Patents by Inventor David A. Peter

David A. Peter has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8905299
    Abstract: An automated banking machine controlled responsive to data bearing records includes a card reader that reads identifying data from a user card. A host banking system authorizes operation of an automated banking machine responsive to computer verification of the identifying data. The automated banking machine can dispense cash to an authorized machine user in a cash dispensing transaction, and have the user's bank account charged for the cash amount dispensed. The automated banking machine can acquire image and magnetic data read from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for the checks. Cash can be dispensed from the machine to a user in exchange for a deposited check.
    Type: Grant
    Filed: February 28, 2013
    Date of Patent: December 9, 2014
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Songtao Ma, David A. Peters
  • Publication number: 20140353375
    Abstract: A banking system is controlled responsive, at least in part, to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction responsive to a determination that data read from a data bearing record, such as a card that is read by a card reader in the machine, corresponds to stored information for an authorized user or financial account. The machine is operable to receive and dispense documents. The machine includes a check acceptor that is operative to receive checks and a cash dispenser that is operative to dispense cash. Document holding cassettes in the machine include circuitry that is wirelessly powered through inductive coupling. The machine can wirelessly read data from a cassette through use of induction.
    Type: Application
    Filed: June 1, 2013
    Publication date: December 4, 2014
    Inventors: Kenneth Turocy, William D. Beskitt, David A. Peters, H. Thomas Graef, Bryan Simmons, Marko Savcic, Mike P. Ryan, Eric Klein
  • Patent number: 8695873
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.
    Type: Grant
    Filed: October 24, 2011
    Date of Patent: April 15, 2014
    Assignee: Diebold, Incorporated
    Inventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike R. Ryan, David A. Peters, Rafael Feijo
  • Patent number: 8628005
    Abstract: An automated banking machine system and method includes automated banking machines that operate responsive to data bearing records and accept checks and dispense cash to users. The automated banking machines are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the machine in exchange for the deposited check.
    Type: Grant
    Filed: October 5, 2011
    Date of Patent: January 14, 2014
    Assignee: Diebold, Incorporated
    Inventors: Wayne Warren, Dale H. Blackson, Edward L. Laskowski, Tim Crews, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters
  • Patent number: 8616442
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.
    Type: Grant
    Filed: October 24, 2011
    Date of Patent: December 31, 2013
    Assignee: Diebold, Incorporated
    Inventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike R. Ryan, David A. Peters, Rafael Feijo
  • Patent number: 8613388
    Abstract: An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data obtained from a check to determine the genuineness of the check. The machine can also determine whether a machine user is authorized to exchange a check for cash. A cash dispenser can be operated to dispense cash to a machine user in exchange for a deposited check. The machine dispenses the cash responsive to communications with a transaction host.
    Type: Grant
    Filed: March 23, 2012
    Date of Patent: December 24, 2013
    Assignee: Diebold, Incorporated
    Inventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Wayne Warren, Martin J. Brown, Todd Galloway, Kenneth Turocy, Douglas T. Dominick, Jasen J. Smolk, Brian E. Lucas, Bradley Lightner, James Meek, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, Victor Bell, William McCarthy, Matthew Pahl, Keith Carpenter, Laura Drozda
  • Patent number: 8608055
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Value may be credited to a user account corresponding to card data or cash may be dispensed to the user from the banking machine responsive to one or more deposited checks.
    Type: Grant
    Filed: October 24, 2011
    Date of Patent: December 17, 2013
    Assignee: Diebold, Incorporated
    Inventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike R. Ryan, David A. Peters
  • Patent number: 8573483
    Abstract: An automated banking machine operates to carry out financial transactions responsive to data bearing records including account data read from user cards. The banking machine may accept checks and dispense cash to users. The machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is then dispensed to the user from the machine in exchange for the deposited checks.
