Abstract: A method for linking forensic data to transaction history includes: storing a plurality of consumer profiles, each profile including data related to a consumer including a consumer identifier associated with the related consumer and a plurality of transaction data entries, each entry including data related to a payment transaction involving the consumer including transaction data; receiving a forensic profile, the profile including forensic data obtained from a computing device; identifying a correspondence between the received forensic data and transaction data included in the stored transaction data entries to obtain a specific consumer identifier; identifying a specific consumer profile where the included consumer identifier corresponds to the specific consumer identifier; and transmitting at least the transaction data included in one or more transaction data entries included in the identified specific consumer profile.

Abstract: A computer implemented method for creating merchant profiles based on check transactions is provided. The method uses a computing device having a processor communicatively coupled to a memory. The method includes receiving a plurality of payment transactions including payment by a check where each payment transaction includes plurality of fields from the associated check that include at least a payee field, an address field, and a memo field, generating a list of unique merchants based in part on the payee fields of the plurality of payment transactions, generating two or more merchant profiles, and determining one or more connections between two or more merchant profiles in the plurality of merchant profiles. Each connection represents a relationship or association between two or more merchant profiles. The method also includes storing the one or more connections and the two or more merchant profiles.

Abstract: A method and a system are provided for identifying payment card holder hobbies or interests. The method includes retrieving from one or more databases a first set of information comprising payment card transaction information, payment card holder information and merchant information. The method further includes analyzing the first set of information to construct one or more groupings of merchants based on merchant line of business or merchant association with a hobby or interest; analyzing the first set of information to identify one or more payment card holder purchase behaviors; and associating the one or more payment card holder purchase behaviors with the one or more groupings of merchants to identify one or more payment card holder hobbies or interests. The method and system provide advantages in fraud prevention, and can also be used by merchants or businesses to better target customers or enhance existing customer relationships.

Abstract: The present invention relates to a liquid (meth)acrylic syrup, its method of polymerization and article obtained thereof. In particular the present invention deals with a liquid (meth)acrylic syrup comprising an initiation system for polymerization at low temperature. More particularly the present invention relates to a liquid (meth)acrylic syrup comprising an initiator system for polymerization at low temperature, said initiating system comprises at least one accelerator, at least one organic aldehyde, at least one peracid and at least one liquid peroxy compound; an impregnation process for a fibrous substrate, the liquid (meth)acrylic syrup for implementing this process, and the obtained impregnated fibrous substrate. The impregnated fibrous substrate is suitable for manufacturing mechanical or structured parts or articles.

Abstract: The invention relates to a liquid (meth)acrylic syrup for impregnating a fibrous substrate. The invention especially relates to a viscous liquid syrup mainly containing methacrylic or acrylic components. The invention also relates to a method for producing such a syrup. The invention relates further to a process for impregnating a fibrous substrate or long fibers with said viscous liquid syrup. The invention also relates to a fibrous substrate preimpregnated with said syrup, which is useful for the production of mechanical or structured parts or products. The invention also relates to a production method for producing mechanical or structured parts or items and to three-dimensional mechanical or structured parts produced by said method. The invention applies to the production of mechanical parts or structural elements made of impact-resistant thermoplastic composite material.

Abstract: A computer-implemented method for detecting potentially fraudulent cardholder transactions is implemented by a fraud detection computer system in communication with a memory. The method includes identifying a first home location for a first cardholder, identifying an expected range of travel relative to the first home location for the first cardholder when making a typical financial transaction in at least one merchant category, receiving transaction data associated with a first financial transaction, retrieving the first home location based on the cardholder data and a merchant location for the first merchant based on the merchant data, calculating a distance of travel between the first merchant location and the cardholder home location, comparing the calculated distance of travel to the expected range of travel, and flagging the first financial transaction as potentially fraudulent upon determining that the calculated distance of travel exceeds the expected range of travel.

Abstract: Disclosed herein are systems and methods of individual level learning that include receiving purchase event data from a merchant device that indicates that a purchase event occurred by a user on a user device, and transmitting the purchase event data to an analytics server. The methods may also include processing the purchase event data. The processing may include calculating a time gap for each of two sequential purchase events in a list of purchase events, and calculating an average duration of consecutive events by averaging all of the purchase events in the list of purchase events. The method may determine a purchase hazard probability that a purchase event will occur on a given day, when the average duration of consecutive events is larger than a standard deviation of the event occurring. When the purchase hazard probability is above a threshold, the system may push a message to the user device.

Abstract: The present invention relates to a (meth)acrylic mixture for impregnating a fibrous substrate, characterized in that it comprises: a) a first dispersion comprising at least one (meth)acrylic polymer obtained by emulsion polymerization of one or more (meth)acrylic monomers, b) a second dispersion comprising at least one flame retardant. The invention also relates to a method for impregnating a fibrous substrate with a (meth)acrylic mixture of this kind, and to a method for manufacturing mechanical parts or structured elements, or articles, from the (meth)acrylic mixture. Another objective of the invention is a mechanical part or a structured element or an article made of composite material, obtained by the implementation of the manufacturing method.

Abstract: Exemplary systems and methods are provided for directing offer content to consumers at communication devices, while the consumers are at merchants. An exemplary method includes capturing an image of a consumer when the consumer is in the vicinity of a product at a merchant, where the image depicts a facial expression of the consumer, and determining an intensity associated with the facial expression of the consumer, as captured in the image. The method also includes determining, by a computing device, a location at the merchant of a communication device associated with the consumer and selecting, by the computing device, an offer associated with the product for the consumer, based on the intensity of the facial expression and the determined location of the communication device, thereby relying at least in part on a consumer reaction to select the offer.

