Patents by Inventor Manu Jacob Kurian

Manu Jacob Kurian has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11184351
    Abstract: A system includes a hardware processor, a virtual host, and a first subsystem. The processor receives a request indicating that a user is seeking to access the first subsystem. The processor uses the virtual host to perform a first authentication of the user, without yet connecting the user to the first subsystem, based on the login credentials of the user. In response to performing the first authentication, the virtual host provides the user with access to the first subsystem. The first subsystem then generates a key associated with the user and stores the key in a database. The first subsystem splits the key into a first part and a second part. The first subsystem additionally sends the first part to the user, for storage in an authentication string stored in a device of the user. The first subsystem also stores the second part in a second authentication server.
    Type: Grant
    Filed: September 4, 2019
    Date of Patent: November 23, 2021
    Assignee: Bank of America Corporation
    Inventor: Manu Jacob Kurian
  • Patent number: 11165886
    Abstract: A system that provides for implementing a communication network with multiple data routers capable of segmenting a data file, such that the data routers provide for multi-distribution of different segments of a data file to different targets. As a result, a source is able to communicate a data file, segments of which are designated for multiple targets and have the actual segmentation of the data file occur after the data file has been transmitted (i.e., during the routing process).
    Type: Grant
    Filed: January 3, 2020
    Date of Patent: November 2, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventor: Manu Jacob Kurian
  • Patent number: 11140165
    Abstract: A system for secure distributed resource asset mapping across network edge framework for authorized user access is provided. The system being configured to: receive a request from an external user to access a first distributed resource within a first zone of a network, wherein the request comprises authentication credentials associated with the external user and requested components of the first distributed resource; authorize the request from the external user based on the authentication credentials; collect the requested components of the first distributed resource in the first zone of the network based on the request; project the requested components across an edge from the first zone to a second zone of the network thereby forming a second distributed resource, wherein only the requested components of the first distributed resource are visible to the external user on the second distributed resource in the second zone; and extract data from the requested components.
    Type: Grant
    Filed: July 22, 2019
    Date of Patent: October 5, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, Richard Huw Thomas
  • Publication number: 20210304119
    Abstract: Validated tracking of events associated with equipment during the course of a resource arrangement. The events include location-changing events, which provide for a physical change in location of the equipment. The verified tracking of the events is provided by a distributed trust computing network, which through convergence by one or more decentralized nodes provides for authenticating/validating data stored within distributed registers/ledgers. Specific to the invention, once a location-changing event is determined/detected, the location-changing event is registered in the distributed trust computing network by creating and validating a data block within a distributed register/ledger that includes information pertaining to the location-changing event.
    Type: Application
    Filed: March 26, 2020
    Publication date: September 30, 2021
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Christine Meloro Hill, Manu Jacob Kurian, Lalit Dhawan, Robert N. Gridley, G. Alister Bazaz
  • Publication number: 20210303349
    Abstract: A network of systems used for tracking of resources and components thereof using resource information. The resource information may include resource event information (e.g., resource maintenance for the resources or components thereof, resource transfer, or the like) or resource configuration information (e.g., brand, model, manufacturer, mileage, registration, identification information, or the like for the resource) that is stored within a distributed computing network. The distributed computing network may comprise a plurality of nodes that host a distributed register for storing, updating, and allowing access to resource information for the resources.
    Type: Application
    Filed: March 26, 2020
    Publication date: September 30, 2021
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Christine Meloro Hill, Manu Jacob Kurian, Lalit Dhawan, Robert N. Gridley, G. Alister Bazaz
  • Publication number: 20210303350
    Abstract: A network of systems used for tracking of performance of resources and components thereof using resource information. The resource information may include resource performance information (e.g., operation of the resource or components thereof, or the like) that is stored within a distributed computing network. The resource performance information may be compared to resource thresholds and used to determine and distribute resource suggestions for the resource. The distributed computing network may comprise a plurality of nodes that host a distributed register for storing, updating, and allowing access to resources and resource performance information, resource thresholds, and resource suggestions.
    Type: Application
    Filed: March 26, 2020
    Publication date: September 30, 2021
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Christine Meloro Hill, Manu Jacob Kurian, Lalit Dhawan, Robert N. Gridley, G. Alister Bazaz
  • Publication number: 20210304089
    Abstract: Validated tracking and managing of events associated with equipment during a usage lifetime. Equipment is registered within a distributed register/ledger of a distributed trust network according to an equipment identifier and subsequently events related to the equipment are registered and managed within the distributed register/ledger during the usage lifetime. Such events include resource arrangement-related events and property-right-related events. In addition, logic may be included in the distributed register/leger that triggers various actions in response to the events.
