Patents by Inventor Dwij TRIVEDI

Dwij TRIVEDI has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210326875
    Abstract: A device may receive, from a user device, transaction data, the transaction data including: a user account identifier indicating a user account associated with the user device, and data indicating a particular merchant associated with a transaction. The device may provide the data indicating the particular merchant to a server device and receive, from the server device, a merchant identifier for the particular merchant associated with the transaction. The device may then identify, based on the merchant identifier and the user account identifier, a user account control, the user account control specifying a restriction for transactions associated with the user account and the particular merchant. Based on the transaction data, the device may determine whether the user account control is satisfied and perform an action based on a result of the determination.
    Type: Application
    Filed: June 28, 2021
    Publication date: October 21, 2021
    Inventors: Dwij TRIVEDI, Jeffrey M. SAMITT, Dalton L.M. LEBARBENCHON, Pavel (Paul) FORT, Christopher J. STOUT
  • Publication number: 20210274306
    Abstract: Systems and methods include data storage that stores user information for a plurality of user devices; a beacon that is configured to be associated with a first unique identifier; and a backend system that receives data that includes user information for one of the user devices, assigns the first unique identifier to the one of the user devices, and transmits a digital asset, which includes the first unique identifier and first information, to the one of the user devices. The beacon broadcasts the first unique identifier via a short-range transmission at a first location and the one of the user devices detects the first unique identifier at the first location, compares it to the identifier associated with the digital asset, and displays a notification that includes the first information if there is a match.
    Type: Application
    Filed: May 19, 2021
    Publication date: September 2, 2021
    Inventors: Dwij TRIVEDI, Gabe GINDELE, Anant SAJNANI
  • Patent number: 11089003
    Abstract: Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include receiving from the first computing device an indication of a financial service account associated with the first computing device, detecting a payment field in a web page provided by the computing device through the web browser application and, in response, generating a secure token mapped to the financial service account.
    Type: Grant
    Filed: June 11, 2020
    Date of Patent: August 10, 2021
    Assignee: Capital One Services, LLC
    Inventors: Matthew de Ganon, Kunal Arora, Thomas Poole, Daniel Kahn, Dwij Trivedi, Paul Moreton
  • Patent number: 11062320
    Abstract: A device may receive, from a user device, transaction data, the transaction data including: a user account identifier indicating a user account associated with the user device, and data indicating a particular merchant associated with a transaction. The device may provide the data indicating the particular merchant to a server device and receive, from the server device, a merchant identifier for the particular merchant associated with the transaction. The device may then identify, based on the merchant identifier and the user account identifier, a user account control, the user account control specifying a restriction for transactions associated with the user account and the particular merchant. Based on the transaction data, the device may determine whether the user account control is satisfied and perform an action based on a result of the determination.
    Type: Grant
    Filed: November 3, 2017
    Date of Patent: July 13, 2021
    Assignee: Capital One Services, LLC
    Inventors: Dwij Trivedi, Jeffrey M. Samitt, Dalton L. M. Lebarbenchon, Pavel Fort, Christopher J Stout
  • Publication number: 20210209588
    Abstract: Methods and systems for providing browser extension are disclosed. In some embodiments, the browser extension system includes a communication device in communication with a computing device and a networked system. The browser extension system also includes a processor configured to perform operations comprising: maintaining data associated with the computing device; detecting, through a browser extension application running on the computing device, a field in a web page associated with the networked system and provided by a web browser application running on the computing device; and in response to detecting the field: (i) automatically populating the field, through the browser extension application, with a secure token mapped to the data, (ii) detecting, through the browser extension application, a submission script associated with the web page, and (iii) automatically executing the submission script to submit the secure token through the browser extension application to the networked system.
    Type: Application
    Filed: March 22, 2021
    Publication date: July 8, 2021
    Applicant: Capital One Services, LLC
    Inventors: MATTHEW DE GANON, Thomas S. Poole, Paul Y. Moreton, Dwij Trivedi, Kunal Arora, Katherine H. McHugh
  • Publication number: 20210182483
    Abstract: Methods and systems for a browser extension application are disclosed. In some embodiments, a browser extension application is configured to receive from a browser extension server a regular expression configured to detect a plurality of fields in a web page and execute the regular expression to detect a transaction field in the web page and automatically populate the transaction field with stored data. The application is further configured to detect an unrecognized field in the web page, provide suggested transaction data, and detecting manual population of the unrecognized field with the suggested transaction data. The application is further configured to providing to the browser extension server an indication of the unrecognized field and receive from the browser extension server an updated regular expression configured to detect the unrecognized field in the web page.
