Patents by Inventor Pierre Gerard

Pierre Gerard has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20160009878
    Abstract: The invention relates to a liquid (meth)acrylic syrup for impregnating a fibrous substrate. The invention especially relates to a viscous liquid syrup mainly containing methacrylic or acrylic components. The invention also relates to a method for producing such a syrup. The invention relates further to a method for impregnating a fibrous substrate or long fibers with said viscous liquid syrup. The invention also relates to a fibrous substrate pre impregnated with said syrup, which is useful for the production of mechanical or structured parts or products. The invention also relates to a production method for producing mechanical or structured parts or items and to three-dimensional mechanical or structured parts produced by said method. The invention allows significant reduction of the exothermic peak during the polymerization of the syrup, reduction of the residual monomer content at the end of the polymerization, and production of parts in a composite material without defects or with few defects.
    Type: Application
    Filed: March 7, 2014
    Publication date: January 14, 2016
    Inventor: Pierre GERARD
  • Publication number: 20150375464
    Abstract: Method for producing a multilayer composite material, according to which said multilayer composite material, multilayer composite material obtained by the methosod and mechanical parts or structures produced with said material. The present invention.
    Type: Application
    Filed: March 7, 2014
    Publication date: December 31, 2015
    Inventor: Pierre GERARD
  • Publication number: 20150371279
    Abstract: A method for customizing product packaging based on consumer behavior includes: reading, by a reading device, payment card data corresponding to a payment card associated with a specific consumer, wherein the payment card data includes at least a specific consumer identifier associated with the specific consumer; transmitting, by a transmitting device, a content request, wherein the content request includes at least a package type associated with a product being purchased and the specific consumer identifier; receiving, by a receiving device, a printable content item, wherein the printable content item is based on at least the package type and consumer behavioral data associated with the specific consumer; and printing, by a printing device, packaging for the product being purchased, wherein the printed packaging is and/or includes the received printable content item and is configured to house the product being purchased.
    Type: Application
    Filed: June 23, 2014
    Publication date: December 24, 2015
    Inventors: Jean-Pierre GERARD, Arun Elangovan
  • Publication number: 20150352818
    Abstract: The present invention relates to a multilayer composition comprising a surface layer comprising a thermoplastic polymer A and a substrate layer comprising a polymeric composite material based thermoplastic (meth)acrylic matrix and a fibrous material as reinforcement. The multilayer composition is suitable for mechanical or structured parts or articles with a decorative surface aspect The present invention concerns also a manufacturing process for multilayer mechanical or structured parts or articles and three-dimensional mechanical or structured parts.
    Type: Application
    Filed: January 15, 2014
    Publication date: December 10, 2015
    Inventors: Michel Glotin, Pierre GERARD, Renan HOLZMANN, Gilmar DA COSTA LIMA
  • Publication number: 20150348037
    Abstract: A method for improving fraud scoring based on criminal activity includes: storing transaction data entries, each including transaction data related to a payment transaction and a transacting consumer identifier; storing consumer profiles, each including data related to consumers including consumer characteristics and a consumer identifier; storing fraud scoring rules, each being configured to score a payment transaction for a likelihood of fraud based on transaction data; receiving a criminal activity notification, the notification including criminal characteristics associated with criminals or victims associated with untrustworthiness or fraud; identifying a specific consumer profile where a predefined number of the consumer characteristics correspond to the criminal characteristics; identifying a subset of transaction data entries where the transacting consumer identifier corresponds to the consumer identifier in the specific consumer profile; and updating the fraud scoring rules based on the transaction da
    Type: Application
    Filed: June 2, 2014
    Publication date: December 3, 2015
    Applicant: MasterCard International Incorporated
    Inventors: Kenneth UNSER, Kent Olof Niklas BERNTSSON, Jean-Pierre GERARD
  • Publication number: 20150348209
    Abstract: A method for linking forensic data to transaction history includes: storing a plurality of consumer profiles, each profile including data related to a consumer including a consumer identifier associated with the related consumer and a plurality of transaction data entries, each entry including data related to a payment transaction involving the consumer including transaction data; receiving a forensic profile, the profile including forensic data obtained from a computing device; identifying a correspondence between the received forensic data and transaction data included in the stored transaction data entries to obtain a specific consumer identifier; identifying a specific consumer profile where the included consumer identifier corresponds to the specific consumer identifier; and transmitting at least the transaction data included in one or more transaction data entries included in the identified specific consumer profile.
