Patents by Inventor Martin Albert

Martin Albert has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240082286
    Abstract: The present disclosure relates generally to methods of treating T-cell lymphomas with combination therapies.
    Type: Application
    Filed: August 30, 2023
    Publication date: March 14, 2024
    Inventors: Martin John Sims, George Albert Ward, Harold Keer, Aram Oganesian
  • Patent number: 11928112
    Abstract: Systems and methods are provided that use a trained process to reply to a request comprising query data defining a query and context data defining contextual factors for the query from a device. The query is answered by one or more selected APIs of a plurality of APIs that invoke respective services to prepare a response. The trained process determines an execution plan responsive to the query data and the context data and is configured using training to define execution plans comprising selected APIs where a particular API is selected for the plan if it answers at least a portion of the query and the selected APIs together prepare the response optimized for the device according to the context data. The plan is provided to an execution component to execute the plan using the selected APIs and send the response to the requesting device.
    Type: Grant
    Filed: April 23, 2021
    Date of Patent: March 12, 2024
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, Martin Albert Lozon, David Samuel Tax, Arthur Carroll Chow, Peter Glen Nairn, Edward James Hood, John Jong-Suk Lee, Arun Victor Jagga
  • Patent number: 11902289
    Abstract: A computer-implemented method is disclosed. The method includes: receiving, from a web server associated with a protected resource, a first signal including a request to validate a bearer token submitted by a client device to the web server, the bearer token including a digital signature; validating the bearer token, the validating including verifying the digital signature using a public key associated with an end user of the client device; and in response to validating the bearer token, sending to the web server a second signal including a notification that the bearer token is valid.
    Type: Grant
    Filed: September 22, 2020
    Date of Patent: February 13, 2024
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, Anthony Haituyen Nguyen, Yubing Liu, Arthur Carroll Chow, Casey Lyn Doyle, Richard John Frederick Thake, Mengfei Wang, Aaron Ashish Hudali, Gregory Albert Kliewer, Martin Albert Lozon, Yusbel Garcia Diaz, Gareth Daly, Masashi Kobayashi, Randall John Bast
  • Publication number: 20230360500
    Abstract: A computer system for automatically handling and releasing funds for deposit items has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a cheque received and scanned by an automated teller machine (ATM) for deposit into a first account of an institution associated with the ATM. The scanned image of the cheque is analyzed to identify an institution and account on which that cheque is drawn. If that account has sufficient available funds to cover the cheque, then the first account is credited in the amount of the cheque without placing a hold on any of the credited amount and funds of the account on which the cheque is drawn are encumbered in that same amount. After crediting the first account, an indication is provided that the funds are available (e.g., to withdraw). Related methods and computer-readable media are also disclosed.
    Type: Application
    Filed: July 14, 2023
    Publication date: November 9, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: A Warren PRATTEN, Randall Walton MARTIN, Martin Albert LOZON, Graham Allan ANDERSON, Ratnadeep BHADRA, James Kenneth MCCRAE, Dino Paul D'AGOSTINO
  • Patent number: 11811748
    Abstract: A computer-implemented method is disclosed. The method includes: receiving, via a communication interface from a client application executing on a first device, a first signal including a request to obtain an access token for accessing a protected resource, the request including a public key associated with an end user; validating the request to obtain the access token; and in response to validating the request: encrypting an authorization code associated with the request using the public key to generate a first code; and transmitting, via the communication interface to the client application on the first device, a second signal including both the access token for accessing the protected resource and the first code.
    Type: Grant
    Filed: July 28, 2021
    Date of Patent: November 7, 2023
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, Anthony Haituyen Nguyen, Yubing Liu, Arthur Carroll Chow, Casey Lyn Doyle, Richard John Frederick Thake, Mengfei Wang, Aaron Ashish Hudali, Gregory Albert Kliewer, Martin Albert Lozon, Yusbel Garcia Diaz, Gareth Daly, Masashi Kobayashi, Randall John Bast
  • Publication number: 20230291571
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, devices, apparatuses, and processes that dynamically implement and manage consent and permissioning protocols using container-based applications. By way of example, a device may receive, through a programmatic interface, a first request for an element of data generated by an executed application program. When the first request is consistent with consent data associated the executed application program, the device may obtain the requested data element and a digital signature applied to the requested data element by a computing system. Based on a verification of the applied digital signature, the device may generate and present a representation of the requested data element within a digital interface, along with an interface element that confirms the verification of the digital signature.
