Abstract: Various embodiments are generally directed to techniques for audit management, such as for automating and/or streamlining one or more audit processes or procedures, for instance. Some embodiments are particularly directed to generating optimized audit queues and facilitating efficient performance of the audit queues to provide improved audit platforms. For instance, in one or more embodiments, an audit platform may prioritize documents in a batch with identified authentication requirements and/or identified authentication requirements completed by specific associate entities to create an effective worklist, or audit queue, that covers predefined audit targets for the documents and/or associate entities. In various embodiments, the audit platform may present documents in the worklist and/or associated authentication requirements along with one or more tasks or baselines for completion and/or verification via one or more user interfaces.

Abstract: A method and system for associating a mobile device carried by a shopper with Point-of-Sale (PoS) data from that shopper's transaction at a retail location. Specifically, the association can utilize face data that was associated with the mobile device to match face data that was generated by association with PoS data. The association with a mobile device can also include the calculation of a mobile trajectory to enable the generation of a shopper profile including shopper behavior. The mobile to PoS association can include tracking of the mobile device throughout a retail location to form a trajectory. The association of a face to a mobile device can utilize the device's MAC address and repeat visit analysis to determine a match. The association of a face to PoS data can utilize the aligning of event time series based on a dynamic time disparity to match checkout events with PoS events.

Abstract: In some embodiments, apparatuses and methods are provided herein useful to provide an indication of stock level for products within a retail location. A marking material can be used on particular products to provide notification that the stock of the product is in or approaching a low stock situation. In some embodiments, a reader or sensor can be provided at or near a point of sale that is configured to detect the marking material and create a task.

Abstract: Various embodiments of the present approach and system include a novel ordering and integrated transaction system for providing consumers information about the merchants, such as locations of available retail merchants, menu items from the merchants, “line time” or “wait time” at the merchant locations, a make time for completing preparation of the consumer's order, etc.

Abstract: A customer electronic device places a goods order via a computer network including indicating an intended collection location, and in response installs a geo-fence function. The device triggers the geo-fence when proximate to the intended collection location. The computer network receives the trigger message and generates a pre-alert message sent to at least one in-store device, thereby prompting the ordered goods to be made ready for collection by the customer.

Abstract: A multi-dimensional recommended order system generates recommended orders for configurable products. The multi-dimensional recommended order system generates the recommended orders based on a multi-dimensional demand and sales metrics analysis. The multi-dimensional recommended order system determines the recommended order for each product configuration with a goal of moving a future supply mix of complex products to an optimized target supply mix. The recommended order can be generated and evaluated based on demand analysis of not only configured products but also based on analysis for demand of particular product dimensions. Thus, the system determines a recommended order for each configurable product by minimizing imbalances between future supplies and target supplies of product configurations and future supplies and target supplies of dimensions of the product configurations.

Abstract: A method, system, and/or computer program product dynamically controls an available inventory level for a particular product. An in-store shopper identification receiver receives an in-store shopper's identification signal from an in-store shopper identification transmitter in a shopper's personal electronic device. Based on the in-store shopper being in the physical store, a local area network connection between the shopper's personal electronic device and a local area network in the physical store is activated, thus enabling a retrieval of an in-store shopper's wish list stored on the shopper's personal electronic device. The available inventory level for the particular product on the in-store shopper's wish list is then adjusted according to the presence of the in-store shopper in the store and the contents of the in-store shopper's wish list.

Abstract: Aspects of the disclosure provide a computer-implemented method and system for ordering food remotely or from a vehicle for pick-up or delivery by providing the use of an application on a mobile device that provides information that allows the ordering. The computer-implemented method and system may include an order in advance application that allows a user or the system automatically to place an order based on previous orders. The computer-implemented method and system may also allow for the electronic payment for the food. Telematics information regarding the user and/or the vehicle may be utilized to provide information regarding a user's location, velocity, route, and destination. The computer-implemented method and system may utilize this telematics information to provide a prioritized ranked list of restaurants for the user. The computer-implemented method and system may utilize insurance information to provide additional features and enhance the mobile food order method and system.

Abstract: Based on an analysis of asset attribute data associated with a plurality of assets, a platform may detect a locality that is a possible instance of a given type of environment, such as a mine or construction site. In response, the platform may obtain image data associated with the detected locality and input that image data into a model that outputs likelihood data indicating a likelihood that any portion of the detected locality comprises a given feature of the given type of environment (e.g., a boundary, navigation route, hazard, etc.), where this model is defined based on training data. Based on the likelihood data, the platform may then generate output data indicating a location of any portion of the detected locality that is likely to comprise the given feature. In turn, the platform may use the output data to simulate asset operation in the detected locality.

Abstract: A computing system implements a network transaction service in which prepaid cards physically residing at merchant locations. Users of the network transaction service can launch a service application to indicate a transaction at the merchant location. A transaction data set is then received from a point-of-sale terminal at the merchant location—corresponding to use of the prepaid card—which enables the computing system to fund the transaction from a shared funding source of the network transaction service. Subsequently, the computing system can access a customer account of the user to reimburse the shard funding account for an amount of the transaction.

