Patents by Inventor Michael J. Allen

Michael J. Allen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10783588
    Abstract: A computer system and method for processing insurance claim data to identify and recommend insurance policy modifications using informatic data from one or more informatic sensor devices relating to a dwelling. Analytical analysis is performed on the received informatic data to determine a dwelling assessment value regarding an insurance risk relating to the dwelling. Electronic data relating to an insurance policy associated with the dwelling is received by a computer processor and is electronically analyzed to determine insurance coverage and liability values for the dwelling as prescribed by the insurance policy. Predefined business rules are utilized by a computer processor using at least the dwelling assessment value and the determined insurance coverage and liability values for the dwelling to determine, and preferably recommend, one or more insurance products for inclusion with the insurance policy to mitigate insuree liability regarding the dwelling.
    Type: Grant
    Filed: March 5, 2018
    Date of Patent: September 22, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, William Chandler, Daniela Wheeler, Kathleen L. Swain, Cleburne R. Burgess
  • Patent number: 10740847
    Abstract: A computer system and method for processing data to make rapid decisions regarding an insurance policy. Data is received from one or more informatic sensor devices and databases relating to an insured or insured property. A decision is identified that is to be rendered regarding an insurance policy in association with the insured. Predictive analytics is performed on the received data to determine the decision to be rendered regarding the insurance policy. Notification is provided of the determined decision regarding the insurance policy.
    Type: Grant
    Filed: August 23, 2016
    Date of Patent: August 11, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ramsey Devereaux, David S. Franck, Karen M. Moritz, Spencer E. Read, Daniela M. Wheeler, Eric Vaith, Erin E. McCaw, Christopher Maurice Norman, Jodi Jean Healy, Bharat Prasad, Kathleen L. Swain, Michael J. Allen
  • Patent number: 10732626
    Abstract: Unmanned vehicles can be terrestrial, aerial, nautical, or multi-mode. Unmanned vehicles may be used to survey a property in response to or in anticipation of a security threat or damage to the property. For example, an unmanned vehicle may analyze information about the property and based on the information provide graphics and information associated with the surveying of the property.
    Type: Grant
    Filed: March 21, 2018
    Date of Patent: August 4, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Cory Matheson, Anthony Scott Farnsworth, Kathleen L. Swain, Michael J. Allen, Benjamin Ethington, Jordan A. Newmark
  • Patent number: 10713726
    Abstract: A system may include sensors associated with structures, such that the sensors acquire data sets associated with the structures. The processor receives the data sets from the sensors, determines environmental conditions associated with the structures over a period of time, and determines a structural condition associated with one of the structures based on the data sets. The processor also determines a maintenance condition associated with the one of the structures based on one of the data sets, determines operating parameters associated with appliances within the structure based on the one of the data sets, and determines habits of occupants associated with the one of the structures based on the one of the data sets. The processor then adjusts properties of an insurance policy associated with the one of the structures based on the environmental conditions, the structural condition, the maintenance condition, the operating parameters, the habits, or any combination thereof.
    Type: Grant
    Filed: November 30, 2016
    Date of Patent: July 14, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, Shanna Limas, William Chandler, Daniela Wheeler, Kathleen L. Swain, Cleburne R. Burgess
  • Patent number: 10699348
    Abstract: Systems and methods include one or more dwelling sensors configured to generate sensor data representative of characteristics of a dwelling; a telematics device configured to generate telematics data representative of operational characteristics of a vehicle; and an analysis server. The analysis server receives the sensor data; receives the telematics data; receives credit information regarding an insured; and determines one or more insurance policy decisions based upon the sensor data, the telematics data, and the credit information the one or more insurance policy decisions comprising: a premium amount, a deductible amount, a coverage amount, a coverage term, or any combination there of for the insured.
    Type: Grant
    Filed: November 30, 2016
    Date of Patent: June 30, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ramsey Devereaux, David S. Franck, Karen Moritz, Spencer Read, Daniela Wheeler, Eric Vaith, Erin McCaw, Christopher Norman, Jodi J. Healy, Bharat Prasad, Kathleen L. Swain, Michael J. Allen
  • Publication number: 20200204182
    Abstract: An electronic device including: a delay circuit configured to adjust a delay of an input for generating an output signal; and an input selection circuit coupled to the delay circuit, the input selection circuit configured to control a phase for a clock input based at least in part on a measurement of a delay corresponding to the delay circuit in generating the input.
    Type: Application
    Filed: March 4, 2020
    Publication date: June 25, 2020
    Inventors: Dan Shi, Tyler J. Gomm, Michael J. Allen
  • Patent number: 10679296
    Abstract: A computer system and method for processing risk or loss related data to determine insurance products/warranties for objects located in an insured property. Informatic data is received from one or more informatic sensor devices relating to one or more objects located in an insured property. Analysis is performed on the informatic data to determine a condition score for at least one of the one or more objects located in the insured property. Determination is made if one or more insurance products are to be recommended for the at least object located in the insured property based upon the determined condition score.
