Patents Assigned to Services
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Patent number: 12154333Abstract: Augmented reality (AR) technology can be used to perform a real-time overlay on an image displayed on a user device. A user device can receive image data of an area comprising an item from the real-world. Based on the image data, an identity and a value of the item can be obtained by the user device. If the value of the item is greater than a pre-determined value for the item or a category of the item, then the user device can obscure in real-time on the displayed image the item or category of the item having the value that is greater than the pre-determined value.Type: GrantFiled: June 16, 2023Date of Patent: November 26, 2024Assignee: United Services Automobile Association (USAA)Inventor: Lars Plougmann
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Patent number: 12151857Abstract: The method includes defining a plurality of fold lines that divide the blank into a plurality of sidewall panels, forming at least one platform panel on a bottom end of the plurality of sidewall panels, and forming at least one foot panel on a first side edge of the plurality of sidewall panels near the bottom end, the at least one foot panel being configured to at least partially support the at least one platform panel once the blank is folded into an assembled package.Type: GrantFiled: July 27, 2023Date of Patent: November 26, 2024Assignee: Altria Client Services LLCInventor: Stephen J. Bellamah
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Patent number: 12152476Abstract: A seal includes an outer housing and a seal bag internal to the outer housing. The outer housing can be positioned between a pump and an electric motor of an electric submersible pump. The seal bag can include an outer layer and an inner layer. The outer layer can be made from a first material to retain a structure of the outer layer in a swellable state in a wellbore. The inner layer can be made from a second material that is swellable in the wellbore in response to contact with a polar substance to seal a tear in the outer layer.Type: GrantFiled: November 17, 2023Date of Patent: November 26, 2024Assignee: Halliburton Energy Services, Inc.Inventors: David Christopher Beck, Walter Dinkins
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Patent number: 12151156Abstract: A system, method and apparatus for capturing data from a plurality of users for providing online gameplay based on captured user sensor data. User sensor data is captured from a plurality of sensor capture devices relative to an associated user so as to be transmitted to a gameplay server. The gameplay server executes instructions to generate a user interface on a user's client computing device for providing gameplay on each user client portable computing device utilizing, and pertinent to, the captured sensor data.Type: GrantFiled: April 14, 2023Date of Patent: November 26, 2024Assignee: United Services Automobile Association (“USAA”)Inventors: Bharat Prasad, Christine Marie Brown, Rod Gonzales, Jodi Jean Healy
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Patent number: 12155671Abstract: Methods and systems are disclosed for improvements in cloud services by sharing estimated and actual usage data of cloud services recipients with the cloud services provider. The sharing of this data allows the cloud services provider to better apportion cloud resources between multiple cloud services recipients. By analyzing information included in the shared data (e.g., information about one or more applications that use the cloud resources), the cloud services provider may categorize the applications and/or the functions of those applications into authorized and unauthorized uses, the determination of which, is used to further efficiently apportion the cloud services resources.Type: GrantFiled: October 19, 2023Date of Patent: November 26, 2024Assignee: Capital One Services, LLCInventors: Nahid Farhady Ghalaty, Vincent Pham, Geeta Shyamala
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Patent number: 12152846Abstract: Systems, devices, and methods are provided, wherein a device is attachable to or integrated in a firearm and includes a plurality of sensors that are each configured to sense a respective attribute of the firearm or of an environment surrounding the firearm, and are further configured to provide corresponding signals based on sensing the respective attribute. The systems, devices, and methods may be configured to determine an event from among a plurality of events based on the corresponding signals provided by the plurality of sensors. Systems that include the device may record event data and transmit the event data to various user systems for situational awareness, record keeping, training, and other organizational or legal-process purposes.Type: GrantFiled: April 29, 2022Date of Patent: November 26, 2024Assignee: Special Tactical Services, LLCInventors: Paul Arbouw, Dale Mcclellan
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Patent number: 12154113Abstract: Techniques are described for managing transactions requested by a user, such management based on sensor data that is generated by sensor device(s) in proximity to the user. Biometric and/or other types of data may be generated using sensors that are included in a user device, worn by a user, and/or otherwise in proximity to the user. The data may be analyzed to determine a current physical, emotional, and/or intellectual state of the user, such as whether the user is intoxicated, exhausted, angry, depressed, under duress, experiencing dementia, and so forth. If a transaction is detected that conflicts with a previously specified constraint, such as a budget or spending rule of the user, and if the user is currently in an impaired state, action(s) may be taken to manage the transaction. Such action(s) may include blocking the transaction, delaying the transaction, and/or notifying another party to assist the user.Type: GrantFiled: October 21, 2021Date of Patent: November 26, 2024Assignee: United Services Automobile Associatio (USAA)Inventors: Arthur Quentin Smith, John C. Hopkins, III
