Abstract: Embodiments for secure data storage that include systems and methods that receive, from a second system maintained by a second entity, a data payload to be stored by the system; secure the data payload at a first time; store the secured data payload; receive a request for access to the data payload; and provide certification, corresponding to a second time subsequent to the first time, that the data payload has not been altered since the first time.

Abstract: Embodiments enable a block chain distributed network arrangement system for facilitating a tiered dedicated block chain configuration to provide differing combinations of functions and levels of security. The system may identify factors within received information that indicate which dedicated block chain network should be used to record the received information. The dedicated block chains may be tiered based on the importance of the received information or a customer service level of a party associated with the received information. The system allows for recording of the received information in a distinct, dedicated block chain network that is appropriately configured for the functionality and/or security requirements of the received information.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for authentication protocol elevation triggering based on situational instance. In this regard, the invention provides a dynamic platform for structuring a robotic process automation (RPA) application for determining authentication requirements in real-time by converting a user device into a virtual workstation. The invention configures a robotic process automation application for interacting with a first user interface of the first device application to identify situational events in real time. Another aspect of the invention is directed to escalating, in real-time, a level of authentication required for the user to execute the user activity based on at least the situational event identified by the robotic process automation application.

Abstract: Systems and method for determining for determining the type of unauthorized access that occurs when a quantum-level encrypted message is tampered with or otherwise accessed during message communication/transmission. The quantum-level encrypted message is configured to change quantum particle states in response to at least an attempt to access the message. The messages may be logically programmed such that the message records, in an encrypted block, the type of access or the type of access may correspond to a quantum particle state. In other embodiments, a neural network storing empirical data associated with previous quantum-level encrypted messages that have been accessed is analyzed to determine the type of unauthorized access and, in some embodiments, the entity, nodes or infrastructure associated with the unauthorized access.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for providing elastic authentication based on a continuum of elastic authentication credentials. In particular, the invention provides a secure platform for authorization of a user activity at least partly based on validation of the continuum of elastic authentication credentials comprising cumulative tiered elastic authentication tokens captured during an extended time period prior to initiation of a user activity. The invention provides a novel method for capturing multiple elastic authentication tokens, for example, arbitrarily during an extended time period preceding a user activity, and validating the cumulative elastic authentication tokens at a time during or after initiation of the user activity.

Abstract: A resource delivery system typically includes a processor, a memory, and a resource delivery module stored in the memory. The system is typically configured for: receiving a request from a first user to transfer resources to a second user; authenticating the first user to initiate the transfer of the resources; creating a virtual record and associating a record of the second user with the virtual record; transferring the resources to the virtual record via an automated channel; identifying an event and provide the second user in response to identifying the event at least one option comprising using the resources in the virtual record; and moving the resources from the virtual record via the automated channel based on identifying that the second user selected the option comprising using the resources stored in the virtual record.

Abstract: Systems, computer program products, and methods are described herein for a system for using the block chain distributed network for managing transaction history of unbanked and underbanked users in a process data network. The present invention is configured to electronically receive an indication from a computing system associated with a first user that the first user has executed a transfer of resources with a second user; retrieve information associated with the transfer of resources from the first user; retrieve information associated with a block chain of user information associated with the first user; transmit a notification to a computing system associated with the second user to validate the transfer of resources; receive an input from the second user validating the transfer of resources; and update the block chain of user information with the validated transfer of resources based on at least receiving the input from the second user.

Abstract: A system, method and the like for allocating computing resources to data processing services/applications based on the current or foreseen usage/load of the computing resources. The elastic nature of the computing resource grid allows for expansion or contraction of ancillary use of the computing resources depending on the data processing requirements and computer resource usage. Further, virtual binary codes are deployed on the computing resources, which are executed at the application layer and configured to be removed upon completion of a job or in the event that the usage state of the computing resource dictates such. The removal of the virtual binary codes from the computing resources provides for no residual effect on the computing resources (i.e., no code remains in computing resource memory and, as such no processing capabilities are subsequently used).

Abstract: Disclosed are devices, systems and the like for determining unauthorized communication of data from a card device equipped with a magnetic stripe and/or smart chip. The card device is able to count by recording the number of instances in which the card device has either been swiped at a magnetic card reader or communicated data via an embedded Integrated Circuit (IC). In specific embodiments, the device is further configured to differentiate between authorized swipes/data communications and unauthorized data communications.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for generating unique marker codes for security implementation and deployment during authentication required resource disbursement. In this way, marker codes may be generated and associated with one or more resource disbursement mechanisms. The marker codes may be distributed and stored at third party devices. Upon identification of an input of a marker code, a specific response may be triggered. One or more marker codes may be associated with each disbursement mechanisms triggering various levels of responses from monitoring the resource disbursement to queuing communication with third party authorities for real-time dispatch. Thus, the system creates marker codes associated with non-obvious cues that control resource disbursement.

Abstract: Embodiments are described herein for improved verification utilizing dynamic authentication information. Dynamic authentication may include utilizing dynamic authentication information, which is user information that is personal to the user and that changes over-time, such as over various time periods. This type of dynamic authentic information is readily known to the user, but would be difficult for others to determine. The present invention may be utilized to improve the security of the interactions made by the user due to the dynamic authentication information.

