Patents by Inventor Kyle Williams

Kyle Williams has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10825012
    Abstract: A dispute scoring computing device for generating chargeback dispute scores is provided. The dispute scoring computing device extracts historical transaction data and account profile data for a plurality of transactions associated with an account, and generates a chargeback dispute prediction model for the account based on the extracted data. The dispute scoring computing device further receives a candidate chargeback for a transaction initiated with a merchant using the account, extracts transaction data from the candidate chargeback, and determines, using the generated chargeback dispute prediction model, a chargeback dispute score indicating a likelihood that the candidate chargeback, if disputed by the merchant, would result favorably for the merchant.
    Type: Grant
    Filed: August 17, 2017
    Date of Patent: November 3, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: David J. Senci, Kyle Williams, Johan Gerber
  • Patent number: 10776788
    Abstract: A computing network system including a historical authorization database, a lost and stolen card (LSC) database, an account data breach (ADB) database, and a compromised identification (CI) computing device is provided. The CI computing device retrieves a set of historical account identifiers associated with historical transactions of a candidate merchant from the historical authorization database. The CI computing device compares the historical account identifier to lost and/or stolen (LS) account data stored by the LSC database and breach data stored by the ADB database. The CI computing device generates a compromised account message when a historical account identifier has a matching account identifier within the LS account data and/or the breach data. The compromised account message includes the matching account identifier and an associated reason code indicating a cause of compromise. The CI computing device transmits the compromised account message to the candidate merchant for review and analysis.
    Type: Grant
    Filed: May 10, 2017
    Date of Patent: September 15, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Kyle Williams, David J. Senci, David Adams
  • Publication number: 20200250637
    Abstract: An auto-enrollment billing updater (AEBU) computing device for enrolling enrollees in an automatic updating program is provided.
    Type: Application
    Filed: April 20, 2020
    Publication date: August 6, 2020
    Inventors: Kyle Williams, David J. Senci
  • Patent number: 10733559
    Abstract: A chargeback analytics computing device for generating chargeback analytics associated with service chargebacks is provided. The chargeback analytics computing device is configured to retrieve transaction data for a merchant, the transaction data associated with transactions initiated at the merchant, and extract chargeback data from the transaction data, the chargeback data associated with chargeback transactions. The chargeback analytics computing device also parses the chargeback data to identify a chargeback reason code associated with each chargeback transaction. Based upon the chargeback reason codes, the chargeback analytics computing device isolates a fraud-related portion and a non-fraud-related portion of the chargeback data, and extracts a service subset of the non-fraud-related portion associated with service chargeback transactions, wherein a service chargeback transaction is initiated by a cardholder having an unsatisfactory experience with the merchant.
    Type: Grant
    Filed: November 2, 2017
    Date of Patent: August 4, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Kyle Williams, David J. Senci, John Larko
  • Publication number: 20200224993
    Abstract: A multiple-shot crossbow includes a mainframe, a riser, upper and lower bow limbs and bowstrings, and a trigger mechanism. The mainframe includes upper and lower rails, each for supporting and guiding a corresponding bolt. The riser includes a passage for accommodating loading and launching a bolt. The bow limbs are attached to the riser and the bowstrings are attached to the bow limbs. Each bowstring is arranged independently to be drawn from a brace position to a drawn position and then return to the brace position while launching a bolt positioned on the corresponding rail. The lower bowstring is movable within a longitudinal slot between the upper and lower rails. The trigger mechanism is attached to a rear end of the mainframe and includes upper and lower trigger portions, each retaining a corresponding drawn bowstring and then releasing it upon actuation by a user.
    Type: Application
    Filed: March 30, 2020
    Publication date: July 16, 2020
    Inventors: Kyle William Egerdee, Stephen Donald Langdon, Cole J. Jessup, Robert G. Dykeman
  • Publication number: 20200191518
    Abstract: A crossbow includes a rail assembly and a limb assembly that can be assembled together and disassembled from one another. A release member is rigidly attached to one assembly and a retention member is attached to the other assembly. When the crossbow is assembled the release member is in a retained position; when the crossbow is disassembled the release member is removed from its retained position. In a release position the retention member permits movement of the release member into or out of the retained position; in a retention position the retention member prevents movement of the release member out of the retained position. The release and/or retention members can be adjusted to alter the force urging together the rail and limb assemblies. The retention member can be moved between the release and retention positions without using any tool.
    Type: Application
    Filed: December 18, 2018
    Publication date: June 18, 2020
    Inventors: Kyle William Egerdee, Stephen Donald Langdon
  • Publication number: 20200183888
    Abstract: Embodiments of the disclosure provide systems and methods for detecting and providing warnings of potential data loss on termination of a client application of a cloud-based storage system. According to one embodiment, an attempt to log out or otherwise terminate the cloud services client application can be detected and local files at risk of losing data can be identified. A warning can then be presented to the user. For example, a warning can be presented on a display of the client device identifying local files at risk of data loss for various reasons such as those files that are still open by an application, files that are in the process of, but not yet finished, being synchronized, and files that cannot be synchronized. The user can then be given the option to continue or can cancel the termination and attempt to remedy the situation(s) creating the risk of data loss.
