Patents by Inventor Clint J. Marlow
Clint J. Marlow has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10789570Abstract: Systems, methods, apparatuses and computer-readable media for analyzing vehicle claim information from a vehicle that is deemed a total loss to determine one or more parts that may be removed from the total loss vehicle for reuse is presented. In some arrangements, the parts identified for reuse may be identified prior to removal from the total loss vehicle and may be identified as available inventory and may include a future availability date. One or more repair shops may then request the parts available for reuse and the part may be reserved for that shop until it becomes available.Type: GrantFiled: March 30, 2018Date of Patent: September 29, 2020Assignee: Allstate Insurance CompanyInventors: Clint J. Marlow, Robert L. Trinco, John A. Riggio
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Patent number: 10783585Abstract: Systems and methods provide for an automated system for analyzing damage to process claims and pre-claim consultations associated with an insured item, such as a vehicle. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a user device (e.g., a mobile device). The mobile device may receive feedback from the server regarding the acceptability of submitted photos/video, and if the server determines that any of the submitted photos/video is unacceptable, the mobile device may capture additional photos/video until all of the data are deemed acceptable. In addition, the server may interface with third party entities such as repair shops and may generate a payment for compensating a claimant for repair of the insured item.Type: GrantFiled: March 15, 2013Date of Patent: September 22, 2020Assignee: Allstate Insurance CompanyInventors: Suchandra Banerjee, Jennifer A. Brandmaier, Mark E. Faga, Robert H. Johnson, Clint J. Marlow, Curtis Murphy, Kurt M. Stricker, Josh Campbell
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Patent number: 10685400Abstract: Systems and methods provide for an automated system for analyzing damage and processing claims associated with an insured item, such as a vehicle. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a user device (e.g., a mobile device). The mobile device may receive feedback from the server regarding the acceptability of submitted photos/video, and if the server determines that any of the submitted photos/video is unacceptable, the mobile device may capture additional photos/video until all of the data are deemed acceptable. To aid in damage analysis, the server may also interface with various internal and external databases storing reference images of undamaged items and cost estimate information for repairing previously analyzed damages to similar items. Further still, the server may generate a payment for compensating a claimant for repair of the insured item.Type: GrantFiled: July 2, 2013Date of Patent: June 16, 2020Assignee: Allstate Insurance CompanyInventors: Jennifer A. Brandmaier, Mark E. Faga, Robert H. Johnson, Daniel Koza, William Loo, Clint J. Marlow, Kurt M. Stricker
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Patent number: 10672258Abstract: Apparatuses, systems, and methods are provided for determining injuries to occupants (e.g., drivers, passengers, etc.) of a vehicle after an accident. A telematics system may be configured to receive telematics data from one or more vehicles involved in an accident. Using the received telematics data, a computing device of the telematics system may determine whether injuries were sustained by passengers of the one or more vehicles. In response to the determination, the computing device may perform one or more pre-first notice of loss assessments.Type: GrantFiled: March 18, 2019Date of Patent: June 2, 2020Assignee: Allstate Insurance CompanyInventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
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Patent number: 10636099Abstract: Systems and methods for performing insurance damage inspection by a vehicle are provided. A computing device may receive a request to inspect of property, the request comprising a location of the property. The computing device may identify a vehicle from a plurality of vehicles that is located closest to the location of the property from other vehicles in the plurality of vehicles. The computing device may instruct the vehicle to travel to the location of the property. The computing device may instruct the vehicle to collect damage information on the property using one or more onboard sensors of the vehicle. The computing device may determine an amount of insurance payout to approve for repairs to the property based on the damage information collected by the vehicle.Type: GrantFiled: January 7, 2019Date of Patent: April 28, 2020Assignee: Allstate Insurance CompanyInventors: Clint J. Marlow, Bryan Keith Corder
