Patents by Inventor Clint J. Marlow

Clint J. Marlow has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9965742
    Abstract: Systems, methods, apparatuses and computer-readable media for analyzing vehicle claim information from a vehicle that is deemed a total loss to determine one or more parts that may be removed from the total loss vehicle for reuse is presented. In some arrangements, the parts identified for reuse may be identified prior to removal from the total loss vehicle and may be identified as available inventory and may include a future availability date. One or more repair shops may then request the parts available for reuse and the part may be reserved for that shop until it becomes available.
    Type: Grant
    Filed: January 9, 2017
    Date of Patent: May 8, 2018
    Assignee: Allstate Insurance Company
    Inventors: Clint J. Marlow, Robert L. Trinco, John A. Riggio
  • Publication number: 20180082378
    Abstract: Apparatuses, systems, and methods are provided for the usage of enhanced pictures (e.g., photos) of tangible objects (e.g., property, cars, etc.) damaged in an accident and answers to questions about the accident to better assess the effect of the damage (e.g., repair expenses and accompanying changes to an insurance policy). A pre-FNOL system may receive responses to one or more questions regarding an accident and one or more enhanced pictures of the tangible property damaged in the accident. The pre-FNOL system may use the responses to the one or more questions and the one or more enhanced pictures to determine repair costs associated with the damaged property and accompanying changes to the insurance policy if an insurance claim were to be filed to cover the determined repairs costs.
    Type: Application
    Filed: September 21, 2016
    Publication date: March 22, 2018
    Inventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
  • Publication number: 20180082379
    Abstract: Apparatuses, systems, and methods are provided for the usage of enhanced pictures (e.g., photos) of tangible objects (e.g., property, cars, etc.) damaged in an accident and answers to questions about the accident to better assess the effect of the damage (e.g., repair expenses and accompanying changes to an insurance policy). A pre-FNOL system may receive responses to one or more questions regarding an accident and one or more enhanced pictures of the tangible property damaged in the accident. The pre-FNOL system may use the responses to the one or more questions and the one or more enhanced pictures to determine repair costs associated with the damaged property and accompanying changes to the insurance policy if an insurance claim were to be filed to cover the determined repairs costs.
    Type: Application
    Filed: September 21, 2016
    Publication date: March 22, 2018
    Inventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
  • Publication number: 20170352104
    Abstract: Systems and methods for automatically determining damage information and publishing said damage information are provided. A notice of loss associated with a damaged item may be received. An apparatus may analyze the damaged item to determine damage information for any damage elements present on the damaged item. The damage information may be transmitted to a damage estimate server to determine a line-item cost estimate for the damaged item based on expected costs of repair for the damaged elements. The line-item cost estimate may then be presented to a repair service provider as an offer to repair the damaged item. Further, a database comprising the damage information and/or line-item cost estimate may be published to a marketplace for use by service providers.
    Type: Application
    Filed: August 26, 2016
    Publication date: December 7, 2017
    Inventors: Randall M. Hanson, Nicole M. Hildebrandt, Anthony L. Bond, Clint J. Marlow, Ami J. Gupta, Floyd M. Yager, Joy A. Thomas, Eric D. Huls
  • Patent number: 9830664
    Abstract: Systems, methods apparatuses, and computer-readable media for analyzing vehicle accident claim information from a vehicle that is deemed a total loss, as well as historical data, to determine whether one or more parts from the vehicle are available for reuse is presented. In some examples, aspects may also relate to determining whether the parts available for reuse should be stored by the entity using the system (e.g., the insurance company) for future use in the repair of other vehicles, such as other vehicles insured by the insurance company, or should be sold. The determination to store or sell the part may be based, at least in part, on historical data of the entity.
    Type: Grant
    Filed: June 12, 2014
    Date of Patent: November 28, 2017
    Assignee: Allstate Insurance Company
    Inventors: Clint J. Marlow, Robert L. Trinco, John A. Riggio
  • Patent number: 9665912
    Abstract: A claim-based capitation model is proposed for handling vehicle repair insurance claims. Rather than determining a detailed estimate of the expected actual cost of repair, the estimate may be determined using a simpler model. For example, the insurance company and a repair facility may agree to following a predictive payment model in which the insurance company pays a fixed predicted capitated amount of money for each repair claim, regardless of the amount of repair work that will be needed. Alternatively, the insurance company may pre-pay a fixed capitated amount for a predicted number of future insurance claims.