    Type: Application
    Filed: May 11, 2023
    Publication date: September 14, 2023
    Inventors: Milos DUNJIC, Arthur Carroll CHOW, David Samuel TAX, Armon ROUHANI, Keith Sanjay AJMANI, Gregory Albert KLIEWER, Anthony Haituyen NGUYEN, Martin Albert LOZON, Kareem EL-ONSI, Ashkan ALAVI-HARATI, Arun Victor JAGGA
  • Patent number: 11756388
    Abstract: A computer system for automatically handling and releasing funds for deposit items has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a cheque received and scanned by an automated teller machine (ATM) for deposit into a first account of an institution associated with the ATM. The scanned image of the cheque is analyzed to identify an institution and account on which that cheque is drawn. If that account has sufficient available funds to cover the cheque, then the first account is credited in the amount of the cheque without placing a hold on any of the credited amount and funds of the account on which the cheque is drawn are encumbered in that same amount. After crediting the first account, an indication is provided that the funds are available (e.g., to withdraw). Related methods and computer-readable media are also disclosed.
    Type: Grant
    Filed: September 10, 2021
    Date of Patent: September 12, 2023
    Assignee: The Toronto-Dominion Bank
    Inventors: A Warren Pratten, Randall Walton Martin, Martin Albert Lozon, Graham Allan Anderson, Ratnadeep Bhadra, James Kenneth McCrae, Dino Paul D'Agostino
  • Patent number: 11689370
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, devices, apparatuses, and processes that dynamically implement and manage consent and permissioning protocols using container-based applications. By way of example, a device may receive, through a programmatic interface, a first request for an element of data generated by an executed application program. When the first request is consistent with consent data associated the executed application program, the device may obtain the requested data element and a digital signature applied to the requested data element by a computing system. Based on a verification of the applied digital signature, the device may generate and present a representation of the requested data element within a digital interface, along with an interface element that confirms the verification of the digital signature.
    Type: Grant
    Filed: June 4, 2019
    Date of Patent: June 27, 2023
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, Arthur Carroll Chow, David Samuel Tax, Armon Rouhani, Keith Sanjay Ajmani, Gregory Albert Kliewer, Anthony Haituyen Nguyen, Martin Albert Lozon, Kareem El-Onsi, Ashkan Alavi-Harati, Arun Victor Jagga
  • Patent number: 11651100
    Abstract: A system, device and method for enforcing privacy during a communication session with a voice assistant are disclosed. Periodically during the communication session with the voice assistant, sensor data is acquired. The sensor data is processed to determine a number of persons present in an environment of the voice assistant. The communication of private data by the voice assistant is enabled when one person is in the environment and that person is the authorized user. The communication of private data by the voice assistant is disabled when one person is in the environment and that person is not the authorized user. When more than one person is present in the environment of the voice assistant, the communication of private data by the voice assistant may be enabled when the environment of the voice assistant is determined to match the one or more predetermined privacy criteria for a multi-person environment.
    Type: Grant
    Filed: June 17, 2020
    Date of Patent: May 16, 2023
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, David Samuel Tax, Arthur Carroll Chow, Peter Glen Nairn, Edward James Hood, Martin Albert Lozon, John Jong-Suk Lee, Arun Victor Jagga
  • Patent number: 11615212
    Abstract: A computer system and method for managing a data request interface. The system includes a memory associated with the data request interface and coupled to a processor. The memory includes processor-executable instructions of the method for managing the data request interface. The method includes: receiving, from a first client device, a first signal including a primary authorization credential associated with a data record and a second signal including a request to generate an alternate authorization credential for use by a software module. The alternate authorization credential is associated with data retrieval constraints. The method includes generating the alternate authorization credential and configuring the data request interface to impose the data retrieval constraints for constraining data operations on the data record upon receipt of the alternate authorization credential.
    Type: Grant
    Filed: August 11, 2021
    Date of Patent: March 28, 2023
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, David Samuel Tax, Arthur Carroll Chow, Peter Glen Nairn, Edward James Hood, Martin Albert Lozon, John Jong-Suk Lee, Arun Victor Jagga
  • Patent number: 11582219
    Abstract: An electronic device is disclosed. The electronic device includes a memory, a camera module, a communications module, and a processor that is configured to: receive, from the camera module, image data associated with a machine-readable optical label, the optical label encoding transaction details of a transfer of data to a recipient account, wherein the transaction details do not indicate an identity of the recipient account; receive a user input indicating authorization to initiate a transfer of data, via a protected resource, from an account associated with the user to the recipient account; and in response to receiving the user input, generate a request for initiating the transfer of data based on the transaction details, the request including an access token for use in authenticating the user on requests to access the protected resource.
