Patents by Inventor David A. Peter
David A. Peter has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20090145960Abstract: An automated banking machine controlled responsive to data bearing records includes a card reader that is operative to read data from user cards including identifying data and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.Type: ApplicationFiled: November 12, 2008Publication date: June 11, 2009Applicant: Diebold, IncorporatedInventors: Mike P. Ryan, William D. Beskitt, Damon J. Blackford, Thomas A. VanKirk, David A. Peters
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Publication number: 20090145959Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs are also operated to read particular data from deposited currency bills in order to determine counterfeit bills. The ATMs dispense cash responsive to communications with a transaction host.Type: ApplicationFiled: November 10, 2008Publication date: June 11, 2009Applicant: Diebold, IncorporatedInventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Kenneth Turocy, Douglas T. Dominick, Jasen J. Smolk, Brian E. Lucas, Bradley Lightner
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Publication number: 20090145961Abstract: An automated banking machine controlled responsive to data bearing records includes a card reader that is operative to read data from user cards including identifying data and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.Type: ApplicationFiled: November 12, 2008Publication date: June 11, 2009Applicant: Diebold, IncorporatedInventors: Damon J. Blackford, Mike R. Ryan, William D. Beskitt, Thomas A. VanKirk, Stephen Stone, David A. Peters
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Patent number: 7513417Abstract: An automated banking machine (10) includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled and stored in the machine or alternatively returned to a user. Documents produced by the machine such as receipts, checks or money orders as well as notes dispensed from the machine are assembled into a stack within the machine and delivered from the machine through the opening.Type: GrantFiled: September 16, 2005Date of Patent: April 7, 2009Assignee: Diebold, IncorporatedInventors: Paul Burns, Thomas B. Phillips, John C. Valcore, James Meek, H. Thomas Graef, Edward L. Laskowski, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters, Dale Blackson
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Patent number: 7469824Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited checks.Type: GrantFiled: June 27, 2005Date of Patent: December 30, 2008Assignee: Diebold, IncorporatedInventors: Tim Crews, Keith Carpenter, Mike Ryan, Laura Drozda, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, James R. Kay, Mark A. Ward, David A. Peters, Edward L. Laskowski, H. Thomas Graef
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Publication number: 20080314972Abstract: A banking system controlled responsive to data bearing records includes an automated banking machine which includes a deposit accepting device. Data read from a user card through operation of a card reader in the machine is used to determine if the data on the card corresponds to an account of an authorized machine user. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine. The machine operates to identify malfunctions of the deposit accepting device.Type: ApplicationFiled: May 13, 2008Publication date: December 25, 2008Inventors: Tim Crews, Jeffrey E. Baer, William D. Beskitt, Damon J. Blackford, Thomas A. VanKirk, Mike P. Ryan, Jasen J. Smolk, Songtao Ma, David A. Peters
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Patent number: 7467744Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited checks.Type: GrantFiled: June 27, 2005Date of Patent: December 23, 2008Assignee: Diebold, IncorporatedInventors: Tim Crews, Keith Carpenter, Mike Ryan, Laura Drozda, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, James R. Kay, Mark A. Ward, David A. Peters, Edward L. Laskowski, H. Thomas Graef
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Patent number: 7448536Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.Type: GrantFiled: April 26, 2007Date of Patent: November 11, 2008Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Kenneth Turocy, Douglas T. Dominick, Jasen J. Smolk, Brian E. Lucas, Bradley Lightner
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Patent number: 7438219Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited checks.Type: GrantFiled: June 27, 2005Date of Patent: October 21, 2008Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Tim Crews, Keith Carpenter, Mike Ryan, Laura Drozda, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, James R. Kay, Mark A. Ward, David A. Peters, Edward L. Laskowski, H. Thomas Graef
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Patent number: 7419093Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the ATM in exchange for the deposited check.Type: GrantFiled: March 27, 2007Date of Patent: September 2, 2008Assignee: Diebold, IncorporatedInventors: Dale H. Blackson, Edward L. Laskowski, Tim Crews, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters
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Patent number: 7416113Abstract: An automated banking machine that is activated responsive to data read from user cards which accepts checks and dispense cash to users. The automatic banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the automatic banking machine in exchange for a deposited check. The automatic banking machine dispenses cash responsive to communications with a transaction host.Type: GrantFiled: August 13, 2007Date of Patent: August 26, 2008Assignee: Diebold Self-Service Systems a division of Diebold, IncorporatedInventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Kenneth Turocy, Douglas T. Dominick, Jason J. Smolk, Brian E. Lucas, Bradley Lightner
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Publication number: 20080149708Abstract: A banking machine system controlled by data bearing records includes an automated banking machine which includes a deposit accepting device. Data read from a user card through operation of a card reader in the machine is used to determine if the data on the card corresponds to an authorized machine user. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.Type: ApplicationFiled: November 8, 2007Publication date: June 26, 2008Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: William D. Beskitt, Damon J. Blackford, Thomas A. VanKirk, Mike R. Ryan, Jasen J. Smolk, Songtao Ma, David A. Peters, Stephen Stone, H. Thomas Graef