    Type: Application
    Filed: December 10, 2018
    Publication date: June 11, 2020
    Inventors: David Sawyer, Bryn Aspestrand, Kevin Wojniak, Kyle Williams, Darryl Trujillo
  • Patent number: 10644274
    Abstract: A battery cell holder that may be used to form interconnection of cells in series and/or parallel arrangements. The cell holder includes slots for receiving battery cells, conductive apertures within the slots for attaching a conductor to the cells, and a hinge. The cell holder is foldable about the hinge and includes a keying system that allows multiple cell holders to be interconnected to form battery packs of multiple sizes and arrangements.
    Type: Grant
    Filed: May 4, 2017
    Date of Patent: May 5, 2020
    Assignee: Eetrex, Inc.
    Inventor: Kyle William Butterfield
  • Patent number: 10628809
    Abstract: An auto-enrollment billing updater (AEBU) computing device for enrolling enrollees in an automatic updating program is provided. The AEBU computing device is configured to receive, from an acquirer computing device, an account update request for updated account data for a set of account identifiers, the account update request including an input acquirer identifier and an input merchant identifier. The AEBU computing device is further configured to perform a lookup within a transaction database using a combination of the input acquirer identifier and the input merchant identifier, wherein the transaction database includes transaction data involving a plurality of cardholders and a plurality of merchants.
    Type: Grant
    Filed: October 27, 2017
    Date of Patent: April 21, 2020
    Assignee: Mastercard International Incorporated
    Inventors: Kyle Williams, David J. Senci
  • Publication number: 20200076018
    Abstract: Systems and methods that provide improved cooling for batteries are disclosed. A battery system according to the present disclosure may include a cooling plate, one or more battery cells coupled to one surface of the cooling plate, and one or more battery cells coupled to the opposite surface of the cooling plate. The cooling plate and corresponding batteries may be included in a battery module, and multiple battery modules electrically connected may make up a battery pack. The cooling plates may comprise channels for cooling fluid, which may be provided to the plates in parallel from a cooling fluid source. Cooling the battery cells at the ends of the cells, where they are coupled to the cooling plate, may advantageously provide one or more of improved energy density, thermal management, and safety.
    Type: Application
    Filed: August 28, 2018
    Publication date: March 5, 2020
    Inventors: Kyle William Butterfield, Tyler David Collins, Nathaniel Christopher Wynn
  • Publication number: 20200067056
    Abstract: A conductor plate assembly for providing an electrical connection between a plurality of battery cells of a battery package for an electric vehicle is described. The conductor plate assembly includes a plurality of first conductor plates, at least one second conductor plate, a plurality of fusible links at the at least one second conductor plate configured to connect the at least one second conductor plate to multiple battery cells, and a plurality of non-fusible links at the plurality of first conductor plates configured to connect the plurality of first conductor plates to plural battery cells. Related apparatuses, systems, and methods are also described.
    Type: Application
    Filed: August 22, 2019
    Publication date: February 27, 2020
    Inventors: Nathaniel Christopher Wynn, Kyle William Butterfield, Tyler David Collins
  • Publication number: 20200067060
    Abstract: A battery interconnect may include a desired current capacity, integrated fusible links, and be manufacturable using cost effective techniques. In some embodiments, a battery interconnect includes a busbar and relatively thinner links. A busbar carries larger currents and accordingly its cross-sectional areas are relatively larger to reduce ohmic losses. A link carries a much smaller current, and a fusible link is configured to break the circuit when the current is above a threshold, thus requiring a relatively small cross-sectional area. These sometime disparate length scales are addressed using several techniques such as layering a busbar and a foil sheet and pressing portions of a busbar to form the links. The links can be affixed to a plurality of battery cells to connect the cells in parallel or series.
    Type: Application
    Filed: August 23, 2018
    Publication date: February 27, 2020
    Inventors: Tyler David Collins, Kyle William Butterfield, Nathaniel Christopher Wynn
  • Publication number: 20200067061
    Abstract: A battery interconnect may include a desired current capacity, integrated fusible links, and be manufacturable using cost effective techniques. In some embodiments, a battery interconnect includes a busbar and relatively thinner links. A busbar carries larger currents and accordingly its cross-sectional areas are relatively larger to reduce ohmic losses. A link carries a much smaller current, and a fusible link is configured to break the circuit when the current is above a threshold, thus requiring a relatively small cross-sectional area. These sometime disparate length scales are addressed using several techniques such as layering a busbar and a foil sheet and pressing portions of a busbar to form the links. The links can be affixed to a plurality of battery cells to connect the cells in parallel or series.
    Type: Application
    Filed: August 23, 2018
    Publication date: February 27, 2020
    Inventors: Nathaniel Christopher Wynn, Kyle William Butterfield, Tyler David Collins, Charles Ed Chang
  • Patent number: 10572914
    Abstract: An automatic billing updater (ABU) computing device is provided. The ABU computing device receives, from a candidate merchant, a batch update request including a plurality of account identifiers and retrieves a plurality of historical account identifiers from an historical authorization database. Each account identifier of the historical account identifiers is associated with a respective historical transaction of the candidate merchant. The ABU computing device further compares the account identifiers of the batch update request to the historical account identifiers, identifies at least one unrequested account identifier from the historical account identifiers based on the comparison, retrieves unrequested billing data associated with the unrequested account identifier from a billing database that stores updated billing data associated with a plurality of payment accounts, and transmits the unrequested billing data to the candidate merchant.
