Patents by Inventor Dwij TRIVEDI

Dwij TRIVEDI has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240031475
    Abstract: Disclosed aspects and embodiments pertain to customer distress assistance. A call can be detected to a callee from a caller. The call can be analyzed and determined to be a fraud or spam risk. In response, callee monitoring is triggered. The monitoring can capture biometrics or speech of the callee. Distress in the callee can be determined through analysis of the biometrics or speech and comparison to reference biometrics or speech of the callee. An individual associated with the callee can be selected based on determining the distress in the customer. The individual can be contacted through a notification or a call to assist the callee in distress.
    Type: Application
    Filed: July 20, 2022
    Publication date: January 25, 2024
    Inventors: Salik Shah, Jennifer Kwok, Abhay Donthi, Dwij Trivedi, Leeyat Bracha Tessler
  • Publication number: 20230379697
    Abstract: A system and method includes a communication interface configured to transmit a web-based form to an applicant device and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server that, in conjunction with the communication interface, is configured to perform various steps. It may, in response to receiving the selection, transmit a third-party API call to the selected third party. It may also transmit data indicative of an authentication request associated with the selected third party and receive data indicative of a validated authentication request. It may further request a set of data from the selected third party via the third party API and receive the requested set of data, which includes data for populating a specific data field on the web-based form.
    Type: Application
    Filed: August 1, 2023
    Publication date: November 23, 2023
    Inventors: Christopher Wetzel, Dwij Trivedi, Robert Colenso
  • Publication number: 20230362298
    Abstract: A computer-implemented method for authenticating a source of a telephone call to a recipient of the telephone call may include receiving, prior to receiving the telephone call, a request to input first authentication information. The first authentication information may include a passcode or a selection of a security question. The method may include receiving input of the first authentication information and sending, by the user device, the first authentication information to a computing device associated with the source of the telephone call. The method may include receiving the telephone call from the source and receiving input from the recipient of the telephone call to answer the telephone call. The method may include receiving second authentication information from the computing device, where the second authentication information may include the passcode or an answer to the security question. The method may include outputting the second authentication information.
    Type: Application
    Filed: May 3, 2022
    Publication date: November 9, 2023
    Applicant: Capital One Services, LLC
    Inventors: Jennifer KWOK, Dwij TRIVEDI, Abhay DONTHI, Leeyat Bracha TESSLER, Salik SHAH
  • Publication number: 20230342546
    Abstract: Methods and systems for a browser extension application are disclosed. In some embodiments, a browser extension application is configured to receive from a browser extension server a regular expression configured to detect a plurality of fields in a web page and execute the regular expression to detect a transaction field in the web page and automatically populate the transaction field with stored data. The application is further configured to detect an unrecognized field in the web page, provide suggested transaction data, and detecting manual population of the unrecognized field with the suggested transaction data. The application is further configured to providing to the browser extension server an indication of the unrecognized field and receive from the browser extension server an updated regular expression configured to detect the unrecognized field in the web page.
    Type: Application
    Filed: April 25, 2023
    Publication date: October 26, 2023
    Applicant: Capital One Services, LLC
    Inventors: Dwij Trivedi, Matthew de Ganon, Kunal Arora
  • Publication number: 20230316423
    Abstract: Systems and methods include a database maintained by a financial institution that stores transaction data associated with a previous financial transaction performed via a financial account of a respective account holder, wherein the transaction data comprises a transaction location and a transaction timestamp, a spend memory processor of the financial institution that retrieves the transaction data from the database, interacts with a social linking application programming interface (API) to receive, via a network, social data from a social networking site, wherein the social data comprises a social location and a social timestamp, compares the social data to the transaction data, and creates a spend memory record based on one or more similarities between the social data and the transaction data, and a communication interface of the financial institution that provides the spend memory record to a mobile device associated with the account holder.
    Type: Application
    Filed: June 7, 2023
    Publication date: October 5, 2023
    Inventor: Dwij TRIVEDI
  • Publication number: 20230269243
    Abstract: Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include receiving from the first computing device an indication of a financial service account associated with the first computing device, detecting a payment field in a web page provided by the computing device through the web browser application and, in response, generating a secure token mapped to the financial service account.
    Type: Application
    Filed: May 2, 2023
    Publication date: August 24, 2023
    Applicant: Capital One Services, LLC
    Inventors: Matthew de Ganon, Junal Arora, Thomas Poole, Daniel Kahn, Dwij Trivedi, Paul Moreton
  • Publication number: 20230262160
    Abstract: Disclosed are methods and systems for voice phishing monitoring. For instance, a method includes receiving voice data of an incoming call to a communication device from an application associated with a user account and executing on the device, identifying an entity and interaction allegedly associated with the incoming call from the voice data, determining first fraud indicator data based on a number of the incoming call and second fraud indicator data based on a correspondence of user account interaction data to the entity and/or interaction, and providing the voice data to a trained machine learning system to receive third fraud indicator data based on content and/or a voice characteristic identified from the voice data. The method may further include determining a status for the incoming call of fraudulent or confirmed based on the first, second, and third fraud indicator data, and generating a notification indicating the status for display.
