Patents by Inventor David A. Edgar
David A. Edgar has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 8688577Abstract: Method, system and program product, the system comprising: computer programmed for accessing databases comprising: aggregated deposit account information for plurality of FDIC-insured aggregated deposit accounts held in plurality of depository institutions; and client account information; obtaining fund transfer instructions; allocating fund amounts for other depository institutions; generating data for depositing funds to or withdrawing funds from at least one aggregated deposit account multiple times in a month period, comprising generating data for instructions for making a withdrawal from one depository institution more than six times during the month period, using methods: in person, by mail, messenger, telephone, automated teller machine, for withdrawals except for a set of at least 1-6 withdrawals within last six business days of the month period, and presenting instructions to depository institution using method that counts against a 6 withdrawal limit for this set of the withdrawals during the last sType: GrantFiled: July 31, 2012Date of Patent: April 1, 2014Assignee: Island Intellectual Property LLCInventors: Bruce Bent, Bruce Bent, II, David Edgar Gareis, Thomas J. O'Donnell
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Patent number: 8655689Abstract: A method, system and program product, the method comprising accessing, databases, comprising: aggregated account information for FDIC accounts; client account information for each of the respective client accounts, wherein the client account represents funds of the respective client held in the one or more aggregated deposit accounts holding funds of the respective client, the client account information; capacity caps; and obtaining, high, second and lowest stratification balances held in respective depository institutions; calculating for depository institutions a respective total balance in the program; calculating respective excess capacities for respective depository institutions; modifying, parameters selected from the group of a number of client accounts, additional client account funds, a total number of the depository institutions participating in the program, and the capacity caps for one or more of the depository institutions.Type: GrantFiled: October 12, 2012Date of Patent: February 18, 2014Assignee: Island Intellectual Property LLCInventor: David Edgar Gareis
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Publication number: 20130345760Abstract: One embodiment of the present invention is directed to a bone plate assembly that includes a bone plate, bone screw(s) received in aperture(s) in the bone plate, and screw fixation member(s). The screw fixation member(s) may, alone or in conjunction with the bone plate, fix the bone screw(s) in place when such bone screw(s) are inserted in the aperture(s) in the bone plate. In one example (which example is intended to be illustrative and not restrictive) when the bone screw(s) have been received by the bone plate and inserted into bone and/or tissue, the bone plate assembly can-be used to fuse anatomical structures together (such as adjoining bones) and/or to heal a fracture in bone.Type: ApplicationFiled: May 13, 2013Publication date: December 26, 2013Inventors: Alan Lombardo, David Edgar Evans
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Patent number: 8602048Abstract: Apparatus for use in delivery of gas capable of combustion that incorporates a safety valve unit. The safety valve unit closes the flow path of the gas from the source upon occurrence of a fire. The safety valve unit has a valve body, a valve head resiliently biased towards a valve-closure position and a fusible retainer that holds the valve member in a valve open position. The valve body defines a fluid flow passage between an outlet and the valve head. Within the fluid flow passage there is an elongate link member which extends from the valve head to the foot. The foot engages the fusible retainer.Type: GrantFiled: June 18, 2009Date of Patent: December 10, 2013Assignee: BPR Medical LimitedInventors: Richard Radford, David Edgar Peel
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Patent number: 8589289Abstract: A method, system and program product, the method comprising: accessing, one or more electronic databases, comprising: (i) aggregated account information for a plurality of government-backed insured and interest-bearing aggregated deposit accounts held in a plurality of recipient depository institutions, with one or more of the recipient depository institutions with an interest-bearing aggregated deposit account having at least one associated aggregated transaction account having an overdraft facility; and (ii) client account information for each of a plurality of the respective client accounts; obtaining client account transaction information; obtaining a respective net transfer amount for the one or more sub-periods of time for each of one or more of the respective source institutions; for at least one or more of the sub periods of time where the net transfer amount requires a first withdrawal/transfer amount selecting at least one of the recipient depository institutions that has at least one aggregated traType: GrantFiled: February 22, 2011Date of Patent: November 19, 2013Assignee: Island Intellectual Property LLCInventors: Thomas J. O'Donnell, David Edgar Gareis
