David Kubricht, Richard Cheatham, Jeffrey Pollack, Chad Lawman, David Todd, Tyler Nolen, John J. Crosetto
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Patent number: 11741473Abstract: In response to a request for risk assessment of a person-to-person (P2P) payment transaction, a risk assessment system returns a payer risk score, a payee risk score and a joint/fusion risk score. Risk scores are based on large amounts of data (including transaction data) provided by multiple financial institutions. The data is sorted and linked to individual people (e.g., common account holders), and assembled by a profile system into payee, payer and joint profiles for purposes of risk evaluation. A database associated with a profile system separately stores the profiles (and associated risk scores). Risk scores (payer, payee and joint) are provided for a transaction in response to a payer ID, a payee ID and transaction data.Type: GrantFiled: July 29, 2020Date of Patent: August 29, 2023Assignee: Early Warning Services, LLCInventors: David W. Barnhardt, Anthony J. Selway
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Patent number: 11741479Abstract: A method for tracking insured assets is provided. Asset identifiers corresponding to assets to be monitored are received from a user. Each of the one or more assets is attached to a tracking device. Monitored assets are covered by one or more insurance policies. One or more geofence regions are defined associated with the one or more monitored assets. A location of each of the monitored assets is estimated, at least periodically. In response to determining that the estimated location of at least one of the monitored assets is outside of the corresponding one or more geofence regions, an insurance policy associated with this at least one asset is determined. A policyholder associated with the insurance policy is notified by sending a notification to policyholder's-preferred device. The notification inquires instructions for remedial actions from the policyholder. One or more remedial actions are initiated based on received policyholder's instructions.Type: GrantFiled: October 4, 2021Date of Patent: August 29, 2023Assignee: United Services Automobile AssociationInventors: David Patrick Dixon, Wayne Maurice Hartman, Gary Scott Harris
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Patent number: 11741455Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.Type: GrantFiled: August 2, 2021Date of Patent: August 29, 2023Assignee: Capital One Services, LLCInventor: Panayiotis Varvarezis
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Patent number: 11743267Abstract: Disclosed herein are system, method, and device embodiments for implementing location identification in multi-factor authentication (MFA). In an example embodiment, a user service may present a geographic map based on a MFA process, and receive an authentication attempt including a geographic indicator and interaction information. Further, the system may determine whether the authentication attempt was made by a human based at least in part on the interaction information, determine whether the geographic indicator matches an expected response, and send, to an electronic device, an authentication result indicating whether geographic information was determined to be selected by a human and the geographic indicator was determined to match the expected response.Type: GrantFiled: May 10, 2022Date of Patent: August 29, 2023Assignee: Capital One Services, LLCInventors: Lukiih Cuan, Eric Loucks, Joshua Edwards
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Patent number: 11742894Abstract: Various embodiments are generally directed to techniques communicate in a cellular communication frequency range, detect a resonant signal in response to the communication in the cellular communication frequency range for cellular communication, the resonant signal to indicate presence of a contactless card. Embodiments also include enabling a near-field communication device to send a communication to the contactless card based on the detection of the resonant signal, the near-field communication device to communicate with the contactless card in a near-field communication frequency range.Type: GrantFiled: January 25, 2022Date of Patent: August 29, 2023Assignee: Capital One Services, LLCInventors: Kevin Osborn, David Wurmfeld, Kevan Emmott
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Patent number: 11741036Abstract: Techniques are provided for centrally analyzing data in a cloud environment. Data can be received from a cloud provider and a machine learning model of a unified smart connector is applied to the data in order to create modeled data. An operation status can be determined based on the modeled data and the unified smart connector can independently determine, for example, if additional data is needed, the type of data needed, and the source of the data.Type: GrantFiled: February 17, 2017Date of Patent: August 29, 2023Assignee: Visa International Service AssociationInventors: Sabu Peter, Karthikeyan Kandasamy, Hong Zhu, Anna Meklin
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Patent number: 11741249Abstract: Disclosed herein are system, method, and computer program product embodiments for processing tokenization requests in-memory of an application server. Reliance on remote devices, such as hardware security modules, is reduced because functions associated with processing tokenization requests is performed at the application server instead of the remote devices. Applicant server includes a multi-level cache for storing and accessing data for generating, hashing, and encrypting tokens in response to tokenization requests received from client devices.Type: GrantFiled: March 5, 2021Date of Patent: August 29, 2023Assignee: Capital One Services, LLCInventors: Rohit Joshi, Marek Bazler, Lan Xie, Hao Cheng
