Patents by Inventor Martin Albert

Martin Albert has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10831923
    Abstract: A system, device and method for enforcing privacy during a communication session with a voice assistant are disclosed. A user is authenticated via one or more first criteria in response to a request to initiate a communication session with a voice assistant. Periodically during the communication session with the voice assistant, sensor data is acquired. The sensor data is processed to determine a number of persons present in an environment of the voice assistant via one or more second criteria. The communication of private data by the voice assistant is enabled when one person is in the environment and that person is the authenticated user. The communication of private data by the voice assistant is disabled when one person is in the environment and that person is not the authenticated user.
    Type: Grant
    Filed: June 8, 2018
    Date of Patent: November 10, 2020
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, David Samuel Tax, Arthur Carroll Chow, Peter Glen Nairn, Edward James Hood, Martin Albert Lozon, John Jong-Suk Lee, Arun Victor Jagga
  • Patent number: 10834096
    Abstract: A method for regulating access to a protected resource is disclosed.
    Type: Grant
    Filed: June 5, 2018
    Date of Patent: November 10, 2020
    Assignee: THE TORONTO-DOMINION BANK
    Inventors: Milos Dunjic, Anthony Haituyen Nguyen, Yubing Liu, Arthur Carroll Chow, Casey Lyn Doyle, Richard John Frederick Thake, Mengfei Wang, Aaron Ashish Hudali, Gregory Albert Kliewer, Martin Albert Lozon, Yusbel Garcia Diaz, Gareth Daly, Masashi Kobayashi, Randall John Bast
  • Publication number: 20200327200
    Abstract: Systems and methods of generating responses associated with natural language input. A system includes a communication module, a processor, and a memory. The memory stores instructions that, when executed, configure the processor to: transmit, to a conversation agent server, a natural language input and receive, from the conversation agent server, an intent and at least one parameter. The processor generates, based on the intent and the at least one parameter, a fulfillment query requesting access to personal data for generating a response to the natural language input, where the personal data is stored on a fulfillment server. The processor transmits the fulfillment query and receives a response indication from the fulfillment server. The processor generates a request for subsequent input, generates an updated conversation context based on the response indication and the intent, and transmits to the conversation agent server, the updated conversation context.
    Type: Application
    Filed: April 12, 2019
    Publication date: October 15, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: Martin Albert LOZON, Tsung-Jung LU, Percy Richard GOLDING
  • Publication number: 20200327318
    Abstract: A computer system for recycling value instruments in an automated teller machine has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a value instrument obtained by an automated teller machine for deposit. The image of the value instrument is analyzed to determine its condition. Then, based on the condition of the value instrument, it may be determined that the value instrument is suitable for recycling to fulfill withdrawals. Upon determining that the value instrument is suitable for recycling to fulfill withdrawals, recycling of the value instrument by the automated teller machine is initiated and an indication reflecting the recycling is generated so as to influence when a next servicing of the automated teller machine will occur. Related methods and computer-readable media are also disclosed.
    Type: Application
    Filed: June 26, 2020
    Publication date: October 15, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: A Warren PRATTEN, Randall Walton MARTIN, Martin Albert LOZON, Graham Allan ANDERSON, Ratnadeep BHADRA, James Kenneth MCCRAE, Dino Paul D'AGOSTINO
  • Publication number: 20200311302
    Abstract: A system, device and method for enforcing privacy during a communication session with a voice assistant are disclosed. Periodically during the communication session with the voice assistant, sensor data is acquired. The sensor data is processed to determine a number of persons present in an environment of the voice assistant. The communication of private data by the voice assistant is enabled when one person is in the environment and that person is the authorized user. The communication of private data by the voice assistant is disabled when one person is in the environment and that person is not the authorized user. When more than one person is present in the environment of the voice assistant, the communication of private data by the voice assistant may be enabled when the environment of the voice assistant is determined to match the one or more predetermined privacy criteria for a multi-person environment.
    Type: Application
    Filed: June 17, 2020
    Publication date: October 1, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, David Samuel Tax, Arthur Carroll Chow, Peter Glen Nairn, Edward James Hood, Martin Albert Lozon, John Jong-Suk Lee, Arun Victor Jagga
  • Patent number: 10733432
    Abstract: A computer system for recycling value instruments in an automated teller machine has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a value instrument obtained by an automated teller machine for deposit. The image of the value instrument is analyzed to determine its condition. Then, based on the condition of the value instrument, it may be determined that the value instrument is suitable for recycling to fulfill withdrawals. Upon determining that the value instrument is suitable for recycling to fulfill withdrawals, recycling of the value instrument by the automated teller machine is initiated and an indication reflecting the recycling is generated so as to influence when a next servicing of the automated teller machine will occur. Related methods and computer-readable media are also disclosed.