    Type: Grant
    Filed: April 16, 2012
    Date of Patent: November 5, 2013
    Assignee: Diebold, Incorporated
    Inventors: Tim Crews, Keith Carpenter, Mike Ryan, Laura Drozda, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, James R. Kay, Mark A. Ward, David A. Peters, Edward L. Laskowski, H. Thomas Graef
  • Patent number: 8573481
    Abstract: An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive at least in part to the card data corresponding to stored data for a financial account authorized to conduct a transaction with the machine. The machine includes a plurality of hardware devices and a terminal processor. The terminal processor is operative to cause a hardware device to process sheets in carrying out transactions involving financial transfers. A device processor in a hardware device is operative to communicate certain condition data associated with the hardware device to a portable device.
    Type: Grant
    Filed: March 14, 2012
    Date of Patent: November 5, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mike R. Ryan, Kenneth Turocy, William D. Beskitt, Eric Toepke, David A. Peters, Songtao Ma, Damon J. Blackford, Joe Altier, Thomas A. VanKirk, Robert W. Barnett
  • Patent number: 8517260
    Abstract: An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The machine further includes a cash dispenser and a receipt printer. The machine can dispense cash to an authorized user based on read card data including an identifier of an authorized financial account. The machine can cause a dispensed amount of cash to be transferred from the financial account through communication with at least one remote computer. The machine can also dispense cash in exchange for a check received through a check acceptor. The check acceptor includes a check imager that can scan a check to generate a check image. The check acceptor can read magnetic check data on a check and check data from a check image.
    Type: Grant
    Filed: October 15, 2012
    Date of Patent: August 27, 2013
    Assignee: Diebold Incorporated
    Inventors: Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike R. Ryan, James R. Kay, Mark A. Ward, David A. Peters, Songtao Ma, Sangeeta Huria, Eric Klein, Tim Crews
  • Patent number: 8490867
    Abstract: An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive at least in part to the card data corresponding to stored data for a financial account authorized to conduct a transaction with the machine. The machine includes a plurality of hardware devices and a terminal processor. The terminal processor is operative to cause a hardware device to process sheets in carrying out transactions involving financial transfers. A device processor in a hardware device is operative to communicate certain condition data associated with the hardware device to a portable device.
    Type: Grant
    Filed: November 27, 2012
    Date of Patent: July 23, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mike P. Ryan, Kenneth Turocy, William D. Beskitt, Eric Toepke, David A. Peters, Songtao Ma, Damon J. Blackford, Joe Altier, Thomas A. VanKirk, Robert W. Barnett
  • Patent number: 8474697
    Abstract: An automated banking machine (10) operates responsive to data read from data bearing records to cause financial transfers. The machine includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks, or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks, and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled, and stored in the machine or alternatively returned to a user.
    Type: Grant
    Filed: September 22, 2011
    Date of Patent: July 2, 2013
    Assignee: Diebold Incorporated
    Inventors: Keith Carpenter, Craig Hockman, Willis Miller, Laura Drozda, Paul Burns, Thomas B. Phillips, John C. Valcore, H. Thomas Graef, Edward L. Laskowski, James Meek, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters, Greg Miller, Arindam Laha, Joseph M. Altier
  • Patent number: 8387867
    Abstract: An automated banking machine controlled responsive to data bearing records includes a card reader that reads identifying data from a user card. A host banking system authorizes operation of an automated banking machine responsive to computer verification of the identifying data. The automated banking machine can dispense cash to an authorized machine user in a cash dispensing transaction, and have the user's bank account charged for the cash amount dispensed. The automated banking machine can acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for the checks. Cash can be dispensed from the machine to a user in exchange for a deposited check.
    Type: Grant
    Filed: February 20, 2012
    Date of Patent: March 5, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Songtao Ma, David A. Peters
  • Patent number: 8336767
    Abstract: A banking system is controlled responsive to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction for a person responsive to a determination that the person is an authorized user of the machine based on correspondence between identifying data read by a reader of the machine and data store information. The machine includes a check acceptor that is operative to receive checks from authorized machine users. The check acceptor is operable to continuously move a received check along its transport path while simultaneously rotationally orienting the check into alignment with the transport path. A check determined not to have at least one property of an acceptable check is returned to the machine user. Acceptable checks are processed and stored in the machine.
