Abstract: Systems, methods, and computer program products for automatically managing periodic debt payments and savings contributions are constructed to determine an allocation structure for each periodic payment between a debt obligation and a savings fund via a non-transitory computer-readable medium including a payment management program, a benefit management processor, and a data storage device in operable arrangement therewith.

Abstract: A computing device programmed to receive and use event data, such as hurricane, earthquake, fire, flood, and storm event data, and map that data to computer display map along with insured data related to an insurance portfolio that can also be mapped by geographic area and value, so that a user can quickly determine the exposure to a portfolio from an event. The event can be either a real-time event or a historical event.

Abstract: Performing information extraction from an electronic document is disclosed. A method comprises: receiving a semi-structured input document; retrieving an entity model that provides one or more domain variable definitions for one or more domain variables, wherein the entity model and the input document correspond to a common domain; determining that the input document includes an entity that satisfies a first domain variable definition corresponding to a first domain variable; retrieving a relational model that provides, for the first domain variable, one or more relational definitions comprising spatial restrictions for one or more values corresponding to the first domain variable; extracting one or more data elements from the input document that satisfy the one or more relational definitions; and generating an information graph having a structured data format, wherein the one or more data elements extracted from the input document correspond to the first domain variable in the structured data format.

Abstract: A computer system configured to evaluate a portfolio comprising instruments, comprising a computer memory configured to store, for each instrument, an instrument value for each portfolio scenario in an n-dimensional matrix, a first constraint and a second constraint; and a computer processor configured to transpose the n-dimensional matrix, to determine a first solution by maximizing the product of transpose of the n-dimensional matrix and the first constraint, determine whether the first solution is within an accepted range of an acceptable risk, if the expected first solution is not within an accepted range of an acceptable risk, process the second constraint with the first solution to obtain a second solution, and determine whether the second solution is within the accepted range of the acceptable risk.

Abstract: A computing device programmed to receive and use event data, such as hurricane, earthquake, fire, flood, and storm event data, and map that data to computer display map along with insured data related to an insurance portfolio that can also be mapped by geographic area and value, so that a user can quickly determine the exposure to a portfolio from an event. The event can be either a real-time event or a historical event.

Abstract: Systems and methods for monitoring the cleaning conditions of a facility include the use of a cleaning apparatus with a tracking device. The tracking device is adapted to detect an operating parameter of the cleaning apparatus. In embodiments, the operating parameter includes at least one of the location of the cleaning apparatus within a facility over time, the movement of the cleaning apparatus, and the dynamic coefficient of friction encountered by a cleaning head of the cleaning apparatus as it traverses a surface being cleaned in the facility.

Abstract: Disclosed is a system and method to automatically identify property-related risks through the use of computer vision, sensors, and/or building information models (BIMs). The ability to automatically identify a variety of hazards helps mitigate the associated risks, and thus reduces the number of accidents or fatalities that would otherwise occur. In some embodiments, a “risk map” can be generated by mapping the identified risks for a given property.

Abstract: Systems and methods for monitoring the cleaning conditions of a facility include the use of a cleaning apparatus with a tracking device. The tracking device is adapted to detect an operating parameter of the cleaning apparatus. In embodiments, the operating parameter includes at least one of the location of the cleaning apparatus within a facility over time, the movement of the cleaning apparatus, and the dynamic coefficient of friction encountered by a cleaning head of the cleaning apparatus as it traverses a surface being cleaned in the facility.

Abstract: Disclosed is a system and method to automatically identify property-related risks through the use of computer vision, sensors, and/or building information models (BIMs). The ability to automatically identify a variety of hazards helps mitigate the associated risks, and thus reduces the number of accidents or fatalities that would otherwise occur. In some embodiments, a “risk map” can be generated by mapping the identified risks for a given property.

Abstract: Systems and methods for assessing cybersecurity risk of a computer network include the use of a risk model application that is configured to determine an initial cyber risk score value based upon an underwriting process. A cyber risk data stream is sent from the client's computer network to the system processor to periodically calculate an updated cyber risk score based upon actual data. The system processor is adapted to use the data stream to generate client information that is accessible by the client via a web-based client portal. In embodiments, the cyber risk data stream can be actively monitored to identify a threat of a cybersecurity breach.

Abstract: Systems and methods for assessing cybersecurity risk of a computer network include the use of a risk model application that is configured to determine an initial cyber risk score value based upon an underwriting process. A cyber risk data stream is sent from the client's computer network to the system processor to periodically calculate an updated cyber risk score based upon actual data. The system processor is adapted to use the data stream to generate client information that is accessible by the client via a web-based client portal. In embodiments, the cyber risk data stream can be actively monitored to identify a threat of a cybersecurity breach.