    Type: Grant
    Filed: November 25, 2020
    Date of Patent: February 14, 2023
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, Anthony Haituyen Nguyen, Yubing Liu, Arthur Carroll Chow, Casey Lyn Doyle, Richard John Frederick Thake, Mengfei Wang, Aaron Ashish Hudali, Gregory Albert Kliewer, Martin Albert Lozon, Yusbel Garcia Diaz, Gareth Daly, Masashi Kobayashi, Randall John Bast
  • Patent number: 11508382
    Abstract: A system, device and method for enforcing privacy during a communication session with a voice assistant are disclosed. In response to a determination that an environment of a first voice assistant device is not private, a first secure communication session between the first voice assistant device and an application server is suspended. In response a determination that one or more other voice assistant devices have been authorized for communication with the application server is made and input to transfer the first secure communication session, a second secure communication session between a second voice assistant device and the application server is initiated. The first secure communication session between the first voice assistant device and the application server is terminated in response to successful initiation of the second secure communication session.
    Type: Grant
    Filed: October 5, 2020
    Date of Patent: November 22, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, David Samuel Tax, Arthur Carroll Chow, Peter Glen Nairn, Edward James Hood, Martin Albert Lozon, John Jong-Suk Lee, Arun Victor Jagga
  • Publication number: 20220360446
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that dynamically implement and manage hash-based consent and permissioning protocols. By way of example, an apparatus may obtain consent data that identifies one or more elements of data accessible to an application program executed by a device. The apparatus may generate a consent document for the application program based on at least a portion of the consent data, and may compute a consent hash value representative of the consent document. The apparatus may also generate and transmit permissioning data that includes at least the consent hash value to the device. The permissioning data may, for example, include information that instructs the executed application program to store the consent hash value within a local memory of the device and to associate the consent hash value with an access token of the executed application program.
    Type: Application
    Filed: June 29, 2022
    Publication date: November 10, 2022
    Inventors: Milos DUNJIC, Arthur Carroll CHOW, David Samuel TAX, Armon ROUHANI, Keith Sanjay AJMANI, Gregory Albert KLIEWER, Anthony Haituyen NGUYEN, Martin Albert LOZON, Kareem EL-ONSI, Ashkan ALAVI-HARATI, Arun Victor JAGGA
  • Patent number: 11468903
    Abstract: A system, device and method for enforcing privacy during a communication session with a voice assistant are disclosed. In response to a determination that an environment of a first voice assistant device is not private, a first secure communication session between the first voice assistant device and an application server is suspended. In response a determination that one or more other voice assistant devices have been authorized for communication with the application server is made and input to transfer the first secure communication session, a second secure communication session between a second voice assistant device and the application server is initiated. The first secure communication session between the first voice assistant device and the application server is terminated in response to successful initiation of the second secure communication session.
    Type: Grant
    Filed: October 5, 2020
    Date of Patent: October 11, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, David Samuel Tax, Arthur Carroll Chow, Peter Glen Nairn, Edward James Hood, Martin Albert Lozon, John Jong-Suk Lee, Arun Victor Jagga
  • Publication number: 20220263814
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that dynamically manage consent, permissioning, and trust between computing systems and unrelated, third-party applications operating within a computing environment. By way of example, the apparatus may receive a request for an element of data that includes an access token and first credential data associated with an application program. When the first credential data corresponds to second credential data associated with the application program, may determine that the requested data element is accessible to the application program and perform operations that validate the access token. Further, and based on the validation of the access token, that apparatus may obtain and encrypt the requested data element, and may transmit the encrypted data element to a device via the communications interface.
    Type: Application
    Filed: May 6, 2022
    Publication date: August 18, 2022
    Inventors: Milos DUNJIC, Arthur Carroll CHOW, David Samuel TAX, Armon ROUHANI, Keith Sanjay AJMANI, Gregory Albert KLIEWER, Anthony Haituyen NGUYEN, Martin Albert LOZON, Kareem EL-ONSI, Ashkan ALAVI-HARATI, Arun Victor JAGGA
  • Patent number: 11405207
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that dynamically implement and manage hash-based consent and permissioning protocols. By way of example, an apparatus may obtain consent data that identifies one or more elements of data accessible to an application program executed by a device. The apparatus may generate a consent document for the application program based on at least a portion of the consent data, and may compute a consent hash value representative of the consent document. The apparatus may also generate and transmit permissioning data that includes at least the consent hash value to the device. The permissioning data may, for example, include information that instructs the executed application program to store the consent hash value within a local memory of the device and to associate the consent hash value with an access token of the executed application program.