    Type: Grant
    Filed: July 12, 2011
    Date of Patent: December 25, 2012
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: H. Thomas Graef, Damon J. Blackford, Mike R. Ryan, William D. Beskitt, Thomas A. VanKirk, Stephen Stone, David A. Peters
  • Patent number: 8286867
    Abstract: An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The automated banking machine further includes a cash dispenser and a receipt printer. The machine is operative to dispense cash to an authorized user based on identifying data including read card data, and to cause a financial transfer from an account corresponding to read card data through communication with at least one remote computer. The machine includes a check acceptor that operates to determine magnetic symbols included on checks. Cash may be dispensed in exchange for a check received through operation of the check acceptor of the machine.
    Type: Grant
    Filed: December 22, 2011
    Date of Patent: October 16, 2012
    Assignee: Diebold, Incorporated
    Inventors: Martin J Brown, Todd Galloway, Robert W Barnett, Mike R. Ryan, James R Kay, Mark A Ward, David A Peters, Songtao Ma, Sangeeta Huria, Eric Klein, Tim Crews
  • Patent number: 8245917
    Abstract: An automated banking machine system includes an automated banking machine controlled responsive to data bearing records. The machine includes a card reader that is operative to read user identifying data from user cards. The system authorizes machine operation responsive to the user identifying data corresponding to an authorized user data. The machine also includes a check accepting device that comprises a plurality of sensors for determining locations of checks during check processing.
    Type: Grant
    Filed: July 12, 2011
    Date of Patent: August 21, 2012
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mike P. Ryan, William D. Beskitt, Damon J. Blackford, Thomas A. VanKirk, David A. Peters
  • Publication number: 20120175415
    Abstract: An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data obtained from a check to determine the genuineness of the check. The machine can also determine whether a machine user is authorized to exchange a check for cash. A cash dispenser can be operated to dispense cash to a machine user in exchange for a deposited check. The machine dispenses the cash responsive to communications with a transaction host.
    Type: Application
    Filed: March 23, 2012
    Publication date: July 12, 2012
    Applicant: DIEBOLD, INCORPORATED
    Inventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Wayne Warren, Martin J. Brown, Todd Galloway, Kenneth Turocy, Douglas T. Dominick, Jasen J. Smolk, Brian E. Lucas, Bradley Lightner, James Meek, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, Victor Bell, William McCarthy, Matthew Pahl, Keith Carpenter, Laura Drozda
  • Patent number: 8191768
    Abstract: An automated banking machine system includes an automated banking machine controlled responsive to data bearing records. The machine includes a card reader that is operative to read user identifying data from user cards. The system authorizes machine operation responsive to the user identifying data corresponding to an authorized user data. The machine includes a deposit accepting device. The system allows input operation data, which corresponds to inputs sensed by a plurality of sensors as a sheet is processed in the deposit accepting device, to be used to operate another deposit accepting device.
    Type: Grant
    Filed: January 20, 2011
    Date of Patent: June 5, 2012
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mike R. Ryan, William D. Beskitt, Damon J. Blackford, Thomas A. VanKirk, David A. Peters
  • Patent number: 8181853
    Abstract: A banking system controlled responsive to data bearing records includes an automated banking machine which includes a deposit accepting device. Data read from a user card through operation of a card reader in the machine is used to determine if the data on the card corresponds to an account of an authorized machine user. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine. The machine operates to identify malfunctions of the deposit accepting device.
    Type: Grant
    Filed: May 13, 2008
    Date of Patent: May 22, 2012
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Tim Crews, Jeffrey E. Baer, William D. Beskitt, Damon J. Blackford, Thomas A. VanKirk, Mike P. Ryan, Jasen J. Smolk, Songtao Ma, David A. Peters
  • Patent number: 8157163
    Abstract: An automated banking machine operates to carry out financial transactions responsive to data bearing records including account data read from user cards. The banking machine may accept checks and dispense cash to users. The machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the machine in exchange for the deposited checks.
    Type: Grant
    Filed: December 22, 2008
    Date of Patent: April 17, 2012
    Assignee: Diebold, Incorporated
    Inventors: Tim Crews, Keith Carpenter, Mike Ryan, Laura Drozda, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, James R. Kay, Mark A. Ward, David A. Peters, Edward L. Laskowski, H. Thomas Graef