Abstract: When an account holder contacts the issuer of the account to dispute a transaction conducted with a merchant using the account, the issuer may request additional transaction details, such as purchased item level details, from the merchant via the merchant integrated dispute resolution platform. A real-time purchase inquiry sent to the merchant may request purchase information or transaction information (e.g. purchased item details, order information, order history, shipping and delivery information, etc.) associated with the transaction. The merchant may send a real-time response to the merchant integrated dispute resolution platform which may forward all or a portion of the received information to the issuer in real-time. The entire communication between the issuer, the merchant integrated dispute resolution platform and the merchant may be a sessionless (or stateless) communication, i.e. all communication among the parties may occur in a single session which may last 10 seconds or less.

Abstract: Systems and methods for gift card linking are disclosed. According to one embodiment, a method for processing a payment using a linked stored value instrument may include (1) receiving, from a merchant, a payment request for a transaction, the payment request comprising an identification of a transaction amount and a transaction account; (2) at least one computer processor retrieving a stored value instrument for the merchant that is associated with the transaction account; and (3) the at least one computer processor causing the stored value instrument to be debited for a first portion of the transaction amount.

Abstract: A system and method for retail inventory checkout in which the customer selects items from the item shelves and as an item is taken from the shelf, the customer employs an input device, such as a portable data terminal, a smart phone provided with a store application or other suitable device that communicates with the store network, to identify the item either by scanning the optical code on the item or by other means, and then once scanned, the item is added to the purchase list and then placed in a shopping cart, basket or other container.

Abstract: Embodiments of the present invention may provide automated techniques for checking store shelves for compliance with planograms that can handle unknown arrangements in a uniform way, with little user involvement, and with relatively low processing complexity. For example, a computer-implemented method for determining compliance with a planogram may comprise receiving at least one image of a plurality of shelves containing objects, receiving at least one planogram representing desired positions of the objects on the shelves, wherein each row of the planogram corresponds to one shelf, adjusting positions of objects in the planogram to reflect a size of the shelves, determining a tolerance for inaccuracy in object position in the image using object dimension data, detecting object positions in the image, aligning each row of the planogram individually to the detected object positions, and comparing the detected object positions with the adjusted planogram positions to generate compliance information.

Abstract: A method, system and program product comprise accessing a transaction records database. Unmatched records are collected into a first set. The first set at least comprises events and transactions. Probabilities of event matches of transactions originating from an event are calculated. The calculating uses at least defined features and stored probability distributions. A quality value for each of the event matches is calculated. The quality value is at least in part being determined by the probability of the event match. A second set of optimized event matches is determined using at least the quality values. Each of the optimized event matches at least comprises transactions deemed to have been generated by the event.

Abstract: Described are systems, methods, and apparatus for managing the movement of inventory items within a materials handling facility using rollable containers and a gravity feed conveyance system. Inventory items are placed in the rollable containers and are routed to different locations within the materials handling facility along the gravity feed conveyance system, through use of gravitational forces that cause the rollable containers to roll. By using gravity to route inventory items within the materials handling facility, the energy and power requirements for the materials handling facility are reduced, which reduces overhead costs and which is better for the environment.

Abstract: A method for conducting a transaction is disclosed. The method includes using a first portable electronic device, and directly transmitting a request for payment to a second portable electronic device through a wireless link. Then, the second portable electronic device transmits an approval of the request for payment to the first portable electronic device. One of the first and the second portable electronic devices then sends the request for payment to a payment hub service. The payment hub service then facilitates the transfer of funds from a payer institution to a payee institution to complete the transaction.

Abstract: A system includes a digital camera coupled with or integrated within a transaction terminal to capture an image during authorization of a transaction initiated at the transaction terminal. The system further includes a portal configured to receive the image and transmit the image to a communication reference associated with the account information of an account in which the transaction is made, based on a security preference associated with the account information. The image may be optionally analyzed to detect fraudulent use of the account.

Abstract: Introduced here is a technology that enables fraud detection and protection in financial transactions using a communication signal identification mechanism. The technology eliminates the uncertainties as to the authenticity of a payment card and/or a customer involved in a transaction. In at least some embodiments, methods and systems are disclosed for facilitating communication with one or more personal computing devices physically present at a merchant's POS device to establish customer presence and/or card presence. The personal computing devices can include a smartphone, a wearable electronic device, or any electronic device capable of communication with other devices. The personal computing devices can also include a payment card in the form of a smartcard with embedded BLE or any other smart chip (e.g., GPS, Wi-Fi, 4G, etc.). In some embodiments, methods and systems are disclosed for applying context-based restrictions on the payment card to assist in protection against fraud.

Abstract: A system and method for retail inventory checkout in which the customer selects items from the item shelves and as an item is taken from the shelf, the customer employs an input device, such as a portable data terminal, a smart phone provided with a store application or other suitable device that communicates with the store network, to identify the item either by scanning the optical code on the item or by other means, and then once scanned, the item is added to the purchase list and then placed in a shopping cart, basket or other container.