Abstract: Disclosed herein is a method of lead routing with a lead-management system including, in some embodiments, sending borrower information for a potential borrower from a database server of a lending platform to a database server of a brokering platform to supply buyer information for a potential buyer of real estate. The method also includes, in some embodiments, capturing real estate-buying criteria of the potential buyer. The method also includes, in some embodiments, matching the potential buyer with up to five licensed real-estate professionals associated with the brokering platform using at least in part some of the real estate-buying criteria. The method also includes, in some embodiments, notifying each real-estate professional of the up-to-five licensed real-estate professionals of the potential buyer by way of at least a text message sent by a web server of the brokering platform through an SMS gateway.

Abstract: Systems and methods are provided for integrating damage evidence with appraisal management system to create a unified user experience for improving a virtual damage appraisal process. The system may display a curated collection of evidence providing an overview of the vehicle and sections of a vehicle damaged during an adverse incident. A user may select a damaged section from a plurality of damaged sections to view damage evidence determined by machine learning algorithms to best reflect the selected damaged section may be displayed. The damage evidence may be displayed concurrently with vehicle part selection and repair line editing functionality in a configurable graphical user interface (GUI) of a virtual appraisal application. Additionally, the system may generate set of recommendations for repairing or replacing the damaged parts in the selected section. The user may add the recommendations to a repair estimate as repair estimate lines.

Abstract: Described are a method, system, and computer program product for facilitating communication between a user of a financial account and a merchant associated with at least one transaction with the financial account. The method includes receiving transaction data representative of the at least one transaction, the transaction data comprising at least one transaction identifier. The method also includes determining the merchant associated with the at least one transaction identifier and determining at least one merchant communication mode. The method further includes transmitting merchant contact data to a user device and receiving at least one selected communication mode.

Abstract: A system and method for assessing a supply chain for a perishable product. In various embodiments, the present invention provides a quality code for a perishable product which encodes a plurality of the most important performance metrics of the cold chain for the perishable product, including food quality oriented measures such as cut-to-cool time, transportation quality and accumulated shelf-life loss, and food safety oriented measures such as most probable number range for microorganism growth into a compact, modular and simple to read format.

Abstract: Disclosed are systems, methods, and non-transitory computer readable mediums for receiving a location of a mobile device, determining an identity of a user of the mobile device, determining respective proximities of the mobile device to a plurality of devices, receiving statuses of the devices, determining an authorized subset of the devices, generating a list of statuses of the authorized subset for which the user is authorized with the list ordered by priority and a device type having a higher priority than a status, generating maintenance instructions for a portion of the authorized subset, and transmitting the list of statuses and the maintenance instructions to the mobile device.

Abstract: A method for supply chain management using mobile devices with a server on an electronic data network includes receiving identifying information for a product transmitted from a mobile device via the network, the server being periodically updated with product recall data. The server queries a traceability server via the network for master data and event data related to the product using the identifying information. The server processes the recall data, master data, and event data to produce product data which is output to the mobile device.

Abstract: A home cost analysis server is configured to train an image processing program to identify features of homes, receive user input including a prospective home, and access a first database storing metadata and images associated with homes, including the prospective home, available for purchase. The server is also configured to input images of the prospective home to the machine-learned image processing program, which outputs a feature of the prospective home, access a second database storing historical ancillary costs, and perform a lookup in the second database to retrieve comparable historical ancillary costs associated homes having a comparable feature to the outputted feature. The server is further configured to analyze the metadata associated with the prospective home, the outputted feature, and the comparable historical ancillary costs to determine ancillary home costs associated with the prospective home, and display the ancillary home costs and an overall monthly cost for the prospective home.

Abstract: Systems and methods are disclosed for electronically detecting and determining a type of inspection to recommend for a property and/or one or more characteristics of the property using input from multiple computing devices, such as image capturing devices, mobile devices, external data sources, internal data sources, and/or other data sources. A computing device may receive, via a communication interface, a plurality of images of a property. The computing device may determine, based on the plurality of images of the property, a score indicative of a level of care of the property. The computing device may determine, based on the plurality of images of the property, an estimate of a value of the property. Based on the determined score indicative of the level of care of the property and the determined estimate of the value of the property, the computing device may determine a recommendation for a type of inspection to perform on the property.

Abstract: Embodiments are directed to a method for determining an interview script in a claims submission. The method may comprising receiving data relating to a claim being submitted, which may include claims submission data input by a user, information relating to the user, and one or more features. Data associated with the one or more features may be determined from an artificial intelligence model. A first score based on the data associated with the one or more features and data associated with the information relating to the user may be determined and used to determine an interview script. In one embodiment, questions in the interview script may continue to be provided to the interviewer computer if a continually updated score remains above a predetermined threshold. In another embodiment, the user may be routed to a live interview with a human representative if a continually updated score drops below a predetermined threshold.

