Abstract: Systems and methods for assessing cybersecurity risk of a computer network include the use of a risk model application that is configured to determine an initial cyber risk score value based upon an underwriting process. A cyber risk data stream is sent from the client's computer network to the system processor to periodically calculate an updated cyber risk score based upon actual data. The system processor is adapted to use the data stream to generate client information that is accessible by the client via a web-based client portal. In embodiments, the cyber risk data stream can be actively monitored to identify a threat of a cybersecurity breach.

Abstract: Systems and methods for assessing cybersecurity risk of a computer network include the use of a risk model application that is configured to determine an initial cyber risk score value based upon an underwriting process. A cyber risk data stream is sent from the client's computer network to the system processor to periodically calculate an updated cyber risk score based upon actual data. The system processor is adapted to use the data stream to generate client information that is accessible by the client via a web-based client portal. In embodiments, the cyber risk data stream can be actively monitored to identify a threat of a cybersecurity breach.

Abstract: Disclosed is a system and method to automatically identify property-related risks through the use of computer vision, sensors, and/or building information models (BIMs). The ability to automatically identify a variety of hazards helps mitigate the associated risks, and thus reduces the number of accidents or fatalities that would otherwise occur. In some embodiments, a “risk map” can be generated by mapping the identified risks for a given property.

Abstract: Systems and methods for monitoring the cleaning conditions of a facility include the use of a cleaning apparatus with a tracking device. The tracking device is adapted to detect an operating parameter of the cleaning apparatus. In embodiments, the operating parameter includes at least one of the location of the cleaning apparatus within a facility over time, the movement of the cleaning apparatus, and the dynamic coefficient of friction encountered by a cleaning head of the cleaning apparatus as it traverses a surface being cleaned in the facility.

Abstract: Systems and methods for assessing cybersecurity risk of a computer network include the use of a risk model application that is configured to determine an initial cyber risk score value based upon an underwriting process. A cyber risk data stream is sent from the client’s computer network to the system processor to periodically calculate an updated cyber risk score based upon actual data. The system processor is adapted to use the data stream to generate client information that is accessible by the client via a web-based client portal. In embodiments, the cyber risk data stream can be actively monitored to identify a threat of a cybersecurity breach.

Abstract: Systems and methods for assessing cybersecurity risk of a computer network include the use of a risk model application that is configured to determine an initial cyber risk score value based upon an underwriting process. A cyber risk data stream is sent from the client's computer network to the system processor to periodically calculate an updated cyber risk score based upon actual data. The system processor is adapted to use the data stream to generate client information that is accessible by the client via a web-based client portal. In embodiments, the cyber risk data stream can be actively monitored to identify a threat of a cybersecurity breach.

Abstract: A fall detection and identification system includes a tag worn by a user and a server. The tag collects acceleration data from one or more sensors embedded within the tag and transmits the data to the server. The server receives the data from the tag and performs an analysis on the data to detect and identify a fall. The analysis includes determining a change in acceleration of the user over the time window based on the acceleration data; comparing the change in acceleration of the user against one or more thresholds; and determining a status of the user based on the comparison of the change in acceleration of the user against the one or more thresholds.

Abstract: A system and method are provided for automatically estimating a repair cost for a vehicle. A method includes: receiving, at a server computing device over an electronic network, one or more images of a damaged vehicle from a client computing device; performing image processing operations on each of the one or more images to detect external damage to a first set of parts of the vehicle; inferring internal damage to a second set of parts of the vehicle based on the detected external damage; and, calculating an estimated repair cost for the vehicle based on the detected external damage and inferred internal damage based on accessing a parts database that includes repair and labor costs for each part in the first and second sets of parts.

