Patents Assigned to Service
  • Patent number: 11741326
    Abstract: Aspects described herein may allow for a payment card having enhanced edge patterns. The payment card may include a complex edge morphology on the physical card that may make the payment card more likely to be used by consumers and makes the payment card stand out due to the enhanced edge design. The edge of the payment card may be reeded, crenelated, or may include various shapes of various sizes on one or more of the edge walls extending around the payment card. The edge of the payment card may also include dimples, chips, and/or other complex design patterns cut into the face of the payment card close to the edge. The payment card may also include inclusions of other materials, such as metals, ceramic, and/or polymer to be added which fill or partially fill any voids produced by the edge patterns.
    Type: Grant
    Filed: June 25, 2021
    Date of Patent: August 29, 2023
    Assignee: Capital One Services, LLC
    Inventors: Timothy Dellinger, Kavya Nagarajaiah, Sahana Arya
  • Patent number: 11741677
    Abstract: An augmented reality structural assessment system may include a display device, at least one sensor configured to generate image data from a structure, and a processor. The processor may receive the image data that represents one or more portions of the structure and receive motion data representative of a number of steps traversed by a user about the structure. The processor may generate a visualization of a scenario related to structural damage to the one or more portions of the structure of the image data. The visualization may be presented to a user via the display device, such that the visualization augments a view of the structure via the display device to include the one or more dimensions. The processor may then receive input data regarding one or more assessments of damage to the structure corresponding to the scenario, the image data, and the one or more dimensions, and store the data regarding one or more assessments of damage in a storage component.
    Type: Grant
    Filed: March 4, 2022
    Date of Patent: August 29, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Carlos J P Chavez, Donna Moncrief Brown, David James, Andrea Richardson, Victoria A. Santos
  • Patent number: 11741477
    Abstract: A computer implemented method and system, comprising: retrieving, from an electronic data storage, participation data for each of a plurality of contacts that are associated with an opportunity, the participation data including information indicating types of communication activities the contacts have participated in in respect of the opportunity and times of the participation; comparing the participation data for the plurality of contacts with historic participation data for each of a plurality of decision maker contacts for a plurality of historic opportunities, the historic participation data including information indicating types of communication activities the decision maker contacts have participated in in respect of the historic opportunities and times of the participation; and computing, based on the comparing, which of the plurality of contacts associated with the opportunity is a potential decision maker and storing information indicating the identity of the potential decision maker.
    Type: Grant
    Filed: September 10, 2020
    Date of Patent: August 29, 2023
    Assignee: Introhive Services Inc.
    Inventors: Peter McGaw, Jody Glidden
  • Patent number: 11741516
    Abstract: A browser extension may insert code into a document used to generate a web page. For example, the browser extension may detect that the web page is associated with an entity that is associated with one or more delivery estimates. The browser extension may transmit web page information that identifies the entity associated with the web page and/or a date threshold determined based on user input provided to or stored by the browser extension. The browser extension may receive presentation information that identifies a plurality of delivery estimates for a plurality of entities based on transmitting the web page information. The browser extension may insert the code into the document used to generate the web page based on the presentation information. The code may cause an estimated delivery date and/or an indication of whether the date threshold can be satisfied to be provided for display via the web page.
    Type: Grant
    Filed: October 30, 2020
    Date of Patent: August 29, 2023
    Assignee: Capital One Services, LLC
    Inventors: Abdelkader M'Hamed Benkreira, Michael Mossoba, Joshua Edwards
  • Patent number: 11741457
    Abstract: A contactless payment device including a wireless communication device; a power source; a processor coupled to the power source; an accelerometer communicatively coupled to the processor and the power source; and an actuator communicatively coupled to the wireless communication device and the processor. The actuator is configured to activate the wireless communication device when the actuator is set in a closed state, and deactivate the wireless communication device when the actuator is set in an open state. The processor is configured to receive an incoming signal from the accelerometer; determine whether the incoming signal corresponds to a pre-programmed signal corresponding to an enabling gesture; and set the actuator in the dosed state for a time interval, when the incoming signal corresponds to the enabling gesture.