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Patent number: 11741478Abstract: Technology for determining an insurance fraud risk associated with a user comprises receiving, at an enterprise, a call or a chat from a user device associated with the user. Data associated with the call or the chat is analyzed to determine if at least one factor indicating fraud is present. A weighted level of possible fraud associated with the at least one factor is determined. The weighted level of possible fraud is compared to at least one weight threshold. The user is identified as an increased fraud risk based on the weighted level of possible fraud meeting or exceeding the at least one weight threshold.Type: GrantFiled: May 28, 2020Date of Patent: August 29, 2023Assignee: United Services Automobile Association (USAA)Inventor: David Patrick Dixon
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Publication number: 20230267017Abstract: Methods and systems for routing data payloads through a plurality of microservices are disclosed. The method may comprise: receiving a data payload and first data; predicting, by a trained machine learning model based on the first data, a path through a plurality of microservices associated with the data payload; generating a modified data payload by modifying, via the orchestrator service, the data payload to include: a first header, wherein the first header comprises a first microservice destination address associated with a first microservice of the plurality of microservices and a second header nested within the first header, wherein the second header comprises a second microservice destination address associated with a second microservice of the plurality of microservices; forwarding the modified data payload to the first microservice based on the first header for processing; and forwarding the modified data payload to the second microservice based on the second header for processing.Type: ApplicationFiled: February 18, 2022Publication date: August 24, 2023Applicant: Capital One Services, LLCInventors: Elijah MOREAU-ARNOTT, Jonathan LEE, Garrett RANDALL
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Publication number: 20230266306Abstract: Identification of immunodominant Babesia microti antigens using genome-wide immunoscreening is described. Candidate antigens were screened against sera from patients with clinical babesiosis. Also described are diagnostic assays with high sensitivity and specificity for detecting B. microti-specific antibodies in patient samples using the identified immunodominant antigens.Type: ApplicationFiled: March 21, 2023Publication date: August 24, 2023Applicant: The U.S.A., as represented by the Secretary, Department of Health and Human ServicesInventors: Sanjai Kumar, Nitin Verma, Ankit Puri
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Publication number: 20230267494Abstract: A computer-implemented method includes determining a number of distance points connected to a person at a point in time, scraping a plurality of indexes corresponding to a respective plurality of journey hosts to identify a plurality of journey possibilities for each journey host of the plurality of journey hosts, generating a plurality of reachable locations based on the number of distance points and the journey possibilities, the plurality of reachable locations comprising at least a subset of the plurality of journey possibilities correlated to the number of distance points, receiving location signals generated via a location sensor of a device associated with the person, identifying one or more previous locations of the device based on the location signals, identifying a subset of the reachable locations based on the previous locations of the device, and generating a graphical interface to visually display the subset of the reachable locations on a map.Type: ApplicationFiled: April 25, 2023Publication date: August 24, 2023Applicant: Capital One Services, LLCInventors: Siddharth MANGALIK, Brian LIN
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Publication number: 20230266766Abstract: The present disclosure provides a model for semantic navigation for service robots to find out-of-view objects in an indoor environment. Initially, the system receives a target object to be reached by the mobile robot in the indoor environment. Further, a current location of the mobile robot is identified by a localization technique. An embedding corresponding to each of a plurality of visible regions is computed using a pretrained Graph Neural Network GNN. The GNN is pretrained using a trajectory data and a spatial relationship graph associated with the indoor environment. Further, a similarity score is computed for each of the plurality of visible regions based on the corresponding embedding using a scoring technique. An optimal visible region is identified by comparing the similarity score. Finally, a next action to be taken by the mobile robot selected from a plurality of actions based on the optimal visible region.Type: ApplicationFiled: February 22, 2023Publication date: August 24, 2023Applicant: Tata Consultancy Services LimitedInventors: KRITIKA ANAND, SNEHASIS BANERJEE, BROJESHWAR BHOWMICK, MADHAVA KRISHNA KRISHNAN, GULSHAN KUMAR, SAI SHANKAR NARASIMHAN
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Publication number: 20230266967Abstract: For performing incremental analysis, analysis tools may reuse analysis information computed earlier for intermediate representation (IR) objects that remain unchanged between versions of program. But identification numbers (IDs) of unchanged IR objects change over versions due to changes with each run of incremental analysis, thereby making it difficult to reuse analysis information as tools require IDs of unchanged IR objects from previous versions. Present disclosure provides method and system for mapping IR objects for facilitating incremental analysis. The system first extracts attributes associated with each IR object present in previous version to create data structure for storing IR objects. The system then determines unchanged lines between versions to create line number map. Thereafter, system uses line number map to create ID-based IR mapping between ID of each unchanged IR object present in each unchanged line in current version and ID of each IR object stored in data structure.Type: ApplicationFiled: December 27, 2022Publication date: August 24, 2023Applicant: Tata Consultancy Services LimitedInventors: ANUSHRI JANA, ANKITA SHAMRAO KHADSARE, VAIDEHI MANOJ GHIME, BHARTI CHIMDYALWAR