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Patent number: 8583545Abstract: A method, system and program product, the method comprising: accessing, electronic databases, comprising: (i) aggregated account information for a plurality of government backed-insured and interest-bearing aggregated deposit accounts held in a plurality of program institutions; and (ii) source institution deposit information; obtaining transfer data, by a source institution; obtaining time dimension interest rate data, wherein the time dimension interest rate varies depending on how long the deposit has been held in one or more other of the recipient institutions participating in the program; allocating the deposit funds to one or more other of the recipient institutions; generating data for instructions to deposit/transfer funds and/or to withdraw/transfer funds; calculating a respective interest amount for funds of the respective source institutions, based on time dimension interest rate for the period of time; and generating data for allocating interest.Type: GrantFiled: September 20, 2011Date of Patent: November 12, 2013Assignee: Island Intellectual Property LLCInventors: Bruce Bent, Bruce Bent, II, David Edgar Gareis
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Patent number: 8521569Abstract: A method, system and program product, the method in one embodiment comprising: A method, comprising: accessing databases comprising: client information for each of a plurality of respective clients, comprising a balance of funds of the client; a distribution percent value, Xi, for tranches; information for each of multiple government backed-insured aggregated time deposit instruments holding a tranche of client funds, comprising: a rate; an identification of the depository institution; a term; and determining a given client available distribution amount, Di; determining an amount of a client tranche to be deposited in each of Ni depository institutions based at least in part on the percentage, Xi, in order that the client tranches are approximately equal and are insured; determining Ni depository institutions to distribute the client tranches; allocating substantially equally respective client tranches to the Ni depository institutions; generating data for instructions to transfer the respective client tranchType: GrantFiled: January 7, 2013Date of Patent: August 27, 2013Assignee: Island Intellectual Property LLCInventors: Bruce Bent, Bruce Bent, II, Rebecca Gareis Bent, David Edgar Gareis
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Patent number: 8481878Abstract: The present invention relates to devices that may be used in conjunction with one or more battery modules and related methods. More particularly, the present invention relates to a devices and related methods allowing one to manually disconnect high voltage and high current devices from a system. In one aspect, the present invention provides a mid pack break. The mid pack break is able to manually disconnect high voltage and high current devices from a system. The mid pack break includes a handle, a pin, a first sleeve, and a second sleeve. Force exerted on the handle causes the pin to insert into the first and second sleeves, thereby completing an electrical connection between the first and second sleeves.Type: GrantFiled: May 27, 2010Date of Patent: July 9, 2013Inventors: Daniel J. Elliott, W. Jeff Ulrich, Rick Reinhard, David Weinberger, David Edgar
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Patent number: 8458089Abstract: A method, system and program product, the method comprising: obtaining at or before a first source reception cutoff time, first client account transaction information; obtaining a respective net transfer amount; selecting respective aggregated deposit account in depository institution in a first group based on selection rules, first group having recipient cutoff times in a first time range; generating transfer data; obtaining at or before a second source reception cutoff time, second client account transaction information; selecting an aggregated deposit account in a depository institution in a second group to deposit/transferor withdraw/transfer funds, based on selection rules, the second group having respective cutoff times in a second time range different from the first time range; generating transfer data; allocating funds from multiple of the client accounts to the transfers; and updating databases.Type: GrantFiled: February 22, 2011Date of Patent: June 4, 2013Assignee: Island Intellectual Property LLCInventor: David Edgar Gareis
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Patent number: 8452702Abstract: A method, system and program product, the method comprising: accessing databases, comprising (i) aggregated account information for a plurality of government-backed insured interest-bearing aggregated deposit accounts held in a plurality of recipient depository institutions, and (ii) client account information; obtaining client account transaction information of client accounts of a first financial institution; obtaining a first amount of funds for the first financial institution; allocating the first amount of funds to other of the recipient depository institutions; allocating a second amount of funds sourced from other of the financial institutions to the first financial institution, based on criteria; netting the first amount and the second amount to obtain a net amount; if the net amount is different from zero, allocating a positive or a negative third amount, to make the second amount equal to the first amount, so no transfer is necessary.Type: GrantFiled: September 8, 2011Date of Patent: May 28, 2013Assignee: Island Intellectual Property LLCInventors: Thomas J. O'Donnell, David Edgar Gareis