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Publication number: 20080128488Abstract: A system controlled by a data bearing record includes a card reader that is operative to read data from user cards including identifying data and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.Type: ApplicationFiled: November 8, 2007Publication date: June 5, 2008Applicant: Diebold Self-service Systems division of Diebold, IncorporatedInventors: Mike R. Ryan, David A. Peters, William D. Beskitt, Jasen J. Smolk
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Publication number: 20080128489Abstract: A system for sensing coded records and structures for sensing coded records are used to sense sheets including notes and checks. An automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.Type: ApplicationFiled: November 8, 2007Publication date: June 5, 2008Applicant: Diebold Self-service Systems division of Diebold, IncorporatedInventors: William D. Beskitt, David A. Peters, Songtao Ma
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Patent number: 7366750Abstract: An automated banking machine (10) includes a deposit accepting apparatus (44) which is capable of accepting and authenticating instruments, as well as accepting envelopes deposited into the machine by a user. A transport section (46) is operative to engage and transport deposited items selectively from an inlet (48) to an outlet (50). A deposit holding module (90) includes compartments (98, 106) which are operative to hold different types of deposits. The machine operates to selectively move a compartment into communication with the outlet based on the particular type of item being deposited. The depository apparatus is further operative to acquire image and magnetic profile data from deposited instruments, to manipulate the image and profile data and to analyze and resolve characters in selected areas thereof. The data from deposited instruments is used for determining if a user is authorized to conduct certain requested transactions at the machine.Type: GrantFiled: September 29, 2003Date of Patent: April 29, 2008Assignee: Diebold, IncorporatedInventors: Martin J. Brown, Craig A. Montross, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters, Alan Day
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Patent number: 7331515Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the ATM in exchange for the deposited check.Type: GrantFiled: March 27, 2007Date of Patent: February 19, 2008Assignee: Diebold, IncorporatedInventors: Dale H. Blackson, Edward L. Laskowski, Tim Crews, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters
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Publication number: 20080023539Abstract: An automated banking-machine that is actuated responsive to data read from user cards, accepts checks and dispenses cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the automated banking machine in exchange for a deposited check. The automated banking machine dispenses cash responsive to communications with a transaction host.Type: ApplicationFiled: July 25, 2007Publication date: January 31, 2008Applicant: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Aarthi Rao, Dale Chapman, Eric Toepke, Kristen Stewart, Keith Carpenter, Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Songtao Ma, Tim Crews, Kenneth Turocy, Douglas T. Dominick, Jasen J. Smolk, Brian E. Lucas, Bradley Lightner
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Patent number: 7314163Abstract: An automated banking machine system includes ATMs that can accept checks. Cash may be dispensed from an ATM to the user in exchange for a check. Cancellation indicia can be marked on the check by the ATM. The ATM can acquire image data and magnetic data from a received check to determine the genuineness of the check and the authority of the user to cash the check. A check imaging device of the ATM can generate a digital image of a received check. The check image data can be stored in correlated relation with the related transaction data. The ATM can also modify the check image data to produce a modified check image that excludes sensitive check information, such as the user's account number in the micr line. The ATM can then print this modified check image on the user's transaction receipt.Type: GrantFiled: April 16, 2007Date of Patent: January 1, 2008Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Tim Crews, Keith Carpenter, Mike Ryan, Laura Drozda, Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, James R. Kay, Mark A. Ward, David A. Peters, Edward L. Laskowski, H. Thomas Graef
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Patent number: 7284693Abstract: An ATM can accept checks and dispense cash to users. An inkiet printhead can print indicia on accepted checks. An ink catcher is positioned on a side of a check path opposite to the printhead. The ink catcher includes a body portion, a projecting portion, and a head portion. The body portion has an ink holding interior area. The Projecting portion has an opening that is in fluid communication with the interior area. The head portion includes an opening, a wiper, and is rotatable relative to the projecting portion. The rotation enables the head portion opening to be aligned with the projecting portion opening. In this position, the aligned openings enable ink expelled from the printhead which does not strike a check to be captured in the interior area. Other head portion rotation enables the wiper member to clean the inkjet nozzles.Type: GrantFiled: March 8, 2006Date of Patent: October 23, 2007Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Kenneth Turocy, Douglas T. Dominick, Jasen J. Smolk, Brian E. Lucas, Bradley Lightner
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Patent number: 7284695Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the authority of a user to receive cash for such checks. The authority of the user is determined based on the user being associated in a data store with the maker of the check. The check cannot exceed certain programmed thresholds or be presented earlier than the expiration of a delay period from when a prior check from the same maker is presented. In exchange for acceptable checks cash is dispensed to the user from the ATM in exchange for the deposited check.Type: GrantFiled: August 10, 2006Date of Patent: October 23, 2007Assignee: Diebold, IncorporatedInventors: Wayne Warren, Victor Bell, William McCarthy, Matthew Pahl, Martin J. Brown, Dale H. Blackson, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters, Tim Crews, H. Thomas Graef, Edward L. Laskowski