    Type: Application
    Filed: February 26, 2021
    Publication date: June 17, 2021
    Applicant: Capital One Services, LLC
    Inventors: Dwij TRIVEDI, Matthew de GANON, Kunal ARORA
  • Patent number: 11019451
    Abstract: Systems and methods include a beacon associated with a first unique identifier; a meeting server configured to receive user information for one of a plurality of user devices, assign the first unique identifier to one of the user devices based in part on similarities between the user information and an entity associated with the beacon, and create a digital asset including the first unique identifier and first information; and a communication interface configured to transmit the digital asset to the one of the plurality of user devices. The beacon can broadcast the first unique identifier via a short-range transmission at a first location, and the one of the plurality of user devices can detect the first unique identifier at the first location, compare it to the identifier associated with the digital asset to determine a match, and display a notification including the first information.
    Type: Grant
    Filed: January 15, 2019
    Date of Patent: May 25, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Dwij Trivedi, Gabe Gindele, Anant Sajnani
  • Patent number: 10956902
    Abstract: A networked system includes: a communication device configured to communicate with a computing device executing a browser extension application and a web browser application; a memory storing instructions; and a processor configured to execute the instructions to perform operations comprising: displaying, through the web browser application, a web page on the computing device, the web page being associated with a merchant and including a field requiring population; receiving, through the browser extension application, a secure token mapped to data corresponding to the field, the browser extension application being configured to: (i) detect the field, (ii) automatically populate the field with the secure token sufficient for a financial service provider system to authenticate, (iii) detect a submission script associated with the web page, and (iv) automatically execute the submission script to submit the secure token to the networked system; and transmitting the secure token to the financial service provider s
    Type: Grant
    Filed: August 16, 2017
    Date of Patent: March 23, 2021
    Assignee: Capital One Services, LLC
    Inventors: Matthew de Ganon, Thomas S. Poole, Paul Y. Moreton, Dwij Trivedi, Kunal Arora, Katherine H. McHugh
  • Patent number: 10936811
    Abstract: Methods and systems for a browser extension application are disclosed. In some embodiments, a browser extension application is configured to receive from a browser extension server a regular expression configured to detect a plurality of fields in a web page and execute the regular expression to detect a transaction field in the web page and automatically populate the transaction field with stored data. The application is further configured to detect an unrecognized field in the web page, provide suggested transaction data, and detecting manual population of the unrecognized field with the suggested transaction data. The application is further configured to providing to the browser extension server an indication of the unrecognized field and receive from the browser extension server an updated regular expression configured to detect the unrecognized field in the web page.
    Type: Grant
    Filed: August 11, 2017
    Date of Patent: March 2, 2021
    Assignee: Capital One Services, LLC
    Inventors: Dwij Trivedi, Matthew de Ganon, Kunal Arora
  • Patent number: 10887299
    Abstract: Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include receiving from the first computing device an indication of a financial service account associated with the first computing device, detecting a payment field in a web page provided by the computing device through the web browser application and, in response, generating a secure token mapped to the financial service account.
    Type: Grant
    Filed: December 2, 2019
    Date of Patent: January 5, 2021
    Assignee: Capital One Services, LLC
    Inventors: Matthew de Ganon, Kunal Arora, Thomas Poole, Daniel Kahn, Dwij Trivedi, Paul Moreton
  • Publication number: 20200304486
    Abstract: Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include receiving from the first computing device an indication of a financial service account associated with the first computing device, detecting a payment field in a web page provided by the computing device through the web browser application and, in response, generating a secure token mapped to the financial service account.
    Type: Application
    Filed: June 11, 2020
    Publication date: September 24, 2020
    Applicant: Capital One Services, LLC
    Inventors: Matthew de Ganon, Kunal Arora, Thomas Poole, Daniel Kahn, Dwij Trivedi, Paul Moreton
  • Publication number: 20200106757
    Abstract: Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include receiving from the first computing device an indication of a financial service account associated with the first computing device, detecting a payment field in a web page provided by the computing device through the web browser application and, in response, generating a secure token mapped to the financial service account.
    Type: Application
    Filed: December 2, 2019
    Publication date: April 2, 2020
    Inventors: Matthew de Ganon, Kunal Arora, Thomas Poole, Daniel Kahn, Dwij Trivedi, Paul Moreton
  • Publication number: 20190384808
    Abstract: A system and method includes a communication interface configured to transmit a web-based form to an applicant device and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server that, in conjunction with the communication interface, is configured to perform various steps. It may, in response to receiving the selection, transmit a third-party API call to the selected third party. It may also transmit data indicative of an authentication request associated with the selected third party and receive data indicative of a validated authentication request. It may further request a set of data from the selected third party via the third party API and receive the requested set of data, which includes data for populating a specific data field on the web-based form.
    Type: Application
    Filed: August 30, 2019
    Publication date: December 19, 2019
    Inventors: Christopher Wetzel, Dwij Trivedi, Robert Colenso
  • Patent number: 10498717
    Abstract: Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include receiving from the first computing device an indication of a financial service account associated with the first computing device, detecting a payment field in a web page provided by the computing device through the web browser application and, in response, generating a secure token mapped to the financial service account.