Abstract: A computer terminal typically includes a retractable conduit and an actuator connected to the retractable conduit. The retractable conduit typically includes a proximal end, a distal end, and a barrier between the proximal end and the distal end. The distal end is typically configured to engage a portal of a vehicle positioned proximate to the computer terminal. The actuator is typically configured to extend the distal end of the retractable conduit away from the computer terminal and toward the portal of the vehicle. The computer terminal is typically configured to determine that the vehicle is proximate to the computer terminal; determine a location of the portal of the vehicle; and transmit a control signal that causes the actuator to extend the distal end of the retractable conduit away from the computer terminal so that the distal end engages the portal of the vehicle.

Abstract: Embodiments enable a system operatively connected with a block chain distributed network to use the block chain for routing of process authorization and settlement based on specified parameters. Embodiments receive a transaction record associated with a payment transaction, wherein the transaction record comprises transaction data indicating a payor, a payee and an amount; access a distributed ledger stored in the memory device, wherein the distributed ledger is updated based on communications from a block chain distributed network; determine, using the accessed distributed ledger, one or more preferences associated with the payee of the transaction data; and route at least one of the process authorization and transaction settlement based on the accessed one or more preferences. In some cases, the preferences include a settlement routing preference and the transaction settlement is routed based on the settlement routing preference.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for authentication protocol elevation triggering based on situational instance. In this regard, the invention provides a dynamic platform for structuring a robotic process automation (RPA) application for determining authentication requirements in real-time by converting a user device into a virtual workstation. The invention configures a robotic process automation application for interacting with a first user interface of the first device application to identify situational events in real time. Another aspect of the invention is directed to escalating, in real-time, a level of authentication required for the user to execute the user activity based on at least the situational event identified by the robotic process automation application.

Abstract: Embodiments of the present invention provide a system for remotely triggering execution of events by a robotic process automation system in response to detection of a triggering signal. A set of executable events or actions may be received and stored for future processing, where the set of executable events are to be executed in direct response to a remote monitoring device or beacon detecting the presence of the triggering signal as it is emitted from a mobile device. The remote monitoring device is then instructed to scan a geographic area for the triggering signal. Once the remote monitoring device detects the triggering signal, an indication of the detection is automatically transmitted to the robotic process automation system. This robotic process automation system then automatically executes one or more events from the set of executable events through communication with one or more disparate devices or systems.

Abstract: A system for implementing robotic process automation (RPA) to enhance computer network security. Specifically, RPA is used to detect an unauthorized attempt to access a dataset and, in response, the unauthorized entity is provided access to a bot-generated modified dataset that includes modified data elements that are reasonable facsimiles of the actual data elements and do not expose confidential data. Once access to the modified data set is provided, RPA is implemented to track actions by the unauthorized entity accessing the modified data set and, once copied, RPA is implemented to track usage of the data by the unauthorized entity. Additionally, RPA may be implemented to mitigate damages caused by attempts or actual accessing of the actual datasets by performing actions that prevent further damages, such as deactivating/activating resource storage and authorizing previously configured resource events.

Abstract: Embodiments rotate data by tokenization. Embodiments determine one or more check data fields of a check such as check number and routing number; generate a PIN based on the determined check data fields; receive user input of a user PIN; compare the generated PIN with the inputted user PIN; if the generated PIN matches the inputted user PIN, proceed with the transaction; and if the generated PIN does not match the inputted user PIN, cancel the transaction. In some cases, a point of sale terminal comprising a scanner for scanning the check to determine the one or more check data fields. In some cases, receiving user input of the user PIN comprises receiving, by a communication device of the system from a mobile device of the user, a text message, SMS message or phone call comprising the user input of a user PIN.

Abstract: A technology/operating system-agnostic and protocol-agnostic service delivery system that includes a unified means data movement/transfer. By unifying the delivery of such services the need to deploy numerous different technology/OS-specific and/or protocol-specific applications/services conventionally used to provide such services is obviated. The unified nature of the system, not only provides for comprehensive delivery of services, such as data movement amongst all the servers in the enterprise's network but also provides for unified management of the services delivered, such as governance control over the services, unified tracking of services delivered, unified provisioning of updates/revisions to modules, and auditing processes for services delivered.

Abstract: A resource instrument system and/or user computer systems can monitor when one or more resource instruments have been removed from the resource instrument system and notify the user and/or entity that one or more resource instruments have been removed from the resource instrument systems in order to help identify potential misappropriation of the one or more resource instruments. Moreover, the user may pre-authorize the use of one or more resource instruments through the resource instrument system and/or the user computer system. In this way, a third-party receiving the resource instrument may check the validity of the resource instrument before acceptance of the resource instrument.

Abstract: A resource instrument system, alone or in combination with a user computer system, may be utilized to capture information from third-party resource instruments associated with interactions, using a reader component, and process such third-party resources. Additionally, or alternatively, the resource instrument systems may also automatically capture interaction information associated with an interaction and automatically create one or more first resource instruments, using a writing component, in order utilize the one or more first resource instruments in interactions. Moreover, the resource instrument systems of multiple parties may interact with each other to felicitate electronic interactions that may include providing aggregated resources from multiple parties and providing a resource instrument to a third-party.