    Type: Grant
    Filed: November 16, 2021
    Date of Patent: August 29, 2023
    Assignee: Capital One Services, LLC
    Inventors: Tyler Locke, Adam R. Koeppel
  • Patent number: 11741475
    Abstract: Provided are methods that include determining a set of transaction related actions for an agent, selecting a first transaction related action from the set of transaction related actions for the agent based on a plurality of features associated with the agent, generating transaction data associated with a fraudulent transaction based on the first transaction related action, generating a feature vector, the feature vector including transaction data associated with the fraudulent transaction, providing the feature vector as an input to a fraud detection machine learning model. Methods may also include determining an output of the fraud detection machine learning model based on the feature vector as the input, and generating a fraudulent reward parameter for the first transaction related action based on the output of the fraud detection machine learning model. Systems and computer program products are also provided.
    Type: Grant
    Filed: December 30, 2021
    Date of Patent: August 29, 2023
    Assignee: Visa International Service Association
    Inventors: Yuhang Wu, Hao Yang
  • Patent number: 11739602
    Abstract: Certain embodiments of the present application relate to a variable frequency drive (VFD) cabin for a pump configuration including a mobile trailer on which the VFD cabin is to be mounted. The VFD cabin generally includes a medium-voltage VFD and a ventilation system. In certain embodiments, the ventilation system is configured to generate an overpressure condition within the cabin to discourage the entry of dust and debris into the cabin. In certain embodiments, one or more components of the medium-voltage VFD are coupled to the floor of the cabin via a vibration damping system. In certain embodiments, the VFD cabin may be directly coupled to a chassis of the mobile trailer without an intervening suspension being provided between the VFD cabin and the chassis.
    Type: Grant
    Filed: January 23, 2023
    Date of Patent: August 29, 2023
    Assignee: National Service Alliance—Houston LLC
    Inventors: John Fischer, David Kubricht, Richard Cheatham, Jeffrey Pollack, Chad Lawman, David Todd, Tyler Nolen, John J. Crosetto
  • Patent number: 11741473
    Abstract: In response to a request for risk assessment of a person-to-person (P2P) payment transaction, a risk assessment system returns a payer risk score, a payee risk score and a joint/fusion risk score. Risk scores are based on large amounts of data (including transaction data) provided by multiple financial institutions. The data is sorted and linked to individual people (e.g., common account holders), and assembled by a profile system into payee, payer and joint profiles for purposes of risk evaluation. A database associated with a profile system separately stores the profiles (and associated risk scores). Risk scores (payer, payee and joint) are provided for a transaction in response to a payer ID, a payee ID and transaction data.
    Type: Grant
    Filed: July 29, 2020
    Date of Patent: August 29, 2023
    Assignee: Early Warning Services, LLC
    Inventors: David W. Barnhardt, Anthony J. Selway
  • Patent number: 11741479
    Abstract: A method for tracking insured assets is provided. Asset identifiers corresponding to assets to be monitored are received from a user. Each of the one or more assets is attached to a tracking device. Monitored assets are covered by one or more insurance policies. One or more geofence regions are defined associated with the one or more monitored assets. A location of each of the monitored assets is estimated, at least periodically. In response to determining that the estimated location of at least one of the monitored assets is outside of the corresponding one or more geofence regions, an insurance policy associated with this at least one asset is determined. A policyholder associated with the insurance policy is notified by sending a notification to policyholder's-preferred device. The notification inquires instructions for remedial actions from the policyholder. One or more remedial actions are initiated based on received policyholder's instructions.
    Type: Grant
    Filed: October 4, 2021
    Date of Patent: August 29, 2023
    Assignee: United Services Automobile Association
    Inventors: David Patrick Dixon, Wayne Maurice Hartman, Gary Scott Harris
  • Patent number: 11741455
    Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.