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Patent number: 10628892Abstract: A claim-based capitation model is proposed for handling vehicle repair insurance claims. Rather than determining a detailed estimate of the expected actual cost of repair, the estimate may be determined using a simpler model. For example, the insurance company and a repair facility may agree to following a predictive payment model in which the insurance company pays a fixed predicted capitated amount of money for each repair claim, regardless of the amount of repair work that will be needed. Alternatively, the insurance company may prepay a fixed capitated amount for a predicted number of future insurance claims.Type: GrantFiled: November 27, 2018Date of Patent: April 21, 2020Assignee: Allstate Insurance CompanyInventors: Randall Hanson, Robert H. Johnson, Kurt M. Stricker, Clint J. Marlow
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Publication number: 20200101917Abstract: Event-based connected vehicle control and response systems, methods, and apparatus are disclosed. An example method comprises identifying the occurrence of an event, storing first data corresponding to apparatus operation for a first threshold amount of time prior to the event, during the occurrence of the event, and for a second threshold amount of time after the event, determining whether a responsive object is involved in or near the event, in response to determining that the responsive object is involved in or near the event, transmitting the first data to the responsive object, and receiving, from the responsive object, second data, analyzing the first data and the second data to determine a party at-fault for the event, aggregating the first data and second data into an event report, and causing, automatically, a response to be initiated through an entity associated with the party at-fault.Type: ApplicationFiled: December 5, 2019Publication date: April 2, 2020Inventors: Surender Kumar, Clint J. Marlow, Timothy W. Gibson, Mark V. Slusar, Chris Wiklund
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Patent number: 10580075Abstract: Systems and methods provide for an automated system for analyzing damage to process claims associated with an insured item, such as a vehicle. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a user device (e.g., a mobile device). The enhanced claims processing server may submit a signal that locks one or more portions of an application on the mobile device used to submit the photos/videos. The mobile device may receive feedback from the server regarding the acceptability of submitted photos/video. The photos may further be annotated using, for example, a touch screen display. An estimate, such as a cost estimate, may be determined for the damage associated with the insured item based on the photos and/or annotations.Type: GrantFiled: October 25, 2013Date of Patent: March 3, 2020Assignee: Allstate Insurance CompanyInventors: Jennifer A. Brandmaier, Mark E. Faga, Robert H. Johnson, Daniel Koza, William Loo, Clint J. Marlow, Philip Peter Ramirez, Kurt M. Stricker
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Patent number: 10572944Abstract: Systems and methods provide for an automated system for analyzing damage to process claims associated with an insured item, such as a vehicle. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a user device (e.g., a mobile device). The enhanced claims processing server may submit a signal that locks one or more portions of an application on the mobile device used to submit the photos/videos. The mobile device may receive feedback from the server regarding the acceptability of submitted photos/video. The photos may further be annotated using, for example, a touch screen display. An estimate, such as a cost estimate, may be determined for the damage associated with the insured item based on the photos and/or annotations.Type: GrantFiled: October 25, 2013Date of Patent: February 25, 2020Assignee: Allstate Insurance CompanyInventors: Jennifer A. Brandmaier, Mark E. Faga, Robert H. Johnson, Daniel Koza, William Loo, Clint J. Marlow, Philip Peter Ramirez, Kurt M. Stricker
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Patent number: 10518729Abstract: Event-based connected vehicle control and response systems, methods, and apparatus are disclosed. An example method comprises identifying the occurrence of an event, storing first data corresponding to apparatus operation for a first threshold amount of time prior to the event, during the occurrence of the event, and for a second threshold amount of time after the event, determining whether a responsive object is involved in or near the event, in response to determining that the responsive object is involved in or near the event, transmitting the first data to the responsive object, and receiving, from the responsive object, second data, analyzing the first data and the second data to determine a party at-fault for the event, aggregating the first data and second data into an event report, and causing, automatically, a response to be initiated through an entity associated with the party at-fault.Type: GrantFiled: August 2, 2017Date of Patent: December 31, 2019Assignee: Allstate Insurance CompanyInventors: Surender Kumar, Clint J. Marlow, Timothy W. Gibson, Mark V. Slusar, Chris Wiklund
