Abstract: The present invention relates to application processing and decisioning systems and processes. One embodiment of the invention includes a method for automating decisioning for a credit request associated with an applicant. The method includes providing a user computer interface adapted to receive information associated with an applicant, and further adapted to display and receive information associated with at least one decision rule. The method also includes receiving information associated with an applicant through the user computer interface; receiving information associated with the applicant from at least one data source; and receiving a selection of information associated with a plurality of decision rules through the user computer interface.

Abstract: Footwear with interchangeable components on the ankle area and tongue is herein disclosed, wherein both the replacement tongue and the upper area of the footwear comprise different materials, colors, or styles. The removal and replacement functionality is accomplished with a plurality of snap fasteners. To remove the upper portion of the footwear, the laces would be removed from the eyelets, an upper portion and tongue interchanged, and the laces replaced. It is also envisioned that the upper portion and tongue could be removed completely and shorter laces installed to transform the footwear into a pair of shoes as well.

Abstract: The present invention relates to automated decisioning for a credit request associated with an applicant. Information associated with an applicant is received. Data associated with the applicant is received from at least one data source. A user interface is configured to allow a user to provide a definition of decision rules in a near-natural language. Information associated with the decision rules is determined based on the definition of the decision rules. A selection of rule flow information associated with the decision rules is received through the user computer interface. A decision is generated based on the information associated with the applicant, data associated with the applicant from the at least one data source, the information associated with the decision rules, and the selection of information associated with decision rules. The decision is displayed.

Abstract: A software installation checker is disclosed. A small stub application is put inside a desktop package, and is run at certain points during a software installation. The stub contacts a server and fetches a library which comprises a class with a method. The stub runs the method on the class, passing to the class the information as well as the server. The class unpacks an engine and passes control to the engine. The engine runs a check with tasks received from a collector of the server. Data is uploaded to the server, and can be examined via a web interface.

Abstract: The present invention provides the means to encage the rear cargo area of a hatch back automobile with a freestanding cage that attaches to the vehicle to at cargo tie down points manufactured into the vehicle to provide security for the cargo area even with the rear seat laid forward and the hatch open. The cage is comprised of a pair of horizontal floor frames (18), a forward frame (30) that runs parallel to the rear seat (12), a horizontal top frame (9) that is formed to the shape of the cargo compartment and is hinged in the center (16) parallel to the fender walls (20) so it may be folded in half to ease assembly and storage, and a pair or rear frames (22) that run parallel to the hatch (38) and span the length of the hatch opening when joined together by a locking mechanism (26). The rear frames (22) are hinged (24) at the opposite ends of the locking mechanism (26).

Abstract: The present disclosure relates generally to an improved safety device for use in the railroad industry. Specifically, the present disclosure relates to an above ground lock extension for train derails. Train derails are used in the railroad industry for derailing and therefore effectively stopping trains or unattended rolling stocks which rolls over said derail. The lock extension device comprises a locking device allowing an individual to lock said lock extension device to a derail while standing in an upright position, thereby diminishing injuries that may occur with prior art locking devices that are at ground level.

Abstract: Coating composition suitable for coating a metal, preferably steel, substrate which is intended to be fabricated and overcoated, said composition comprising: i) zinc powder and/or a zinc alloy and ii) a modified silica sol comprising colloidal silica particles modified with 6-40 wt % of one or more silane compounds, based on the combined dry weight of silane compound(s) and colloidal silica particles, and being obtainable by adding said silane compound(s) to a silica sol with a rate of not more than 20 silane molecules per nm2 colloidal silica surface per hour. This coating composition has a relatively long pot life, good white rust resistance, and good film properties.

Abstract: The present disclosure relates generally to an improved safety device for use in the railroad industry. Specifically, the present disclosure relates to an above ground lock extension for train derails. Train derails are used in the railroad industry for derailing and therefore effectively stopping trains or unattended rolling stocks which rolls over said derail. The lock extension device comprises a locking device allowing an individual to lock said lock extension device to a derail while standing in an upright position, thereby diminishing injuries that may occur with prior art locking devices that are at ground level.

Abstract: The present invention relates to application processing and decisioning systems and processes. One embodiment of the invention includes a method for automating decisioning for a credit request associated with an applicant. The method includes providing a user computer interface adapted to receive information associated with an applicant, and further adapted to display and receive information associated with at least one decision rule. The method also includes receiving information associated with an applicant through the user computer interface; receiving information associated with the applicant from at least one data source; and receiving a selection of information associated with a plurality of decision rules through the user computer interface.

Abstract: The present invention relates to application processing and decisioning systems and processes. One embodiment of the invention includes a method for automating decisioning for a credit request associated with an applicant. The method includes providing a user computer interface adapted to receive information associated with an applicant, and further adapted to display and receive information associated with at least one decision rule. The method also includes receiving information associated with an applicant through the user computer interface; receiving information associated with the applicant from at least one data source; and receiving a selection of information associated with a plurality of decision rules through the user computer interface.

Abstract: A replaceable drawer front is configured to be repeatedly removed and installed on a tool storage unit drawer face. Co-acting connection features on the drawer front and the drawer face releasably retain the drawer front on the drawer face.

Abstract: A drawer front includes a removable decorative skin that is configured to be repeatedly removed and installed on the drawer front. Co-acting connection features on the drawer front and the skin releasably retain the skin to the drawer front.