    Type: Application
    Filed: February 14, 2022
    Publication date: August 17, 2023
    Applicant: CAPITAL ONE SERVICES, LLC
    Inventors: Dwij TRIVEDI, Jennifer LOPEZ
  • Patent number: 11729611
    Abstract: A system and method includes a communication interface configured to transmit a web-based form to an applicant device and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server that, in conjunction with the communication interface, is configured to perform various steps. It may, in response to receiving the selection, transmit a third-party API call to the selected third party. It may also transmit data indicative of an authentication request associated with the selected third party and receive data indicative of a validated authentication request. It may further request a set of data from the selected third party via the third party API and receive the requested set of data, which includes data for populating a specific data field on the web-based form.
    Type: Grant
    Filed: December 1, 2021
    Date of Patent: August 15, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Christopher Wetzel, Dwij Trivedi, Robert Colenso
  • Publication number: 20230252459
    Abstract: Methods and systems for providing browser extension are disclosed. In some embodiments, the browser extension system includes a communication device in communication with a computing device and a networked system. The browser extension system also includes a processor configured to perform operations comprising: maintaining data associated with the computing device; detecting, through a browser extension application running on the computing device, a field in a web page associated with the networked system and provided by a web browser application running on the computing device; and in response to detecting the field: (i) automatically populating the field, through the browser extension application, with a secure token mapped to the data, (ii) detecting, through the browser extension application, a submission script associated with the web page, and (iii) automatically executing the submission script to submit the secure token through the browser extension application to the networked system.
    Type: Application
    Filed: April 21, 2023
    Publication date: August 10, 2023
    Applicant: Capital One Services, LLC
    Inventors: Matthew de Ganon, Thomas S. Poole, Paul Y. Moreton, Dwij Trivedi, Kunal Arora, Katherine H. McHugh
  • Patent number: 11710193
    Abstract: Systems and methods include a database maintained by a financial institution that stores transaction data associated with a previous financial transaction performed via a financial account of a respective account holder, wherein the transaction data comprises a transaction location and a transaction timestamp, a spend memory processor of the financial institution that retrieves the transaction data from the database, interacts with a social linking application programming interface (API) to receive, via a network, social data from a social networking site, wherein the social data comprises a social location and a social timestamp, compares the social data to the transaction data, and creates a spend memory record based on one or more similarities between the social data and the transaction data, and a communication interface of the financial institution that provides the spend memory record to a mobile device associated with the account holder.
    Type: Grant
    Filed: October 19, 2021
    Date of Patent: July 25, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventor: Dwij Trivedi
  • Patent number: 11687918
    Abstract: Methods and systems for providing browser extension are disclosed. In some embodiments, the browser extension system includes a communication device in communication with a computing device and a networked system. The browser extension system also includes a processor configured to perform operations comprising: maintaining data associated with the computing device; detecting, through a browser extension application running on the computing device, a field in a web page associated with the networked system and provided by a web browser application running on the computing device; and in response to detecting the field: (i) automatically populating the field, through the browser extension application, with a secure token mapped to the data, (ii) detecting, through the browser extension application, a submission script associated with the web page, and (iii) automatically executing the submission script to submit the secure token through the browser extension application to the networked system.
    Type: Grant
    Filed: March 22, 2021
    Date of Patent: June 27, 2023
    Assignee: Capital One Services, LLC
    Inventors: Matthew de Ganon, Thomas S. Poole, Paul Y. Moreton, Dwij Trivedi, Kunal Arora, Katherine H. McHugh
  • Patent number: 11677737
    Abstract: Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include receiving from the first computing device an indication of a financial service account associated with the first computing device, detecting a payment field in a web page provided by the computing device through the web browser application and, in response, generating a secure token mapped to the financial service account.
    Type: Grant
    Filed: July 6, 2021
    Date of Patent: June 13, 2023
    Assignee: Capital One Services LLC
    Inventors: Matthew de Ganon, Kunal Arora, Thomas Poole, Daniel Kahn, Dwij Trivedi, Paul Moreton
  • Patent number: 11675974
    Abstract: Methods and systems for a browser extension application are disclosed. In some embodiments, a browser extension application is configured to receive from a browser extension server a regular expression configured to detect a plurality of fields in a web page and execute the regular expression to detect a transaction field in the web page and automatically populate the transaction field with stored data. The application is further configured to detect an unrecognized field in the web page, provide suggested transaction data, and detecting manual population of the unrecognized field with the suggested transaction data. The application is further configured to providing to the browser extension server an indication of the unrecognized field and receive from the browser extension server an updated regular expression configured to detect the unrecognized field in the web page.