    Type: Application
    Filed: June 2, 2014
    Publication date: December 3, 2015
    Applicant: MasterCard International Incorporated
    Inventors: Kenny UNSER, Kent Olof Niklas Berntsson, Jean-Pierre Gerard
  • Publication number: 20150348219
    Abstract: A method for linking law enforcement data to transaction data includes: storing a plurality of transaction data entries, each entry including data related to a payment transaction including a geographic location associated with the related transaction, a transaction time and/or date, and transaction data; receiving law enforcement data, the data being related to criminal and law enforcement activity and including a geographic enforcement area, a period of time, and one or more law enforcement characteristics associated with the activity; identifying a subset of transaction data entries where each entry in the subset includes a geographic location included in a geographic transaction area corresponding to the geographic enforcement area and a transaction time and/or date included in the period of time; and identifying an economic impact of the criminal and law enforcement activity based on the transaction data included in the transaction data entries included in the identified subset.
    Type: Application
    Filed: June 2, 2014
    Publication date: December 3, 2015
    Applicant: MasterCard International Incorporated
    Inventors: Kenny UNSER, Kent Olof Niklas BERNTSSON, Jean-Pierre GERARD
  • Publication number: 20150348028
    Abstract: A method and system for verifying cardholder compliance or non-compliance with a mandated services requirement by a third party using a payment card payment card network coupled to a database are provided. The method includes receiving sets of predetermined parameters that each define a transaction for one or more mandated services, receiving, by the computer device, transaction data for a plurality of transactions, determining, by the computer device, transactions for one or more mandated services from the plurality of received transactions using the received sets of parameters, summarizing the transaction data from the determined transactions, and transmitting the summarized transaction data to the third party, the summarized transaction data demonstrating cardholder compliance or noncompliance with the mandated services requirement.
    Type: Application
    Filed: May 29, 2014
    Publication date: December 3, 2015
    Applicant: MasterCard International Incorporated
    Inventors: Kenny Unser, Jean-Pierre Gerard, Kent Olof Niklas Berntsson
  • Publication number: 20150339708
    Abstract: Methods and systems of performing multi-party transactions through a single authorization and multiple settlements is disclosed. The transaction involves a consumer entering into primary and secondary transactions as a single transaction for a merchant's and third party's products, wherein the third party products are not located at the merchant's establishment. Additionally, third party merchant offers may be filtered depending on information pertaining to the consumer.
    Type: Application
    Filed: May 21, 2015
    Publication date: November 26, 2015
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Kenny Unser, Kent Olof Niklas Berntsson, Jean-Pierre Gerard
  • Publication number: 20150332295
    Abstract: A system, method, and computer-readable storage medium configured to enable forecast resource demand based on accountholder or merchant-level behavior.
    Type: Application
    Filed: July 30, 2015
    Publication date: November 19, 2015
    Inventors: Kenny Unser, Jean-Pierre Gerard, Ed Lee
  • Publication number: 20150317654
    Abstract: A method for linking traffic data to transaction data includes: storing a plurality of transaction data entries, each entry including data related to a payment transaction including at least a geographic location associated with the related payment transaction, a transaction time and/or date, and transaction data; receiving traffic data, the traffic data being related to vehicle traffic and including at least a geographic traffic area, a period of time, and one or more traffic characteristics associated with the vehicle traffic; identifying a subset of transaction data entries where each entry in the subset includes a geographic location included in a geographic transaction area corresponding to the geographic traffic area and a transaction time and/or date included in the period of time; and identifying an economic impact of the vehicle traffic based on at least the transaction data included in each of the transaction data entries included in the identified subset.
    Type: Application
    Filed: May 5, 2014
    Publication date: November 5, 2015
    Applicant: Mastercard International Incorporated
    Inventors: Kenny UNSER, Kent Olof Niklas Berntsson, Jean-Pierre Gerard
  • Publication number: 20150287020
    Abstract: A method includes receiving a first data set and accessing a second data set. The first data set includes location and time profiles. The second data set includes transaction profiles. The first and second data sets are analyzed to propose matches of location and time profiles with transaction profiles. A respective score is assigned to each proposed match. In the analysis and assignment of scores, a first percentage is assigned to each location and time profile relative to each transaction profile. The first percentage equals a percentage of data elements in the location and time profile that is represented in the respective transaction profile. For some of the transaction profiles, a second percentage is assigned. The second percentage equals the percentage of transactions in the transaction profile that is represented in a proposed matching location and time profile.
    Type: Application
    Filed: August 12, 2014
    Publication date: October 8, 2015
    Inventors: Kenny Unser, Jean-Pierre Gerard, Kent Olof Niklas Berntsson
  • Publication number: 20150278952
    Abstract: A method and/or system is provided that includes retrieving from one or more databases a first set of information with the first set of information having payment card transaction sales data associated with each of a plurality of merchants; and retrieving from one or more data bases a second set of information with the second set of information having securities market data associated with each of the plurality of merchants. The method further includes generating one or more groupings of merchants based on the first set of information and the second set of information; ranking each of the merchants, relative to the other merchants, in the one or more groupings into a hierarchy based on selection criteria; identifying a predetermined number of merchants ranked at different levels of the hierarchy in the one or more groupings; selecting the identified merchants from the one or more groupings; and combining the selected merchants into an index.