    Type: Grant
    Filed: July 31, 2019
    Date of Patent: August 2, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, Arthur Carroll Chow, David Samuel Tax, Armon Rouhani, Keith Sanjay Ajmani, Gregory Albert Kliewer, Anthony Haituyen Nguyen, Martin Albert Lozon, Kareem El-Onsi, Ashkan Alavi-Harati, Arun Victor Jagga
  • Patent number: 11392776
    Abstract: Systems and methods of generating responses associated with natural language input. A system includes a communication module, a processor, and a memory. The memory stores instructions that, when executed, configure the processor to: transmit, to a conversation agent server, a natural language input and receive, from the conversation agent server, an intent and at least one parameter. The processor generates, based on the intent and the at least one parameter, a fulfillment query requesting access to personal data for generating a response to the natural language input, where the personal data is stored on a fulfillment server. The processor transmits the fulfillment query and receives a response indication from the fulfillment server. The processor generates a request for subsequent input, generates an updated conversation context based on the response indication and the intent, and transmits to the conversation agent server, the updated conversation context.
    Type: Grant
    Filed: December 18, 2020
    Date of Patent: July 19, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Martin Albert Lozon, Tsung-Jung Lu, Percy Richard Golding
  • Patent number: 11368444
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that dynamically manage consent, permissioning, and trust between computing systems and unrelated, third-party applications operating within a computing environment. By way of example, the apparatus may receive a request for an element of data that includes an access token and first credential data associated with an application program. When the first credential data corresponds to second credential data associated with the application program, may determine that the requested data element is accessible to the application program and perform operations that validate the access token. Further, and based on the validation of the access token, that apparatus may obtain and encrypt the requested data element, and may transmit the encrypted data element to a device via the communications interface.
    Type: Grant
    Filed: September 5, 2019
    Date of Patent: June 21, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, Arthur Carroll Chow, David Samuel Tax, Armon Rouhani, Keith Sanjay Ajmani, Gregory Albert Kliewer, Anthony Haituyen Nguyen, Martin Albert Lozon, Kareem El-Onsi, Ashkan Alavi-Harati, Arun Victor Jagga
  • Publication number: 20220191212
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that dynamically manage consent, permissioning, and trust between computing systems that maintain confidential data and unrelated third-party applications. By way of example, an apparatus may obtain interaction data that identifies an interaction between an application program executed at a first computing system and a programmatic interface of a second computing system. Based on the interaction data, the apparatus may generate outcome data characterizing a probability that the requested access to the data element is inconsistent with an access permission granted to the executed application program, and may modify the access permission in accordance with the outcome data. The apparatus may also perform that generate permissioning data indicative of the modified access permission and that store the permissioning data within a locally accessible or cloud-based repository.
    Type: Application
    Filed: March 7, 2022
    Publication date: June 16, 2022
    Inventors: Milos Dunjic, Arthur Carroll Chow, David Samuel Tax, Armon Rouhani, Keith Sanjay Ajmani, Gregory Albert Kliewer, Anthony Haituyen Nguyen, Martin Albert Lozon, Kareem El-Onsi, Ashkan Alavi-Harati, Arun Victor Jagga
  • Patent number: 11303642
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that dynamically manage consent, permissioning, and trust between computing systems that maintain confidential data and unrelated third-party applications. By way of example, an apparatus may obtain interaction data that identifies an interaction between an application program executed at a first computing system and a programmatic interface of a second computing system. Based on the interaction data, the apparatus may generate outcome data characterizing a probability that the requested access to the data element is inconsistent with an access permission granted to the executed application program, and may modify the access permission in accordance with the outcome data. The apparatus may also perform that generate permissioning data indicative of the modified access permission and that store the permissioning data within a locally accessible or cloud-based repository.
    Type: Grant
    Filed: June 3, 2019
    Date of Patent: April 12, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, Arthur Carroll Chow, David Samuel Tax, Armon Rouhani, Keith Sanjay Ajmani, Gregory Albert Kliewer, Anthony Haituyen Nguyen, Martin Albert Lozon, Kareem El-Onsi, Ashkan Alavi-Harati, Arun Victor Jagga