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Patent number: 8439957Abstract: One embodiment of the present invention is directed to a bone plate assembly that includes a bone plate, bone screw(s) received in aperture(s) in the bone plate, and screw fixation member(s). The screw fixation member(s) may, alone or in conjunction with the bone plate, fix the bone screw(s) in place when such bone screw(s) are inserted in the aperture(s) in the bone plate. In one example (which example is intended to be illustrative and not restrictive) when the bone screw(s) have been received by the bone plate and inserted into bone and/or tissue, the bone plate assembly can-be used to fuse anatomical structures together (such as adjoining bones) and/or to heal a fracture in bone.Type: GrantFiled: December 9, 2011Date of Patent: May 14, 2013Assignee: Blackstone Medical, Inc.Inventors: Alan Lombardo, David Edgar Evans
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Patent number: 8370236Abstract: A method, system and program product, the method in one embodiment comprising: A method, comprising: accessing databases comprising: client information for each of a plurality of respective clients, comprising a balance of funds of the client; a distribution percent value, Xi, for tranches; information for each of multiple government backed-insured aggregated time deposit instruments holding a tranche of client funds, comprising: a rate; an identification of the depository institution; a term; and determining a given client available distribution amount, Di; determining an amount of a client tranche to be deposited in each of Ni depository institutions based at least in part on the percentage, Xi, in order that the client tranches are approximately equal and are insured; determining Ni depository institutions to distribute the client tranches; allocating substantially equally respective client tranches to the Ni depository institutions; generating data for instructions to transfer the respective client tranchType: GrantFiled: November 23, 2010Date of Patent: February 5, 2013Assignee: Island Intellectual Property LLCInventors: Bruce Bent, Bruce Bent, II, Rebecca Gareis Bent, David Edgar Gareis
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Patent number: 8353314Abstract: A modular coupling system allows a combined gas canister and integral regulator to be used with a wide range of different utilizer devices such as flow meter, conservor or delivery apparatus. A first coupling part is secured to the pressurized gas canister permanently, and carries a combined main delivery valve and venting valve to allow connection of the gas utilizer to the canister by means of a second coupling part formed integrally with or attached to the gas utilizer device by a simple push and twist action which, upon fitting, closes the venting valve; and opens the main delivery valve in sequence.Type: GrantFiled: January 16, 2009Date of Patent: January 15, 2013Assignee: BPR Medical LimitedInventors: Richard Radford, David Edgar Peel, Andrew Richard Thomas Tatarek-Gintowt, Arthur Frederick George King
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Patent number: 8311939Abstract: Method, system and program product, the method comprising: accessing databases, comprising: information for a plurality of FDIC-insured and interest-bearing aggregated deposit accounts held in a plurality of banks, and client account information; obtaining a deposit amount, Di; calculating a client first amount, FAi, comprising a first percentage X, multiplied by the deposit amount, Di, to be distributed approximately equally among a client Ni banks; calculating a client second amount, SAi, comprising a second percentage, Y, multiplied by the client amount, Di, to be distributed approximately equally among client Mi banks in the program; allocating a respective portion of the client first amount, FAi, to each of the respective client Ni banks in the program, and allocating a respective portion of the client second amount, SAi, to each of the respective client Mi banks in the program; generating data for transferring funds; and updating the electronic databases.Type: GrantFiled: June 4, 2010Date of Patent: November 13, 2012Assignee: Island Intellectual Property LLCInventors: Bruce Bent, Bruce Bent, II, Rebecca Gareis Bent, David Edgar Gareis
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Patent number: 8260705Abstract: A method, system and program product, the method comprising: obtaining a plurality of net credit/debit amounts during a month period; generating data for depositing/transferring funds to or withdrawing/transferring funds from at least one of one or more aggregated deposit accounts multiple times in a month period, the data generating step comprising generating data for instructions for making a withdrawal/transfer from funds held at one of the one or more depository institutions more than six (6) times during the month period, comprising presenting instructions to the respective one depository institution using one or more of the methods: in person, or by mail, or, by messenger, or by telephone and distributed by mail, or by automated teller machine, or a combination thereof for substantially all of the withdrawals/transfers except for a set of at least one but not more than six withdrawals within the month period.Type: GrantFiled: December 21, 2010Date of Patent: September 4, 2012Assignee: Island Intellectual Property LLCInventors: Bruce Bent, Bruce Bent, II, David Edgar Gareis, Thomas J. O'Donnell