    Type: Grant
    Filed: November 30, 2016
    Date of Patent: June 9, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ramsey Devereaux, David S. Franck, Michael J. Allen, Daniela Wheeler, Spencer Read, Kathleen L. Swain
  • Patent number: 10623004
    Abstract: An electronic device including: a variable delay circuit configured to adjust a delay of a variable delay input for generating an output signal; a decision circuit coupled to the variable delay, the decision circuit configured to: generate a start signal for the variable delay circuit to begin measuring a coarse delay, generate a stop signal for the variable delay circuit to stop measuring the coarse delay, and generate an inversion-decision signal based at least in part on measuring the coarse delay; and an input selection circuit coupled to the variable delay circuit and the decision circuit, the input selection circuit configured to control a phase for a clock input based on the inversion-decision signal in generating the variable delay input.
    Type: Grant
    Filed: September 10, 2019
    Date of Patent: April 14, 2020
    Assignee: Micron Technology, Inc.
    Inventors: Dan Shi, Tyler J. Gomm, Michael J. Allen
  • Patent number: 10614525
    Abstract: A computer device and method for processing risk or loss related data to determine insurance underwriting, pricing, or other decisions contingent upon informatic and credit score data. An insurance underwriting decision is identified which is to be rendered regarding an insured. Informatic data is received from one or more of an insured property and vehicle associated with the insured. Credit score data relating to the insured is also received. Analytics is performed on the received informatic data and credit score data to determine the insurance underwriting, pricing, or other decision.
    Type: Grant
    Filed: November 9, 2017
    Date of Patent: April 7, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ramsey Devereaux, David S. Franck, Karen M. Moritz, Spencer Read, Daniela Wheeler, Eric Vaith, Erin E. McCaw, Christopher Norman, Jodi J. Healy, Bharat Prasad, Kathleen L. Swain, Michael J. Allen
  • Publication number: 20200099370
    Abstract: Methods, systems, and devices for jitter cancellation with automatic performance adjustment are described. Within a clock distribution system in an electronic device (e.g., a memory device), a jitter cancellation system may be configured to introduce delay between an input clock signal and output clock signal that is directly proportional to the supply voltage for the clock distribution system. In response to supply noise, the delay introduced by the jitter cancellation system may vary directly with respect to the supply voltage fluctuations and thus may offset fluctuations in the delay introduced by other components of the clock distribution system, which may vary inversely with respect to the supply voltage fluctuations. A control component within the jitter cancellation system may execute an algorithm to adjust or regulate the delay introduced by the jitter cancellation system, including its responsiveness to fluctuations in the supply voltage.
    Type: Application
    Filed: October 4, 2019
    Publication date: March 26, 2020
    Inventors: Dan Shi, Fangxing Wei, Michael J. Allen
  • Patent number: 10574241
    Abstract: Phase compensation in an I/O (input/output) circuit includes variable, programmable slope. A phase compensation circuit can apply phase compensation of one slope and dynamically change the slope of the phase compensation to allow for better tracking of environmental conditions. The phase compensation circuit can generate a linear code to apply phase compensation to lock phase of an I/O signal to a phase of a timing signal. The circuit selectively adjusts the linear code with a variable, programmable slope, where the slope defines how much phase compensation is applied per unit change in the linear code. The circuit applies the adjusted linear code to a lock loop to lock the phase of the I/O signal to the phase of the timing signal.
    Type: Grant
    Filed: February 16, 2017
    Date of Patent: February 25, 2020
    Assignee: Intel Corporation
    Inventors: Fangxing Wei, Setul M. Shah, Michael J. Allen, Khushal N. Chandan
  • Publication number: 20200059237
    Abstract: An electronic device including: a variable delay circuit configured to adjust a delay of a variable delay input for generating an output signal; a decision circuit coupled to the variable delay, the decision circuit configured to: generate a start signal for the variable delay circuit to begin measuring a coarse delay, generate a stop signal for the variable delay circuit to stop measuring the coarse delay, and generate an inversion-decision signal based at least in part on measuring the coarse delay; and an input selection circuit coupled to the variable delay circuit and the decision circuit, the input selection circuit configured to control a phase for a clock input based on the inversion-decision signal in generating the variable delay input.
    Type: Application
    Filed: September 10, 2019
    Publication date: February 20, 2020
    Inventors: Dan Shi, Tyler J. Gomm, Michael J. Allen
  • Patent number: 10552911
    Abstract: A computer device and method for processing data to detect modifications to insured property. Received is specification data regarding modifications to be made to insured property in connection with an insurance claim. Also received is data from one or more sensor devices associated with the insured property indicative of a status regarding modifications made to the insured property. Analysis is performed on the received specification and data to determine whether one or more predefined conditions for the insurance claim is satisfied regarding the modifications to be made to the insured property.
    Type: Grant
    Filed: May 9, 2014
    Date of Patent: February 4, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, Teddy J. Voutour, Shanna Limas, William Chandler, Michael P. Burns, Daniela Wheeler, Kathleen L. Swain, Cleburne R. Burgess
  • Patent number: 10528708
    Abstract: Embodiments include method, systems and computer program products for preventing unauthorized resource updates. In some embodiments, it may be determined that a mainframe computer is not within a service period. A control file may be obtained and decrypted. Using the decrypted control file, the mainframe computer may be determined to be authorized. An available resource update file may be selected based on a determination that the mainframe computer is authorized. An update to a resource of the mainframe computer may be facilitated based on the available resource update file.
