Patents by Inventor Lea B. Sims

Lea B. Sims has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11704730
    Abstract: A system may include a processor that may receive account information having a plurality of transactions associated with a bank account. The processor may then determine an expected burn rate of funds based on the account information, determine an expected savings balance at a first time based on the account information and the expected burn rate, generate an event in response to the expected savings balance being below a threshold, and send an alert including the event to a computing device associated with the user. The alert may indicate a status of the expected savings balance via an electronic display of the computing device.
    Type: Grant
    Filed: December 2, 2021
    Date of Patent: July 18, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan J. Rowe, Michael Aaron McGlasson, Stephen Holloway, Lea B. Sims, Joseph Wall, Richard R. Rohrbough
  • Patent number: 11232516
    Abstract: A system may include a processor that may receive account information having a plurality of transactions associated with a bank account. The processor may then determine an expected burn rate of funds based on the account information, determine an expected savings balance at a first time based on the account information and the expected burn rate, generate an event in response to the expected savings balance being below a threshold, and send an alert including the event to a computing device associated with the user. The alert may indicate a status of the expected savings balance via an electronic display of the computing device.
    Type: Grant
    Filed: February 22, 2018
    Date of Patent: January 25, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan J. Rowe, Michael Aaron McGlasson, Stephen Holloway, Lea B. Sims, Joseph Wall, Richard R. Rohrbough
  • Patent number: 10438289
    Abstract: Methods and systems disclosed herein assist users in determining when to retire from a first career and how to allocate retirement funds from the first career. The user may set retirement goals and select a retirement date for the first career. The system may estimate a retirement income for the first career. The user may indicate the payment schedule in which the user will receive the first career retirement funds. The user may provide, or the system may collect from other sources, information regarding other assets and debts associated with the user. Thereafter, the user may be provided information regarding the second career needed to meet the retirement goals and advice regarding the retirement from the first career, including the retirement payout.
    Type: Grant
    Filed: September 23, 2016
    Date of Patent: October 8, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Zachary A. Gipson, Eric M. Engquist, Richard Martinez, Melisa Izaguirre, Ron'Dell Harley, Lea B. Sims, Jackie L. Gilmore, Tim Haverly, Brian F. Wilson
  • Patent number: D829729
    Type: Grant
    Filed: September 29, 2016
    Date of Patent: October 2, 2018
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael Aaron McGlasson, Stephen Holloway, Lea B. Sims, Richard R. Rohrbough, Paul LaFleur, Emily Eaton, Joseph Wall, Nathan J. Rowe, Gualberto Camacho, Melisa Izaguirre
  • Patent number: D831035
    Type: Grant
    Filed: December 14, 2016
    Date of Patent: October 16, 2018
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael Aaron McGlasson, Stephen Holloway, Lea B. Sims, Richard R. Rohrbough, Paul LaFleur, Emily Eaton, Joseph Wall, Nathan J. Rowe, Gualberto Camacho, Melisa Izaguirre
  • Patent number: D835140
    Type: Grant
    Filed: September 29, 2016
    Date of Patent: December 4, 2018
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael Aaron McGlasson, Stephen Holloway, Lea B. Sims, Richard R. Rohrbough, Paul LaFleur, Emily Eaton, Joseph Wall, Nathan J. Rowe, Gualberto Camacho, Melisa Izaguirre
  • Patent number: D838278
    Type: Grant
    Filed: September 29, 2016
    Date of Patent: January 15, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael Aaron McGlasson, Stephen Holloway, Lea B. Sims, Richard R. Rohrbough, Paul LaFleur, Emily Eaton, Joseph Wall, Nathan J. Rowe, Gualberto Camacho, Melisa Izaguirre
  • Patent number: D838291
    Type: Grant
    Filed: September 29, 2016
    Date of Patent: January 15, 2019
    Assignee: United Services Automobile Association
    Inventors: Michael Aaron McGlasson, Stephen Holloway, Lea B. Sims, Richard R. Rohrbough, Paul LaFleur, Emily Eaton, Joseph Wall, Nathan J. Rowe, Gualberto Camacho, Melisa Izaguirre
  • Patent number: D900125
    Type: Grant
    Filed: December 5, 2018
    Date of Patent: October 27, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael Aaron McGlasson, Stephen Holloway, Lea B. Sims, Richard R. Rohrbough, Paul LaFleur, Emily Eaton, Joseph Wall, Nathan J. Rowe, Gualberto Camacho, Melisa Izaguirre
  • Patent number: D916722
    Type: Grant
    Filed: August 29, 2018
    Date of Patent: April 20, 2021
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael Aaron McGlasson, Stephen Holloway, Lea B. Sims, Richard R. Rohrbough, Paul LaFleur, Emily Eaton, Joseph Wall, Nathan J. Rowe, Gualberto Camacho, Melisa Izaguirre
  • Patent number: D916912
    Type: Grant
    Filed: December 5, 2018
    Date of Patent: April 20, 2021
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael Aaron McGlasson, Stephen Holloway, Lea B. Sims, Richard R. Rohrbough, Paul LaFleur, Emily Eaton, Joseph Wall, Nathan J. Rowe, Gualberto Camacho, Melisa Izaguirre
  • Patent number: D974409
    Type: Grant
    Filed: December 16, 2020
    Date of Patent: January 3, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael Aaron McGlasson, Stephen Holloway, Lea B. Sims, Richard R. Rohrbough, Paul LaFleur, Emily Eaton, Joseph Wall, Nathan J. Rowe, Gualberto Camacho, Melisa Izaguirre
  • Patent number: D1014541
    Type: Grant
    Filed: December 27, 2022
    Date of Patent: February 13, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael Aaron McGlasson, Stephen Holloway, Lea B. Sims, Richard R. Rohrbough, Paul LaFleur, Emily Eaton, Joseph Wall, Nathan J. Rowe, Gualberto Camacho, Melisa Izaguirre