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Patent number: 12154098Abstract: Provided are approaches for customizing transaction cards using a pressure sensitive modification area. In some approaches, a transaction card may include a body having a first main side opposite a second main side, wherein a chip is coupled to the first main side of the body, wherein a first outer layer extends along the first main side, and wherein a second outer layer extends along the second main side. The transaction card may further include an internal layer between the first and second outer layers, and a plurality of microspheres and a pigmented substance positioned between the internal layer and the first outer layer.Type: GrantFiled: October 12, 2022Date of Patent: November 26, 2024Assignee: Capital One Services, LLCInventors: Joshua Edwards, Tyler Maiman, Kevin Osborn
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Patent number: 12154040Abstract: Session-based Recommendation (SR) is the task of recommending the next item based on previously recorded user interactions. However, most existing approaches for SR either rely on costly online interactions with real users (model-free approaches) or rely on potentially biased rule-based or data-driven user-behavior models (model-based approaches) for learning. This disclosure relates to a system and method for selecting session-based recommendation policies using historical recommendations and user feedback. Herein, the learning of recommendation policies given offline or batch data from old recommendation policies based on a Distributional Reinforcement Learning (DRL) based recommender system in the offline or batch-constrained setting without requiring access to a user-behavior model or real-interactions with the users.Type: GrantFiled: March 8, 2021Date of Patent: November 26, 2024Assignee: Tata Consultancy Services LimitedInventors: Diksha Garg, Pankaj Malhotra, Priyanka Gupta, Lovekesh Vig, Gautam Shroff
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Patent number: 12154167Abstract: A budget management guidance system includes a portable device having processing circuitry and a storage device. The processing circuitry is configured to receive product imagery related to a product, determine a purchase price of the product based on the product imagery, access a budget goal for a user from the storage device, and instruct output of a notification on a graphical user interface of the portable device in response to determining that the purchase price of the product exceeds the budget goal for the user.Type: GrantFiled: December 13, 2021Date of Patent: November 26, 2024Assignee: United Services Automobile Association (USAA)Inventors: Will Kerns Maney, Zachery C. Lake, Yevgeniy Viatcheslavovich Khmelev
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Patent number: 12154101Abstract: Systems and methods for voice-enabled transactions are disclosed. A merchant system may generate a transaction request comprising a transaction amount and a merchant identifier. The merchant system may invoke an audio signal generator to generate an audio transaction signal comprising the transaction request data. A voice assistant may play the audio transaction signal. The user initiating the transaction may use a mobile device to detect and ingest the audio transaction signal. In response to detecting and ingesting the audio transaction signal, the mobile device may interact with a payment network to authorize, process, and complete the transaction request. The payment network may transmit a transaction approval to the merchant system.Type: GrantFiled: August 12, 2021Date of Patent: November 26, 2024Assignee: American Express Travel Related Services Co., Inc.Inventors: Matthew Joseph Castoro, Andrew Lei
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Patent number: 12153584Abstract: Disclosed are methods, systems, and non-transitory computer-readable medium for server-less complex event processing (CEP). For instance, the method may include hosting a plurality of server-less functions, the plurality of server-less functions including at least a first group of server-less functions, the first group of server-less functions including a driver function and at least one lookup function including a first lookup function; receiving data streams; and processing the data streams, using the driver function and/or the at least one lookup function, to publish a CEP data stream.Type: GrantFiled: March 29, 2021Date of Patent: November 26, 2024Assignee: Capital One Services, LLCInventors: Vikram Tatavarthi, Pradeep Khandelwal, Kristaps Berzinch, Pooja Mulik, Jonathon Snyder, Jeremy Hanford, Sandeep Kumar, Sujay Nagendrappa Beesnalli
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Patent number: 12153883Abstract: Disclosed herein are system, method, and computer program product embodiments for a text-to-speech system. An embodiment operates by identifying a portion of content of the document, that is to be replaced with a summary associated with the content responsive to a request for an audible version of the document. A first request for the audible version of the document is received. A first summary of the content at a first level of detail is generated. The first summary is audibly output. A second request for additional information is received. A second summary of the content at different level of detail is generated. The second summary of the content at the second level of detail is audibly output.Type: GrantFiled: July 12, 2023Date of Patent: November 26, 2024Assignee: Capital One Services, LLCInventors: Galen Rafferty, Reza Farivar, Anh Truong, Jeremy Goodsitt, Vincent Pham, Austin Walters
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Patent number: 12150948Abstract: Toll-like receptor (TLR) ligands having an allose-based core are stable in aqueous formulation and are useful in treating, preventing, or reducing susceptibility to diseases or conditions mediated by TLRs, such as cancer, infectious disease, allergy, autoimmune disease, sepsis, and ischemia reperfusion.Type: GrantFiled: August 29, 2022Date of Patent: November 26, 2024Assignee: National Institutes of Health (NIH), U.S. Dept. of Health and Human Services (DHHS), U.S. GovernmentInventors: Helene Bazin-Lee, George Ettenger, Juhienah Khalaf, Kendal T. Ryter
