Abstract: An automated banking machine (10) is operative to carry out financial transactions and includes a user interface (15). The user interface includes a card reader (16) which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels (462, 464) are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.

Abstract: An automated banking machine that operates responsive to data bearing records such as user cards includes a user interface having electronic ink displays. Displays can be used as identification labels. A display identifying the function of a transaction function device can be located adjacent to that device. Displays can also be used to provide instructions to machine users. A display on how to insert a card into the ATM can be located adjacent the card input slot. A system that operates to carry out financial transfers operates in response to data read from data bearing records. A cell phone having a camera or other reader operates to cause item identifying data and account data to be transmitted to a transaction system to enable item purchase.

Abstract: Method for accessing and servicing banking machine components of an automated banking machine. The automated banking machine includes a processor case rotatably mounted on the machine housing. The processor case houses and supports various circuit cards and processor related components. A movable mounting tray supported on the chest housing, supports various banking machine components which may include a display, a card reader, a receipt printer, and input keys. When the automated banking machine is in an operable condition, the processor case and the mounting tray are housed in an interior area defined by a top housing. To access and service the banking machine components, the movable tray may be extended outwardly from a front opening in the top housing and the processor case may be rotated from an operational position to a service position.

Abstract: An automated banking machine includes a top housing cover slidably mounted with respect to a top wall of the housing of a chest or secure enclosure. The top housing cover includes side channels for slidably receiving spaced upwardly extending flanges mounted on the chest housing. Various upper banking machine components are mounted in supporting connection with the chest housing about the secure enclosure. The components may include a display, a card reader, a receipt printer, a communications device, and a keypad. In an operable condition, the top housing cover is positioned so that a front opening therein is covered by an upper fascia. Removal of one or more fasteners allows the top housing cover to be moved rearwardly to expose the banking machine components for maintenance, replacement or other servicing activity.

Abstract: Method of accessing components of an automated banking machine for servicing. A top housing cover is mounted in slidable relationship to the housing of an ATM chest or secure enclosure. In an operational condition, a front opening in the top housing is closed by an upper fascia. Removal of one or more fasteners allows the top housing cover to be slid rearwardly away from the upper fascia to expose various banking machine components such as a display, a card reader, a receipt printer, and input keys for servicing.

Abstract: A method provides for accessing components of an automated banking machine (ATM) housed in the secure enclosure or chest. The chest is adapted for use in either a front-load or a rear-load ATM. AN operable chest door controls access through one of the openings in the chest housing by operation of a locking bolt mechanism. The other opening in the chest housing is semi-permanently closed by a second chest door by operation fo an alternate securing mechanism.

Abstract: A set order that most efficiently separates a set of output vectors of a derivation table is iteratively determined for a set of input vectors belonging to the derivation table. Code is generated to evaluate the input vectors in the set order.

Abstract: Method of assembling components of an automatic banking machine or ATM. The ATM includes a top housing cover having a forward region and an upper fascia having a rearwardly extending portion that selectively overlays the forward region. The ATM includes a lower fascia having first and second side extensions that selectively overlay first and second forward regions of a safe or secure enclosure. The ATM may include a pivotal processor case for ease of installation and/or servicing of banking components. The safe housing may include dual openings for use in either a front-load or rear-load ATM. Banking machine components such as displays, card readers, receipt printers, and keypads may be installed or serviced by extending a rollout mounting tray or by rearwardly sliding the top housing.

Abstract: An automated banking machine includes a lower fascia covering the door of the chest or secure enclosure. The lower fascia is movably mounted in supporting connection to the chest housing to permit access to the chest door. An inwardly extending flange supported on the lower fascia engages the chest door when the lower fascia is in an accessible position and the chest door is open. The chest door is thus retained in an open condition for access to the secure area for restocking a currency dispensing mechanism or servicing ATM components.

Abstract: A method provides for accessing automated banking machine components for servicing. A lower fascia is moved from a covering position to an accessible position to permit access to a door selectively closing an opening to the secure area of a chest or secure enclosure of an ATM. The open chest door is retained in an open condition by engagement with the lower fascia.

Abstract: A portable terminal operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The user cards include credit and/or debit cards. Data corresponding to the card data is stored in at least one memory of the terminal. The terminal includes a wireless communication device. The terminal operates to wirelessly communicate data corresponding to card data wirelessly to one or more remote computers to cause financial transfers to or from selected accounts. The terminal also operates to provide outputs corresponding to account balances and to receive data corresponding to receipts.

Abstract: Automated banking machine (ATM) in which the chest or secure enclosure is adapted for use in either a front-load ATM or a rear-load ATM. The chest housing includes both front and rear openings which are closed by first and second chest doors. The operable chest door may be securely engaged with the chest housing a locking bolt mechanism. The inoperable door may be secured with the chest housing by an alternate securing mechanism such as a bolt.

Abstract: An ATM includes a user interface having a display device. The display device includes a flexible display panel. The display panel can be flexed to limit the displayed information to only the field of view of the current ATM user. The curvature of the display panel can be changed by a moving device to correspond to the settings assigned to the current ATM user responsive to identifying input received from the user.

Abstract: An automated banking machine (10) is operative to carry out financial transactions and includes a user interface (15). The user interface includes a card reader (16) which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels (462, 464) are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.

Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The banking machine includes a processor case rotatably mounted on the machine housing. The processor case may house and support various circuit cards and processor related components. A movable mounting tray supported on the chest housing may be operative to support various banking machine components which may include a display, the card reader, a receipt printer, and input keys. When the banking machine is in an operable condition, the processor case and the mounting tray may be housed in an interior area defined by a top housing. To access and service the banking machine components, the movable tray may be extended outwardly from a front opening in the top housing and the processor case may be rotated from an operational position to a service position.

Abstract: An ATM includes a user interface having plural electronic ink displays. Displays can be used as identification labels. A display identifying the function of a transaction function device can be located adjacent to that device. Displays can also be used to provide instructions to machine users. A display on how to insert a card into the ATM can be located adjacent the card input slot. An display can be in direct communication with both a card reader and an encryption pin pad (“EPP”). Upon suspecting card reader tampering, the card reader can instruct the display to present a message warning of the situation. Likewise, upon suspecting EPP tampering, the EPP can instruct the display to present a warning message. Displays can also instruct a machine user on when and when not to insert their PIN depending on the mode of the EPP.

Abstract: An automated banking machine includes a top housing supported on the housing of a chest. A rearwardly extending projection of an upper fascia selectively overlays a forward region of the top housing adjacent the front opening. A lower fascia is selectively movable between a covering position where the lower fascia covers the front of the chest, and an accessible position where the front of the chest is accessible. The lower fascia includes first and second side extensions. When the lower fascia is in the covering position, the side extensions overlay forward side portions of the chest housing. The lower fascia may be adapted to engage the open chest door during servicing operations. The automated banking machine may include a rollout tray supporting upper banking machine components, a rotatable processor case, and/or a slidable top housing cover to permit access to banking components for installation or servicing.

Abstract: An automated banking machine (10) is operative to carry out financial transactions and includes a user interface (15). The user interface includes a card reader (16) which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels (462, 464) are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.

Abstract: An automated banking machine (10) is operative to carry out financial transactions and includes a user interface (15). The user interface includes a card reader (16) which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels (462, 464) are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.

Abstract: An automated banking machine (10) is operative to carry out financial transactions and includes a user interface (15). The user interface includes a card reader (16) which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels (462, 464) are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.