    Type: Grant
    Filed: February 26, 2021
    Date of Patent: June 13, 2023
    Assignee: Capital One Services, LLC
    Inventors: Dwij Trivedi, Matthew de Ganon, Kunal Arora
  • Patent number: 11671786
    Abstract: Systems and methods include data storage that stores user information for a plurality of user devices; a beacon that is configured to be associated with a first unique identifier; and a backend system that receives data that includes user information for one of the user devices, assigns the first unique identifier to the one of the user devices, and transmits a digital asset, which includes the first unique identifier and first information, to the one of the user devices. The beacon broadcasts the first unique identifier via a short-range transmission at a first location and the one of the user devices detects the first unique identifier at the first location, compares it to the identifier associated with the digital asset, and displays a notification that includes the first information if there is a match.
    Type: Grant
    Filed: May 19, 2021
    Date of Patent: June 6, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Dwij Trivedi, Gabe Gindele, Anant Sajnani
  • Publication number: 20220095103
    Abstract: A system and method includes a communication interface configured to transmit a web-based form to an applicant device and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server that, in conjunction with the communication interface, is configured to perform various steps. It may, in response to receiving the selection, transmit a third-party API call to the selected third party. It may also transmit data indicative of an authentication request associated with the selected third party and receive data indicative of a validated authentication request. It may further request a set of data from the selected third party via the third party API and receive the requested set of data, which includes data for populating a specific data field on the web-based form.
    Type: Application
    Filed: December 1, 2021
    Publication date: March 24, 2022
    Inventors: Christopher Wetzel, Dwij Trivedi, Robert Colenso
  • Publication number: 20220036479
    Abstract: Systems and methods include a database maintained by a financial institution that stores transaction data associated with a previous financial transaction performed via a financial account of a respective account holder, wherein the transaction data comprises a transaction location and a transaction timestamp, a spend memory processor of the financial institution that retrieves the transaction data from the database, interacts with a social linking application programming interface (API) to receive, via a network, social data from a social networking site, wherein the social data comprises a social location and a social timestamp, compares the social data to the transaction data, and creates a spend memory record based on one or more similarities between the social data and the transaction data, and a communication interface of the financial institution that provides the spend memory record to a mobile device associated with the account holder.
    Type: Application
    Filed: October 19, 2021
    Publication date: February 3, 2022
    Inventor: Dwij TRIVEDI
  • Patent number: 11202200
    Abstract: A system and method includes a communication interface configured to transmit a web-based form to an applicant device and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server that, in conjunction with the communication interface, is configured to perform various steps. It may, in response to receiving the selection, transmit a third-party API call to the selected third party. It may also transmit data indicative of an authentication request associated with the selected third party and receive data indicative of a validated authentication request. It may further request a set of data from the selected third party via the third party API and receive the requested set of data, which includes data for populating a specific data field on the web-based form.
    Type: Grant
    Filed: August 30, 2019
    Date of Patent: December 14, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Christopher Wetzel, Dwij Trivedi, Robert Colenso
  • Patent number: 11188987
    Abstract: Systems and methods include a database maintained by a financial institution that stores transaction data associated with a previous financial transaction performed via a financial account of a respective account holder, wherein the transaction data comprises a transaction location and a transaction timestamp, a spend memory processor of the financial institution that retrieves the transaction data from the database, interacts with a social linking application programming interface (API) to receive, via a network, social data from a social networking site, wherein the social data comprises a social location and a social timestamp, compares the social data to the transaction data, and creates a spend memory record based on one or more similarities between the social data and the transaction data, and a communication interface of the financial institution that provides the spend memory record to a mobile device associated with the account holder.
    Type: Grant
    Filed: June 3, 2019
    Date of Patent: November 30, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventor: Dwij Trivedi
  • Publication number: 20210336941
    Abstract: Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations.
    Type: Application
    Filed: July 6, 2021
    Publication date: October 28, 2021
    Applicant: Capital One Services LLC
    Inventors: Matthew de Ganon, Kunal Arora, Thomas Poole, Daniel Kahn, Dwij Trivedi, Paul Moreton
  • Publication number: 20210326875
    Abstract: A device may receive, from a user device, transaction data, the transaction data including: a user account identifier indicating a user account associated with the user device, and data indicating a particular merchant associated with a transaction. The device may provide the data indicating the particular merchant to a server device and receive, from the server device, a merchant identifier for the particular merchant associated with the transaction. The device may then identify, based on the merchant identifier and the user account identifier, a user account control, the user account control specifying a restriction for transactions associated with the user account and the particular merchant. Based on the transaction data, the device may determine whether the user account control is satisfied and perform an action based on a result of the determination.
    Type: Application
    Filed: June 28, 2021
    Publication date: October 21, 2021
    Inventors: Dwij TRIVEDI, Jeffrey M. SAMITT, Dalton L.M. LEBARBENCHON, Pavel (Paul) FORT, Christopher J. STOUT