Patents by Inventor Klaus Steinbach
Klaus Steinbach has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 8540142Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.Type: GrantFiled: February 24, 2012Date of Patent: September 24, 2013Assignee: Diebold Self-Service SystemsInventors: David N. Lewis, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
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Patent number: 8540147Abstract: A portable terminal operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The user cards include credit and/or debit cards. Data corresponding to the card data is stored in memory of the terminal. The portable terminal includes a wireless communication device. The terminal operates to wirelessly communicate data corresponding to card data to one or more remote computers to cause financial transfers to or from selected accounts. The portable terminal also operates to provide outputs corresponding to account balances and to receive data corresponding to receipts.Type: GrantFiled: February 28, 2013Date of Patent: September 24, 2013Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, Natarajan Ramachandran, Ashok Modi, Jeff Hill, Ray Motz, Klaus Steinbach
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Patent number: 8474700Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.Type: GrantFiled: February 24, 2012Date of Patent: July 2, 2013Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: David N. Lewis, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach, Theresa Ipson, Frank Natoli, James E. Pettitt, Charles H. Somers, Jr.
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Patent number: 8418917Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.Type: GrantFiled: February 24, 2012Date of Patent: April 16, 2013Assignee: Diebold Self-Service SystemsInventors: David N. Lewis, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
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Patent number: 8342397Abstract: A system operates to carry out financial transfers in response to data read from data bearing records. A cell phone having a camera stores in memory indicia corresponding to account data from a plurality of magnetic stripe cards. A user can operate the phone to select one of the accounts stored in the memory. The memory further includes a scanned user-identifying written signature. The user can use the phone during an item purchase to wirelessly transmit each of an item's identifier captured by the camera, selected account data, and the user signature.Type: GrantFiled: September 2, 2011Date of Patent: January 1, 2013Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Natarajan Ramachandran, Ashok Modi, Jeff Hill, Ray Motz, Klaus Steinbach
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Patent number: 8332810Abstract: A set order that most efficiently separates a set of output vectors of a derivation table is iteratively determined for a set of input vectors belonging to the derivation table. Code is generated to evaluate the input vectors in the set order.Type: GrantFiled: November 24, 2008Date of Patent: December 11, 2012Assignee: SAP AktiengeselleschaftInventor: Klaus Steinbach
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Patent number: 8210426Abstract: An automated banking machine is operative to carry out financial transactions and includes a user interface. The user interface includes a card reader which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad through which users input confidential data. Covers prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.Type: GrantFiled: January 12, 2011Date of Patent: July 3, 2012Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Klaus Steinbach, Ray Motz, Anne Doland, James Block, Paul D. Magee, Richard C. Lute, Donald S. Nelson, David A. Barker
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Publication number: 20120151455Abstract: Implementations of the present disclosure provide methods including analyzing a plurality of units of a software application to determine a dependency graph defining that at least a first unit depends on a second unit. Each unit includes executable instructions. An execution order is determined for the units based on the dependency graph, wherein the execution order specifies execution of the second unit before the first unit. Unit tests are executed for the units according to the execution order, including executing a unit test of the second unit before the first unit. Executing a unit test for a unit comprises executing the executable instructions of the unit and comparing a resulting value to an expected value.Type: ApplicationFiled: December 13, 2010Publication date: June 14, 2012Applicant: SAP AGInventors: Efstratios Tsantilis, Klaus Steinbach
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Patent number: 8181857Abstract: An automated banking machine is operated responsive to data read from data bearing records. The automated banking machine operates responsive to the card data read from user cards to carry out financial transfers for authorized users. The banking machine includes a top housing, a fascia assembly, a support, a card reader, a display, a cash dispenser, and a chest portion. An automated banking machine includes a processor case in horizontally pivotally supported connection with the housing, and which may be released from supported connection with the housing.Type: GrantFiled: April 14, 2009Date of Patent: May 22, 2012Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Richard C. Lute, Klaus Steinbach, Pedro Tula
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Patent number: 8146801Abstract: A card actuated automated banking machine (10) is operative to carry out financial transactions responsive to data included on user cards. The machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Authorization signals assure that the display is operating in a manner that provides appropriate user instructions. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted.Type: GrantFiled: January 10, 2008Date of Patent: April 3, 2012Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Tim Crews, Joe Hartman, Klaus Steinbach, Ray Motz, Anne Bayonnet, James Block, Paul D. Magee, Richard C. Lute, Donald S. Nelson, David A. Barker
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Publication number: 20120074217Abstract: A portable terminal operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The user cards include credit and/or debit cards. Data corresponding to the card data is stored in at least one memory of the terminal. The terminal includes a wireless communication device. The terminal operates to wirelessly communicate data corresponding to card data to one or more remote computers to cause financial transfers to or from selected accounts. The terminal also operates to provide outputs corresponding to account balances and to receive data corresponding to receipts.Type: ApplicationFiled: December 5, 2011Publication date: March 29, 2012Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, Natarajan Ramachandran, Ashok Modi, Jeff Hill, Ray Motz, Klaus Steinbach