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Patent number: 12154598Abstract: A system and method for editing videos is disclosed. Specifically, the embodiments provide systems and methods that allow users to generate synthetic video segments that are synchronized with an edited audio track. The system and method make use of autoencoders to modify the facial features, including mouth movements, of a subject.Type: GrantFiled: March 28, 2023Date of Patent: November 26, 2024Assignee: United Services Automobile Association (USAA)Inventors: Mark Paxman Warnick, Ravi Durairaj, Joel S. Hartshorn, Nathan Lee Post
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Patent number: 12155790Abstract: Methods and systems for multiple channel authentication are described. In one embodiment, a request for an interaction is initiated from within a mobile application. The request may include authentication information and contextual information relating to a current exchange between the mobile application and an organization. The user may be authenticated with the authentication information and the request may be routed to a representative based on the contextual information to continue the exchange.Type: GrantFiled: May 2, 2023Date of Patent: November 26, 2024Assignee: United Services Automobile Association (USAA)Inventors: Anthony Scott Farnsworth, Zakery Layne Johnson, Joshua S. Kerr, Eric Smith, Charles Lee Oakes, III, Thomas Bret Buckingham, Maland Keith Mortensen, John Raymond Harris, Joshua Samuel Leonard, Vijay Jayapalan, Minya Liang, Justin Dax Haslam, Robert Barner, Ross Andrew Thiele
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Patent number: 12154066Abstract: Systems and methods for delivering items are disclosed. The systems and methods comprise assigning a unique internal control value to each profile having an identified physical address delivery point. They also receive a request for delivery point information for each of a plurality of items to be distributed and providing a response comprising a list of internal control values thereto. They further receive a plurality of items, each item having printed thereon one of the internal control values on the list. For each of the plurality of items, they scan, by item processing equipment, the item to read the internal control value printed thereon, identifying, in the profile database, the physical address delivery point corresponding to the assigned internal control value, routing, by the item processing equipment, the item according to the identified physical address delivery point, and delivering the item to the identified physical address delivery point.Type: GrantFiled: June 28, 2023Date of Patent: November 26, 2024Assignee: United States Postal ServiceInventors: Robert E. Dixon, Jr., Gary C. Reblin, Naomi Miller
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Patent number: 12153978Abstract: Provided are approaches for providing card information in a highly secure and convenient manner. In some approaches, a transaction card may include a body having a first main side opposite a second main side, wherein a first outer layer extends along the first main side, and an internal layer adjacent the first outer layer, wherein one or more visual features are provided on the internal layer. The transaction card may further include a plurality of beads within a carrier, wherein the plurality of beads and the carrier are positioned between the internal layer and the first outer layer, wherein a force applied to the first main side of the body displaces one or more beads of the plurality of beads.Type: GrantFiled: January 19, 2023Date of Patent: November 26, 2024Assignee: Capital One Services, LLCInventors: Bryant Yee, Tyler Maiman, Kevin Osborn
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Patent number: 12152351Abstract: A track rail fastening system includes a direct fixation fastener assembly having a direct fixation fastener, and a laterally elongated support block. Fastener holes for receiving fastener-clamping fasteners, and fastener holes for receiving bracket-clamping fasteners, are formed in the support block. The respective sets of fastener holes are arranged in different anchor patterns. Fastener-clamping fasteners are received in one of the sets of fastener holes and claim direct fixation fastener to the support block. Bracket-clamping fasteners clamp a third-rail support bracket to the support block, and are received in one of the sets of fastener holes. The third-rail support bracket is cantilevered to the support block.Type: GrantFiled: December 4, 2020Date of Patent: November 26, 2024Assignee: Progress Rail Services CorporationInventors: Mark Louis Reynolds, Jr., Scott Osler
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Patent number: 12154116Abstract: Aspects described herein may allow for authentication of smart card usage. A server may receive, from a first computing device associated with a first user, a delegation request to delegate an authority, to a second user, to use a secondary card associated with an account belonging to the first user. The first user may hold a primary card associated with the account and the delegation request comprises one or more limitations on the authority. The server may also receive, via a sensor on the secondary card, first biometric information associated with the second user. The server may authenticate subsequent transaction requests based on the first biometric information and one or more limitations. In this way, the system may provide account holders with the flexibility to authorize other users to use the account while minimizing the risk of being exposed to fraudulent requests.Type: GrantFiled: October 30, 2023Date of Patent: November 26, 2024Assignee: Capital One Services, LLCInventor: Manish Hira