    Type: Grant
    Filed: September 20, 2013
    Date of Patent: May 30, 2017
    Assignee: Allstate Insurance Company
    Inventors: Randall Hanson, Robert H. Johnson, Kurt M. Stricker, Clint J. Marlow
  • Patent number: 9659331
    Abstract: A claim-based capitation model is proposed for handling vehicle repair insurance claims. Rather than determining a detailed estimate of the expected actual cost of repair, the estimate may be determined using a simpler model. For example, the insurance company and a repair facility may agree to following a predictive payment model in which the insurance company pays a fixed predicted capitated amount of money for each repair claim, regardless of the amount of repair work that will be needed. Alternatively, the insurance company may pre-pay a fixed capitated amount for a predicted number of future insurance claims.
    Type: Grant
    Filed: September 20, 2013
    Date of Patent: May 23, 2017
    Assignee: Allstate Insurance Company
    Inventors: Randall Hanson, Robert H. Johnson, Kurt M. Stricker, Clint J. Marlow
  • Patent number: 9595019
    Abstract: Systems, methods, apparatuses and computer-readable media for analyzing vehicle claim information from a vehicle that is deemed a total loss to determine one or more parts that may be removed from the total loss vehicle for reuse is presented. In some arrangements, the parts identified for reuse may be identified prior to removal from the total loss vehicle and may be identified as available inventory and may include a future availability date. One or more repair shops may then request the parts available for reuse and the part may be reserved for that shop until it becomes available.
    Type: Grant
    Filed: March 13, 2013
    Date of Patent: March 14, 2017
    Assignee: Allstate Insurance Company
    Inventors: Clint J. Marlow, Robert L. Trinco, John A. Riggio
  • Patent number: 9505494
    Abstract: Systems and methods for performing insurance damage inspection by an unmanned aerial vehicle (UAV) are provided. A computing device may receive a request to inspect a vehicle, the request comprising a location of the vehicle. The computing device may identify a UAV from a plurality of UAVs that is located closest to the location of the vehicle from other UAVs in the plurality of UAVs. The computing device may instruct the UAV to travel to the location of the vehicle. The computing device may instruct the UAV to collect damage information on the vehicle using one or more onboard sensors of the UAV. The computing device may determine an amount of insurance payout to approve for repairs to the vehicle based on the damage information collected by the UAV.
    Type: Grant
    Filed: April 30, 2015
    Date of Patent: November 29, 2016
    Assignee: Allstate Insurance Company
    Inventors: Clint J. Marlow, Bryan Keith Corder
  • Patent number: 8788301
    Abstract: Systems, methods apparatuses, and computer-readable media for analyzing vehicle accident claim information from a vehicle that is deemed a total loss, as well as historical data, to determine whether one or more parts from the vehicle are available for reuse is presented. In some examples, aspects may also relate to determining whether the parts available for reuse should be stored by the entity using the system (e.g., the insurance company) for future use in the repair of other vehicles, such as other vehicles insured by the insurance company, or should be sold. The determination to store or sell the part may be based, at least in part, on historical data of the entity.
    Type: Grant
    Filed: March 13, 2013
    Date of Patent: July 22, 2014
    Assignee: Allstate Insurance Company
    Inventors: Clint J. Marlow, Robert L. Trinco, John A. Riggio
  • Patent number: 8510196
    Abstract: Systems and methods provide for an automated system for analyzing damage and processing claims associated with an insured item, such as a vehicle. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a user device (e.g., a mobile device). The mobile device may receive feedback from the server regarding the acceptability of submitted photos/video, and if the server determines that any of the submitted photos/video is unacceptable, the mobile device may capture additional photos/video until all of the data are deemed acceptable. To aid in damage analysis, the server may also interface with various internal and external databases storing reference images of undamaged items and cost estimate information for repairing previously analyzed damages to similar items. Further still, the server may generate a payment for compensating a claimant for repair of the insured item.
    Type: Grant
    Filed: August 16, 2012
    Date of Patent: August 13, 2013
    Assignee: Allstate Insurance Company
    Inventors: Jennifer A. Brandmaier, Mark E. Faga, Robert H. Johnson, Daniel Koza, William Loo, Clint J. Marlow, Kurt M. Stricker