Abstract: Systems and methods for predicting and making payments via preferred payment methods include determining an amount that a payer owes a payee, predicting a preferred funds transfer method of the payee, providing a notification to a payee device associated with the payee, receiving a user input from the payee device indicating an agreement with the preferred funds transfer method, and initiating, in response to the user input, a funds transfer from a source account of the payer to the payee. Predicting a preferred funds transfer method of the payee can include performing data analytics on at least one data source associated with the payee, such as a smart digital wallet, a social network account, a smart appliance, a financial account, a financial transaction, a shopping list, and a geographic location, etc. In some embodiments, predicting a preferred funds transfer method of the payee includes rerouting the payment to downstream payees.

Abstract: A system is described for mapping product attributes between schemas of e-commerce websites. Using a pre-defined reverse mapping, a mapping server populates a master attribute table from product attributes and taxonomy categorizations defined in a source schema. Using a pre-defined assignment mapping, the mapping server maps the master attributes in the master attribute table to product attributes and taxonomy categorizations in the target schema.

Abstract: Managing an online auction includes maintaining an automatically-decreasing, downward-going purchase price at which prospective buyers of a lot offered for sale can submit an immediate offer, and, concurrent with this, maintaining an upward-going contingent purchase price at which an offer to purchase the lot is to be automatically triggered, contingent on the downward-going purchase price decreasing to the upward-going contingent purchase price. Contingent bid(s) are received and work to increase the upward-going contingent purchase price. Server processing can then be performed based on submission of an immediately-effective offer to purchase the lot at the downward-going purchase price or automatic triggering of an offer to purchase the lot at the upward-going contingent purchase price. Related graphical user interfaces/online auction web interfaces, and presentation thereof, are also provided.

Abstract: Systems and methods for on demand local commerce are described. One example embodiment includes a device gathering location information and product interest associated with clients and client devices. The system may use location information in determining that the first plurality of client devices are within a first geographic area during a first time period, and may further use the interest information in calculating an interest level for a first product. A threshold may be identified and used in determining that the interest level for the first product exceeds the threshold. When the calculated interest level exceeds the threshold, a local commerce action is initiated. In various embodiments, the local commerce action may be a live on demand auction at a particular location, an offer associated with a geofenced area, a sales location recommendation to a merchant, or any other such local commerce action.

Abstract: Methods and systems for displaying, to a user interface, categories of items for the user to select from for querying the system, in order to enable the system to return to the user images of items of the type desired by the user for possible purchase. The items categories of items can be presented to the user interface visually in silhouette form so that the user can select brand and the silhouette image of the type of item desired. Upon selection of the silhouette image, a query is sent to the system and images of the desired type of item are returned to the user interface for presentation to the user, along with certain attributes of the items.

Abstract: To make customer check promptly and properly in response to a request for purchase of a 3rd app developed by a 3rd party using an application store operated in a foreign country. A management server 100 manages online store sale for making only an application stored in an app DB 250 and registered for online store sale available for purchase. The management server 100 comprises: an ordering processing unit 112 that judges whether the requested application to be purchased from a user is a 3rd app developed by a 3rd party; and a sales approval processing unit 113. If the application requested to be purchased is the 3rd app, the sales approval processing unit 113 notifies the user of a state waiting for approval by the 3rd party, and gains approval of sale of the 3rd app by transmitting a notification to the 3rd party requesting customer check.

Abstract: A computer-implemented method for providing merchant recommendations comprises receiving, by a processor, raw merchant embeddings and raw user embeddings generated from payment transaction records, wherein the raw merchant embeddings include a plurality of embedded features. A generative adversarial network (GAN) performs a disentanglement process on the raw merchant embeddings to remove an effect of an identified feature by generating modified merchant embeddings that are free of the identified feature and are aligned with other ones of the plurality of features. A list of merchant rankings is automatically generates based on the modified merchant embeddings, past preferences of a target user using the raw merchant embeddings, and a current location in which the merchant recommendations should be made. A list of merchant rankings is then provided to the target user.

Abstract: In some implementations, a method performed by data processing apparatuses includes receiving order data that represents a plurality of ordered items for delivery to a location; selecting a first policy from a store of first policies; transforming at least a portion of the order data into a plurality of item units, based on rules associated with the selected first policy; selecting a second policy from a store of second policies; for each item unit, based on rules associated with the selected second policy, modifying the item unit to include annotated information that corresponds to operations to be performed on the item unit; and generating instructions for grouping the plurality of item units for delivery to the location, based on the annotated information for the item units.

Abstract: A method for providing a digital product according to the present invention comprises the steps of: receiving a request to provide a digital product of a digital product providing server from a terminal of a user; obtaining a login server user identifier of the user for a unique application identifier by logging in to a login server using the unique application identifier; storing digital product providing information in a database in association with the login server user identifier on the basis of the request to provide the digital product of the digital product providing server; and transmitting the digital product providing information to the digital product providing server in association with the login server user identifier, thereby being able to conveniently provide the digital product by synchronizing a user account.