    Type: Grant
    Filed: August 2, 2021
    Date of Patent: August 29, 2023
    Assignee: Capital One Services, LLC
    Inventor: Panayiotis Varvarezis
  • Patent number: 11743267
    Abstract: Disclosed herein are system, method, and device embodiments for implementing location identification in multi-factor authentication (MFA). In an example embodiment, a user service may present a geographic map based on a MFA process, and receive an authentication attempt including a geographic indicator and interaction information. Further, the system may determine whether the authentication attempt was made by a human based at least in part on the interaction information, determine whether the geographic indicator matches an expected response, and send, to an electronic device, an authentication result indicating whether geographic information was determined to be selected by a human and the geographic indicator was determined to match the expected response.
    Type: Grant
    Filed: May 10, 2022
    Date of Patent: August 29, 2023
    Assignee: Capital One Services, LLC
    Inventors: Lukiih Cuan, Eric Loucks, Joshua Edwards
  • Patent number: 11742894
    Abstract: Various embodiments are generally directed to techniques communicate in a cellular communication frequency range, detect a resonant signal in response to the communication in the cellular communication frequency range for cellular communication, the resonant signal to indicate presence of a contactless card. Embodiments also include enabling a near-field communication device to send a communication to the contactless card based on the detection of the resonant signal, the near-field communication device to communicate with the contactless card in a near-field communication frequency range.
    Type: Grant
    Filed: January 25, 2022
    Date of Patent: August 29, 2023
    Assignee: Capital One Services, LLC
    Inventors: Kevin Osborn, David Wurmfeld, Kevan Emmott
  • Patent number: 11741036
    Abstract: Techniques are provided for centrally analyzing data in a cloud environment. Data can be received from a cloud provider and a machine learning model of a unified smart connector is applied to the data in order to create modeled data. An operation status can be determined based on the modeled data and the unified smart connector can independently determine, for example, if additional data is needed, the type of data needed, and the source of the data.
    Type: Grant
    Filed: February 17, 2017
    Date of Patent: August 29, 2023
    Assignee: Visa International Service Association
    Inventors: Sabu Peter, Karthikeyan Kandasamy, Hong Zhu, Anna Meklin
  • Patent number: 11741249
    Abstract: Disclosed herein are system, method, and computer program product embodiments for processing tokenization requests in-memory of an application server. Reliance on remote devices, such as hardware security modules, is reduced because functions associated with processing tokenization requests is performed at the application server instead of the remote devices. Applicant server includes a multi-level cache for storing and accessing data for generating, hashing, and encrypting tokens in response to tokenization requests received from client devices.
    Type: Grant
    Filed: March 5, 2021
    Date of Patent: August 29, 2023
    Assignee: Capital One Services, LLC
    Inventors: Rohit Joshi, Marek Bazler, Lan Xie, Hao Cheng
  • Patent number: 11741478
    Abstract: Technology for determining an insurance fraud risk associated with a user comprises receiving, at an enterprise, a call or a chat from a user device associated with the user. Data associated with the call or the chat is analyzed to determine if at least one factor indicating fraud is present. A weighted level of possible fraud associated with the at least one factor is determined. The weighted level of possible fraud is compared to at least one weight threshold. The user is identified as an increased fraud risk based on the weighted level of possible fraud meeting or exceeding the at least one weight threshold.
    Type: Grant
    Filed: May 28, 2020
    Date of Patent: August 29, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventor: David Patrick Dixon
  • Publication number: 20230267017
    Abstract: Methods and systems for routing data payloads through a plurality of microservices are disclosed. The method may comprise: receiving a data payload and first data; predicting, by a trained machine learning model based on the first data, a path through a plurality of microservices associated with the data payload; generating a modified data payload by modifying, via the orchestrator service, the data payload to include: a first header, wherein the first header comprises a first microservice destination address associated with a first microservice of the plurality of microservices and a second header nested within the first header, wherein the second header comprises a second microservice destination address associated with a second microservice of the plurality of microservices; forwarding the modified data payload to the first microservice based on the first header for processing; and forwarding the modified data payload to the second microservice based on the second header for processing.