Abstract: Embodiments of the disclosure enable a computing system to enhance one or more financial transactions. The computing system identifies a cardholder account used to enter into a financial transaction, identifies a merchant and/or a primary product associated with the financial transaction, analyzes cardholder data associated with the cardholder account and account data associated with the merchant and/or the primary product to determine a secondary product, generate presentation data for presenting product information associated with the secondary product, and receive selection data associated with the secondary product such that the financial transaction is enhanced with the secondary product. Aspects of the disclosure provide for enhancing the financial transaction with a secondary product tailored to the cardholder, provided or promoted by the merchant, and/or useable with the primary product in a constructive, complementary, and/or effective manner.

Abstract: A copolymer having amphiphilic blocks includes at least one first hydrophilic block, obtainable from n-butyl acrylate and hydroxyethyl methacrylate monomers, and a second hydrophobic block likely to be obtained from a methyl methacrylate monomer. The copolymer is found to be particularly advantageous for use as an additive for manufacturing a polymer filtration membrane, particularly a PVDF membrane, particularly via a phase inversion method.

Abstract: The present invention relates to a composite material obtained by in situ polymerization of a thermoplastic resin with a fibrous material. More particularly the present invention relates to a polymeric composite material obtained by in-situ polymerization of a thermoplastic (meth)acrylic resin and a fibrous material containing long fibers and its use, a process for making such a composite material and manufactured mechanical or structured part or article comprising this polymeric composite material.

Abstract: The present invention relates to a process for impregnating a fibrous substrate consisting of long fibers by a liquid (meth)acrylic mixture mainly containing methacrylic and/or acrylic components. The invention also relates to such a (meth)acrylic mixture and its composition, said (meth)acrylic mixture comprising a (meth)acrylic syrup and an aqueous dispersion of radical initiator. The invention also relates to a process for manufacturing mechanical parts or structured elements or articles made of composite material by impregnating the fibrous substrate with the (meth)acrylic mixture then polymerizing said (meth)acrylic mixture, and also such parts obtained according to said manufacturing process and used in varied fields such as the automotive industry, aeronautics, or else construction.

Abstract: The invention relates to a viscous liquid (meth)acrylic syrup comprising: a) a (meth)acrylic polymer, b) a (meth)acrylic monomer, c) an initiator to start the polymerization of the (meth)acrylic monomer, said initiator being in the form of a peroxide compound that is liquid in a temperature range of between 0° and 50° C., said syrup being characterized in that the initiator is combined with an accelerating system comprising: d) a reducing compound, e) a metal salt or a mixture of metal salts not comprising any cobalt and f) a tertiary amine.

Abstract: The invention relates to a molding device (1) and a method for the manufacture of structured or semistructured composite components comprising a polymer resin (50) and a fibrous substrate (51). According to the invention, the device comprises a mold (2) comprising a bottom and a lateral surface, a part (10) that is movable along the lateral surface of the mold, comprising a compression surface (14) forming a cavity (7) with the bottom and the lateral surface (5) of said mold (2), characterized in that the movable part (10) comprises a vacuum-drawing channel (13, 23) opening into a chamber (25, 42) located above the cavity and communicating with said cavity (7).

Abstract: The invention relates to a viscous liquid (meth)acrylic syrup comprising: a) a (meth)acrylic polymer, b) a (meth)acrylic monomer, c) an initiator to start the polymerization of the (meth)acrylic monomer, said initiator being in the form of a peroxide compound that is liquid in a temperature range of between 0° and 50° C., said syrup being characterized in that the initiator is combined with an accelerating system comprising: d) a vanadium salt and e) a tertiary amine.

Abstract: The invention relates to a molding device (1) and a method for the manufacture of structured or semistructured composite components comprising a polymer resin (50) and a fibrous substrate (51). According to the invention, the device comprises a mold (2) comprising a bottom and a lateral surface, a part (10) that is movable along the lateral surface of the mold, comprising a compression surface (14) forming a cavity (7) with the bottom and the lateral surface (5) of said mold (2), characterized in that the movable part (10) comprises a vacuum-drawing channel (13, 23) opening into a chamber (25, 42) located above the cavity and communicating with said cavity (7).

Abstract: A method and system for estimating individual propensity to use airport support services, comprising: receiving at least a first data element configured to store a specific primary account number and an addendum configured to store travel data; executing a query on a transaction database to identify a subset of transaction messages; identifying a projected level of needed airport support services propensity to use long-term parking based on at least the travel data; identifying an entity associated with needed airport support services associated with the travel transaction based on at least the travel data stored in the addendum included in the received transaction message; and transmitting the identified projected level of needed support services.

Abstract: A system for identifying an ideal airport security arrangement based on cost-effectiveness. The system storing a plurality of passenger wait times and receiving a personnel cost for each n for a transportation center. The system further receiving a plurality of transaction data entries and determining an average number of passengers of the transportation center based on at least the transaction data included in each received transaction data entry. The system identifying an average time-based value for passengers of the transportation center based on passenger income and calculating an operation cost for each n based on at least a combination of the respective personnel cost and passenger value as a product of the respective passenger wait time, average number of passengers, and average time-based value. The system determining an ideal number of security personnel based on the calculated operation cost for each n number of security personnel.

Abstract: A method for socially connecting payment card holders is provided. The method involves providing one or more databases configured to store payment card holder information including at least purchasing and payment activities attributable to the payment card holders; providing one or more databases configured to store payment card holder profiles; generating the payment card holder profiles based on the payment card holder information; providing the payment card holder profiles to payment card holders that have been granted access to the one or more databases configured to store the payment card holder profiles; and effecting targeted interaction between the payment card holders based at least in part on the payment card holder profiles. A system for socially connecting payment card holders is also provided.