    Type: Application
    Filed: March 26, 2020
    Publication date: September 30, 2021
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Christine Meloro Hill, Manu Jacob Kurian, Lalit Dhawan, Robert N. Gridley, G. Alister Bazaz
  • Publication number: 20210304120
    Abstract: The present disclosure is directed to a novel system for using a distributed register to conduct, manage, and store resource tracking data. In particular, computing systems may be used to perform assessments on and track various diagnostic parameters for a fleet of resources within an enterprise environment and store the data records within the distributed register. Data may be received in a periodic manner, event-based manner, or a continuous manner from on-board diagnostic components of the resources. The system may further comprise one or more distributed register interjectors which may trigger the addition of updated data records for one or more resources in the distributed register. In this way, the system provides for a highly efficient way to track and analyze resource data and forecast value and condition of resources belonging to the entity.
    Type: Application
    Filed: March 26, 2020
    Publication date: September 30, 2021
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Christine Meloro Hill, Manu Jacob Kurian, Lalit Dhawan, Robert N. Gridley, G. Alister Bazaz
  • Patent number: 11127092
    Abstract: Aspects of the present disclosure are directed to electronic computer implemented tracking method and system for an article of manufacture. In one aspect, a plurality of computer readable records are electronically maintained and stored in a computer readable database. In one step, a temporary virtual record is generated with EDI data payload including a transaction record attribute, a location transfer request attribute for designating a transfer location of an article of manufacture, and a recipient user biometric ID attribute. Next, electronically via data communications network tunnel, EDI data payload representative of the transaction record attribute and the location transfer request attribute is transmitted; and responsive to the location transfer request attribute, via the computer-based data communications network, the system transmits EDI data payload representative of an exchange zone attribute for designating a physical zone for exchanging said article of manufacture.
    Type: Grant
    Filed: May 18, 2017
    Date of Patent: September 21, 2021
    Assignee: Bank of America Corporation
    Inventor: Manu Jacob Kurian
  • Patent number: 11120432
    Abstract: A system includes a database, a memory, and a processor. The database stores an account that includes a first, second, and third subaccount. The memory stores a profile specifying a level of anonymization and a level of account access. The processor receives a request for a transaction. The request is associated with the profile. In response, the processor determines a set of subaccounts for the transaction including the first subaccount and the second subaccount. Determining the set of subaccounts for the first transaction includes determining that the profile permits access to the first, second, and third subaccounts, and that the transaction costs associated with the transaction are minimized by using the first and second subaccounts to perform the transaction. The processor additionally generates a virtual account from the set of subaccounts, anonymizes, based on the level of anonymization, the virtual account, and performs the transaction using the anonymized virtual account.
    Type: Grant
    Filed: September 30, 2019
    Date of Patent: September 14, 2021
    Assignee: Bank of America Corporation
    Inventors: Manu Jacob Kurian, Shiumui Lau Cheng
  • Patent number: 11122054
    Abstract: A system includes a set of adapter interfaces, a router module, and a processor. Each adapter interface is assigned to a different level of security. The router module sends requests to the adapter interfaces, based on the security levels associated with the devices that submitted the requests. A first adapter interface establishes a first connection to the servers, providing access to a first zone. A second adapter interface establishes a second connection to the servers, providing access to a second zone. The first zone includes a set of resources assigned to the first level of security that is not included in the second zone. A third adapter interface establishes a third connection to the servers, providing access to a quarantine. Each adapter interface further receives data and applies different levels of security to the data, based on the security levels associated with the devices that submitted the data.
    Type: Grant
    Filed: August 27, 2019
    Date of Patent: September 14, 2021
    Assignee: Bank of America Corporation
    Inventors: Manu Jacob Kurian, Mahesh Bhashetty, Anamika Singhal, Srinivasulu Bodapati, Balaji Subramanian
  • Patent number: 11120463
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for a universal auxiliary resources platform allowing access to, distribution of, and exchange of all user auxiliary resources. Converting or scaling the auxiliary resources across the platform occurs for similar value presentation. Thus allowing for transmission of auxiliary resources in real time to satisfy at least a portion of a standard resource transaction. Furthermore, the platform allows for the exchange of auxiliary resources across users based on user set term adjustment.
    Type: Grant
    Filed: July 9, 2019
    Date of Patent: September 14, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, Victoria L. Dravneek
  • Patent number: 11108685
    Abstract: Intelligent delivery/transmission of data within a secure transmission path of a distributed computing network. A plurality of logical switches are disposed throughout a secure transmission path between a source and target. A controller is configured to control a timing for delivery and/or routing of the data packets to the target apparatus by activating and deactivating the logical switches. In addition, activation of two or more switches provides for isolating data, such that, inline processing (e.g., security checks or the like) can be performed on the data.
    Type: Grant
    Filed: June 27, 2019
    Date of Patent: August 31, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, Jayachandra Varma, Saritha Vrittamani
  • Patent number: 11107068
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for providing inline authorization structuring for activity data transmissions. In particular, the invention provides a secure platform for transmission of activity data associated with an electronic activity and performance of the electronic activity at a recipient system based on inserting an encoded authorization instruction into inline activity data. The encoded authorization instruction comprises a processing instruction required for processing an associated activity data string. The invention provides a novel method for encoding authorization instructions associated with activity data strings. Another aspect of the invention is directed to constructing an inline activity data set configured for secure transmission to a recipient system, for performing an electronic activity associated with the inline activity data set at the recipient system.