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Patent number: 10430886Abstract: Systems and methods provide for an automated system for analyzing damage and processing claims associated with an insured item, such as a vehicle. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a user device (e.g., a mobile device). The mobile device may receive feedback from the server regarding the acceptability of submitted photos/video, and if the server determines that any of the submitted photos/video is unacceptable, the mobile device may capture additional photos/video until all of the data are deemed acceptable. To aid in damage analysis, the server may also interface with various internal and external databases storing reference images of undamaged items and cost estimate information for repairing previously analyzed damages to similar items. Further still, the server may generate a payment for compensating a claimant for repair of the insured item.Type: GrantFiled: May 13, 2013Date of Patent: October 1, 2019Assignee: Allstate Insurance CompanyInventors: Jennifer A. Brandmaier, Mark E. Faga, Robert H. Johnson, Daniel Koza, William Loo, Clint J. Marlow, Kurt M. Stricker
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Patent number: 10430885Abstract: Systems and methods provide for an automated system for analyzing damage and processing claims associated with an insured item, such as a vehicle. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a user device (e.g., a mobile device). The mobile device may receive feedback from the server regarding the acceptability of submitted photos/video, and if the server determines that any of the submitted photos/video is unacceptable, the mobile device may capture additional photos/video until all of the data are deemed acceptable. To aid in damage analysis, the server may also interface with various internal and external databases storing reference images of undamaged items and cost estimate information for repairing previously analyzed damages to similar items. Further still, the server may generate a payment for compensating a claimant for repair of the insured item.Type: GrantFiled: August 16, 2012Date of Patent: October 1, 2019Assignee: Allstate Insurance CompanyInventors: Jennifer A. Brandmaier, Mark E. Faga, Robert H. Johnson, Daniel Koza, William Loo, Clint J. Marlow, Kurt M. Stricker
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Patent number: 10360638Abstract: A claim-based capitation model is proposed for handling vehicle repair insurance claims. Rather than determining a detailed estimate of the expected actual cost of repair, the estimate may be determined using a simpler model. For example, the insurance company and a repair facility may agree to following a predictive payment model in which the insurance company pays a fixed predicted capitated amount of money for each repair claim, regardless of the amount of repair work that will be needed. Alternatively, the insurance company may pre-pay a fixed capitated amount for a predicted number of future insurance claims.Type: GrantFiled: April 24, 2018Date of Patent: July 23, 2019Assignee: Allstate Insurance CompanyInventors: Randall Hanson, Robert H. Johnson, Kurt M. Stricker, Clint J. Marlow
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Patent number: 10276033Abstract: Apparatuses, systems, and methods are provided for determining injuries to occupants (e.g., drivers, passengers, etc.) of a vehicle after an accident. A telematics system may be configured to receive telematics data from one or more vehicles involved in an accident. Using the received telematics data, a computing device of the telematics system may determine whether injuries were sustained by passengers of the one or more vehicles. In response to the determination, the computing device may perform one or more pre-first notice of loss assessments.Type: GrantFiled: June 26, 2018Date of Patent: April 30, 2019Assignee: Allstate Insurance CompanyInventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
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Patent number: 10223753Abstract: Systems and methods for performing insurance damage inspection by an unmanned aerial vehicle (UAV) are provided. A computing device may receive a request to inspect a vehicle, the request comprising a location of the vehicle. The computing device may identify a UAV from a plurality of UAVs that is located closest to the location of the vehicle from other UAVs in the plurality of UAVs. The computing device may instruct the UAV to travel to the location of the vehicle. The computing device may instruct the UAV to collect damage information on the vehicle using one or more onboard sensors of the UAV. The computing device may determine an amount of insurance payout to approve for repairs to the vehicle based on the damage information collected by the UAV.Type: GrantFiled: September 30, 2016Date of Patent: March 5, 2019Assignee: Allstate Insurance CompanyInventors: Clint J. Marlow, Bryan Keith Corder