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Patent number: 8070055Abstract: A portable terminal operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The user cards include credit and/or debit cards. Data corresponding to the card data is stored in at least one memory of the terminal. The terminal includes a wireless communication device. The terminal operates to wirelessly communicate data corresponding to card data wirelessly to one or more remote computers to cause financial transfers to or from selected accounts. The terminal also operates to provide outputs corresponding to account balances and to receive data corresponding to receipts.Type: GrantFiled: April 27, 2009Date of Patent: December 6, 2011Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, Natarajan Ramachandran, Ashok Modi, Jeffrey A. Hill, Raymond P. Motz, Klaus Steinbach
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Patent number: 8052051Abstract: An automated banking machine operates to carry out financial transactions for authorized machine users responsive to user data read from data bearing records. The user data comprises card data and/or biometric data which corresponds to a financial account. A user fascia has openings for the card reader and the user display. The user fascia is removably mounted to a moveable support that is mounted to the machine housing, enabling the user fascia to be moved away from and toward the machine housing. The card reader is accessible by a machine servicer when the user fascia moved away from the machine housing. The machine also includes a duct assembly extending between housing vents and processor case vents.Type: GrantFiled: May 9, 2011Date of Patent: November 8, 2011Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Richard C. Lute, Klaus Steinbach, Pedro Tula, Terry Doll
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Publication number: 20110266340Abstract: A portable terminal operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The user cards include credit and/or debit cards. Data corresponding to the card data is stored in at least one memory of the terminal. The terminal includes a wireless communication device. The terminal operates to wirelessly communicate data corresponding to card data wirelessly to one or more remote computers to cause financial transfers to or from selected accounts. The terminal also operates to provide outputs corresponding to account balances and to receive data corresponding to receipts.Type: ApplicationFiled: April 27, 2009Publication date: November 3, 2011Inventors: James Block, Natarajan Ramachandran, Ashok Modi, Jeff Hill, Ray Motz, Klaus Steinbach
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Patent number: 8038057Abstract: A card actuated automated banking machine is operative to carry out financial transactions responsive to data included on user cards. The machine includes a user interface including a display. The user interface includes a card reader which is operative to read data on user cards which identify at least one of a user and a user's financial accounts. A fascia of the machine includes a keypad through which users input confidential data. Covers prevent unauthorized persons from viewing confidential inputs to the keypad. Authorization signals assure that the display is operating in a manner that provides appropriate user instructions. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted.Type: GrantFiled: April 29, 2011Date of Patent: October 18, 2011Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Tim Crews, Joe Hartman, Klaus Steinbach, Ray Motz, Anne Bayonnet, James Block, Paul D. Magee, Richard C. Lute, Donald S. Nelson, David A. Barker
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Patent number: 8011575Abstract: A system operates to carry out financial transfers in response to data read from data bearing records. A cell phone having a camera stores in memory indicia corresponding to account data from a plurality of magnetic stripe cards. A user can operate the phone to select one of the accounts stored in the memory. The memory further includes a scanned user-identifying written signature. The user can use the phone during an item purchase to wirelessly transmit each of an item's identifier captured by the camera, selected account data, and the user signature.Type: GrantFiled: May 25, 2010Date of Patent: September 6, 2011Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Natarajan Ramachandran, Ashok Modi, Jeff Hill, Ray Motz, Klaus Steinbach
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Patent number: 7938317Abstract: An automated banking machine operates responsive to data bearing records. The automated banking machine includes a card reader operative to data read from user cards corresponding to financial accounts. The automated banking machine includes a display and a printer to produce records of financial transactions carried out with the machine. The automated banking machine includes a processor housed in a case having vents. The machine housing includes vents and a duct assembly extends between the processor case vents and the housing vents.Type: GrantFiled: January 15, 2009Date of Patent: May 10, 2011Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Richard C. Lute, Klaus Steinbach, Pedro Tula, Terry Doll
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Patent number: 7934643Abstract: A card actuated automated banking machine (10) is operative to carry out financial transactions responsive to data included on user cards. The machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Authorization signals assure that the display is operating in a manner that provides appropriate user instructions. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted.Type: GrantFiled: January 10, 2008Date of Patent: May 3, 2011Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Tim Crews, Joseph Hartman, Klaus Steinbach, Ray Motz, Anne Bayonnet, James Block, Paul D. Magee, Richard C. Lute, Donald S. Nelson, David A. Barker
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Patent number: 7896228Abstract: An automated banking machine (10) is operative to carry out financial transactions and includes a user interface (15). The user interface includes a card reader (16) which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels (462, 464) are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.Type: GrantFiled: July 5, 2007Date of Patent: March 1, 2011Assignee: Diebold Self-Service SystemsInventors: Ray Motz, Anne Doland, James Block, Paul D. Magee, Richard C. Lute, Klaus Steinbach, Donald S. Nelson, David A. Barker
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Patent number: 7891546Abstract: An automated banking machine (10) is operative to carry out financial transactions and includes a user interface (15). The user interface includes a card reader (16) which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels (462, 464) are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.Type: GrantFiled: July 5, 2007Date of Patent: February 22, 2011Assignee: Diebold Self-Service Systems , division of Diebold, IncorporatedInventors: Klaus Steinbach, Ray Motz, Anne Doland, James Block, Paul D. Magee, Richard C. Lute, Donald S. Nelson, David A. Barker