Abstract: A computer-implemented method comprising: obtaining repair estimate data that describes a repair estimate for a damaged vehicle; extracting, from an OEM repair procedure database according to the received repair estimate data, repair procedure data that describes repair procedures for the damaged vehicle; transmitting the extracted repair procedure data to at least one technician computing device; obtaining repair log data generated by the at least one technician computing device, wherein the repair log data describes one or more repairs performed upon the damaged vehicle; determining whether the repair procedures for the damaged vehicle have been satisfactorily performed based on the received repair log data and the extracted repair procedure data; sending an electronic approval message responsive to determining the repair procedures for the damaged vehicle have been satisfactorily performed; and sending an electronic disapproval message responsive to determining the repair procedures for the damaged vehicle

Abstract: A waste service management system, method, and computer program product improve waste services by responding to air quality that is outside and inside a waste service vehicle. A controller monitors at least one exterior air quality sensor that is mounted to, and exposed to air exterior to, the waste service vehicle. The controller monitors at least one interior air quality sensor that is mounted to the waste service vehicle and exposed to air interior to a waste hauling body that is one of carried and attached to the waste service vehicle. The controller compares measurement levels of exterior and interior airborne chemical constituents to one or more corresponding air quality thresholds. The controller presents a notification on a user interface device indicating any exceedance of the air quality threshold and an associated origin of one of the exterior air and the interior air.

Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for performing actions based on predicted precipitation accumulation. One of the methods includes receiving, from a camera, image data that depicts at least a portion of a property; determining, using the image data, a predicted current amount of precipitation that has accumulated at the property; receiving additional data that identifies characteristics of the property; determining one or more actions to remove at least some of the precipitation from the property using the predicted current amount of precipitation that has accumulated at the property, and the characteristics of the property; and performing the one or more actions to remove at least some of the precipitation from the property.

Abstract: A system and associated method may utilize a processor that receives recall product instance group (RPIG) information (RPIGI) identifying a set of instances of products having a product type identifier (PTI) that are a subject of a product recall. The processor receives, from an imaging device associated with a user, an image containing a product instance. The method further comprises applying a classifier and determining a PTI. Based on the image, secondary product information is also identified. These may be compared with the RPIGI to determine a product instance membership. Information related to the product instance membership in the RPIG may be displayed.

Abstract: An electronic ledger stores vehicle data including a distance travelled by a vehicle wheel assembly during operation and a number of instances of repair of the vehicle wheel assembly. A health status of the vehicle wheel assembly can be determined based on the vehicle data. Transfer of custody of the vehicle wheel assembly from a first entity to a second entity is based on the health status of the vehicle wheel assembly. Data indicating the custody transfer can be stored to the electronic ledger.

Abstract: A system and method for collecting and managing property information is disclosed. The system and method allow for buyers, sellers, agents and other parties that may have relevant information for a real estate transaction to collect and/or view property information stored in a property information storage system. The system and method include a virtual property notebook that facilitates collecting data about properties so that the information can be added to the property information storage system. Users are guided through a property using the virtual property notebook running as a software application on a remote device. The remote device can be used to collect image information. Users may be instructed to further inspect a property structure such as an appliance that the system has automatically detected. The system and method further include a prediction system that can provide estimated property values based on collected information.

Abstract: A facility readiness inspection system and method are disclosed. Embodiments comprise an asset database comprising inspection task definition for assets. An inspection coordination application program interface (API) can create at least one periodic inspection task list. Each periodic inspection task list can include a number of tasks and assets, chosen based on the total time allotted for completion of the periodic inspection task list and the complexity of the inspection task definitions of each physical asset. Mobile electronic device can be configured to present the periodic inspection task list as a series of discrete tasks and to receive task list response data in response to each discrete task. Response data can be compared to benchmarks and standards, and issues can be escalated to external systems. An analytics engine can automatically produce inspection compliance documentation for each of the physical assets related to the periodic inspection task list.

Abstract: Provided are an information terminal, an information processing method, a non-transitory computer readable recording medium storing an information processing program, and an information processing system capable of reducing time and effort of a user related to rental of an imaging-equipment.

Abstract: This application relates to apparatus and methods for identifying fraudulent transactions. A computing device receives return data identifying the return of at least one item. The computing device obtains modified strategy data identifying at least one rule of a modified strategy. The rule may be based on the application of at least one discrete stochastic gradient descent algorithm to an initial strategy. The computing device applies the modified strategy to the received return data identifying the return of the at least one item, and determines whether the return of the at least one item is fraudulent based on the application of the modified strategy. The computing device generates fraud data identifying whether the return of the at least one item is fraudulent based on the determination, and may transmit the fraud data to another computing device to indicate whether the return is fraudulent.

Abstract: In one embodiment, the present disclosure is directed to a method of verifying a location of an organization. The method includes providing a user interface to a device of a representative of an organization, the user interface prompting the representative to provide organization data. The organization data includes organization name data indicative of an organization name, organization address data indicative of a location of the organization, photograph files for photographs of specific different portions of the location of the organization, and photograph location data indicative of where each of the photographs was taken. The method further includes receiving the organization data from the device, and verifying that the organization address data corresponds with the organization address data.

Abstract: A task-based learning using task-directed prediction network can be provided. Training data can be received. Contextual information associated with a task-based criterion can be received. A machine learning model can be trained using the training data. A loss function computed during training of the machine learning model integrates the task-based criterion, and minimizing the loss function during training iterations includes minimizing the task-based criterion.