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Publication number: 20190039545Abstract: Event-based connected vehicle control and response systems, methods, and apparatus are disclosed. An example method comprises identifying the occurrence of an event, storing first data corresponding to apparatus operation for a first threshold amount of time prior to the event, during the occurrence of the event, and for a second threshold amount of time after the event, determining whether a responsive object is involved in or near the event, in response to determining that the responsive object is involved in or near the event, transmitting the first data to the responsive object, and receiving, from the responsive object, second data, analyzing the first data and the second data to determine a party at-fault for the event, aggregating the first data and second data into an event report, and causing, automatically, a response to be initiated through an entity associated with the party at-fault.Type: ApplicationFiled: August 2, 2017Publication date: February 7, 2019Inventors: Surender Kumar, Clint J. Marlow, Timothy W. Gibson, Mark V. Slusar, Chris Wiklund
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Patent number: 10176532Abstract: A claim-based capitation model is proposed for handling vehicle repair insurance claims. Rather than determining a detailed estimate of the expected actual cost of repair, the estimate may be determined using a simpler model. For example, the insurance company and a repair facility may agree to following a predictive payment model in which the insurance company pays a fixed predicted capitated amount of money for each repair claim, regardless of the amount of repair work that will be needed. Alternatively, the insurance company may pre-pay a fixed capitated amount for a predicted number of future insurance claims.Type: GrantFiled: April 24, 2017Date of Patent: January 8, 2019Assignee: Allstate Insurance CompanyInventors: Randall Hanson, Robert H. Johnson, Kurt M. Stricker, Clint J. Marlow
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Patent number: 10102586Abstract: Systems and methods for performing insurance damage inspection by an unmanned aerial vehicle (UAV) are provided. A computing device may receive a request to inspect a property, the request comprising a location of the property. The computing device may identify a UAV from a plurality of UAVs that is located closest to the location of the property from other UAVs in the plurality of UAVs. The computing device may instruct the UAV to travel to the location of the property. The computing device may instruct the UAV to collect damage information on the property using one or more onboard sensors of the UAV. The computing device may determine an amount of insurance payout to approve for repairs to the property based on the damage information collected by the UAV.Type: GrantFiled: April 30, 2015Date of Patent: October 16, 2018Assignee: Allstate Insurance CompanyInventors: Clint J. Marlow, Bryan Keith Corder
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Patent number: 10032360Abstract: Apparatuses, systems, and methods are provided for determining injuries to occupants (e.g., drivers, passengers, etc.) of a vehicle after an accident. A telematics system may be configured to receive telematics data from one or more vehicles involved in an accident. Using the received telematics data, a computing device of the telematics system may determine injuries sustained by passengers of the one or more vehicles. In response to determining the injuries sustained, the computing device may provide such information to one or more of the occupants via a mobile device and an urgent care facility.Type: GrantFiled: November 15, 2016Date of Patent: July 24, 2018Assignee: Allstate Insurance CompanyInventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
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Patent number: 9996886Abstract: A claim-based capitation model is proposed for handling vehicle repair insurance claims. Rather than determining a detailed estimate of the expected actual cost of repair, the estimate may be determined using a simpler model. For example, the insurance company and a repair facility may agree to following a predictive payment model in which the insurance company pays a fixed predicted capitated amount of money for each repair claim, regardless of the amount of repair work that will be needed. Alternatively, the insurance company may pre-pay a fixed capitated amount for a predicted number of future insurance claims.Type: GrantFiled: April 17, 2017Date of Patent: June 12, 2018Assignee: Allstate Insurance CompanyInventors: Randall Hanson, Robert H. Johnson, Kurt M. Stricker, Clint J. Marlow