    Type: Grant
    Filed: September 24, 2018
    Date of Patent: August 4, 2020
    Assignee: The Toronto-Dominion Bank
    Inventors: A Warren Pratten, Randall Walton Martin, Martin Albert Lozon, Graham Allan Anderson, Ratnadeep Bhadra, James Kenneth McCrae, Dino Paul D'Agostino
  • Publication number: 20200110843
    Abstract: Systems and methods are provided that use a trained process to reply to a request comprising query data defining a query and context data defining contextual factors for the query from a device. The query is answered by one or more selected APIs of a plurality of APIs that invoke respective services to prepare a response. The trained process determines an execution plan responsive to the query data and the context data and is configured using training to define execution plans comprising selected APIs where a particular API is selected for the plan if it answers at least a portion of the query and the selected APIs together prepare the response optimized for the device according to the context data. The plan is provided to an execution component to execute the plan using the selected APIs and send the response to the requesting device.
    Type: Application
    Filed: October 3, 2018
    Publication date: April 9, 2020
    Inventors: MILOS DUNJIC, MARTIN ALBERT LOZON, DAVID SAMUEL TAX, ARTHUR CARROLL CHOW, PETER GLEN NAIRN, EDWARD JAMES HOOD, JOHN JONG-SUK LEE, ARUN VICTOR JAGGA
  • Publication number: 20200097710
    Abstract: A computer system for recycling value instruments in an automated teller machine has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a value instrument obtained by an automated teller machine for deposit. The image of the value instrument is analyzed to determine its condition. Then, based on the condition of the value instrument, it may be determined that the value instrument is suitable for recycling to fulfill withdrawals. Upon determining that the value instrument is suitable for recycling to fulfill withdrawals, recycling of the value instrument by the automated teller machine is initiated and an indication reflecting the recycling is generated so as to influence when a next servicing of the automated teller machine will occur. Related methods and computer-readable media are also disclosed.
    Type: Application
    Filed: September 24, 2018
    Publication date: March 26, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: A Warren PRATTEN, Randall Walton MARTIN, Martin Albert LOZON, Graham Allan ANDERSON, Ratnadeep BHADRA, James Kenneth MCCRAE, Dino Paul D'AGOSTINO
  • Publication number: 20200082675
    Abstract: A computer system for automatically handling and releasing funds for deposit items has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a cheque received and scanned by an automated teller machine (ATM) for deposit into a first account of an institution associated with the ATM. The scanned image of the cheque is analyzed to identify an institution and account on which that cheque is drawn. If that account has sufficient available funds to cover the cheque, then the first account is credited in the amount of the cheque without placing a hold on any of the credited amount and funds of the account on which the cheque is drawn are encumbered in that same amount. After crediting the first account, an indication is provided that the funds are available (e.g., to withdraw). Related methods and computer-readable media are also disclosed.
    Type: Application
    Filed: September 12, 2018
    Publication date: March 12, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: A. Warren PRATTEN, Randall Walton MARTIN, Martin Albert LOZON, Graham Allan ANDERSON, Ratnadeep BHADRA, James Kenneth MCCRAE, Dino Paul D'AGOSTINO
  • Publication number: 20190377898
    Abstract: A system, device and method for enforcing privacy during a communication session with a voice assistant are disclosed. A user is authenticated via one or more first criteria in response to a request to initiate a communication session with a voice assistant. Periodically during the communication session with the voice assistant, sensor data is acquired. The sensor data is processed to determine a number of persons present in an environment of the voice assistant via one or more second criteria. The communication of private data by the voice assistant is enabled when one person is in the environment and that person is the authenticated user. The communication of private data by the voice assistant is disabled when one person is in the environment and that person is not the authenticated user.
    Type: Application
    Filed: June 8, 2018
    Publication date: December 12, 2019
    Applicant: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, David Samuel Tax, Arthur Carroll Chow, Peter Glen Nairn, Edward James Hood, Martin Albert Lozon, John Jong-Suk Lee, Arun Victor Jagga
  • Publication number: 20190378519
    Abstract: A system, device and method for enforcing privacy during a communication session with a voice assistant are disclosed. In response to a determination that an environment of a first voice assistant device is not private, a first secure communication session between the first voice assistant device and an application server is suspended. In response a determination that one or more other voice assistant devices have been authorized for communication with the application server is made and input to transfer the first secure communication session, a second secure communication session between a second voice assistant device and the application server is initiated. The first secure communication session between the first voice assistant device and the application server is terminated in response to successful initiation of the second secure communication session.