Abstract: Performing information extraction from an electronic document is disclosed. A method comprises: receiving a semi-structured input document; retrieving an entity model that provides one or more domain variable definitions for one or more domain variables, wherein the entity model and the input document correspond to a common domain; determining that the input document includes an entity that satisfies a first domain variable definition corresponding to a first domain variable; retrieving a relational model that provides, for the first domain variable, one or more relational definitions comprising spatial restrictions for one or more values corresponding to the first domain variable; extracting one or more data elements from the input document that satisfy the one or more relational definitions; and generating an information graph having a structured data format, wherein the one or more data elements extracted from the input document correspond to the first domain variable in the structured data format.

Abstract: A system includes a sensor attached to an individual and detects an individual's improper body movements that increase injury risk. The system includes a safety tag with an accelerometer that measures proper acceleration. Proper acceleration along multiple directions are projected onto multiple 2-D planes, generating acceleration vectors. Phasor angles of the acceleration vectors are calculated, and if the spread in phasor angles for any one 2-D plane within a moving time window exceeds a threshold, the system determines that the individual has made an improper body movement.

Abstract: A system and method for performing a transaction can allow a user to perform a multi-step process on a single web page. The system can receive an initiate-application command from a user at an application server and, in response, initiate an application for facilitating a transaction. The system can present a parameter-request panel, including a set of parameter-request fields, to the user at a client. The system can receive transaction parameters from the user via the set of parameter-request fields. In response to receiving the transaction parameters, the system can present a transaction-options panel, including a set of transaction options associated with the transaction parameters, to the user without obscuring the parameter-request panel. The system can receive from the user a transaction-option selection associated with the set of transaction options and, in response, present a transaction-completion panel to the user without obscuring the parameter-request panel or the transaction-options panel.

Abstract: A system includes a sensor attached to an individual and detects an individual's improper body movements that increase injury risk. The system includes a safety tag with an accelerometer that measures proper acceleration. Proper acceleration along multiple directions are projected onto multiple 2-D planes, generating acceleration vectors. Phasor angles of the acceleration vectors are calculated, and if the spread in phasor angles for any one 2-D plane within a moving time window exceeds a threshold, the system determines that the individual has made an improper body movement.

Abstract: Disclosed is a system and method to automatically identify property-related risks through the use of computer vision, sensors, and/or building information models (BIMs). The ability to automatically identify a variety of hazards helps mitigate the associated risks, and thus reduces the number of accidents or fatalities that would otherwise occur. In some embodiments, a “risk map” can be generated by mapping the identified risks for a given property.

Abstract: Disclosed is a system and method to automatically identify property-related risks through the use of computer vision, sensors, and/or building information models (BIMs). The ability to automatically identify a variety of hazards helps mitigate the associated risks, and thus reduces the number of accidents or fatalities that would otherwise occur. In some embodiments, a “risk map” can be generated by mapping the identified risks for a given property.

Abstract: Systems and methods for monitoring the cleaning conditions of a facility include the use of a cleaning apparatus with a tracking device. The tracking device is adapted to detect an operating parameter of the cleaning apparatus. In embodiments, the operating parameter includes at least one of the location of the cleaning apparatus within a facility over time, the movement of the cleaning apparatus, and the dynamic coefficient of friction encountered by a cleaning head of the cleaning apparatus as it traverses a surface being cleaned in the facility.

Abstract: A computer system configured to evaluate a portfolio comprising instruments, comprising a computer memory configured to store, for each instrument, an instrument value for each portfolio scenario in an n-dimensional matrix, a first constraint and a second constraint; and a computer processor configured to transpose the n-dimensional matrix, to determine a first solution by maximizing the product of transpose of the n-dimensional matrix and the first constraint, determine whether the first solution is within an accepted range of an acceptable risk, if the expected first solution is not within an accepted range of an acceptable risk, process the second constraint with the first solution to obtain a second solution, and determine whether the second solution is within the accepted range of the acceptable risk.

Abstract: Systems and methods for monitoring the cleaning conditions of a facility include the use of a cleaning apparatus with a tracking device. The tracking device is adapted to detect an operating parameter of the cleaning apparatus. In embodiments, the operating parameter includes at least one of the location of the cleaning apparatus within a facility over time, the movement of the cleaning apparatus, and the dynamic coefficient of friction encountered by a cleaning head of the cleaning apparatus as it traverses a surface being cleaned in the facility.