    Type: Application
    Filed: March 25, 2014
    Publication date: October 1, 2015
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Jean Pierre Gerard, Po Hu
  • Publication number: 20150264064
    Abstract: A method for unblocking spam email messages includes: storing, in an email database, a plurality of email data entries, wherein each email data entry includes data related to an email message including at least message data, content data, and an indication of spam; receiving, by a receiving device, consumer data associated with one or more consumers, wherein the consumer data is based on transaction data for one or more payment transactions involving the associated one or more consumers; identifying, in the email database, one or more email data entries where the included content data corresponds to the received consumer data; and transmitting, by a transmitting device, at least the message data included in each of the identified one or more email data entries.
    Type: Application
    Filed: March 17, 2014
    Publication date: September 17, 2015
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Jean-Pierre GERARD
  • Publication number: 20150242846
    Abstract: According to some embodiments, an acquiring party prediction platform may receive transaction information about a plurality of transactions associated with a merchant, and different transactions may be associated with different acquiring parties. The transaction information may be analyzed to generate a prediction that a particular acquiring party may be associated with a transaction volume below a threshold volume in the future. An indication associated with the prediction may then be transmitted.
    Type: Application
    Filed: February 21, 2014
    Publication date: August 27, 2015
    Applicant: MasterCard International Incorporated
    Inventors: Jean-Pierre Gerard, Po Hu
  • Publication number: 20150242869
    Abstract: A method for performing analytics processing in order to determine economic impact of an event on a particular market includes: receiving event information from an event storage unit, the event information including event data associated with an event and a venue in which the associated event occurred; receiving payment transaction information from a transaction storage unit, the payment transaction information including transaction data associated with each of a plurality of payment transactions; identifying a particular event and a particular venue associated with event data included in the received event information; identifying transaction data for payment transactions that occurred within a particular time frame of the particular event and within a specified area of a location of the selected event from the received payment transaction information; and determining an economic impact of the particular event on a particular market based on the identified transaction data.
    Type: Application
    Filed: April 23, 2014
    Publication date: August 27, 2015
    Applicant: MasterCard International Incorporated
    Inventors: Kenny Unser, Nikhil Malgatti, Serge Bernard, Kent Olof Niklas Berntsson, Jean-Pierre Gerard
  • Publication number: 20150235321
    Abstract: A system, method, and computer-readable storage medium configured to enable insurance-related risk behavior modeling of individuals based on their payment card purchases.
    Type: Application
    Filed: February 18, 2014
    Publication date: August 20, 2015
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Kenny UNSER, Serge BERNARD, Nikhil MALGATTI, Jean-Pierre GERARD, Po HU
  • Publication number: 20150235222
    Abstract: A system, method, and computer-readable storage medium configured to enable investment-related risk behavior modeling of individuals based on their payment card purchases.
    Type: Application
    Filed: January 7, 2015
    Publication date: August 20, 2015
    Inventors: Justin Xavier Howe, Kenny Unser, Serge Bernard, Nikhil Malgatti, Jean-Pierre Gerard, Po Hu
  • Publication number: 20150218362
    Abstract: The present invention relates to an impregnation process for a fibrous substrate, a liquid composition for implementing this process and the obtained impregnated fibrous substrate. The impregnated fibrous substrate is suitable for manufacturing mechanical or structured parts or articles. In particular the present invention deals with an industrial process for impregnating a fibrous substrate or long fibers with a viscous liquid composition containing mainly methacrylic or acrylic components. This viscous composition is called hereafter liquid (meth) acrylic syrup. The invention concerns also a fibrous substrate pre-impregnated with said syrup which is useful for manufacturing mechanical or structured parts or articles. More particular the impregnation of fibrous substrate with the (meth) acrylic syrup is achieved in a closed mould.
    Type: Application
    Filed: July 18, 2013
    Publication date: August 6, 2015
    Inventors: Pierre Gerard, Jean-Pierre Cauchois, Gilles Hochstetter, Michel Glotin, Camille Perrin, Gilles Francois
  • Publication number: 20150199716
    Abstract: A method and a system for real time targeted advertising using purchase transaction data and payment card holder activity and location information in a retail environment. The system comprises one or more databases configured to store a first set of information comprising payment card holder information including at least purchasing and payment activities attributable to the payment card holder, a second set of information comprising payment card holder activity and location in a retail environment, and a third set of information comprising merchant advertising information. The system further comprises a processor configured to generate predictive behavioral models based at least in part on the first set of information and the second set of information, associate the predictive behavioral models with the third set of information, and convey the associated information to a merchant to enable the merchant to make targeted offers to the payment card holder.
    Type: Application
    Filed: January 10, 2014
    Publication date: July 16, 2015
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Jean Pierre Gerard