    Type: Grant
    Filed: December 16, 2016
    Date of Patent: January 7, 2020
    Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATION
    Inventors: Michael J. Allen, Brent J. Boisvert, Michael S. Bomar, John D. Eggleston, Ruben O. Manso, Brian D. Valentine
  • Patent number: 10510119
    Abstract: A computer device and method for processing data to detect modifications to insured property. Received is specification data regarding modifications to be made to insured property in connection with an insurance claim. Also received is data from one or more sensor devices associated with the insured property indicative of a status regarding modifications made to the insured property. Analysis is performed on the received specification and data to determine whether one or more predefined conditions for the insurance claim is satisfied regarding the modifications to be made to the insured property.
    Type: Grant
    Filed: May 9, 2014
    Date of Patent: December 17, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, Teddy J. Voutour, Shanna Limas, William Chandler, Michael P. Burns, Daniela Wheeler, Kathleen L. Swain, Cleburne R. Burgess
  • Patent number: 10510121
    Abstract: A computer device and method for processing maintenance related data for performing maintenance analytics on insured property. Informatic data is received from one or more sensor devices relating to a property covered by an insurance policy. Analysis is performed on the received informatic data to determine one or more conditions associated with the property. Predefined business rules are applied using the determined one or more conditions associated with the property to determine a maintenance profile for the property indicating one or more of maintenance history and repair or maintenance requirements for the property.
    Type: Grant
    Filed: December 18, 2015
    Date of Patent: December 17, 2019
    Assignee: United Stated Automobile Association (USAA)
    Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, Teddy J. Voutour, William Chandler, Michael P. Burns, Kathleen L. Swain, Cleburne R. Burgess
  • Publication number: 20190362764
    Abstract: A memory device performs DLL (delay locked loop) calibration in accordance with a DLL calibration mode configured for the memory device. A host controller can configure the calibration mode based on operating conditions for the memory device. The memory device includes an input/output (I/O) interface circuit and a delay locked loop (DLL) circuit coupled to control I/O timing of the I/O interface. A control circuit of the memory device selectively enables and disables DLL calibration in accordance with the DLL calibration mode. When selectively enabled, the DLL calibration is to operate at a time interval identified by the DLL calibration mode, and when selectively disabled, the DLL calibration is to cease or refrain from DLL calibration operations.
    Type: Application
    Filed: August 12, 2019
    Publication date: November 28, 2019
    Inventors: Shekoufeh QAWAMI, Michael J. ALLEN, Rajesh SUNDARAM
  • Patent number: 10476488
    Abstract: Methods, systems, and devices for jitter cancellation with automatic performance adjustment are described. Within a clock distribution system in an electronic device (e.g., a memory device), a jitter cancellation system may be configured to introduce delay between an input clock signal and output clock signal that is directly proportional to the supply voltage for the clock distribution system. In response to supply noise, the delay introduced by the jitter cancellation system may vary directly with respect to the supply voltage fluctuations and thus may offset fluctuations in the delay introduced by other components of the clock distribution system, which may vary inversely with respect to the supply voltage fluctuations. A control component within the jitter cancellation system may execute an algorithm to adjust or regulate the delay introduced by the jitter cancellation system, including its responsiveness to fluctuations in the supply voltage.
    Type: Grant
    Filed: November 8, 2018
    Date of Patent: November 12, 2019
    Assignee: Micron Technology, Inc.
    Inventors: Dan Shi, Fangxing Wei, Michael J. Allen
  • Patent number: 10465559
    Abstract: A component for a gas turbine engine includes at least one airfoil that has a radially inner end and a radially outer end. A platform has a gas path side that supports the radially outer end of the at least one airfoil and a non-gas path side. A hook is supported by the platform and has an anti-rotation surface that faces in a circumferential direction. A conical surface is spaced axially forward of a base portion of the hook. A triangular base surface intersects the anti-rotation surface and is spaced radially outward from the conical surface.
    Type: Grant
    Filed: December 13, 2017
    Date of Patent: November 5, 2019
    Assignee: UNITED TECHNOLOGIES CORPORATION
    Inventors: Ky H. Vu, Bryan P. Dube, Michael J. Allen
  • Patent number: 10454484
    Abstract: An electronic device including: a variable delay circuit configured to adjust a delay of a variable delay input for generating an output signal; a decision circuit coupled to the variable delay, the decision circuit configured to: generate a start signal for the variable delay circuit to begin measuring a coarse delay, generate a stop signal for the variable delay circuit to stop measuring the coarse delay, and generate an inversion-decision signal based at least in part on measuring the coarse delay; and an input selection circuit coupled to the variable delay circuit and the decision circuit, the input selection circuit configured to control a phase for a clock input based on the inversion-decision signal in generating the variable delay input.
    Type: Grant
    Filed: August 14, 2018
    Date of Patent: October 22, 2019
    Assignee: Micron Technology, Inc.
    Inventors: Dan Shi, Tyler J. Gomm, Michael J. Allen