    Type: Application
    Filed: February 18, 2022
    Publication date: August 24, 2023
    Applicant: Capital One Services, LLC
    Inventors: Elijah MOREAU-ARNOTT, Jonathan LEE, Garrett RANDALL
  • Publication number: 20230266306
    Abstract: Identification of immunodominant Babesia microti antigens using genome-wide immunoscreening is described. Candidate antigens were screened against sera from patients with clinical babesiosis. Also described are diagnostic assays with high sensitivity and specificity for detecting B. microti-specific antibodies in patient samples using the identified immunodominant antigens.
    Type: Application
    Filed: March 21, 2023
    Publication date: August 24, 2023
    Applicant: The U.S.A., as represented by the Secretary, Department of Health and Human Services
    Inventors: Sanjai Kumar, Nitin Verma, Ankit Puri
  • Publication number: 20230267494
    Abstract: A computer-implemented method includes determining a number of distance points connected to a person at a point in time, scraping a plurality of indexes corresponding to a respective plurality of journey hosts to identify a plurality of journey possibilities for each journey host of the plurality of journey hosts, generating a plurality of reachable locations based on the number of distance points and the journey possibilities, the plurality of reachable locations comprising at least a subset of the plurality of journey possibilities correlated to the number of distance points, receiving location signals generated via a location sensor of a device associated with the person, identifying one or more previous locations of the device based on the location signals, identifying a subset of the reachable locations based on the previous locations of the device, and generating a graphical interface to visually display the subset of the reachable locations on a map.
    Type: Application
    Filed: April 25, 2023
    Publication date: August 24, 2023
    Applicant: Capital One Services, LLC
    Inventors: Siddharth MANGALIK, Brian LIN
  • Publication number: 20230266766
    Abstract: The present disclosure provides a model for semantic navigation for service robots to find out-of-view objects in an indoor environment. Initially, the system receives a target object to be reached by the mobile robot in the indoor environment. Further, a current location of the mobile robot is identified by a localization technique. An embedding corresponding to each of a plurality of visible regions is computed using a pretrained Graph Neural Network GNN. The GNN is pretrained using a trajectory data and a spatial relationship graph associated with the indoor environment. Further, a similarity score is computed for each of the plurality of visible regions based on the corresponding embedding using a scoring technique. An optimal visible region is identified by comparing the similarity score. Finally, a next action to be taken by the mobile robot selected from a plurality of actions based on the optimal visible region.
    Type: Application
    Filed: February 22, 2023
    Publication date: August 24, 2023
    Applicant: Tata Consultancy Services Limited
    Inventors: KRITIKA ANAND, SNEHASIS BANERJEE, BROJESHWAR BHOWMICK, MADHAVA KRISHNA KRISHNAN, GULSHAN KUMAR, SAI SHANKAR NARASIMHAN
  • Publication number: 20230266967
    Abstract: For performing incremental analysis, analysis tools may reuse analysis information computed earlier for intermediate representation (IR) objects that remain unchanged between versions of program. But identification numbers (IDs) of unchanged IR objects change over versions due to changes with each run of incremental analysis, thereby making it difficult to reuse analysis information as tools require IDs of unchanged IR objects from previous versions. Present disclosure provides method and system for mapping IR objects for facilitating incremental analysis. The system first extracts attributes associated with each IR object present in previous version to create data structure for storing IR objects. The system then determines unchanged lines between versions to create line number map. Thereafter, system uses line number map to create ID-based IR mapping between ID of each unchanged IR object present in each unchanged line in current version and ID of each IR object stored in data structure.
    Type: Application
    Filed: December 27, 2022
    Publication date: August 24, 2023
    Applicant: Tata Consultancy Services Limited
    Inventors: ANUSHRI JANA, ANKITA SHAMRAO KHADSARE, VAIDEHI MANOJ GHIME, BHARTI CHIMDYALWAR