    Type: Grant
    Filed: August 31, 2017
    Date of Patent: August 31, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, Paul Grayson Roscoe, Alex Yi-Shiou Yang
  • Patent number: 11102198
    Abstract: An apparatus includes a memory, and a processor. During a first mode of operation, the hardware processor obtains a first key and a second key from a first system. The first system includes a first subsystem and a second subsystem. The first key indicates that a user previously accessed the first subsystem and the second key indicates that the user previously accessed the second subsystem. During a second mode of operation, the processor receives a request indicating that the user is seeking to access the second system. The processor then performs an authentication of the user, which includes receiving an authentication string from the user that includes a first user key and a second user key, determining that the first user key matches the first key, and determining that the second user key matches the second key. In response, the processor provides the user with access to the second system.
    Type: Grant
    Filed: November 19, 2019
    Date of Patent: August 24, 2021
    Assignee: Bank of America Corporation
    Inventor: Manu Jacob Kurian
  • Patent number: 11102279
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for generating and using a block chain distributed network for tracking and validating protocols and other operations associated with the transition of one or more resources from being arranged in a consolidated, privately-held structure to being arrange and/or distributed in a publicly available structure. In example implementations, the block chain database is used and updated to reflect the status degree of completion of protocols associated with the identification, characterization, and dissemination of resource characteristics and resource shares, including the fractional distribution of resource portions to effectuate the efficient transition of a resource.
    Type: Grant
    Filed: August 23, 2019
    Date of Patent: August 24, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, Darrell Johnsrud
  • Patent number: 11102197
    Abstract: A system includes a database and a processor. The database stores a key indicating that a user previously accessed a first subsystem. An authentication string stores a first part of the key and a first authentication server stores a second part. The processor receives a request from the user seeking access to a second subsystem. The processor launches a first virtual host to receive the authentication string and send it to the first authentication server, to extract the first part of the key, assemble a test key including the first and second parts of the key, and determine that the test key matches the key stored in the database. The first virtual host then launches a second virtual host to receive login credentials and send them to a second authentication server to authenticate the user. In response, the second virtual host provides the user with access to the second subsystem.
    Type: Grant
    Filed: September 4, 2019
    Date of Patent: August 24, 2021
    Assignee: Bank of America Corporation
    Inventor: Manu Jacob Kurian
  • Patent number: 11093365
    Abstract: Embodiments of the present invention provide a system for identifying, splicing, and formatting code via machine learning for application analysis. In particular, the system may generate a repository that links multiple historical codes with associated analysis parameters. When a request for a new set of analysis codes is requested for analyzing a first application, the system can determine a set of analysis parameters associated with that first application and determine the set of analysis codes for analyzing the first application through machine learning analysis of the repository. The system may then generate the set of analysis codes by splicing together the determined set of analysis codes and formatting the codes into a format that is compatible with the first application. The system may then automatically execute the code on the first application within a testing environment and display the results on a computing device of an associated user.
    Type: Grant
    Filed: July 15, 2019
    Date of Patent: August 17, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Jayachandra Varma, Manu Jacob Kurian, Anuradha Girish Sethuram
  • Patent number: 11095456
    Abstract: Distributed tiered data exchanges within a distributed trust/blockchain network are provided for. A continual and ongoing data asset transfer being conducted via a distributed ledger of the distributed trust/blockchain network is leveraged for the purpose of establishing and conducting other continuous and ongoing data asset transfers using the same distributed ledger of the distributed trust/blockchain network. The tiered nature of the asset transfers/distributions means that one distributed ledger can be established and used to conduct multiple different continuous and ongoing data assets transfers between the initial data asset transfer entities and/or other entities. As such, through the use of one distributed ledger of a distributed trust/blockchain network, a single data asset request made by a first entity (i.e., data asset transferee) may be used to make multiple different data asset distributions/transfers to one or many different entities.
    Type: Grant
    Filed: May 24, 2019
    Date of Patent: August 17, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, Gilbert Gatchalian, Jayachandra Varma
  • Publication number: 20210232574
    Abstract: A system that provides for multi-dimensional modeling of resource interaction processors for determining viability of deployment of resource interaction services. The system leverages data captured from various sources along with internal and external rules and regulations applicable to a resource interaction processor to determine whether the resource interaction processor meets requirements for resource interactions services. In the event that the resource interaction processor is determined to be viable, resource interactions services are deployed to the resource interaction processor.
    Type: Application
    Filed: January 24, 2020
    Publication date: July 29, 2021
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Elena Kvochko, Manu Jacob Kurian