Abstract: The invention relates to a cosmetic formulation comprising 0.01 to 5% by weight, based on the total weight of the formulation, of a carboxymethyl cellulose (CMC), wherein the CMC is characterized by forming a gel at 25° C. after high-shear dissolution in a 0.3 wt % aqueous sodium chloride solution, the final content of the CMC in the aqueous sodium chloride solution being 1 wt % for a CMC having a degree of polymerization (DP) of >4,000, 1.5 wt % for a CMC having a DP of 3,000-4,000, 2 wt % for a CMC having a DP of 1,500-<3,000, and 4 wt % for a CMC having a DP of <1,500, the gel being a fluid having a storage modulus (G?) which exceeds the loss modulus (G?) over the entire frequency region of 0.01-10 Hz when measured on an oscillatory rheometer operating at a strain of 0.2.

Abstract: The present invention relates to application processing and decisioning systems and processes. One embodiment of the invention includes a method for automating decisioning for a credit request associated with an applicant. The method includes providing a user computer interface adapted to receive information associated with an applicant, and further adapted to display and receive information associated with at least one decision rule. The method also includes receiving information associated with an applicant through the user computer interface; receiving information associated with the applicant from at least one data source; and receiving a selection of information associated with a plurality of decision rules through the user computer interface.

Abstract: A client-side handheld device requests a server to convert server-side documents into a compression format prior to transmission of said documents to the client. The server retrieves and converts the requested documents to a raster image that is then compressed according to attributes based on information received from the client device in the initial document request. Instead of having to manipulate multiple formats which the original documents are in and supported by the server, the client-side device is preferably optimized in hardware and/or software to support and otherwise take advantage of the requested compression format. The compressed document is then delivered to the client device, in whole or in part, selectively or progressively over time per individual requests prior to displaying the received data to the end-user. Depending on the requested delivery mode, server-side documents are preferably compressed using wavelet compression methods, such as the JPEG 2000 standard, known in the arts.

Abstract: A client-side handheld device requests a server to convert server-side documents into a compression format prior to transmission of said documents to the client. The server retrieves and converts the requested documents to a raster image that is then compressed according to attributes based on information received from the client device in the initial document request. Instead of having to manipulate multiple formats which the original documents are in and supported by the server, the client-side device is preferably optimized in hardware and/or software to support and otherwise take advantage of the requested compression format. The compressed document is then delivered to the client device, in whole or in part, selectively or progressively over time per individual requests prior to displaying the received data to the end-user. Depending on the requested delivery mode, server-side documents are preferably compressed using wavelet compression methods, such as the JPEG 2000 standard, known in the arts.

Abstract: A client-side handheld device requests a server to convert server-side documents into a compression format prior to transmission of said documents to the client. The server retrieves and converts the requested documents to a raster image that is then compressed according to attributes based on information received from the client device in the initial document request. Instead of having to manipulate multiple formats which the original documents are in and supported by the server, the client-side device is preferably optimized in hardware and/or software to support and otherwise take advantage of the requested compression format. The compressed document is then delivered to the client device, in whole or in part, selectively or progressively over time per individual requests prior to displaying the received data to the end-user. Depending on the requested delivery mode, server-side documents are preferably compressed using wavelet compression methods, such as the JPEG 2000 standard, known in the arts.

Abstract: A client-side handheld device requests a server to convert server-side documents into a compression format prior to transmission of said documents to the client. The server retrieves and converts the requested documents to a raster image that is then compressed according to attributes based on information received from the client device in the initial document request. Instead of having to manipulate multiple formats which the original documents are in and supported by the server, the client-side device is preferably optimized in hardware and/or software to support and otherwise take advantage of the requested compression format. The compressed document is then delivered to the client device, in whole or in part, selectively or progressively over time per individual requests prior to displaying the received data to the end-user. Depending on the requested delivery mode, server-side documents are preferably compressed using wavelet compression methods, such as the JPEG 2000 standard, known in the arts.

Abstract: A client-side handheld device requests a server to convert server-side documents into a compression format prior to transmission of said documents to the client. The server retrieves and converts the requested documents to a raster image that is then compressed according to attributes based on information received from the client device in the initial document request. Instead of having to manipulate multiple formats which the original documents are in and supported by the server, the client-side device is preferably optimized in hardware and/or software to support and otherwise take advantage of the requested compression format. The compressed document is then delivered to the client device, in whole or in part, selectively or progressively over time per individual requests prior to displaying the received data to the end-user. Depending on the requested delivery mode, server-side documents are preferably compressed using wavelet compression methods, such as the JPEG 2000 standard, known in the arts.

Abstract: A method of producing a tool insert which comprises a central metal portion having edge regions of superabrasive material bonded thereto and presenting cutting edges or points for the tool insert is disclosed. A body (50) having major surfaces on each of opposite sides thereof, each having spaced strips (64) of superabrasive material, typically abrasive compact such as PCBN or PCD, for example, separated by a metal region or regions, such as cemented carbide, is provided. Each superabrasive strip of one major surface is arranged in register with a superabrasive strip of the opposite major surface. Alternatively, each superabrasive strip extends from one major surface to the opposite major surface. The body is severed from one major surface to the opposite major surface along at least two sets of planes intersecting at or in the respective superabrasive strips to produce the tool insert.