Abstract: Systems and methods are described for processing mortgage payments. In one embodiment, the method includes receiving a fixed payment for the mortgage, such fixed payment being based on an initial interest rate, with the initial interest rate serving as a maximum interest rate; determining a principal and interest payment amount based on a revised interest rate, the revised interest rate not exceeding the maximum interest rate; determining a difference between the fixed payment and the determined principal and interest amount, so that any difference may prepay the mortgage.

Abstract: An inventory management method or system for controlling amounts of stocks is provided.

Abstract: A novel shipping label is described that includes an electronically updateable visual display that can be updated throughout the shipping process to provide routing instructions to package handlers. Instructions shown on the updateable display can provide such information as an indication of a particular conveyor belt or vehicle or a particular location in a vehicle for the package to be placed. A label interface device for updating the new shipping label is also described herein along with systems for updating the shipping label over the course of the package delivery. In addition, novel methods of providing shipping services that are made possible by these devices and systems are included in the disclosure.

Abstract: A novel shipping label is described that includes an electronically updateable visual display that can be updated throughout the shipping process to provide routing instructions to package handlers. Instructions shown on the updateable display can provide such information as an indication of a particular conveyor belt or vehicle or a particular location in a vehicle for the package to be placed. A label interface device for updating the new shipping label is also described herein along with systems for updating the shipping label over the course of the package delivery. In addition, novel methods of providing shipping services that are made possible by these devices and systems are included in the disclosure.

Abstract: A method for managing the submission of a plurality of engagements using a plurality of logins is disclosed. The method might include the steps of providing a plurality of logins corresponding to a single entity, wherein each of the plurality of logins includes a user name, a password and a location code, providing information relating to the plurality of engagements, receiving an identification code and a location code corresponding to the single entity and an engagement code corresponding to one of the plurality of engagements, and searching the plurality of logins for an available login. If an available login does not exist, then create an available login or return to the searching step. If an available login exists, then assign the available login to one of the plurality of engagements, and make the available login, unavailable.