    Type: Application
    Filed: September 27, 2018
    Publication date: December 12, 2019
    Applicant: The Toronto-Dominion Bank
    Inventors: Milos DUNJIC, David Samuel TAX, Arthur Carroll CHOW, Peter Glen NAIRN, Edward James HOOD, Martin Albert LOZON, John Jong-Suk LEE, Arun Victor JAGGA
  • Publication number: 20190372993
    Abstract: A method for regulating access to a protected resource is disclosed.
    Type: Application
    Filed: June 5, 2018
    Publication date: December 5, 2019
    Applicant: The Toronto-Dominion Bank
    Inventors: Milos DUNJIC, Anthony Haituyen NGUYEN, Yubing LIU, Arthur Carroll CHOW, Casey Lyn DOYLE, Richard John Frederick THAKE, Mengfei WANG, Aaron Ashish HUDALI, Gregory Albert KLIEWER, Martin Albert LOZON, Yusbel Garcia DIAZ, Gareth DALY, Masashi KOBAYASHI, Randall John BAST
  • Publication number: 20190372958
    Abstract: A method for regulating access to a protected resource is disclosed. The method includes: receiving, via the communication interface from a client application executing on a first device, a first signal including a request to obtain an access token for accessing a protected resource, the request including: a client identifier uniquely identifying the client application; an authorization code for authorizing the client application's access of the protected resource; and a public key associated with the end user; and in response to validating the request: encrypting the authorization code using the public key to generate a first code; and transmitting, via the communication interface to the client application on the first device, a second signal including both an access token for accessing the protected resource and the first code.
    Type: Application
    Filed: February 22, 2019
    Publication date: December 5, 2019
    Applicant: The Toronto-Dominion Bank
    Inventors: Milos DUNJIC, Anthony Haituyen NGUYEN, Yubing LIU, Arthur Carroll CHOW, Casey Lyn DOYLE, Richard John Frederick THAKE, Mengfei WANG, Aaron Ashish HUDALI, Gregory Albert KLIEWER, Martin Albert LOZON, Yusbel Garcia DIAZ, Gareth DALY, Masashi KOBAYASHI, Randall John BAST
  • Publication number: 20190372957
    Abstract: An electronic device is disclosed. The electronic device includes a memory, a camera module, a communications module, and a processor that is configured to: receive first credentials identifying a user; transmit, via the communications module to an authentication server, a first signal including a request to verify that the first credentials are authorized for accessing a protected resource; when the first credentials are authorized for accessing the protected resource, receive, via the communications module from the authentication server, a second signal including an access token for use in authenticating the user on requests to access the protected resource; receive, from the camera module, image data associated with a machine-readable optical label, the optical label encoding transaction details of a first transaction; and generate a request based on the transaction details to access the protected resource for initiating the first transaction, the request including the access token.
    Type: Application
    Filed: July 18, 2018
    Publication date: December 5, 2019
    Applicant: The Toronto-Dominion Bank
    Inventors: Milos DUNJIC, Anthony Haituyen NGUYEN, Yubing LIU, Arthur Carroll CHOW, Casey Lyn DOYLE, Richard John Frederick THAKE, Mengfei WANG, Aaron Ashish HUDALI, Gregory Albert KLIEWER, Martin Albert LOZON, Yusbel Garcia DIAZ, Gareth DALY, Masashi KOBAYASHI, Randall John BAST
  • Publication number: 20190332808
    Abstract: A computer system and method for managing a data request interface. The system includes a memory associated with the data request interface and coupled to a processor. The memory includes processor-executable instructions of the method for managing the data request interface. The method includes: receiving, from a first client device, a first signal including a primary authorization credential associated with a data record and a second signal including a request to generate an alternate authorization credential for use by a software module. The alternate authorization credential is associated with data retrieval constraints. The method includes generating the alternate authorization credential and configuring the data request interface to impose the data retrieval constraints for constraining data operations on the data record upon receipt of the alternate authorization credential.