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Publication number: 20120095514Abstract: One embodiment of the present invention is directed to a bone plate assembly that includes a bone plate, bone screw(s) received in aperture(s) in the bone plate, and screw fixation member(s). The screw fixation member(s) may, alone or in conjunction with the bone plate, fix the bone screw(s) in place when such bone screw(s) are inserted in the aperture(s) in the bone plate. In one example (which example is intended to be illustrative and not restrictive) when the bone screw(s) have been received by the bone plate and inserted into bone and/or tissue, the bone plate assembly can-be used to fuse anatomical structures together (such as adjoining bones) and/or to heal a fracture in bone.Type: ApplicationFiled: December 9, 2011Publication date: April 19, 2012Applicant: BLACKSTONE MEDICAL, INC.Inventors: Alan Lombardo, David Edgar Evans
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Patent number: 8075602Abstract: One embodiment of the present invention is directed to a bone plate assembly that includes a bone plate, bone screw(s) received in aperture(s) in the bone plate, and screw fixation member(s). The screw fixation member(s) may, alone or in conjunction with the bone plate, fix the bone screw(s) in place when such bone screw(s) are inserted in the aperture(s) in the bone plate. In one example (which example is intended to be illustrative and not restrictive) when the bone screw(s) have been received by the bone plate and inserted into bone and/or tissue, the bone plate assembly can be used to fuse anatomical structures together (such as adjoining bones) and/or to heal a fracture in bone.Type: GrantFiled: September 14, 2007Date of Patent: December 13, 2011Assignee: Blackstone Medical, Inc.Inventors: Alan Lombardo, David Edgar Evans
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Publication number: 20110020687Abstract: The present invention relates to a battery module, related devices and methods. More particularly, the present invention relates to a battery module with an improved mechanism of electrically connecting modules to form one or more battery packs and devices and methods that relate to the improved mechanism. In one aspect, the present invention provides a battery module. The module comprises: a top cover that connects to a bottom housing to form a casing; a positive terminal connected to a proximal end of the casing, wherein the end of the positive material is shaped such that it can insert into a sleeve; a negative electrode connected to a distal end of the casing, wherein the negative electrode is housed within the sleeve such that an electrical contact is made when a positive terminal is inserted into the sleeve; and, at least one electrochemical cell connected to the inside surface of the bottom housing.Type: ApplicationFiled: May 27, 2010Publication date: January 27, 2011Inventors: Daniel J. Elliott, W. Jeff Ulrich, Rick Reinhard, David Weinberger, David Edgar
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Publication number: 20110011716Abstract: The present invention relates to devices that may be used in conjunction with one or more battery modules and related methods. More particularly, the present invention relates to a devices and related methods allowing one to manually disconnect high voltage and high current devices from a system. In one aspect, the present invention provides a mid pack break. The mid pack break is able to manually disconnect high voltage and high current devices from a system. The mid pack break includes a handle, a pin, a first sleeve, and a second sleeve. Force exerted on the handle causes the pin to insert into the first and second sleeves, thereby completing an electrical connection between the first and second sleeves.Type: ApplicationFiled: May 27, 2010Publication date: January 20, 2011Inventors: Daniel J. Elliott, W. Jeff Ulrich, Rick Reinhard, David Weinberger, David Edgar
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Publication number: 20100218832Abstract: A medical gas coupling comprises an inlet operable to couple with a pressurized therapeutic gas supply and an outlet operable to supply therapeutic apparatus, or an anallary unit associated therewith, with therapeutic gas. The coupling further comprises a conduit that extends between the inlet and the outlet and provides for the passage of pressurized gas therethrough. A safety valve is located in the region of the inlet and is operable to close the flow of gas through the conduit in the event that the pressure differential across the safety value exceeds a predetermined level.Type: ApplicationFiled: March 23, 2010Publication date: September 2, 2010Inventors: David Edgar Peel, Richard Radford, Andrew Richard Thomas Tatarek-Gintowt