    Type: Grant
    Filed: December 15, 2016
    Date of Patent: December 3, 2019
    Assignee: Capital One Services, LLC.
    Inventors: Matthew de Ganon, Kunal Arora, Thomas Poole, Daniel Kahn, Dwij Trivedi, Paul Moreton
  • Patent number: 10496966
    Abstract: Systems and methods for locating a cash provider using location-based technologies and transfer funds include receiving a request for cash that includes location data obtained from a location-based technology from a withdrawing party device, searching a network of active providing parties for an available providing party based on withdrawing party preferences and the location data, transmitting an alert to an available providing party device, transmitting available providing party data to withdrawing party if the providing party has confirmed availability, receiving a request to transfer a withdrawal amount from an account associated with the withdrawing party device to an account associated with a selected providing party device, receiving confirmation from the withdrawing party device that the withdrawing party has received cash, transferring the withdrawal amount from the withdrawing party to the selected providing party, and transmitting an alert to the selected providing party device that the withdrawal
    Type: Grant
    Filed: February 20, 2019
    Date of Patent: December 3, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Dwij Trivedi, Frank Marcheski
  • Patent number: 10489504
    Abstract: A system and method includes a communication interface configured to transmit a web-based form to an applicant device and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server that, in conjunction with the communication interface, is configured to perform various steps. It may, in response to receiving the selection, transmit a third-party API call to the selected third party. It may also transmit data indicative of an authentication request associated with the selected third party and receive data indicative of a validated authentication request. It may further request a set of data from the selected third party via the third party API and receive the requested set of data, which includes data for populating a specific data field on the web-based form.
    Type: Grant
    Filed: October 9, 2018
    Date of Patent: November 26, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Christopher Wetzel, Dwij Trivedi, Robert Colenso
  • Publication number: 20190287186
    Abstract: Systems and methods include a database maintained by a financial institution that stores transaction data associated with a previous financial transaction performed via a financial account of a respective account holder, wherein the transaction data comprises a transaction location and a transaction timestamp, a spend memory processor of the financial institution that retrieves the transaction data from the database, interacts with a social linking application programming interface (API) to receive, via a network, social data from a social networking site, wherein the social data comprises a social location and a social timestamp, compares the social data to the transaction data, and creates a spend memory record based on one or more similarities between the social data and the transaction data, and a communication interface of the financial institution that provides the spend memory record to a mobile device associated with the account holder.
    Type: Application
    Filed: June 3, 2019
    Publication date: September 19, 2019
    Inventor: Dwij TRIVEDI
  • Patent number: 10325322
    Abstract: Systems and methods include a database maintained by a financial institution that stores transaction data associated with a previous financial transaction performed via a financial account of a respective account holder, wherein the transaction data comprises a transaction location and a transaction timestamp, a spend memory processor of the financial institution that retrieves the transaction data from the database, interacts with a social linking application programming interface (API) to receive, via a network, social data from a social networking site, wherein the social data comprises a social location and a social timestamp, compares the social data to the transaction data, and creates a spend memory record based on one or more similarities between the social data and the transaction data, and a communication interface of the financial institution that provides the spend memory record to a mobile device associated with the account holder.
    Type: Grant
    Filed: September 17, 2015
    Date of Patent: June 18, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventor: Dwij Trivedi
  • Publication number: 20190180254
    Abstract: Systems and methods for locating a cash provider using location-based technologies and transfer funds include receiving a request for cash that includes location data obtained from a location-based technology from a withdrawing party device, searching a network of active providing parties for an available providing party based on withdrawing party preferences and the location data, transmitting an alert to an available providing party device, transmitting available providing party data to withdrawing party if the providing party has confirmed availability, receiving a request to transfer a withdrawal amount from an account associated with the withdrawing party device to an account associated with a selected providing party device, receiving confirmation from the withdrawing party device that the withdrawing party has received cash, transferring the withdrawal amount from the withdrawing party to the selected providing party, and transmitting an alert to the selected providing party device that the withdrawal
    Type: Application
    Filed: February 20, 2019
    Publication date: June 13, 2019
    Inventors: Dwij TRIVEDI, Frank MARCHESKI
  • Publication number: 20190158978
    Abstract: Systems and methods include data storage that stores user information for a plurality of user devices, a beacon that is configured to be associated with a first unique identifier, a meeting server that receives, from the data storage, data that includes user information one of the user devices, assigns the first unique identifier to one of the user devices based in part on similarities between the user information and an entity associated with the beacon, and creates a digital asset that includes the first unique identifier and first information, and a communication interface associated with the meeting server that transmits, via a network, the digital asset to the one of the user devices.
    Type: Application
    Filed: January 15, 2019
    Publication date: May 23, 2019
    Inventors: Dwij TRIVEDI, Gabe GINDELE, Anant SAJNANI