Abstract: A system comprising a computer-readable storage medium storing at least one program, and a computer-implemented method for providing digital avatars. A first request message is received for requesting a digital representation of a first target user combined with a target product for an online marketplace application on a first client device. The first request message is associated with a first user identifier indicative and a product identifier. Based on the first user identifier, a first user record is selected from a first database. The first user record includes measurement data. Based on the product identifier, a product record is selected from a second database. Based at least on the measurement data of the first user record and the selected product record, model data of the target product is determined and provided to the first client device.

Abstract: A method and system for displaying and managing products with artificial realities. An N-layer digital image is created that includes an M-layer hierarchy of vector images and/or visual overlays in progressive resolution format and allows progressive resolution display without loss of image quality for selected plural consumer products that appear in the N-layer digital image. Plural artificial reality objects are created with physical location information and product information. Consumer products are displayed via the N-layer digital image from a server network device via a communications network whenever a target network device matches a current physical location included in the physical location information in an artificial reality object.

Abstract: A network computing system provides an interactive menu to enable a consumer to initiate an order session. The network computing system can detect the order session is for placement of a group order, and can further provide a recommendation to the requesting consumer with respect to personalizing the group order for individual members of the group.

Abstract: A product release system, method and device that enables product controllers to generate product listings for one or more products as well as one or more customized prepurchase events for each of the products. The product release system, method and device then executes the prepurchase events according to one or more pricing, timing and permission conditions specified for each of the prepurchase events, facilitates the purchasing of the products during the prepurchase events and notifies the product controllers of the results of the prepurchase events.

Abstract: Embodiments of the invention relate to a computer-implemented method and system for generating personalized recommendations for a target user based at least on stored data about the target user. The method comprises obtaining, at the server computer, data from a plurality of data sources, including entity data associated with a plurality of entities, stored in an entity database, or personal data associated with a plurality of users, stored in a user database. The personalized recommendations system then merges the entity data or personal data and maps the entity or personal data to a corresponding entity or target user, respectively. The entity or personal data is differentiated, a relevance is determined, a weight is assigned to the data and corresponding source to canonicalize the data, the respective databases are updated with the corresponding data, and then a set of personalized recommendations to the target user is generated using the updated databases.

Abstract: This application discloses a two-dimensional code identification method, device and a mobile terminal. The two-dimensional code identification method comprises: sensing a capture operation performed by a user on an application interface, the application interface containing a two-dimensional code; in response to the sensed capture operation, capturing an image of the application interface; scanning the image to obtain two-dimensional code information of the two-dimensional code contained in the image.

Abstract: In some embodiments, a set of user groups can be defined, with each group relating to a different webpage experience, user action, etc. Requests are assigned to one of the groups based on actual webpage presentation features and/or user actions. A group-specific model is generated for each group and translates user information to a preliminary result (e.g., a purchasing probability). A model combination includes a weighted combination of a set of available group-specific models. User information is processed using the model combination to generate a model result. The model result is evaluated to determine whether a requested webpage is to be customized in a particular manner and/or an opportunity is to be offered.

Abstract: This specification relates to methods and systems for providing intuitive navigation of a set of entities. One of the methods includes determining n-dimensional embeddings representing entities; reducing the n-dimensional embeddings representing entities into a 2-dimensional representation of the entities; forwarding, for display on a user's computing device, the 2-dimensional representation of the entities; receiving an input from the user's computing device; responsive to the input, determining an additional 2-dimensional entity representation; and forwarding, for display on the user's computing device, the additional 2-dimensional entity representation.

Abstract: The present disclosure relates to methods and apparatus where information relating to products and services offered by various vendors may be offered for sale to customers via computing devices owned by those customers. Products and services offered to a particular customer may be related to a product previously purchased by that customer or be related to a product that a customer has access to. In certain instances, a product that a customer has access to may include a tag, such as a circuit, a chip, or printed matter that may provide information to an electronic device of a customer. After the customer's device received the information provided by the product tag, other products or services related to the tagged product may be received by the customer device. Methods consistent with the present disclosure may allow a user of a user device to interact with various different graphical user interfaces when making purchases.

Abstract: A system and method for facilitating electronic commerce over a network, according to one or more embodiments, includes communicating with a user via a user device and an issuer of payment media via an issuer device over the network, the payment media being issued to the user by the issuer, receiving user instruction over the network to link the payment media to a user account related to the user, prompting the user over the network to input a secure password known only by the issuer and the user, receiving the secure password from the user over the network, verifying that the payment media is owned by the user over the network via a secure protocol, returning a response to the user related to verification of the payment media, and storing payment media verification information.

Abstract: Disclosed herein are system, method, and computer program product embodiments for providing inventory ingestion and pricing system. An embodiment operates by identifying an e-mail receipt identifying a purchased object. The e-mail receipt is parsed for the identification of the purchased object. From an electronic marketplace, a set of items similar to the purchased object is identified. A price for a subset of the identified set of similar items that have sold on the electronic marketplace is determined. A sale price for the purchased object is generated based on the determined prices for the subset of similar items. The generated price is provided responsive to the identification of the purchased object.