Abstract: An integrated circuit (IC) structure includes a plurality of cell rows with each cell row including a plurality of (standard) cells. A power rail for at least one pair of adjacent cell rows is asymmetric relative to a cell boundary between adjacent cells of the at least one pair of adjacent cell rows. Embodiments of the disclosure can also include the standard cell including a plurality of transistors at a device layer, and at least a portion of an isolation area at an edge of the device layer defining a cell boundary. The standard cell also includes the power rail including a first portion within the cell boundary and a second portion outside the cell boundary. The first portion and the second portion have different heights such that the power rail is asymmetric across the cell boundary. The asymmetric power rail provides seamless integration of cell libraries having different heights.

Abstract: A system comprises a server configured for performing steps of receiving, from an acquirer financial institution for a merchant, details of a transaction and a common virtual payment token. The transaction details include details of the merchant. Identification details of a set of consumer payment instruments associated with the common virtual payment token are retrieved from a consumer database. The consumer payment instrument for the merchant is selected from the set of consumer payment instruments, based on the merchant details. Payment details of the selected consumer payment instrument are retrieved from the consumer database. The transaction is processed with the selected consumer payment instrument by communicating to an issuer financial institution for the selected consumer payment instrument, the transaction details and the payment details of the selected consumer payment instrument.

Abstract: Disclosed are embodiments of a computer-aided design system and corresponding method for power-optimized timing closure of an integrated circuit (IC) design. In the embodiments, a cell library includes sets of cells, where each cell in the same set has the same internal structure but different combinations of cell boundary isolation structures associated with different passive delay values. Timing closure includes replacement of a cell in a previously generated layout with another cell from the same set in order to adjust delay (e.g., increase delay) of a data signal or clock signal and, thereby facilitate fixing of a previously identified violation of a timing constraint. By eliminating or at least minimizing the need to insert buffer and/or inverter cells into a layout to add delay to a data signal and/or a clock signal during timing closure, the embodiments avoid or at least limit concurrent increases in power consumption and area consumption.

Abstract: A system comprises a server configured for performing steps of receiving, from an acquirer financial institution for a merchant, details of a transaction and a common virtual payment token. The transaction details include details of the merchant. Identification details of a set of consumer payment instruments associated with the common virtual payment token are retrieved from a consumer database. The consumer payment instrument for the merchant is selected from the set of consumer payment instruments, based on the merchant details. Payment details of the selected consumer payment instrument are retrieved from the consumer database. The transaction is processed with the selected consumer payment instrument by communicating to an issuer financial institution for the selected consumer payment instrument, the transaction details and the payment details of the selected consumer payment instrument.

Abstract: Embodiments provide a method for facilitating a payment transaction at a POS terminal. The method includes receiving, by a server system associated with a payment network, a machine-readable code comprising information corresponding to a merchant and a dynamic token. The machine-readable code is valid for only a pre-defined interval. The method includes sending, by the server system, a notification associated with the machine-readable code received from the customer device, to a merchant device for approval of the payment transaction. The method further includes receiving, by the server system, a merchant defined transaction code from the merchant device in response to receipt of the notification at the merchant device. The merchant defined transaction code indicates a nature of the payment transaction. facilitating, by the server system, the payment transaction upon receipt of the merchant defined transaction code from the merchant device.

Abstract: The present disclosure generally relates to an electronic system, a computerized method, and a non-transitory computer-readable storage medium comprising instructions for processing a transaction between a consumer and a merchant with a payment instrument of the consumer selected for the merchant.

Abstract: Methods and server systems for facilitating sharing of reward points between users are disclosed. Information related to linked one or more social IDs of a first user to a payment account of the first user is received and stored in a mapping file. A request for reward points redemption is initiated by the second user in response to an offer to redeem a fixed number of reward points posted by the first user on a social media platform. A social ID used by the second user to initiate the request on the social media platform is identified. A transfer of the fixed number of reward points from the first user to the second user is facilitated based on the mapping file and the social ID of the second user.

Abstract: System and method for facilitating electronic payment on delivery of a product. The system includes a merchant device; a manufacturer device that is in communication with the merchant device; and a courier device that is in communication with the merchant device. The merchant device is configured to: receive, from an issuer device that is in communication with the merchant device, a pre-authorization code in response to a request for pre-authorization of a transaction corresponding to an electronic payment request for the product; and generate a first machine-readable code having encoded thereon at least the pre-authorization code and an identifier corresponding to the product. The manufacturer device is configured to generate a second machine-readable code having encoded thereon at least the pre-authorization code and the identifier corresponding to the product.

Abstract: An apparatus for processing electronic payment transactions is provided. The apparatus includes a computer processor and a data storage device, the data storage device having an incoming and an outgoing transaction initiation module including non-transitory instructions operative by the processor to receive an order indication at a payment intermediary server, the order indication indicating an order by a customer having an order value amount, initiate a transaction from an account associated with the customer to an intermediary account for the order value amount, initiate a transaction from the intermediary account to an account associated with the merchant for a first portion of the order value amount, receive an order feedback indication, and initiate a further transaction or further transactions in response to the order feedback indication to transfer the second portion of the order value amount to the account associated with the merchant and/or the account associated with the customer.

Abstract: The disclosure provides integrated circuit (IC) layouts and methods to form the same. An IC layout may include two standard cells, with a well contact cell laterally between them. The well contact cell may include a single semiconductor region having the first doping type, an active bridge region within the single semiconductor region, extending continuously from the first active region of the first standard cell to the third active region of the second standard cell. A doped tap region within the single semiconductor region is laterally separated from the active bridge region. The doped tap region is laterally aligned with the second active region and the fourth active region.