Abstract: Systems and methods for administering a workers' compensation (WC) claim include a non-transitory, tangible computer-readable storage medium including a WC claim processing program bearing instructions for performing a settlement strategy for WC claims. A processor is configured to execute the WC claim processing program. The WC claim processing program includes a Cost of Waiting (COW) calculating module configured to calculate a COW for a predetermined period of time after an Arrival of a Settlement Opportunity (ASO) of each of the population of seasoned WC claims using the seasoned WC claim financial data and a machine learning module configured to conduct a regression analysis of the population of seasoned WC claims to determine a WC claim characteristic comprising an adversely-developing predictor that the COW of an open WC claim will more likely develop adversely when the corresponding WC claim characteristic data of the open WC claim matches the adversely-developing predictor.

Abstract: A device for dispensing and applying a cosmetic product, the device includes a product dispensing assembly, an applicator which is configured to be coupled within an upper chamber of the product dispensing assembly in a removable manner, and a cap which is configured to be removably engaged with the product dispensing assembly for covering the applicator and the product dispensing assembly when the device is not in use. The applicator comprises an applicator element which is in contact with an intermediate receiving surface of the dispensing head of the product dispensing assembly. At least a portion of the applicator is placed in contact with the product delivered through at least one outlet of the dispensing head when the product dispensing assembly is actuated. Preferably, the product at least partially impregnates the applicator element when the product contacts the applicator element.

Abstract: A method and system for processing communications between travel service providers and travel insurers where travel service providers use different messaging formats. A travel service provider transmits itinerary data to a travel insurer in one messaging format. The travel insurer may then convert the itinerary data into a format compatible with the travel insurer's system and determine an optimal policy choice based on the itinerary data. The travel insurer may then transmit this choice to the travel service provider in the travel service provider's preferred messaging format, and the travel service provider offers the product to the consumer through the travel service provider's interface.

Abstract: Systems and methods for generating a request to an appliance service provider include the use of a processor in operable arrangement with a microphone to receive an audio signal therefrom and a computer-readable medium to execute an appliance service program contained therein. The appliance service program includes a speech recognition module, a command intent discernment module configured to determine whether speech data from the speech recognition module includes command data and appliance data, a fetch module to send appliance data from the audio signal to a content server in response to the command intent discernment module determining the speech data includes a service connect command and to receive the appliance service data from the content server, and an interface module configured to transmit the appliance service data to a user interface.

Abstract: A system and method are described to create and use an Integrated Object Environment (IOE) running in a graph database environment. Uses include storing, revealing and maintaining value and risk of information assets, such as the topology of an analytical infrastructure in query-driven, graph database. A graphical user interface is described to permit importation, viewing, modification and querying in the IOE.

Abstract: A system and method are described to create and use an Integrated Object Environment (IOE) running in a graph database environment. Uses include storing, revealing and maintaining value and risk of information assets, such as the topology of an analytical infrastructure in query-driven, graph database. A graphical user interface is described to permit importation, viewing, modification and querying in the IOE.

Abstract: Systems and methods for detecting a hazard in a facility include the use of one or more cameras coupled with a hazard detection server. The hazard detection server is adapted to analyze images from the cameras, determine probabilities of hazards being present in the images, and provide an alert to a manager or workers when the probabilities exceed a hazard threshold.

Abstract: A system and method are provided for automatically estimating a repair cost for a vehicle. A method includes: receiving, at a server computing device over an electronic network, one or more images of a damaged vehicle from a client computing device; performing image processing operations on each of the one or more images to detect external damage to a first set of parts of the vehicle; inferring internal damage to a second set of parts of the vehicle based on the detected external damage; and, calculating an estimated repair cost for the vehicle based on the detected external damage and inferred internal damage based on accessing a parts database that includes repair and labor costs for each part in the first and second sets of parts.

Abstract: Systems, methods, and computer program products for automatically managing periodic debt payments and savings contributions are constructed to determine an allocation structure for each periodic payment between a debt obligation and a savings fund via a non-transitory computer-readable medium including a payment management program, a benefit management processor, and a data storage device in operable arrangement therewith.