    Type: Grant
    Filed: December 16, 2016
    Date of Patent: February 25, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: David J. Senci, Kyle Williams
  • Publication number: 20200059751
    Abstract: An electronics tracking device is useful for tracking use of electronic devices, such as durable medical equipment (DME), typically used at remote locations, such as a patient's home. The electronics tracking device can be securely attached to an electronic device and a power cord that supplies power to the electronic device can be connected to the tracking device. The tracking device can then be connected, with its own power cord, to power. Power to the electronic device flows through the electronics tracking device. The electronics tracking device includes a wireless communications circuit that permits the device to send a signal to a monitoring location, where the signal includes data regarding whether the electronics tracking device is plugged in and whether the DME is powered on or off. The monitoring location can use exceptions to notify a DME provider when the DME is not used for a certain period of time.
    Type: Application
    Filed: September 28, 2016
    Publication date: February 20, 2020
    Inventor: Kyle William Miko
  • Publication number: 20200022645
    Abstract: A user verification system verifies that a user taking a remote medical test, such as a home sleep study, is the actual user that is supposed to be taking the test. One issue in home sleep studies is that it can be difficult to confirm that the user that wore the home sleep monitor is actually the user that was supposed to take the test. The user verification system includes a wrist strap that, once attached to the user, cannot be removed without being noted in the home sleep study results. A probe connector can connect to the wrist strap in such a manner that removal of the probe connector from the wrist strap is noted in the home sleep study results. The probe connector can connect to a probe, such as a pulse oximeter, and can connect to a recording device that logs the data received from the probe.
    Type: Application
    Filed: October 31, 2016
    Publication date: January 23, 2020
    Inventor: Kyle William Miko
  • Publication number: 20200027074
    Abstract: Systems and methods are provided for implementing account controls for accounts based on regions in which users associated with the accounts are located. One exemplary method includes receiving location data indicating a location of a communication device associated with an account, where the account is subject to an account control defined in a default currency, and determining a local region of the communication device based on the location data. The method also includes determining a local currency of the local region and converting the account control amount from the default currency to the local currency. The method then further includes notifying a user associated with the account, at the communication device, of the converted account control amount, thereby informing the user of the account control amount in the local currency in connection with transactions to be initiated by the user in the local region and funded by the account.
    Type: Application
    Filed: July 17, 2018
    Publication date: January 23, 2020
    Inventors: Samy Shihab, David J. Senci, Kyle Williams, Dhruv Kanwal
  • Publication number: 20190305265
    Abstract: A battery system includes one or more shear walls to provide support. A shear wall may include a support structure and conductive traces to route signals or measurements without the need for wire runs. The support structure may help to maintain the arrangement of battery cells of the battery system, while the conductive traces allow voltages among the battery cells to be monitored. Busbars, or other electrical terminals, may be coupled to the conductive traces of the shear wall, and processing equipment may also be coupled to the conductive traces. Accordingly, the processing equipment may monitor voltage among the battery cells, which may allow balancing among battery modules, diagnostics, and other functions. The shear wall may be constructed of FR-4 or other circuit board material, and the conductive traces may include bonded copper, or other electronically conductive material.
    Type: Application
    Filed: March 27, 2018
    Publication date: October 3, 2019
    Inventors: Nathaniel Christopher Wynn, Kyle William Butterfield, Tyler David Collins
  • Patent number: 10370832
    Abstract: An apparatus includes a hydrant assembly 102 configured for use with a well casing 900, a pitless adapter 902, and a pump assembly 904. The hydrant assembly 102 includes a water spout assembly 104 configured to be positioned above the ground 906 and also above the well casing 900. A water pipe assembly 106 is configured to be in fluid communication with the pitless adapter 902, the pump assembly 904 and the water spout assembly 104. This is done in such a way that water flows from the pump assembly 904, past the pitless adapter 902 and toward the water spout assembly 104 once the pump assembly 904 is activated. A pipe-support assembly 108 is configured to be positioned relative to the well casing 900, the pitless adapter 902 and the pump assembly 904.
    Type: Grant
    Filed: March 3, 2017
    Date of Patent: August 6, 2019
    Inventors: John Albert Leggett, Kyle William Jenkins
  • Publication number: 20190238572
    Abstract: In some examples, a system identifies, in a domain name, n-grams that do not appear in words of a given language, where n is greater than two. The system compares a value based on a number of the identified n-grams to a threshold, and indicates that the domain name is potentially generated by malware in response to the value having a specified relationship with respect to the threshold.
    Type: Application
    Filed: January 31, 2018
    Publication date: August 1, 2019
    Inventors: Pratyusa K. Manadhata, Kyle Williams, Barak Raz, Martin Arlitt