    Type: Application
    Filed: April 27, 2018
    Publication date: October 31, 2019
    Applicant: The Toronto-Dominion Bank
    Inventors: Milos DUNJIC, David Samuel TAX, Arthur Carroll CHOW, Peter Glen NAIRN, Edward James HOOD, Martin Albert LOZON, John Jong-Suk LEE, Arun Victor JAGGA
  • Publication number: 20170233330
    Abstract: A process for the preparation of a compound of formula (I) and of a acid salt (T) wherein R1 is selected from the group consisting of alkyl, aryl, cycloalkyl, heteroalkyl, heteroaryl and heterocycloalkyl, R2 and R3, are, independently of each other, selected from the group consisting of alkyl, aryl, cycloalkyl, heteroalkyl, heteroaryl and heterocycloalkyl, R4, R5, R6 and R7, are independently of each other, selected from the group consisting of H, alkyl, aryl, cycloalkyl, heteroalkyl, heteroaryl and heterocycloalkyl, and wherein the acid salt is a 2,3-Ditoluoyl tartaric acid salt, 2,3-Dibenzoyl tartaric acid salt, 2,3-Dianisoyl tartaric acid salt, 2,3-Dibenzoyl tartaric acid mono(dimethylamide) salt or a mixture of two or more thereof, wherein the tartaric acid salt (T) of the compound of formula (I) contains at least 90% by weight of the tartaric salt of the compound of formula (Ia) based on the total weight of the acid salt of the compound of formula (I).
    Type: Application
    Filed: August 11, 2015
    Publication date: August 17, 2017
    Applicant: Sandoz AG
    Inventors: Sven Nerdinger, Martin Albert, Waldemar Szczepanik, Krzysztof Zajac, Jörg Salchenegger, Joanna Fogt
  • Patent number: 9682247
    Abstract: The body cavity cancer treatment apparatus generates the magnetic field for use in a combined “low temperature hyperthermia” and ionizing radiation and/or chemotherapy cancer treatment protocol. Unlike other competing systems, the body cavity cancer treatment apparatus does not directly kill or ablate the cancer cells with killing temperatures rather, the body cavity cancer treatment apparatus stresses the cancer and cancer stem cells by keeping them at a nominal 42° C. for some period of time via the heating of nano-particles that have been infused into the bladder, using the generated magnetic field.
    Type: Grant
    Filed: July 13, 2015
    Date of Patent: June 20, 2017
    Assignee: ENDOMAGNETICS LIMITED
    Inventors: Michael Edward Susedik, Karl Michael Frantz, Daniel Bernard McKenna, Martin Albert Huisjen, Carolyn Perry Adams
  • Publication number: 20150367140
    Abstract: The Body Cavity Cancer Treatment Apparatus generates the magnetic field for use in a combined “Low Temperature Hyperthermia” and ionizing radiation and/or chemotherapy cancer treatment protocol. Unlike other competing systems, the Body Cavity Cancer Treatment Apparatus docs not directly kill or ablate the cancer cells with killing temperatures rather, the Body Cavity Cancer Treatment Apparatus stresses the cancer and cancer stem cells by keeping them at a nominal 42° Celsius for some period of time via the heating of nano-particles that have been infused into the bladder, using the generated magnetic field.
    Type: Application
    Filed: July 13, 2015
    Publication date: December 24, 2015
    Inventors: Michael Edward Susedik, Karl Michael Frantz, Daniel Bernard McKenna, Martin Albert Huisjen, Carolyn Perry Adams
  • Patent number: 9199919
    Abstract: The present invention relates to a process for the preparation of a chiral compound according to formula (V) wherein R1 is preferably an alkyl residue preferably having from 1 to 6 carbon atoms, in particular to a process for the preparation of a chiral compound the crystalline chiral compounds as such, and their use for the preparation of an antifungal agent, in particular posaconazole.
    Type: Grant
    Filed: May 18, 2011
    Date of Patent: December 1, 2015
    Assignee: SANDOZ AG
    Inventors: Martin Albert, Dominic De Souza, Joerg Salchenegger, Michael Oberhuber
  • Patent number: 9040539
    Abstract: A process for the preparation of a chiral compound, in particular posaconazole, wherein the process comprises mixing and reacting the compounds of formula (I) Y3—NH2; of formula (IIa) 0=C?N—Y0 and/or of formula (IIb) and of formula (III) in a solvent in any order to obtain a reaction mixture containing a chiral compound of formula (IV) and/or formula (V).
    Type: Grant
    Filed: May 18, 2011
    Date of Patent: May 26, 2015
    Assignee: SANDOZ AG
    Inventors: Michael Oberhuber, Joerg Salchenegger, Dominic De Souza, Martin Albert, Thorsten Wilhelm, Martin Langner, Hubert Sturm, Hans-Peter Spitzenstaetter