Abstract: Disclosed is a system for executing a computer process for processing a transaction. The system comprises a point-of-sale (POS) terminal, and an application support terminal (AST). The POS terminal comprises a POS processor and a POS memory device in communication with the POS processor and storing POS program instructions thereon. The POS processor is operative with the POS program instructions to receive transaction information comprising payment vehicle credentials of a payment vehicle for use in processing the transaction, and transaction details defining the transaction. The POS processor is further operative to determine, based on the transaction information, that the POS terminal cannot process the transaction, send the transaction information to the AST, the AST comprising an AST processor, and an AST memory device in communication with the AST processor and storing an application capable of processing the transaction using the payment vehicle credentials, and AST program instructions thereon.

Abstract: An apparatus for processing electronic payment transactions is provided. The apparatus includes a computer processor and a data storage device, the data storage device having an incoming and an outgoing transaction initiation module including non-transitory instructions operative by the processor to receive an order indication at a payment intermediary server, the order indication indicating an order by a customer having an order value amount, initiate a transaction from an account associated with the customer to an intermediary account for the order value amount, initiate a transaction from the intermediary account to an account associated with the merchant for a first portion of the order value amount, receive an order feedback indication, and initiate a further transaction or further transactions in response to the order feedback indication to transfer the second portion of the order value amount to the account associated with the merchant and/or the account associated with the customer.

Abstract: In an exemplary structure, a first conductor connects a power source to integrated circuit devices. The first conductor includes a first axis defining a first side and a second side. A second conductor, perpendicular to the first conductor, is connected to the first conductor by first vias. A third conductor, parallel to the first conductor, is connected to the second conductor by second vias. The third conductor includes a second axis defining a third side and a fourth side. The first side and the third side are aligned in a first plane perpendicular to the conductors and the second side and the fourth side are aligned in a second plane perpendicular to the conductors. The first vias contact the first conductor in only the first side. The second vias contact the third conductor in only the third side. And the second conductor is outside the second plane.

Abstract: A method for processing on-behalf transactions is provided. A first merchant registers to avail an on-behalf transaction service offered by a server. The first merchant initiates an on-behalf transaction for a purchase that a customer wants to make with the first merchant, who possesses a point-of-sale (POS) device which currently is mal-functioning or does not possess the POS device for performing cashless transactions. The first merchant provides transaction details initiating the on-behalf transaction. The server generates a transaction code based on the transaction details. The first merchant provides the transaction code to the customer, who in turn provides the transaction code to a second merchant, who possesses the POS device. The server verifies the transaction code provided by the second merchant. The server further initiates the on-behalf transaction based on successful verification of the transaction code.

Abstract: A method includes conducting a transaction at an automated teller machine (ATM) or a point of sale (POS) device by using a customer device of a customer. The transaction involves rendering a payment interface of the ATM or the POS device on the customer device, such that the customer device serves as a mode of entry for transaction details of the transaction. The transaction is initiated at the ATM or the POS device based on the transaction details submitted by way of the payment interface rendered on the customer device. The method provides a degree of separation between the hardware of the ATM or the POS and the transaction.

Abstract: Embodiments provide a lost and found management method for payment cards. The method includes receiving, by a server system associated with a payment network, one or more attributes of a payment card of a first party from a second party who found the payment card. The one or more attributes are sent by the second party through an application interface associated with the server system. The method includes facilitating validation, by the server system, of the one or more attributes. The method further includes, upon successful validation, accessing, by the server system, information of an issuer bank of the payment card. The method further includes facilitating sending, by the server system, a notification to the issuer bank of a lost and found status of the payment card.

Abstract: Embodiments provide a method for facilitating a payment transaction at a POS terminal. The method includes receiving, by a server system associated with a payment network, a machine-readable code comprising information corresponding to a merchant and a dynamic token. The machine-readable code is valid for only a pre-defined interval. The method includes sending, by the server system, a notification associated with the machine-readable code received from the customer device, to a merchant device for approval of the payment transaction. The method further includes receiving, by the server system, a merchant defined transaction code from the merchant device in response to receipt of the notification at the merchant device. The merchant defined transaction code indicates a nature of the payment transaction. facilitating, by the server system, the payment transaction upon receipt of the merchant defined transaction code from the merchant device.

Abstract: Methods and server systems for facilitating sharing of reward points between users are disclosed. Information related to linked one or more social IDs of a first user to a payment account of the first user is received and stored in a mapping file. A request for reward points redemption is initiated by the second user in response to an offer to redeem a fixed number of reward points posted by the first user on a social media platform. A social ID used by the second user to initiate the request on the social media platform is identified. A transfer of the fixed number of reward points from the first user to the second user is facilitated based on the mapping file and the social ID of the second user.

Abstract: Embodiments provide a method for facilitating an online payment transaction. The method includes receiving, by a first server, a transaction ID generation request in a payment authentication interface associated with the first server. The transaction ID generation request is generated upon selection of a transaction ID generation option by a user in the payment authentication interface. The method further includes generating, by the first server, a transaction ID valid for the online payment transaction upon reception of the transaction ID generation request. The method further includes receiving a transaction ID validation message from a second server in response to the user providing the transaction ID at an application interface associated with the second server. The method further includes facilitating, by the first server, the online payment transaction upon reception of the transaction ID validation message.

Abstract: The present disclosure generally relates to an electronic system, a computerized method, and a non-transitory computer-readable storage medium comprising instructions for processing a transaction between a consumer and a merchant with a payment instrument of the consumer selected for the merchant.